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Oliver Weber

When should we start 2025-2026 FAFSA for high school senior? Timeline help needed

My son will be a high school senior for the 2025-2026 academic year and I'm getting really anxious about when we need to start the FAFSA process. I've heard conflicting information - some parents said October, others mentioned December, and his guidance counselor briefly mentioned something about earlier applications getting priority for certain aid. We're first-time FAFSA filers and I don't want to miss any important deadlines or opportunities for financial aid. When exactly should we begin the application process? Do we need to gather tax documents beforehand? Any timeline advice from experienced parents would be incredibly helpful!

The 2025-2026 FAFSA will open on December 1, 2024. This is when you can start filling it out. They changed the timeline a couple years ago with the FAFSA Simplification Act, so older advice about October openings is outdated.\n\nHere's what you need to know:\n- You'll use your 2023 tax information (from taxes filed in 2024)\n- Start gathering documents now: 2023 tax returns, W-2s, and records of untaxed income\n- Create FSA IDs for both you and your son before December (this can take 3-5 days to process)\n- Some schools have priority deadlines as early as January/February, so submit as close to the December opening as possible\n\nDon't wait until the last minute - the earlier you submit, the better position you'll be in for need-based aid at many institutions.

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Thank you so much for the clear timeline! I had no idea they changed the opening date to December. We'll start gathering our 2023 tax documents and create those FSA IDs right away. Do you know if we need to have already filed the 2023 taxes, or can we estimate if we haven't filed yet?

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my daughter is also gonna be a senior next yr! our counselor told us to have everything ready by thanksgiving so we can submit right when it opens. apparently some schools do first-come first-serve for some scholarships so earlier = better

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This isn't entirely accurate. While it's true you should submit early, financial aid isn't strictly first-come, first-served at most schools. Colleges have priority deadlines, and as long as you submit before those dates (which vary by institution), you're considered equally with others who submitted before the deadline. Check each school's financial aid website for their specific priority dates - they're typically between January and March for the following academic year.

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dont forget to check each college's individual deadlines too!!!! my son missed out on $8000 in institutional aid because we filed the fafsa on time but didnt realize one school needed their own financial aid form by feb 1st. HUGE MISTAKE dont be like us

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OMG this happened to us too! Some schools require the CSS Profile in addition to FAFSA which has different deadlines. My daughter applied to 8 schools and 3 of them needed CSS Profile but we almost missed it. Always check the financial aid page on each college website.

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Since your son will be a senior for 2025-2026, here's a detailed timeline to follow:\n\n• September 2024: Create FSA IDs for both you and your son at studentaid.gov\n• October-November 2024: Gather all 2023 tax documents and financial records\n• November 2024: Research priority financial aid deadlines for each potential college\n• December 1, 2024: FAFSA application opens - complete and submit as soon as possible\n• December-January: Check if any schools require additional forms (CSS Profile, institutional forms)\n• January-March 2025: Monitor your Student Aid Index (SAI) calculation and watch for verification requests\n• February-April 2025: Begin receiving and comparing financial aid offers\n\nPro tip: The new simplified FAFSA uses fewer questions, but it's still critical to have accurate information about all contributors (parents/stepparents). The system now automatically imports tax data through the IRS Data Retrieval Tool, which reduces errors.

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This timeline is EXACTLY what I needed! I didn't realize we needed to create the FSA IDs so far in advance. And I hadn't even heard about the Student Aid Index - is that replacing the EFC? This is all so overwhelming.

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Yes, the Student Aid Index (SAI) replaced the Expected Family Contribution (EFC) with the FAFSA Simplification Act. It serves the same basic purpose - measuring your family's financial strength - but calculates it differently. Don't worry about being overwhelmed; just follow the timeline and take it one step at a time!

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Has anyone else had issues calling the Federal Student Aid helpline with FAFSA questions? I spent HOURS on hold last year trying to get answers about my daughter's verification process, and kept getting disconnected after waiting forever. So frustrating!

