When can I submit my FAFSA application for 2025-2026 school year?
I'm trying to get a head start on college planning for my brother who's a junior in high school right now. The whole financial aid thing is confusing me and I want to make sure we don't miss any deadlines. When exactly can we start filling out the FAFSA for the 2025-2026 academic year? And do we need to wait until after we file 2024 taxes or is it based on 2023 taxes? I heard they made some changes to the FAFSA recently and I'm not sure what applies anymore.
21 comments


Zara Mirza
The 2025-2026 FAFSA will open on December 1, 2024. This is part of the new FAFSA Simplification Act changes that started with the 2024-2025 form. The 2025-2026 FAFSA will use your family's 2023 tax information (from taxes filed in 2024). Some important things to know: - The form uses tax info from two years prior (called prior-prior year) - Both your brother and one parent will need to create FSA IDs - The new Student Aid Index (SAI) has replaced the old Expected Family Contribution (EFC) - Your brother's colleges may also require the CSS Profile in addition to FAFSA
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Sean Flanagan
•Thanks! So even though we're planning for Fall 2025, we'd actually use our 2023 tax info, not 2024? That seems weird but I guess it's easier since those taxes are already done. Do we still need to list all the schools he's considering or did that change too?
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NebulaNinja
my sister just did hers for this year and its a MESS. they changed everything and the website was broken for like 2 months. better submit on the first day if u can, took my sis almost 3 months to get her SAI. good luck.
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Sean Flanagan
•Oh no, that sounds awful! I hope they fix those issues by next year. Did your sister get all her aid in time for school decisions?
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NebulaNinja
•nope she had to commit to her safety school without knowing if she could afford her top choice. FAFSA screwed everything up this year.
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Luca Russo
The 2025-2026 FAFSA will open December 1, 2024, and you'll need your 2023 tax information (the prior-prior year model). Make sure both your brother and one contributing parent create FSA IDs well before December 1st - this was a major bottleneck this past cycle. Critical steps: 1. Create FSA IDs for student and parent by November 2024 2. Gather 2023 tax returns and W-2s 3. List ALL potential colleges (up to 20 now in the new system) 4. Submit as close to December 1st as possible The new FAFSA calculates a Student Aid Index (SAI) instead of EFC, which determines aid eligibility. If your family income is below $60,000, your brother might qualify for a negative SAI which maximizes aid eligibility. Source: I work in college counseling and navigated hundreds of families through this year's FAFSA disaster.
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Sean Flanagan
•This is really helpful, thank you! So we should create the FSA IDs way before December 1st? Is there a specific time when we can start creating those IDs for the 2025-2026 application cycle?
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Luca Russo
•You can create FSA IDs anytime - they're permanent and not tied to a specific application year. I'd recommend creating them by September/October 2024 to avoid the rush and any verification delays. Make sure all information matches official documents exactly (name spelling, DOB, SSN) to prevent issues that could delay processing by weeks or months.
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Nia Wilson
If anyone is trying to contact Federal Student Aid about ANYTHING right now, it's basically IMPOSSIBLE. I spent THREE WEEKS trying to reach a human being about my daughter's account issue. The wait times are ridiculous, and half the time the call just disconnects after waiting for hours!!!! The whole system is BROKEN and they don't care at all about students trying to afford college. I'm so frustrated with this entire process!!!!
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Mateo Sanchez
•I had the same problem but finally got through using Claimyr.com - it holds your place in line and calls you back when an agent is available. Saved me hours of being on hold. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ I was skeptical at first but it actually worked. Managed to get my son's verification issue resolved in one call after weeks of trying on my own.
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Aisha Mahmood
my kid just went thru this for 2024-25 and heads up the new fafsa is super different than the old one! def start early & be ready for confusing questions. they completely changed who counts as part of your household now and my ex kept getting kicked out of the system when trying to contribute info. complete disaster this year lol
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Sean Flanagan
•Oh that sounds really stressful! I'm worried because our family situation is a bit complicated too - my brother lives with mom during the week and dad on weekends. Do both parents need to fill it out or just the one he lives with more?
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Luca Russo
•Under the new FAFSA rules, only one parent needs to contribute information - typically the one who provides more financial support. For split custody, it's the parent your brother lives with more than 50% of the time. If exactly 50/50, then it's the parent who provides more financial support. Divorced/separated parents no longer both report, which is actually simpler than before.
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Ethan Clark
make sure u dont miss any of the state deadlines too!!! our state deadline was way earlier than the federal one and we almost missed out on state grants. some colleges also have their own financial aid deadlines that are different from fafsa!
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Sean Flanagan
•I hadn't even thought about state deadlines! Do those also open on December 1st or do they have different opening dates too?
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Zara Mirza
•Great point about state and institutional deadlines! While the federal FAFSA deadline for 2025-2026 will extend through June 30, 2026, many states and colleges set much earlier priority deadlines - some as early as January or February 2025. You should check: 1. Your specific state's deadline (search "[your state] financial aid deadline 2025-2026") 2. Each college's priority financial aid deadline on their financial aid websites Missing these earlier deadlines can mean losing out on significant state grants and institutional scholarships, even if you're otherwise eligible.
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Luca Russo
One more important tip: the new FAFSA allows you to list up to 20 colleges (up from 10 previously), but I still recommend submitting your application with your brother's most likely schools first. You can always add more schools later. The system has been having issues with processing delays when too many schools are listed initially. Also, watch out for the family contribution section - it now uses what's called "Student Aid Index" (SAI) instead of EFC, and the formula changed significantly. Families with multiple college students saw some of the biggest changes to their expected contributions.
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Sean Flanagan
•That's good to know about listing schools! My brother will probably apply to around 8-10 schools, but we won't know his final list until next fall. Is there any disadvantage to adding schools later versus including them in the initial submission?
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NebulaNinja
also dont forget about css profile if he's applying to any private colleges!! thats different from fafsa and usually opens earlier like in october. costs money to submit too ugh
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Sean Flanagan
•Wait, there's ANOTHER form? How is that different from FAFSA? Now I'm worried we're going to miss something important.
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Zara Mirza
•Yes, the CSS Profile is a separate financial aid application used by about 200 schools (mostly private colleges and some scholarship programs). Unlike FAFSA, it: - Usually opens in October (about two months before FAFSA) - Costs $25 for the first school and $16 for each additional school - Collects more detailed financial information including home equity - May require both parents' information even if divorced/separated - Looks at special circumstances more thoroughly Fee waivers are available for eligible families. You only need to complete it for schools that specifically require it - check each college's financial aid website to confirm.
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