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Kylo Ren

FAFSA verification process for my daughter - are we being audited?

Just got an email saying my daughter was selected for FAFSA verification and now I'm freaking out. Is this basically an audit? We submitted her 2025-2026 application last month and everything seemed fine until now. They're asking for income verification documents, W-2s, and some other tax forms I don't even remember having. The email mentions something about her SAI score being recalculated after review. I'm so confused - does this mean they think we lied?? We're a middle income family (household ~$82,000) and she was counting on financial aid for State University. Anyone else deal with this verification nightmare? How long does this take to resolve? Her college deposit deadline is in 6 weeks!

This is actually really common! About 30% of FAFSA applications get selected for verification each year. It's not necessarily an audit in the scary IRS sense - more like random quality control. Don't panic, but do respond promptly. You'll need to provide the documentation they're requesting through the studentaid.gov portal or directly to her college's financial aid office (depending on who sent the verification request).

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Kylo Ren

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Thank you for this! The email came from her university's financial aid office, not directly from FAFSA. Does that make a difference? And will her aid package change after verification? That's what I'm most worried about.

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Jason Brewer

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ugh happened to my son 2 yrs ago. total headache but not rly an audit. just stupid paperwork. they verifyd him even tho we make like no money lol

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That's because verification selection isn't always income-based. The Department of Education uses a risk model that considers various factors, and some schools have institutional verification requirements that go beyond the federal ones. Regardless of income level, anyone can be selected.

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Liam Cortez

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THE WORST PART IS HOW THEY HOLD YOUR MONEY HOSTAGE DURING THIS!!! My daughter went through this last year and it took OVER 2 MONTHS to resolve because they kept saying they "needed more information" every time we submitted exactly what they asked for. Meanwhile her housing deposit was due and classes were filling up. FAFSA verification is a JOKE and clearly designed to discourage people from getting aid they deserve. Prepare for a fight!!!

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Savannah Vin

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Exactly what happened to us! Every time we submitted something they asked for something else. So frustrating.

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Kylo Ren

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Oh no, 2+ months? That would put us well past her deposit deadline. I'm starting to panic again...

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Financial aid advisor here: Verification is absolutely standard procedure and not an audit in the way you're thinking. Here's what you need to do: 1. Check exactly what documents they've requested (common ones are tax transcripts, W-2s, household size verification form) 2. Submit everything through their preferred method (usually the school's financial aid portal) 3. Follow up by phone about a week after submission to confirm receipt 4. Ask for a timeline on when verification will be completed Most schools can expedite verification if you mention the upcoming deposit deadline. Your SAI could change after verification, but that depends on whether the verified information differs from what you originally reported.

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Kylo Ren

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Thank you! The school's requesting verified tax information through IRS Form 4506-T, copies of W-2s, and a household verification worksheet. Would you recommend I call the financial aid office first or just start gathering and submitting these documents?

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Mason Stone

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When my nephew got selected for verification last year I remember he was sooo stressed because he couldn't get through to anyone at the financial aid office for weeks. Lines were always busy and emails went unanswered forever. Eventually he tried using Claimyr.com to get through to someone and that worked for him. They got him connected to an actual person at the financial aid office in like 20 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ

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Kylo Ren

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I've never heard of this service before. Did your nephew have to provide a lot of personal info to use it? Getting someone on the phone would be really helpful right now.

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Mason Stone

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Not really! He said it was pretty straightforward to use - you just tell them which number you're trying to reach and they call you back when they have an agent on the line. Saved him hours of waiting on hold. Definitely worth checking out if you're having trouble getting through.

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i got verified too this year and it wasn't that bad tbh. took like 3 weeks total. just sent my parents w2s and filled out a form about who lives in our house. my SAI stayed exactly the same after. don't stress too much

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Kylo Ren

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3 weeks isn't too bad. Did you have to do anything special to make it go that fast?

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There's definitely a difference between whether the Department of Education selects you for verification or if the school does it on their own. Federal verification requirements have actually been reduced for the 2025-2026 cycle! But schools can still implement their own verification processes. If you're worried about making the deposit deadline, you should absolutely contact the financial aid office directly and explain your situation. Most schools have contingency procedures for students awaiting verification and can offer extensions on deposits or conditional aid packages. The verification is checking that what you reported on FAFSA matches your tax documents. If everything matches up, your SAI won't change at all. Changes only happen if there were discrepancies in what was reported versus what your documents show.

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Kylo Ren

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This is really helpful, thank you. I just checked and it's definitely a school-initiated verification. I'll call them tomorrow and explain about the deposit deadline.