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I had the same problem but then found Claimyr (claimyr.com) which helped me get through to a real person at FSA in about 10 minutes instead of hours. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ\n\nIt was incredibly helpful when we were dealing with a verification issue that was holding up my son's financial aid. When you're trying to understand the new FAFSA system, sometimes you really need to speak with a human rather than just reading the website.

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Thank you for mentioning this! I'm definitely bookmarking this for December when we start our application. With all the recent FAFSA changes, I'm sure we'll have questions that need answers from actual people.

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dont 4get that some schools also have seprate scholarship application deadlines that r different from there regular financial aid deadlines!!! my nephew almost missed out on a $5k/yr merit scholarship bc he didnt realize he needed to apply for it seperately from his admissions app

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Great point about separate scholarship applications. To add to this: many external scholarship deadlines (community foundations, local organizations, etc.) fall between January-April of senior year. Create a spreadsheet tracking all deadlines - FAFSA, CSS Profile, school-specific aid forms, and external scholarships. Missing even one deadline can cost thousands in potential aid.

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does anyone know if they fixed the FAFSA website issues from last year?? i remember seeing all those news stories about the new system being a disaster and people couldn't submit applications for weeks!

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The Department of Education made significant improvements to the FAFSA system throughout 2024 after the troubled rollout of the redesigned form in late 2023. Processing times have improved dramatically, and most technical issues have been resolved. However, I'd still recommend applying as early as possible within the December opening window, as there's typically higher traffic and potential system slowdowns during the first few weeks.

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make sure ur son applies to safety schools for financial aid too!!!! not just academic safeties. my daughter got into her dream school but the financial aid package was terrible even with good fafsa numbers. thankfully she had applied to a school that gave her almost a full ride that we could actually afford

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That's such smart advice that I hadn't considered! We've been focusing on academic fit schools but haven't thought about

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One other important tip: after you submit the FAFSA, you'll want to regularly check your SAI (Student Aid Index) on studentaid.gov and also monitor the email associated with your FAFSA application. About 20-25% of applications get selected for verification, which requires submitting additional documentation to prove your income and household information is accurate. If you're selected, you'll need to respond quickly to avoid delays in financial aid processing.

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Thank you for this heads-up! I had no idea about the verification process. How long does verification typically take if we're selected? Will it delay my son's financial aid awards?

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Verification can take anywhere from 2-6 weeks depending on how quickly you submit documents and how backlogged the school's financial aid office is. It can potentially delay aid awards, which is why submitting FAFSA early gives you more buffer time if verification is needed. When you're selected, you'll submit documents directly to each college, not to FAFSA itself.

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As someone who just went through this process with my daughter last year, I can't stress enough how important it is to stay organized! I created a shared Google spreadsheet with my daughter that included every school's FAFSA deadline, CSS Profile requirements, and any additional financial aid forms needed. We also included columns for scholarship application deadlines and whether we'd submitted everything. One thing I wish I'd known earlier: some schools have "preferred" deadlines vs "final" deadlines for FAFSA. Meeting the preferred deadline (usually earlier) can significantly impact your aid package even if you're not technically late. Also, don't forget to check if your state has its own financial aid programs with separate deadlines - some states award aid on a first-come, first-served basis using FAFSA data. The new FAFSA is definitely easier than the old version, but having all your documents ready beforehand makes the process so much smoother. Good luck!

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This is incredibly helpful advice! I'm definitely going to create a similar spreadsheet - the idea of tracking preferred vs final deadlines is something I hadn't thought about at all. Do you remember which states typically have their own financial aid programs that we should be looking into? We're in California, so I'm wondering if there are state-specific opportunities we should be aware of beyond just the federal FAFSA process.

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As a newcomer to the FAFSA process, I just wanted to say thank you to everyone who's shared their experiences and advice here! This thread has been incredibly informative and has helped me understand the timeline much better. One quick question - I keep seeing mentions of the FSA ID taking 3-5 days to process. Is this something that could potentially delay our ability to submit the FAFSA on December 1st if we wait too long? Should we prioritize creating the FSA IDs even before gathering all our tax documents? Also, for those who mentioned state-specific aid programs, are there any good resources for finding out what's available in each state? I want to make sure we're not missing out on any opportunities beyond federal aid. Thanks again for all the helpful information - this community is amazing!

