When to submit FAFSA for Fall 2025? Confused about 24-25 vs. 25-26 forms
My daughter is halfway through college, and I'm COMPLETELY lost about which FAFSA to submit next. I've already completed the 2023-24 form using our 2021 tax info. But now I'm hearing conflicting things about what's needed for Fall 2025: - Do I need to complete the 24-25 FAFSA now (with 2022 taxes)? - Or should I be waiting for the 25-26 FAFSA (with 2023 taxes)? Her university's financial aid office has been impossible to reach by phone. Their website just has generic info that says "submit your FAFSA by priority deadline" without specifying WHICH form! I'm so frustrated with these constantly changing timelines and unclear instructions. Can someone who understands the new FAFSA timeline explain what I'm supposed to be doing right now? Thanks!
28 comments


Diego Rojas
for fall 2025 youd need the 2025-2026 fafsa which uses 2023 taxes
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Chloe Martin
•But don't I also need to submit the 2024-2025 FAFSA before that? Or do I skip that one entirely if she's not taking summer classes?
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Anastasia Sokolov
Let me clarify the FAFSA timeline for you: - For Fall 2024, Spring 2025, and Summer 2025, you need the 2024-2025 FAFSA (using 2022 tax info) - For Fall 2025, Spring 2026, and Summer 2026, you'll need the 2025-2026 FAFSA (using 2023 tax info) The 2024-2025 FAFSA opened December 2023 (delayed from the usual October opening). Most priority deadlines for this form are between January-March 2024, but check your daughter's specific school. The 2025-2026 FAFSA will likely open October 2024 (assuming they return to normal schedule). So right now, you should complete the 2024-2025 FAFSA if you haven't already done so. This covers Fall 2024 courses.
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Chloe Martin
•Thank you! This finally makes sense. So I should submit the 2024-2025 FAFSA now (even though we've already done 2023-2024), and then later this year we'll do the 2025-2026 one. Basically, we're always working a year ahead of the current academic year. Appreciate the clear explanation!
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Sean O'Donnell
The whole FAFSA system is SUCH A NIGHTMARE!!!! I've been through this 3 times with my kids and they ALWAYS change the rules! First they wanted 2022 taxes, then they delayed everything, then the website crashed for weeks... I spent HOURS on hold trying to get help. Total disaster.
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Zara Ahmed
•omg same. spent my entire weekend trying to figure out which form to fill out. why cant they just make it simple????
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StarStrider
Just went through this confusion with my son. For anyone else reading this thread later, here's the breakdown: 1. Academic year = Fall through Summer 2. Each FAFSA covers one full academic year 3. 2024-2025 FAFSA = Fall 2024, Spring 2025, Summer 2025 4. 2025-2026 FAFSA = Fall 2025, Spring 2026, Summer 2026 So yes, you need to submit the 2024-2025 FAFSA now using 2022 tax info (weird they go back 2 years but that's the system). Then when the 2025-2026 FAFSA opens (probably October), you'll submit that one using 2023 tax info. Hope this helps!
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Luca Esposito
•This is helpful but does anyone know if the SAI score from the 24/25 application gets carried over to the 25/26 one? Or do they recalculate everything from scratch each year?
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StarStrider
•They recalculate your SAI each year from scratch using the tax info from 2 years prior to the start of the academic year. So your 2024-2025 FAFSA uses 2022 taxes to calculate one SAI, and your 2025-2026 FAFSA will use 2023 taxes to calculate a completely new SAI.
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Nia Thompson
Have you tried using Claimyr to reach the Federal Student Aid help line? I was stuck in the same situation last month and couldn't get through to anyone at the FSA helpline. A friend recommended Claimyr (claimyr.com) - it basically holds your place in line and calls you when an agent is available. Saved me hours of hold time and I got my FAFSA questions sorted in one call. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent I spoke with confirmed that for Fall 2025, you need the 2025-2026 FAFSA (using 2023 tax info), but you also need to complete the 2024-2025 FAFSA for the current upcoming year.
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Mateo Rodriguez
•is that service actually legit? feels sketchy to me
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Nia Thompson
•It's definitely legit - I was skeptical too but it worked great. You don't give them any personal FAFSA info, it just connects you with the actual Federal Student Aid agents so you can ask questions directly. Way better than sitting on hold for hours or trying to decipher the website.
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StarStrider
Another important point: many schools have priority deadlines for FAFSA submission that are MUCH earlier than the federal deadline. For example, my son's university had a February 15th priority deadline for the 2024-2025 FAFSA even though technically you can submit until June 2025. Missing the priority deadline can mean missing out on institutional grants and scholarships, even if you're still eligible for federal aid. I'd recommend checking your daughter's specific school's financial aid website for their priority deadline for the 2024-2025 FAFSA - you'll want to submit ASAP if that deadline hasn't passed yet.
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Chloe Martin
•You're right - I just checked and her school's priority deadline was March 1st for the 2024-2025 form. I'm going to submit it today and call their financial aid office tomorrow to explain the situation. Hopefully we haven't missed out on too much!
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Diego Rojas
when I did mine this year the website kept crashing lol had to try like 5 times
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Sean O'Donnell
•OMG YES THE CONSTANT CRASHES! Took me EIGHT ATTEMPTS to submit our form in January because the site would freeze at random points. Then my daughter's university said they never received it even though I had confirmation! Had to submit AGAIN. So ridiculous.
