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Samantha Howard

Florida Bright Futures Medallion Scholarship vs FAFSA - understanding disbursement source

I just checked my son's college portal and noticed "Estimate FL Medallion Schol-FA" showing $2,460.40 for Fall Term 2024. This appears under his Financial Aid tab, but I'm confused about whether this is part of his FAFSA award or if it's completely separate from federal aid. The portal doesn't explain clearly where this money is coming from. Is the Florida Medallion Scholarship distributed through FAFSA or is it a separate state program? I'm trying to calculate his total aid package and don't want to accidentally count things twice.

The Florida Medallion Scholarship is part of Florida's Bright Futures Scholarship Program and is completely separate from FAFSA. FAFSA is for federal student aid (grants, work-study, loans), while Bright Futures is a state-funded merit scholarship program specifically for Florida students. Your son qualified for the Medallion level, which typically covers 75% of tuition and fees at Florida public universities. The $2,460.40 amount is his award for Fall 2024 semester only. You'll see a similar disbursement for Spring 2025 if he maintains eligibility requirements (usually 2.75 GPA and sufficient credit hours). When calculating his total aid package, you can count both FAFSA-based aid AND Bright Futures - they're separate funding sources.

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Thank you! That makes sense. So I should see his actual FAFSA awards listed separately somewhere else in the portal? He was expecting Pell Grant money too since our family EFC was pretty low.

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Sarah Ali

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My daughter got this too!! Its definetly NOT from fafsa, its a florida thing for good grades. She got gold medal which is little more $ I think like 3200 per semester. Dont worry its FREE MONEY not a loan u have to pay back!!!

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That's a relief! Free money is always good. Congratulations to your daughter on the Gold level!

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Ryan Vasquez

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I was so confused about this too when my son started college last year! Florida Bright Futures (both Medallion and Academic) scholarships are state programs based on GPA, test scores, and community service hours. They have nothing to do with FAFSA or financial need. But here's what confused me - some schools list ALL financial aid together in the same portal section, even though they come from different sources. Check if there's a way to filter or categorize by aid type in your portal. My son's Pell Grant, subsidized loans, and Florida Bright Futures all showed up mixed together and it was super confusing!

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You're right! I just checked again and found a filter option that separates "State Aid" from "Federal Aid" - his Pell Grant is listed under Federal. The portal layout is really confusing.

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Avery Saint

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To add to what others said, your son should have received an official award notification directly from the Florida Department of Education about his Bright Futures eligibility. This would have specified whether he qualified for Florida Academic Scholars (FAS - 100% coverage) or Florida Medallion Scholars (FMS - 75% coverage). The specific dollar amount ($2,460.40) represents 75% of tuition and applicable fees for his credit hours at his specific Florida university. The amount varies by institution and credit load. Make sure he maintains eligibility requirements to keep receiving it each semester: - Minimum 2.75 college GPA for Medallion - Complete at least 12 credit hours per term for full award (prorated for part-time) - Submit FAFSA annually (though the award isn't based on financial need, filing FAFSA is still required) Also note that Summer terms have separate funding rules for Bright Futures.

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Taylor Chen

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wait you have to submit FAFSA to get bright futures??? my daughter didnt do FAFSA bc we make too much money for grants but she got bright futures???

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Avery Saint

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Yes, filing FAFSA is a requirement for Bright Futures, even if you don't qualify for need-based aid. This rule was implemented a few years ago. The Florida Department of Education wants all students to complete FAFSA to maximize potential aid opportunities. Some institutions have been flexible with this requirement if students encounter difficulties, but officially, it is required. If your daughter received Bright Futures without filing FAFSA, I'd recommend she complete it for next year to avoid any potential issues with future disbursements.

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Hey there! When I was trying to figure out my daughter's financial aid package a couple months ago, I had the WORST time getting through to someone at FSA to explain what was FAFSA-related and what wasn't. After like 5 failed attempts waiting on hold forever, I found this service called Claimyr that got me connected to an actual FSA agent in like 12 minutes! They called FSA for me, waited on hold, then called me when an agent was ready. Saved me hours of frustration. They've got a video explaining how it works: https://youtu.be/TbC8dZQWYNQ The FSA agent confirmed exactly what others are saying - Bright Futures is completely separate from federal aid. The website is claimyr.com if you need to talk to someone at FSA about other parts of your son's aid package.

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Ezra Bates

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is this a real thing or a scam? seems sketchy to have someone else call for you

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It's definitely real! I was skeptical too but it worked exactly as advertised. They don't ask for any personal info about your FAFSA or SSN or anything - they just connect the call. Basically they have some system that waits on hold for you so you don't have to. The FSA agent I spoke with was super helpful once I finally got through.

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Sarah Ali

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ALSO!!!!! make SURE your son keeps his grades up!!!! My daughters roomate lost her bright futures after first semester bc she got below the GPA they require!!!!! Its gone forever once you lose it they said.