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Welcome to the FAFSA journey! You're asking great questions. Yes, definitely prioritize creating the FSA IDs first - if there are any issues with verification (like mismatched information), it could take even longer than the typical 3-5 days. I'd recommend creating them by mid-November at the latest to be safe. For state aid programs, check your state's higher education agency website - most states have their own financial aid pages that explain eligibility and deadlines. Some states like New York (TAP), California (Cal Grant), and Illinois (MAP Grant) have significant state aid programs with their own requirements and deadlines that can be earlier than federal deadlines. Also, don't forget that you and your son will each need separate FSA IDs since you'll both be contributors to the FAFSA. The process has gotten much smoother, but having everything ready beforehand definitely helps!

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Hi everyone! As someone new to this community and the FAFSA process, I'm finding this thread incredibly valuable. My daughter will also be a high school senior for 2025-2026, and I've been feeling overwhelmed trying to figure out where to start. Reading through all your experiences has made me realize I need to get organized much earlier than I thought! I love the idea of creating a spreadsheet to track all the different deadlines - between FAFSA, CSS Profile, individual school requirements, and state aid programs, it sounds like there's a lot to juggle. One thing I'm still confused about: when you mention using 2023 tax information for the 2025-2026 FAFSA, does this mean we need to have already filed our 2023 taxes before we can complete the application? Or can we estimate and update later? We typically don't file until closer to the April deadline, so I'm wondering if we need to change our usual timeline. Also, thank you to everyone who mentioned the importance of checking each school's individual requirements - I had no idea some schools needed additional forms beyond the FAFSA. This community has been such a great resource for learning about all these details I never would have known to look for!

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Welcome to the community! You're definitely asking the right questions. For the 2023 tax information, you have a few options: you can use the IRS Data Retrieval Tool if you've already filed your 2023 taxes, or you can estimate based on your W-2s and other tax documents and then update later once you file. However, I'd strongly recommend filing your 2023 taxes earlier than usual - ideally by late November 2024 - so you can use actual data rather than estimates when the FAFSA opens on December 1st. Using estimates isn't necessarily bad, but if your actual tax information differs significantly from your estimates, it could trigger verification or require corrections that delay your financial aid processing. Since you mentioned wanting to be organized early, adjusting your tax filing timeline could really help streamline the whole process. The spreadsheet idea is definitely worth doing - there are so many moving pieces between federal, state, and institutional aid that it's easy to miss something important. Good luck with everything!

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Hi everyone! As a newcomer to both this community and the FAFSA process, I'm so grateful to have found this thread. My daughter will be a high school senior for 2025-2026, and honestly, I've been putting off learning about financial aid because it felt so overwhelming. But reading through all your experiences and advice has made me realize I can't wait any longer! I had no idea about so many of these details - like the FSA IDs taking several days to process, or that some schools require additional forms beyond FAFSA. The timeline that Isabella provided is incredibly helpful, and I'm definitely going to follow that step by step. One question I have: for families who might qualify for need-based aid, is there any advantage to submitting the FAFSA on the very first day it opens (December 1st), or is it okay to submit within the first week or two as long as we're before the school priority deadlines? I want to make sure we get it done early, but I also don't want to rush and make mistakes if we have a little flexibility. Also, thank you to everyone who shared their personal experiences - both the successes and the mistakes. It's so helpful to learn from families who have already been through this process. This community seems like such a supportive place for navigating these complicated systems!

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Welcome to the community, Gabriel! Your question about timing is really smart - you don't necessarily need to submit on the very first day, but I'd definitely aim for within the first 1-2 weeks of December to be safe. The key is being well before each school's priority deadline, which can range from January to March. That said, submitting earlier does give you more buffer time if any issues arise - like if you get selected for verification or need to make corrections. Plus, some states do award certain types of aid on a first-come, first-served basis, so earlier is generally better when possible. The most important thing is having all your documents ready beforehand so you can submit accurately rather than rushing. Take your time to double-check everything - a small mistake that requires corrections can actually delay your application more than submitting a few days later but getting it right the first time. You're asking all the right questions and starting your research at the perfect time. Don't hesitate to ask if you have more questions as you work through the process!