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Emma Olsen

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When my daughter was going thru verification last year I remember thinking the same thing about it feeling like an audit! But it turned out to be routine. One tip: make sure you keep copies of EVERYTHING you submit. I also took screenshots of confirmation pages. The financial aid office at my daughter's school somehow "lost" our W-2 forms twice and having proof of submission saved us from further delays.

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Jason Brewer

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btw did u check ur daughters SAI score? if its rly high they might not give her much aid anyway... might be why their verifying

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That's not accurate. Verification selection isn't based on your SAI score. It's either randomly selected by the Department of Education or specifically requested by the school based on their institutional policies.

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Jason Brewer

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o ok my bad. thats just what my cousins financial aid guy told him

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In response to your question about calling first or gathering documents - do both simultaneously. Start collecting the documents immediately, but also call the financial aid office to alert them to your situation with the deposit deadline. Ask if they can provide a conditional aid offer pending verification completion or if they can expedite your verification. One important tip: when submitting the IRS Form 4506-T, make sure all information exactly matches what's on your tax return (including how names are spelled, address formatting, etc.). Even minor discrepancies can cause delays.

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Kylo Ren

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I just called the financial aid office and they were actually really helpful! They said they can expedite the verification if I get everything in by next Friday, and they'll provide a conditional aid offer to help with the deposit decision. Thanks for your advice - feeling much better about this now.

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Adrian Hughes

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That's great news! I'm so glad you were able to get through to them and they're willing to expedite the process. A conditional aid offer is exactly what you needed to make your deposit decision with confidence. Make sure to get that Friday deadline in writing if possible, and don't forget to keep copies of everything you submit. You've got this - the hardest part was just making that initial contact!

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StarSeeker

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That's such a relief! I went through verification with my son two years ago and the anxiety was the worst part. Once you get organized with the documents and have that deadline, it becomes much more manageable. The conditional aid offer is really smart - gives you peace of mind for the deposit. Quick tip: if you're submitting everything online, try to do it earlier in the day when their systems are less busy. And definitely follow up on Monday to confirm they received everything!

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Aisha Rahman

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Don't let the word "verification" scare you - it really is just a routine check! I'm a college financial aid counselor and see this all the time. The good news is that you're already taking the right steps by being proactive. Since this is school-initiated verification (not federal), they often have more flexibility with timelines. A few quick tips: 1) When you submit your IRS Form 4506-T, it can take 5-10 business days for the IRS to process and send transcripts directly to the school, so factor that into your timeline. 2) If you filed taxes electronically, you might be able to get IRS transcripts online immediately at irs.gov which could speed things up. 3) Keep that Friday deadline they gave you, but also ask if they need the actual IRS transcripts by then or if submitting the 4506-T form is sufficient to start processing. You're doing everything right - verification completion rates are actually very high once families engage with the process!

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Ella Knight

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This is incredibly helpful, thank you! I didn't realize I could potentially get the IRS transcripts online immediately - that could save so much time. I'll check irs.gov first thing tomorrow morning before submitting the 4506-T form. And great point about clarifying whether they need the actual transcripts by Friday or just the form submission. I'll ask about that when I follow up with them. Really appreciate the reassurance from someone who works in financial aid - it makes this whole process feel much less scary!

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Ryder Greene

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Just wanted to add that I went through verification last year and the most stressful part was definitely the waiting! But it sounds like you're already on the right track with getting that conditional aid offer. One thing that really helped me was creating a simple checklist of all the documents they requested and checking them off as I gathered and submitted each one. It made the whole process feel more manageable. Also, if you run into any issues with the IRS transcript process, some schools will accept signed copies of your actual tax returns as a temporary measure while waiting for the official transcripts. Worth asking about if you hit any snags. The verification process really isn't as scary as it sounds once you get into the rhythm of it!

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That's such a great idea about making a checklist! I'm definitely going to do that - it'll help me stay organized and feel like I'm making progress. And good to know about schools sometimes accepting signed tax returns as a temporary measure. I'll ask about that option too when I call them back. It's so reassuring to hear from people who've actually been through this process. The unknown is always the scariest part, but hearing all these real experiences is making me feel much more confident that we can get through this without too much drama. Thanks for the encouragement!

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Marcus Marsh

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I know this thread is getting long but wanted to share my recent experience since I just went through verification with my daughter this semester! The whole process took exactly 2.5 weeks from start to finish. The key things that helped speed it up: 1) I called the financial aid office the same day I got the verification email to understand exactly what they needed and their timeline, 2) I used the IRS online transcript tool instead of waiting for the 4506-T to process (saved about a week!), and 3) I submitted everything through their online portal and then called 2 days later to confirm they received it all. Her aid package ended up being exactly the same after verification since all our numbers matched what we'd reported. The anxiety was definitely worse than the actual process! Sounds like you're handling this perfectly with that conditional aid offer - that's exactly what you needed to move forward with confidence.