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Oh no! That's scary - I'll definitely make sure he knows how important it is to maintain his grades. He worked so hard in high school to qualify.

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One more important thing to know: the disbursement you're seeing ($2,460.40) will be applied directly to his tuition and fees. If his total tuition/fees are higher than that amount, you'll need to pay the difference. If he also receives Pell Grants or other aid that exceeds his total charges, he'll get a refund for the excess amount that can be used for books, housing, etc. Since you mentioned a low EFC, definitely check for his Pell Grant award which should be listed separately in the Federal Aid section. For the 2024-2025 academic year, the maximum Pell Grant is $7,395 for the full year (typically split between fall and spring semesters). Also, with both Bright Futures and Pell Grant eligibility, he may qualify for additional state aid like Florida Student Assistance Grant (FSAG) depending on his institution.

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This is incredibly helpful, thank you! I found his Pell Grant listing after filtering - it looks like he's getting about $3,600 per semester in Pell on top of the Bright Futures. Between the two, most of his tuition should be covered. What a relief!

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That's such great news that he's getting both! Having Bright Futures plus Pell Grant is really the best of both worlds - merit aid and need-based aid working together. Just a heads up that you might also want to check if his school offers any institutional scholarships or grants that could stack on top of these. Many Florida universities have additional aid programs for students who already have Bright Futures and Pell eligibility. Also, if he's living on campus, that Pell Grant refund (if any) will be super helpful for covering room and board costs that Bright Futures doesn't touch. Sounds like you guys did everything right with the financial aid process!

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Thank you so much! This whole thread has been incredibly helpful. I'm feeling much more confident about understanding his aid package now. I'll definitely look into any additional institutional scholarships his school might offer - every little bit helps! It's such a relief to know that between the Bright Futures and Pell Grant, we're in a much better position than I initially thought. I really appreciate everyone taking the time to explain how these different programs work together.

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Just wanted to add one more tip that helped me when my daughter was navigating this - make sure to keep an eye on the disbursement dates! Bright Futures typically disburses around the same time as other financial aid (usually right before classes start), but sometimes there can be delays if there are any issues with enrollment verification or GPA reporting from high school. I'd recommend checking the disbursement schedule on your son's college financial aid website so you know exactly when to expect the money to hit his student account. That way if there are any delays, you can contact the financial aid office early rather than scrambling right before tuition is due. Also, some schools allow you to set up automatic payments from financial aid, which can be super convenient! Sounds like your son is in great shape with both Bright Futures and Pell - that's an awesome combination that will really help with college costs!

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That's really good advice about watching the disbursement dates! I hadn't even thought about potential delays. I'll definitely check his school's financial aid website for the schedule. The automatic payment option sounds convenient too - I'll look into that. It's amazing how many details there are to keep track of with college financial aid, but everyone here has made it so much clearer. Thanks for sharing your experience!

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Sophia Miller

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This is such a helpful thread! I'm actually going through the exact same confusion with my daughter's aid package right now. She also has the Florida Medallion Scholarship showing up, but I was worried we were somehow double-dipping or that it would affect her federal aid eligibility. Reading through everyone's explanations really clarifies that these are completely separate funding streams. I'm definitely going to go back and look for that filter option to separate state vs federal aid in her portal - that sounds like it would make everything much clearer! One quick question - does anyone know if having Bright Futures affects the amount of Pell Grant you can receive, or are they calculated independently? Just want to make sure I understand how they work together.

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They're calculated completely independently! Bright Futures is merit-based and doesn't affect your Pell Grant eligibility at all. Your Pell Grant amount is solely based on your FAFSA and Expected Family Contribution (EFC), while Bright Futures is based on high school GPA, test scores, and community service hours. So your daughter can receive the full amount she qualifies for from both programs - they actually complement each other really well since Bright Futures covers tuition/fees and Pell can help with other expenses like books, housing, and living costs. It's definitely not double-dipping - you're just maximizing the aid available from different sources!

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StormChaser

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This thread is so helpful! I'm a college freshman myself and got really confused when I first saw my Bright Futures award on my student portal mixed in with everything else. What really helped me was creating a simple spreadsheet to track all my different aid sources - I listed each one with the amount, whether it's per semester or per year, and the source (federal, state, or institutional). For anyone still confused about the amounts, remember that Bright Futures Medallion covers 75% of tuition and fees, so the actual dollar amount will vary depending on your school and how many credit hours you're taking. At my university, full-time (12+ credits) gets the full award, but if you drop below that, it gets prorated. Also wanted to mention that even though Bright Futures and FAFSA aid are separate, you still need to maintain Satisfactory Academic Progress (SAP) for both programs, though the specific GPA requirements might be different. Just something to keep in mind when planning your course load and study habits!