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As a newcomer to this community and the FAFSA process, I'm incredibly grateful for all the detailed advice shared here! My son will also be a high school senior for 2025-2026, and this thread has been more helpful than any guidance counselor meeting or website I've found. I love how everyone has shared both their successes and mistakes - it really helps me understand the potential pitfalls to avoid. The timeline Isabella provided is gold, and I'm definitely bookmarking this entire thread to reference as we go through the process. One thing I'm curious about: for families with more complex financial situations (like self-employment income, rental properties, or divorced parents), are there any additional considerations we should be aware of when preparing for the FAFSA? I keep seeing advice about gathering tax documents, but I'm wondering if there are other financial records we should be organizing ahead of time. Also, I noticed several mentions of the CSS Profile - is this something every college-bound student needs to complete, or only for certain schools? I want to make sure I understand all the different forms we might need to tackle. Thank you again to everyone who has contributed to this discussion. It's reassuring to know there's such a supportive community to help navigate this process!

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Welcome to the community, Amara! You're absolutely right to think about complex financial situations ahead of time. For self-employment income, you'll want to have your Schedule C ready along with any 1099s. For rental properties, gather your Schedule E and related documentation. If there's a divorce situation, the FAFSA will require information from the parent who provides more financial support (or the parent the student lived with more in the past 12 months if support is equal). Regarding CSS Profile - it's not required by all schools, only about 400+ colleges and scholarship programs use it. It's typically required by private colleges and some state universities for institutional aid. You can check which schools require it by visiting the College Board's CSS Profile website and searching by school name. CSS Profile digs much deeper into family finances than FAFSA - it asks about home equity, small business assets, and other details that FAFSA doesn't consider. I'd recommend making a list of all the schools your son is interested in and checking each one's financial aid requirements page. Some might need FAFSA only, others might need both FAFSA and CSS Profile, and a few might have their own institutional forms on top of everything else. Starting this research now will help you avoid any surprises later!

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As a newcomer to this community and the FAFSA process, I'm so thankful I found this thread! My daughter will be a high school senior for 2025-2026, and I've been feeling completely lost about where to even begin with financial aid applications. This conversation has been incredibly eye-opening - I had no idea about things like FSA IDs needing processing time, or that some schools require CSS Profile on top of FAFSA. The detailed timeline that Isabella shared is exactly what I needed to see to understand the full scope of what's ahead. I'm particularly grateful for everyone sharing their mistakes and lessons learned. Hearing about missed deadlines and overlooked requirements is scary but so valuable for helping us avoid the same pitfalls. One quick question: when everyone mentions gathering "2023 tax documents," does this include things like bank statements and investment records from 2023, or are we primarily talking about the actual tax return forms and W-2s? I want to make sure I'm collecting everything we'll need before December rolls around. Also, the mention of Claimyr for getting through to FSA customer service is a great tip - I'm definitely keeping that in my back pocket for when we inevitably run into questions that need human answers! Thank you all for creating such a supportive and informative discussion. It's making this whole process feel much less overwhelming!

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Welcome to the community, Ravi! You're asking exactly the right questions. For the 2023 tax documents, you'll primarily need your actual tax returns (1040), W-2s, and 1099s. The FAFSA will also ask for untaxed income records like Social Security benefits, child support received, or contributions to retirement accounts. Bank statements aren't typically required for FAFSA itself, but some schools might request them during verification if you're selected. However, if any of your target schools require CSS Profile, that's where you'll need more detailed financial records including bank account balances, investment account values, and sometimes even home equity information. CSS Profile takes a much deeper dive into your family's financial picture. One tip that really helped us: create a dedicated folder (physical or digital) right now and start collecting documents as they come in. Having everything organized in one place made the December application process so much smoother than scrambling to find paperwork at the last minute. You're getting started with research at the perfect time - much better to feel prepared than overwhelmed when December arrives! Don't hesitate to ask more questions as you work through preparing everything.