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This is exactly what I needed to hear! 2.5 weeks sounds totally manageable, and I love that your daughter's aid package stayed the same after verification. That gives me so much hope. I'm definitely going to try the IRS online transcript tool first thing tomorrow - saving a week would be huge for meeting that Friday deadline. It's amazing how much better this feels now that I have a clear plan and timeline. Thank you for sharing your recent experience - it's so helpful to know what actually works in practice!

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PrinceJoe

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As someone who just went through FAFSA verification with my twins last year, I can tell you that your reaction is completely normal! The word "verification" makes it sound so official and scary, but it really is just paperwork. What helped me was thinking of it like when your bank asks you to verify a large purchase - they're not accusing you of fraud, they're just double-checking. One thing I wish I'd known earlier: if you're having trouble getting all the documents together by their deadline, most schools will work with you on extensions if you communicate proactively. Don't suffer in silence if you hit any roadblocks - they want to get this resolved just as much as you do. And definitely keep digital copies of everything in a folder on your computer. I ended up needing to resubmit a few things and having them organized saved me so much stress. You're going to get through this just fine!

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Zainab Ahmed

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Thank you so much for that perspective! You're absolutely right - thinking of it like a bank verification makes it feel way less intimidating. I really appreciate the tip about communicating proactively if I hit any roadblocks. It's so easy to panic and think you just have to figure everything out on your own, but it makes total sense that the financial aid office wants this resolved too. I'm definitely going to set up that digital folder today to keep everything organized. Reading all these responses from people who've actually been through this has been such a game-changer for my stress level. Thanks for the encouragement - I'm feeling much more confident about tackling this now!

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Amina Sy

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I'm so glad to see this conversation has been so helpful for you! As someone new to this community, I wanted to add that your original panic about verification is something I think most parents go through. I remember when my older child got selected for verification three years ago, I immediately thought we had done something wrong on the FAFSA. But like everyone here has said, it really is just routine quality control. One small tip that hasn't been mentioned yet - if you're gathering W-2s and other tax documents, make sure the copies are clear and readable before submitting them. I learned this the hard way when the financial aid office had to ask me to resubmit a blurry W-2 copy, which added an extra week to our timeline. Also, if you're married filing jointly, they'll want both spouses' information even if only one parent works. It sounds like you're in great hands with that conditional aid offer and Friday deadline. The fact that they're willing to work with you on timing shows they want to help you succeed. Best of luck with everything!

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Luis Johnson

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Welcome to the community! Your tip about making sure document copies are clear and readable is so important - I definitely wouldn't have thought about that detail. And good point about needing both spouses' information for married filing jointly. It's these little practical details that can really save time and prevent delays. I'm feeling so much more prepared now thanks to everyone's advice here. It's amazing how sharing real experiences makes such a difference compared to just reading generic information online. Thank you for taking the time to help a stressed parent out!

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Yuki Yamamoto

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As a newcomer to this community, I wanted to jump in and say how reassuring it's been to read through all these responses! I'm actually going through something similar with my son's FAFSA verification right now, and seeing how many people have successfully navigated this process is really comforting. The practical tips everyone has shared are gold - especially about the IRS online transcript tool and keeping digital copies organized. I had no idea that verification was so common (30%!) or that it's mostly just routine paperwork checking. Like you, I initially panicked thinking we had done something wrong, but this thread has completely changed my perspective. It sounds like you're handling this perfectly with that conditional aid offer and clear Friday deadline. The fact that you were proactive in calling the financial aid office right away shows you're on the right track. Wishing you the best of luck with getting everything submitted on time - you've got this!

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Hannah White

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Welcome to the community! It's so nice to see newcomers supporting each other through these stressful processes. You're absolutely right that reading real experiences makes such a huge difference compared to the generic advice you find elsewhere. The 30% statistic was eye-opening for me too - it really helps put things in perspective that this is just a normal part of the process for so many families. I hope your son's verification goes smoothly as well! It's comforting to know we're not alone in dealing with this. Thanks for the encouragement and good luck with your own paperwork adventure!

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As someone new to this community, I just wanted to say how incredibly helpful this entire thread has been! I'm not dealing with FAFSA verification myself, but reading through everyone's experiences and advice has been so educational. It's amazing how something that sounds so scary (like "verification" or potential "audit") turns out to be much more routine than it initially appears. What really stands out to me is how proactive communication with the financial aid office seems to be the key to success. The fact that you were able to get a conditional aid offer and expedited timeline just by calling and explaining your situation shows how much schools want to work with families to resolve these issues. The practical tips shared here - using the IRS online transcript tool, keeping digital copies organized, making sure documents are clear and readable - are the kind of real-world advice you can't find in official guides. This community is such a valuable resource for navigating these complex financial aid processes. Thanks to everyone for sharing their experiences so openly!