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Anastasia Sokolov
One clarification on my earlier comment - the 2024-2025 FAFSA now uses the Student Aid Index (SAI) instead of the Expected Family Contribution (EFC). This is part of the FAFSA Simplification Act changes. The calculation is slightly different, so don't be surprised if your aid eligibility looks different from previous years. This is normal with the new system. Also, the 2024-2025 form is significantly shorter than previous versions, which is at least one improvement.
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Chloe Martin
•I hadn't heard about the SAI replacing EFC! That explains why the form looks so different. Do you know if a higher or lower SAI is better? With EFC we always wanted it as low as possible to qualify for more aid.
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Anastasia Sokolov
•Just like with EFC, a lower SAI is better for aid eligibility. The SAI can actually go negative (down to -$1,500) unlike EFC which couldn't go below zero. So if you see a negative number, that's actually good news for potential aid! The lower your SAI, the more need-based aid you may qualify for.
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Zara Ahmed
wait im confused...my kid is starting college fall 2024 and we already did the 2024-25 fafsa. do we need to do ANOTHER one for spring semester??
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StarStrider
•No, you're good! The 2024-25 FAFSA covers Fall 2024, Spring 2025, and Summer 2025 semesters. You won't need to submit another FAFSA until the 2025-26 form opens (likely in October 2024) for the following academic year.
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Ryan Andre
I just want to echo what everyone else is saying - the FAFSA timeline is SO confusing! I'm a parent of twins who are both in college and I STILL get mixed up every year about which form to submit when. Here's what I've learned from going through this process multiple times: always check your specific school's priority deadline because they're all different, and don't wait until the last minute because the website issues are real. I keep a calendar reminder now to submit each year's FAFSA as soon as it opens. Also, @Chloe Martin - even if you missed the priority deadline, still submit the 2024-2025 FAFSA ASAP! You'll still be eligible for federal aid and some institutional aid. Late is better than never with financial aid. The good news is once you get the hang of the cycle (submit in fall for the following academic year), it becomes more routine. Hang in there!
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Olivia Garcia
As someone who just went through this exact confusion last year, I totally feel your frustration! The key thing that helped me understand it was thinking of FAFSA forms as covering "academic years" not calendar years. So you'll need BOTH forms: - Complete the 2024-2025 FAFSA NOW (using 2022 taxes) - this covers Fall 2024, Spring 2025, and Summer 2025 - Then submit the 2025-2026 FAFSA when it opens in October 2024 (using 2023 taxes) - this covers Fall 2025, Spring 2026, and Summer 2026 I know it seems weird that you're always working with tax info from 2 years ago, but that's just how the system works. The important thing is not to skip the 2024-2025 form thinking you can just wait for the 2025-2026 one - you need both! Also, definitely check if your daughter's school has already passed their priority deadline for the 2024-2025 form. Even if you missed it, submit anyway since you'll still be eligible for federal aid.
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Wesley Hallow
•This is such a helpful way to think about it - "academic years" instead of calendar years! I'm going to write that down. It's so confusing when you're new to this process. Thank you for breaking it down so clearly. I'm definitely going to submit the 2024-2025 form today and then set a reminder for when the 2025-2026 one opens in October. Really appreciate everyone's help in this thread!
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Omar Zaki
Just wanted to add a quick tip that saved me a lot of headaches - bookmark the Federal Student Aid website (studentaid.gov) and check it regularly for updates on FAFSA opening dates and any system maintenance windows. They usually post announcements about planned downtime or technical issues there first. Also, if you're having trouble reaching your daughter's financial aid office by phone, try emailing them or checking if they have online chat support. Many schools added virtual options during COVID and kept them. Some even have specific "FAFSA help" email addresses that get prioritized. The learning curve is steep but you'll get through it! The fact that you're asking questions and being proactive puts you ahead of many parents who just wing it.
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Carmen Lopez
•Thanks for the tip about bookmarking studentaid.gov! I had no idea they posted maintenance windows there - that would have saved me so much frustration during those crashes everyone mentioned. I'm definitely going to try emailing the financial aid office too since calling has been impossible. It's reassuring to know that asking questions means I'm on the right track, even though this whole process feels overwhelming as a newcomer to college financing!
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Ashley Adams
As someone who works in financial aid, I want to add one more crucial point that hasn't been mentioned yet - make sure you're using the correct FSA ID when logging into the FAFSA website! I see so many families create multiple FSA IDs by accident or forget which email they used, which can cause major delays. Also, a pro tip: once you submit your 2024-2025 FAFSA, print or save a PDF copy of your Student Aid Report (SAR) when it's processed. This will have all your information and your SAI calculation, which is helpful to reference when you're filling out the 2025-2026 form later this year. The system really is unnecessarily complicated, but you're asking all the right questions. Don't let the technical issues and confusing timelines discourage you - financial aid can make a huge difference in making college affordable!
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Ava Rodriguez
•This is incredibly helpful advice! I had no idea about saving the SAR - that sounds like it would make filling out next year's form much easier. Quick question though: when you mention using the "correct FSA ID," do both the student and parent need separate FSA IDs, or can we share one? I want to make sure I set this up properly from the beginning to avoid those delays you mentioned.
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