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As a newcomer to this community and the FAFSA world, I'm so grateful for this incredibly detailed thread! My daughter will also be a high school senior for 2025-2026, and honestly, I was feeling completely overwhelmed about where to even start with financial aid. Reading through everyone's experiences and advice has been like getting a masterclass in FAFSA preparation. The timeline Isabella provided is pure gold - I'm printing it out and putting it on my refrigerator! I had no idea about things like FSA IDs taking days to process or that some schools have "preferred" vs "final" deadlines. One thing that's really standing out to me is how many different forms and deadlines there are to track beyond just the FAFSA itself. Between CSS Profile, state aid programs, individual school requirements, and external scholarships, it sounds like we need to be incredibly organized. The spreadsheet idea that several people mentioned seems absolutely essential. Quick question for the group: when you're researching each school's financial aid requirements, is there a specific section of their website that's most reliable for finding this information? I want to make sure I'm not missing any school-specific forms or deadlines. Thank you all for sharing your knowledge and experiences - both the successes and the cautionary tales. This community is amazing, and I feel so much more prepared now to tackle this process!

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Welcome to the community, Emily! You're absolutely right about needing to be super organized - this process has so many moving pieces! For finding school-specific financial aid requirements, I always recommend starting with the "Financial Aid" or "Paying for College" section of each school's website. Most colleges have a dedicated financial aid page that lists exactly what forms they require (FAFSA, CSS Profile, institutional forms) and their specific deadlines. Pro tip: don't just look at the main financial aid page - also check for any "Priority Deadlines" or "Early Action/Early Decision Financial Aid" pages if your daughter is applying through those programs. Some schools have earlier deadlines for EA/ED applicants. If you can't find clear information on a school's website, don't hesitate to call their financial aid office directly. They're usually very helpful about clarifying their specific requirements and deadlines. I learned this the hard way when I almost missed a school's institutional form deadline because it wasn't prominently listed on their main financial aid page. The refrigerator timeline idea is brilliant - having those dates visible every day really helps keep everything on track! You're starting your research at the perfect time and asking all the right questions.

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As a newcomer to this community, I'm finding this discussion incredibly valuable! My son will also be a high school senior for 2025-2026, and I came here feeling completely lost about the FAFSA process. The detailed timeline and advice everyone has shared is exactly what I needed. I especially appreciate the emphasis on creating FSA IDs early - I had no idea they could take several days to process and potentially delay our December 1st application if we wait too long. One question I haven't seen addressed yet: for families who might have unusual circumstances (like job loss, medical expenses, or other financial hardships that aren't reflected in our 2023 tax returns), is there a way to communicate these changes when filing the FAFSA? Or do we need to wait until after we submit and then contact schools individually? Also, thank you to everyone who mentioned the importance of checking state aid programs. I'm in Texas and had no idea we might have additional opportunities beyond federal aid. This thread has given me a whole new research list to work through! The supportive atmosphere here is amazing - it's such a relief to find a community where parents are openly sharing both their successes and mistakes to help others navigate this complex process. Thank you all for making this feel less overwhelming!

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Welcome to the community, Mei! Your question about unusual circumstances is really important. Yes, there are ways to communicate changes that aren't reflected in your 2023 tax data! After you submit your FAFSA, you can contact each school's financial aid office to request what's called a "Professional Judgment Review" or "Special Circumstances Appeal." This allows schools to adjust your financial aid based on job loss, medical expenses, divorce, death in the family, or other significant changes. You'll typically need to provide documentation (termination letters, medical bills, etc.) to support your appeal. Some schools also have a section on their financial aid websites specifically for reporting special circumstances, so definitely check each school's process. The key is to submit your FAFSA first using the required 2023 data, then follow up with schools about your changed circumstances. For Texas, definitely look into the TEXAS Grant program and any local community foundation scholarships in your area - Texas has some great state-level aid opportunities that many families don't know about! You're asking all the right questions and getting started at the perfect time. Don't hesitate to reach out with more questions as you work through everything!

