When to apply for FAFSA 2025-2026 for my current college freshman?
My son just started his freshman year at Brooklyn College this fall, and I'm already thinking about next year's financial aid. I want to get ahead of things this time since I was late applying for his first year and I think we missed out on some aid. When is the best time to submit the FAFSA for the 2025-2026 academic year? Is it better to apply early or wait until we have our 2024 taxes done? Also, does being a continuing student vs. first-time applicant change anything with the process? I'm new to all this college financial stuff!
19 comments


Amara Okafor
The 2025-2026 FAFSA application opens on December 1, 2024. I'd recommend applying as soon as possible after it opens since some aid is first-come, first-served. You don't need to wait for your 2024 taxes - the 2025-2026 FAFSA will use your 2023 tax information (from the taxes you filed in 2024). This is called prior-prior year reporting. For continuing students, the process is the same, but your son will use his FSA ID to log in rather than creating a new account. Brooklyn College might have their own priority deadline, so check their financial aid website too!
0 coins
Liam Sullivan
•Thank you! That's a relief we can use 2023 taxes. Do you know if they'll automatically pull our tax info from the IRS like they did last year? That part was actually pretty easy.
0 coins
Giovanni Colombo
i aplied late for my daughters sophmore year and we got WAY less $$ than freshman year. dont wait!!
0 coins
Liam Sullivan
•Oh no, that's exactly what I'm afraid of! How late did you apply? I'm wondering if there's a specific cutoff date I need to worry about.
0 coins
Fatima Al-Qasimi
I work in college financial aid, and here's what I recommend: 1. Apply as soon as the FAFSA opens (Dec 1, 2024) 2. Check Brooklyn College's priority deadline - CUNY schools often have earlier internal deadlines for certain aid programs 3. Use the IRS Data Retrieval Tool when possible 4. Make sure your son's SAI (Student Aid Index) from this year's FAFSA is correct before applying for next year 5. Complete the NYS TAP application right after FAFSA (New York residents) Continuing students don't get preference in the process, but they're often more familiar with deadlines which can help them get aid distributed on a first-come basis.
0 coins
StarStrider
•Do you know if the TAP application deadline is different than FAFSA??? My kid goes to college in NY too but we live in NJ. Can we still get TAP money??
0 coins
Fatima Al-Qasimi
•TAP is only for NY state residents, so if you live in NJ, your student wouldn't be eligible for TAP. However, check with NJ HESAA (Higher Education Student Assistance Authority) for NJ state aid programs. Each state has different deadlines and requirements for their grant programs.
0 coins
Dylan Campbell
The entire FAFSA system is RIGGED against middle class families!!! We made $5000 more last year and our SAI jumped by $8000!! My son qualifies for NOTHING but loans now. And the ridiculous new FAFSA is HORRIBLE - it crashed twice when I tried to add my spouse's information. Then they put us on VERIFICATION!! Complete waste of time.
0 coins
Liam Sullivan
•I'm worried about this too. We're definitely middle class and last year's aid package was pretty disappointing. Did you try appealing the financial aid offer at all? I've heard some schools will reconsider if you can show special circumstances.
0 coins
Dylan Campbell
•We tried appealing and got NOWHERE. The financial aid office just kept quoting the same SAI calculation rules. They don't care about actual AFFORDABILITY. Just formulas that don't reflect REAL LIFE expenses!!!
0 coins
Sofia Torres
When my daughter was a sophomore I forgot to reapply until May and wow that was a disaster. I spent weeks trying to call Federal Student Aid about why her application wasn't being processed and couldn't get through to anyone. The hold times were insane and I kept getting disconnected. Finally used Claimyr.com to get through to them and resolved it in one call. They have a service that calls FSA for you and connects when an agent is on the line. Saved me hours of frustration. Here's their demo video if you need it later: https://youtu.be/TbC8dZQWYNQ
0 coins
Giovanni Colombo
•does it cost money?? i hate paying for something thats supposed to be free
0 coins
Sofia Torres
•It does have a fee, but it was worth it for me after spending days trying to get through. You only pay if they actually connect you with an agent. I was desperate after my third day of trying and constant disconnects.
0 coins
Dmitry Sokolov
I'm going through this exact process right now for my sophomore and I wanted to add that you should also check if Brooklyn College requires the CSS Profile in addition to FAFSA. Many schools use both for their institutional aid. The CSS Profile usually opens October 1st and has more detailed financial questions. It's not free like FAFSA, but fee waivers are available based on income. Also, something many parents don't realize is that you need to reapply for FAFSA EVERY year! I thought it was a one-time thing freshman year and almost missed the deadline for sophomore year.
0 coins
Liam Sullivan
•Thanks for the heads up about the CSS Profile. I'll check if Brooklyn College requires it. And yes, I definitely know we need to reapply each year - that's why I'm trying to get ahead of it this time!
0 coins
StarStrider
i'm just wondering... does anyone know if the parent contribution gets split between multiple kids in college? my youngest starts next year so both my kids will be in college at the same time
0 coins
Fatima Al-Qasimi
•Great question! The new FAFSA calculations changed how multiple students are handled. Previously, having multiple students in college significantly reduced each student's Expected Family Contribution. However, with the new SAI formula, there is no longer an automatic reduction for multiple students. Instead, the FAFSA provides each college with a "multiple in college" flag, and it's up to each institution to decide how to adjust aid packages. You should contact each school's financial aid office to ask about their specific policies for siblings in college.
0 coins
Giovanni Colombo
my son got more money sophomore year than freshman! we applied in december right when it opened and he got grants he didnt get first year. definitely do it early!!!
0 coins
Liam Sullivan
•That's encouraging! I'm definitely marking December 1 on my calendar now.
0 coins