FAFSA confusion - which year to select for Fall 2025 college freshman?
I'm completely confused about which FAFSA form to fill out for my daughter who's currently a high school senior. She'll be starting college in Fall 2025, but I'm not sure if I should be completing the 2024-25 or 2025-26 FAFSA? The studentaid.gov website isn't very clear on this, and when I called their helpline, I was on hold for 47 minutes before getting disconnected. My daughter's guidance counselor gave contradicting information from what her friend's parents said they were told. If she's starting in Fall 2025, which is the correct form? I don't want to waste time filling out the wrong one or miss any deadlines for financial aid. Thanks for any help!
23 comments

Melissa Lin
You need to fill out the 2025-26 FAFSA for a student starting college in Fall 2025. The FAFSA year refers to the academic year (which typically runs fall through spring). So 2025-26 covers Fall 2025 through Spring 2026. This is the correct form for incoming freshmen starting in Fall 2025. Don't worry about the 2024-25 FAFSA at all - that's for students who are attending college during the current academic year (Fall 2024-Spring 2025).
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Effie Alexander
AuthorThank you so much! That makes sense. Do you know when the 2025-26 FAFSA will become available? I want to make sure we submit it as early as possible.
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Lydia Santiago
I was in the same boat last year with my son. You definitely need the 2025-26 FAFSA for a Fall 2025 freshman. The application should open on December 1, 2024 (they changed the opening date from October to December last year). One tip: gather all your 2023 tax information now because that's what they'll ask for on the 2025-26 FAFSA. They use tax info from two years prior to the start of the academic year. Also make sure both you and your daughter create FSA IDs well before you plan to submit - that process alone can take a few days to verify.
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Effie Alexander
AuthorThis is really helpful, thank you! I didn't realize they use tax info from 2023. And good point about the FSA IDs - I'll make sure we set those up soon.
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Romeo Quest
just fyi they messed up the launch last year BIG TIME so be prepared for delays... they said dec 1 but it was actually end of december and even then it was super glitchy, we couldnt actually submit until mid january
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Val Rossi
Omg yes THIS^^^ it was a complete disaster. And then the SAI calculations were all wrong at first and they had to redo them. My daughter almost missed scholarship deadlines because of it.
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Eve Freeman
Learned this the hard way - the FAFSA year is based on when the school year ENDS not when it starts!!! So confusing right?? That's why Fall 2025 is the 2025-26 form because the school year ends in 2026. I messed this up with my older kid and we had to scramble to submit the right one before priority deadlines. Also keep in mind that many schools have their own financial aid deadlines that are different from the federal FAFSA deadline. Some colleges have priority deadlines as early as January for the best aid packages.
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Clarissa Flair
This isn't quite right. The FAFSA year refers to the full academic year (Fall-Spring). So the 2025-26 FAFSA covers Fall 2025 through Spring 2026. It's not based on when the year ends specifically, but rather the full academic cycle.
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Caden Turner
I tried calling studentaid.gov for THREE DAYS with no luck when I had questions about my son's FAFSA. Finally used Claimyr.com and got through to an actual human in under 15 minutes. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. Saved me so much frustration especially since the phone hold times are even worse during application season.
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Romeo Quest
does that actually work? i spent like 2 hours on hold last month and gave up
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Lydia Santiago
One more thing - make sure to calculate your Student Aid Index (SAI) ahead of time using one of the online calculators. The formula changed substantially with the new FAFSA, and many families were surprised by their results. If your SAI is significantly higher than expected, you'll want time to explore other financial options before your daughter makes her final college decision.
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Effie Alexander
AuthorThank you! Do you recommend any particular SAI calculator? And is the SAI what used to be called the EFC?
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Lydia Santiago
Yes, SAI replaced EFC (Expected Family Contribution). I found the calculator on finaid.org pretty accurate, but the College Board also has a good one. Just be prepared that the new formula treats some income differently than the old EFC formula did.
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McKenzie Shade
THE WHOLE SYSTEM IS BROKEN!!! My daughter is a sophomore now and we've had nothing but problems with financial aid. First they lost our FAFSA, then they calculated our SAI wrong, then they said we didn't submit a document we DEFINITELY submitted. Three different agents gave us three different answers about what we needed to do. Good luck dealing with this nightmare bureaucracy!!!
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Effie Alexander
AuthorOh no, I'm sorry you've had such a terrible experience! That makes me nervous about what we're facing...
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Melissa Lin
While there were definitely implementation problems with the new FAFSA last year, most families did eventually get through the process successfully. Make sure to keep records of everything you submit, take screenshots of confirmations, and note the names of any representatives you speak with. This can help if there are discrepancies later.
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Val Rossi
My daughter just started this fall and tbh I was so stressed about doing everything right with FAFSA. One tip that really helped us: many colleges have financial aid counselors who can answer specific questions about your application. Once your daughter narrows down her college choices, don't hesitate to contact their financial aid offices directly. They were WAY more helpful than the federal studentaid people.
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Effie Alexander
AuthorThat's great advice - thank you! We have a few schools in mind already, so I'll reach out to their financial aid offices if we run into any issues.
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Romeo Quest
btw if ur daughter has any chance at scholarships don't just rely on fafsa!!!! make sure she applies for CSS profile too if her schools use it. some of the best aid comes from the schools directly not just federal aid
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Melissa Lin
This is excellent advice. The CSS Profile is used by about 400 schools (mostly private colleges) to award their institutional aid, which can be substantial. Unlike the FAFSA, there's a fee to submit the CSS Profile, but fee waivers are available for eligible families. The CSS Profile typically opens on October 1st, so that's earlier than the FAFSA.
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Zoe Papanikolaou
Just wanted to add that you should also check if your state has its own financial aid deadlines! Some states have much earlier deadlines than the federal FAFSA deadline, and you could miss out on state grants if you're not careful. For example, some states require the FAFSA to be submitted by March 1st for priority consideration. I'd recommend checking your state's higher education website or contacting your daughter's school counselor to find out the specific deadlines for your state.
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Ava Thompson
Hi Effie! I'm new to this whole FAFSA process too and this thread has been incredibly helpful. Just wanted to add one more resource that might be useful - the Federal Student Aid website has a FAFSA completion guide that walks you through each section step by step. It's at https://studentaid.gov/help-center/answers/topic/completing-fafsa. I found it really helpful for understanding what documents I'd need and how to answer some of the trickier questions. Also, if your daughter is planning to apply to any schools that require the CSS Profile (which several people mentioned), I'd recommend checking which schools on her list require it sooner rather than later. The CSS Profile has its own set of required documents and can take longer to complete than the FAFSA, so it's good to know early if you'll need to tackle both forms. Hang in there - it seems overwhelming at first but everyone here has shown it's definitely manageable with the right preparation!
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Luca Ricci
Thank you Ava! That completion guide link looks really helpful - I'm going to bookmark that right away. And you're absolutely right about checking the CSS Profile requirements early. I just looked at a few of the schools on my daughter's list and two of them do require it, so I'm glad you mentioned that. It's reassuring to know that even though this all seems overwhelming right now, other families have successfully navigated this process. I really appreciate how supportive and informative everyone has been in this thread!
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