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Natalie Adams

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That spreadsheet idea is brilliant! I'm definitely going to create one to track all of my son's aid sources - having everything organized in one place would make it so much easier to see the big picture. Your point about Satisfactory Academic Progress is really important too. I hadn't realized that both programs have their own requirements to maintain. It sounds like staying on top of grades is even more critical than I thought since losing either source of funding would be a huge financial hit. Thanks for sharing your experience as a student actually going through this process!

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This is such a comprehensive discussion! As someone who just went through this process with my oldest child last year, I wanted to add that it's also worth checking if your son's school participates in any additional Florida state aid programs that might stack with Bright Futures. For example, some students are eligible for the Florida Student Assistance Grant (FSAG) or Access to Better Learning and Education (ABLE) grants if they meet certain criteria. Also, a pro tip I learned the hard way - make sure to keep copies of all award letters and disbursement confirmations. When my son had an issue with a delayed disbursement, having those documents made resolving it with the financial aid office much faster. The combination of Bright Futures and Pell Grant really is fantastic - sounds like your son will be in great shape financially for college!

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Emma Thompson

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Thank you for mentioning those additional Florida grant programs! I had no idea there might be other state aid he could qualify for on top of Bright Futures and Pell. I'll definitely look into FSAG and ABLE grants - even a small additional amount would be helpful. Your advice about keeping copies of all the documentation is really smart too. I can already see how easy it would be to lose track of all these different awards and disbursement dates. This whole thread has been such an education - I feel like I have a much better handle on navigating the financial aid landscape now!

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Jasmine Quinn

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This thread has been incredibly informative! As a parent who just went through this same confusion last month, I wanted to add that if your son is considering taking summer classes, be aware that Bright Futures has different rules for summer funding. Unlike fall/spring semesters where it's automatically awarded if you're eligible, summer Bright Futures requires separate application and has limited funding available on a first-come, first-served basis. Also, I discovered that some Florida universities have emergency aid funds specifically for Bright Futures recipients who might be struggling to maintain the GPA requirements. It's worth asking the financial aid office about academic support resources or tutoring programs that can help students stay eligible for their scholarships. The combination of merit aid (Bright Futures) and need-based aid (Pell Grant) really is the sweet spot for Florida students. Your son is fortunate to qualify for both!

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Wow, I had no idea about the summer funding differences for Bright Futures! That's definitely something to keep in mind if my son wants to take summer courses to stay on track for graduation. The emergency aid funds and academic support resources sound really valuable too - it's reassuring to know that schools have systems in place to help students maintain their scholarship eligibility. I'm going to make sure to ask about these resources when we meet with his academic advisor. Thanks for sharing all these details - this whole conversation has taught me so much about maximizing financial aid opportunities in Florida!

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As someone new to navigating college financial aid, this entire discussion has been so enlightening! I'm currently helping my younger sister understand her aid package for next year, and she's in a similar situation with both Bright Futures Medallion and Pell Grant eligibility. Reading through everyone's experiences, I'm realizing how important it is to understand that these are truly separate funding streams that complement each other beautifully. The tip about creating a spreadsheet to track different aid sources is something I'm definitely going to suggest to her - it seems like such a practical way to stay organized. One thing I'm curious about - for students who might be on the borderline of maintaining the 2.75 GPA requirement for Bright Futures, are there any early warning systems or mid-semester check-ins that schools typically provide? It seems like losing that scholarship would be devastating, especially since it can't be regained once lost. Thanks to everyone who has shared their knowledge and experiences here!

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Carmen Vega

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Great question about early warning systems! Most Florida universities do have some form of academic progress monitoring, especially for scholarship recipients. Many schools send mid-semester grade reports or have academic advisors who specifically track Bright Futures students' progress. Some institutions even have automated alerts when a student's GPA drops below certain thresholds. I'd definitely recommend having your sister connect with her academic advisor early in the semester to discuss her scholarship requirements and ask about any monitoring systems they have in place. It's also smart to encourage her to check her grades regularly through the student portal rather than waiting until final grades are posted - that way if she's struggling in any class, she can get tutoring or other support before it's too late. The key is being proactive rather than reactive when it comes to maintaining that 2.75 GPA requirement!

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Avery Flores

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This has been such an educational thread! As someone who's about to start the college financial aid process with my daughter next year, I'm bookmarking this entire conversation. The distinction between state merit aid (Bright Futures) and federal need-based aid (FAFSA/Pell Grant) is so much clearer now thanks to everyone's explanations. I'm particularly grateful for the practical tips like using the portal filters to separate aid types, creating a tracking spreadsheet, and staying on top of GPA requirements. It sounds like Florida students who qualify for both Bright Futures and Pell Grant are really in an excellent position financially. One follow-up question - for families just starting this process, when should we expect to hear about Bright Futures eligibility? Is that notification separate from the college's financial aid award letter, or do they typically come around the same time?

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