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Diego Chavez

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Thank you for such a thoughtful comment! As someone who was completely panicking just a few days ago, I can't believe how much this thread has helped calm my nerves and given me a clear action plan. You're so right about proactive communication being key - I never would have thought to call the financial aid office immediately if it wasn't for the advice here. And yes, this community has been incredible! The practical, real-world tips from people who have actually been through this process are so much more valuable than the generic information you find on official websites. It's one thing to read "submit required documents" and another to know about things like the IRS online transcript tool or making sure copies are crystal clear. I'm feeling so much more confident about tackling this now, and I hope other stressed parents find this thread as helpful as I have!

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As someone new to this community, I wanted to share my perspective as a parent who went through FAFSA verification just last year. Reading your original post brought back all those same feelings of panic and confusion I had! The term "verification" really does sound so ominous when you first encounter it. What I found most helpful was creating a simple timeline working backwards from my deadline. Since you have 6 weeks until the deposit deadline and they've given you until Friday to submit documents, you're actually in a pretty good position. My daughter's verification took about 3 weeks total once I submitted everything. One thing that really saved me stress was setting up a dedicated email folder for all FAFSA verification correspondence and keeping a running list of what I submitted and when. The financial aid office staff are usually really helpful once you get them on the phone - they deal with this every day and understand the time pressure families are under. The fact that they offered you a conditional aid package shows they're committed to working with you. That's honestly the best outcome you could have hoped for at this stage. You're handling this exactly right by being proactive and staying organized!

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Sean Matthews

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Welcome to the community! Your advice about working backwards from the deadline is so smart - I hadn't thought about creating a timeline like that. It really helps put everything in perspective when you can see how the pieces fit together. I love the idea of setting up a dedicated email folder too - I can already tell this is going to generate a lot of correspondence and having it all organized in one place will be a lifesaver. You're absolutely right that the conditional aid package is probably the best outcome I could have hoped for at this point. It's amazing how much less scary this all feels when you have a clear plan and know that other families have successfully navigated the same process. Thank you for sharing your experience and for the encouragement - it means so much to hear from someone who was in the exact same position just a year ago!

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Dylan Baskin

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As a newcomer to this community, I just wanted to say how reassuring this entire thread has been to read! I'm not currently dealing with FAFSA verification myself, but I have a younger child who will be starting the college application process soon, so this information is incredibly valuable for future reference. What really strikes me is how the initial panic and fear about verification being some kind of "audit" is so universal among parents - it seems like everyone goes through that same emotional rollercoaster when they first get the notification. But then seeing how routine and manageable the process actually is once you understand what's involved is so comforting. The practical advice shared here has been outstanding - from using the IRS online transcript tool to save time, to keeping digital copies organized, to the importance of proactive communication with financial aid offices. These are the kinds of real-world tips that make all the difference but aren't always obvious when you're in the middle of a stressful situation. Thank you to everyone who shared their experiences so openly. This community is such a valuable resource for helping families navigate these complex financial aid processes with less stress and more confidence!

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Omar Farouk

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Welcome to the community! I'm so glad you found this thread helpful even though you're not currently going through verification yourself. It's smart to learn about these processes before you need them - I wish I had known more about how common and routine FAFSA verification was before we got that initial email! You're absolutely right about the universal panic response - it seems like every parent's first thought is "what did we do wrong?" when really it's just standard procedure. Having this knowledge ahead of time will definitely serve you well when your younger child starts applying for financial aid. And yes, this community has been amazing - the real-world experiences and practical tips are so much more valuable than anything you'll find in official guides. Thanks for taking the time to acknowledge everyone's contributions!

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Ravi Gupta

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As a newcomer to this community, I wanted to jump in and offer some encouragement! Reading through your original post brought back memories of when my daughter went through verification two years ago - I had that exact same panic reaction when I first saw that email. The word "verification" just sounds so official and scary! But I'm so glad to see from reading through all the responses that you've already gotten great advice and secured that conditional aid offer with the Friday deadline. That's honestly the best possible outcome at this stage - it shows the financial aid office is committed to working with you and understands your time constraints. One small tip I haven't seen mentioned yet: when you're gathering all those documents, take photos of everything with your phone as a backup before you submit. I learned this after our scanner broke the night before my deadline and I had to scramble to find another way to digitize everything. Having phone photos saved me so much stress! It sounds like you're handling this perfectly by being proactive and staying organized. The verification process really isn't as scary as it initially seems once you get into the routine of gathering documents and communicating with the financial aid office. You've got this!

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