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As a newcomer to this community and the FAFSA process, I'm so thankful to have found this incredibly helpful thread! My daughter will also be a high school senior for 2025-2026, and I was feeling completely overwhelmed about where to even begin with financial aid applications. This conversation has been like finding a treasure trove of practical advice. The detailed timeline Isabella provided is exactly what I needed - I'm definitely saving it and following it step by step. I had no idea about so many things, like FSA IDs taking days to process or that some schools require CSS Profile in addition to FAFSA. Reading about everyone's experiences, both successes and mistakes, has been invaluable. It's scary to hear about missed deadlines and overlooked requirements, but it's so helpful to learn what pitfalls to avoid. The spreadsheet idea for tracking all the different deadlines and requirements sounds absolutely essential given how many moving pieces there are. One question I have: for families where the student has younger siblings who might also be college-bound in the next few years, are there any strategies for getting familiar with this process now that could help streamline things for future applications? I'm wondering if there are resources or organizational systems that could benefit multiple children going through this process. Thank you all for creating such a supportive and informative discussion - this community is amazing and has made this whole process feel so much more manageable!

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Welcome to the community, Oliver! Your question about preparing for multiple children is really smart planning. Having gone through this process with my oldest and now preparing for my second, here are some strategies that have helped: Keep a master template of all the documents you'll need (tax returns, W-2s, bank statements, etc.) so you know exactly what to gather each year. The financial aid timeline stays pretty consistent, so you can reuse the same organizational system. Also, once you create FSA IDs for yourself and your first child, you'll keep using your parent FSA ID for subsequent children - they'll just need their own student FSA IDs when their time comes. One thing to keep in mind: having multiple children in college at the same time can actually help your financial aid eligibility, as the FAFSA considers the number of family members in college when calculating your Student Aid Index (SAI). So don't assume you won't qualify for aid just because you didn't with your first child. The spreadsheet system definitely scales well - I just added new tabs for each child's schools and deadlines. Starting with solid organizational habits now will make you a pro by the time your younger kids are applying! You're getting ahead of the game in all the right ways. This community will be here to help with each child's journey!

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As a newcomer to this community and the FAFSA process, I'm incredibly grateful for this comprehensive thread! My son will also be a high school senior for 2025-2026, and I was feeling completely lost about where to start with financial aid. The timeline Isabella shared is pure gold - I'm printing it out and putting it somewhere I'll see it daily. I had no idea about things like FSA IDs taking days to process, or that the FAFSA opening date changed from October to December. Thank you to everyone who shared their real experiences, both the successes and the cautionary tales about missed deadlines and overlooked requirements. One question that's been nagging at me: I keep seeing mentions of schools having different "priority" deadlines even after the FAFSA opens. How do we find out what these specific dates are for each school? Should I be calling financial aid offices directly, or is this information typically posted clearly on their websites? Also, the advice about creating a spreadsheet to track everything seems essential given how many different forms and deadlines there are. Has anyone found a particular template or format that works especially well for organizing FAFSA, CSS Profile, state aid, and individual school requirements all in one place? Thank you all for making this feel so much less overwhelming - this community is amazing!

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Welcome to the community, Ben! Great questions about finding priority deadlines. Most colleges list their financial aid deadlines on their "Financial Aid" or "Cost & Aid" pages, usually in a section called "Deadlines" or "Important Dates." Look for terms like "priority deadline," "preferred deadline," or "early consideration deadline" - these are often different from (and earlier than) the final deadline. If the information isn't clear on their website, definitely call the financial aid office directly. They're usually very helpful about clarifying their specific requirements and timeline preferences. For spreadsheet organization, I've found it helpful to create columns for: School Name, FAFSA Priority Deadline, CSS Profile Required (Y/N), CSS Deadline, State Aid Deadline, School-Specific Forms, Application Deadline, and Notes. Some families also add columns for scholarship deadlines since those can vary widely. You can also check the College Board's CSS Profile website - they have a school search tool that shows which schools require CSS Profile and often lists their deadlines too. This can save you time researching each school individually. You're asking all the right questions and starting your research at the perfect time. The fact that you're thinking about organization now will make December so much smoother!

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