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Diego Mendoza

Is Pell Grant separate from FAFSA or part of the same application?

So I'm totally confused about how to apply for the Pell Grant. Is it a completely different application than the FAFSA or do I get it automatically when I fill out FAFSA? My high school counselor mentioned I should qualify based on my family's income (under $40k) but didn't explain the actual process. I've been looking at the studentaid.gov website but it's honestly overwhelming with all the different grants and loans. Can someone explain this like I'm 5? Do I need to fill out separate forms for Pell Grant vs FAFSA?

Good news - you don't need to fill out a separate application for the Pell Grant! The FAFSA (Free Application for Federal Student Aid) is the only form you need to complete to be considered for the Pell Grant. When you submit your FAFSA, you're automatically considered for the Pell Grant based on your financial information. Once your FAFSA is processed, you'll receive a Student Aid Index (SAI) score that determines your Pell Grant eligibility. With a family income under $40k, you likely will qualify for some Pell Grant funding. Just make sure you complete the FAFSA accurately and submit it early, as some aid is first-come, first-served.

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Oh thank goodness!! That's way simpler than I thought. So I just do the FAFSA and then wait to see what I get? I was seriously stressing thinking I had to hunt down a bunch of different applications. So this SAI score - is that what used to be called the EFC? My older sister mentioned something about EFC when she applied a few years ago.

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FAFSA covers everything!!!! Dont worry about seperate applications for Pell. I got mine just by doing FAFSA last year and they just told me i qualified in my award letter. Super easy.

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As others mentioned, Pell Grants are awarded through the FAFSA process. Just to add some specifics: for the 2025-2026 academic year, the maximum Pell Grant award is expected to be around $7,900 (though this may change). Your actual award amount will depend on your Student Aid Index (SAI), cost of attendance at your chosen school, whether you'll attend full-time or part-time, and whether you'll attend for a full academic year. And yes, the SAI replaced the EFC (Expected Family Contribution) starting with the 2024-2025 FAFSA. Same concept, different name and slightly different calculation method.

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the new FAFSA is such a mess tho. took me 6 tries to even get logged in this year and then another 2 weeks before my SAI calculation finished processing. OP should start early cause the whole system is always crashing now

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To add to what everyone's saying - when I did my FAFSA last year, my family income was around $35k and I qualified for the full Pell Grant amount. But I did run into one problem - FAFSA selected me for verification which delayed everything. They basically wanted extra proof of my family's income because something didn't match up with their IRS records. It was a NIGHTMARE trying to reach someone at Federal Student Aid to sort it out. I kept calling that 1-800 number and waiting on hold for literally hours only to get disconnected. If that happens to you, check out Claimyr.com - it saved me so much time. They have this service that holds your place in the phone queue and calls you back when an agent is available. They have a video demo of how it works here: https://youtu.be/TbC8dZQWYNQ Seriously worth it if you need to actually speak with someone at FSA, which you probably will at some point in this process.

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Thanks for the tip! I'm definitely worried about verification - my parents are divorced and my dad doesn't always file his taxes on time. I'll bookmark that site in case I run into trouble.

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everyone else is right about FAFSA & Pell being one application BUT what they're not mentioning is some schools will make you fill out the CSS Profile too which is separate and different from FAFSA!! so check if your schools need that too

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Good point about the CSS Profile - but to clarify, the CSS Profile is used for institutional aid (scholarships and grants from the college itself), not for federal aid like the Pell Grant. Typically only private colleges and some competitive public universities require the CSS Profile. It's more detailed than the FAFSA and does have a fee (though fee waivers are available). Always check with each school you're applying to about their specific financial aid requirements.

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I want to just add something important that others haven't mentioned yet. While you don't need to separately apply for the Pell Grant beyond filling out the FAFSA, there are maintenance requirements to KEEP receiving it each year. You need to: 1. Maintain satisfactory academic progress (usually a 2.0 GPA minimum, but varies by school) 2. Complete and submit a new FAFSA EVERY year 3. Not exceed your lifetime Pell Grant eligibility (currently equivalent to 12 full-time semesters) Make sure you're aware of these requirements so you don't lose your funding after the first year. I've seen many students not realize they need to reapply annually and then panic when their aid doesn't automatically renew.

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This is super helpful, thank you! I had no idea there was a lifetime limit on Pell Grants. I'll probably take 5 years to graduate since I'm doing a double major, so I should keep track of this.

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hot tip: submit ur fafsa on october 1st exactly when it opens!!! i waited till december last year and got wayyyyyy less money than my friend who has the same family income but submitted right away. first come first served for some of the funds!!!

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This is partially correct, but needs clarification. The Pell Grant specifically is NOT first-come, first-served - if you qualify based on your SAI, you'll receive the full Pell Grant amount you're eligible for regardless of when you submit your FAFSA (as long as it's before the deadline). However, certain campus-based funds (like Federal Work-Study and Federal SEOG grants) ARE limited and distributed first-come, first-served. Also, many states and individual colleges have early priority deadlines for their own financial aid programs. So submitting early is definitely still good advice!

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Thank you all SO MUCH for the helpful information! I feel way less stressed now knowing I just need to focus on completing the FAFSA correctly. I'm going to start gathering all the documents I need and aim to submit on October 1st when it opens. One last question - do you guys think it's better to use the FAFSA mobile app or just do it on the website?

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In my experience working with students, the website tends to be more reliable than the mobile app, especially during peak submission times. The app is convenient, but some users report more technical glitches compared to the browser version. If you have access to a computer, I'd recommend using the website for your first time applying, then you can always use the app for simpler tasks like checking your status later.

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website 100%!! the app crashed on me twice last year and i had to restart everything 😭

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Just wanted to jump in as someone who works in financial aid - you've gotten great advice here! One thing I'd add is to make sure you have your FSA ID (Federal Student Aid ID) created BEFORE October 1st when the FAFSA opens. Both you AND one of your parents will need separate FSA IDs to electronically sign the FAFSA. Creating the FSA ID can take a few days to process, and if you wait until the last minute, you might run into delays. You can create it at studentaid.gov. Also, double-check that the name on your FSA ID exactly matches your Social Security card - mismatches cause processing delays! Good luck with your application! With your family income under $40k, you should definitely qualify for significant Pell Grant funding.

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This is such good advice about the FSA ID! I didn't even know my parent needed one too. Quick question - does it matter which parent creates the FSA ID if they're divorced? My parents split up a few years ago and I live with my mom but my dad makes more money. Should my mom or dad be the one to get the FSA ID?

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