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Jamal Edwards

FAFSA professional gave wrong dependency override info - getting desperate

Just had the most frustrating meeting with a financial aid 'professional' who told me I can't qualify for a dependency override even though I haven't lived with or received financial support from my parents since I was 17 (I'm 20 now). She said 'not wanting your parents to pay' isn't enough and there must be 'documented abuse.' But I've been completely self-supporting for 3 years! My parents refuse to provide their information for FAFSA but make too much money on paper for me to get aid as a dependent. Can't get private loans without a cosigner either. I'm working 32 hours/week while in college full-time and still can't make ends meet. This can't possibly be right - what's the actual criteria for a dependency override? Has anyone successfully gotten one without 'documented abuse'?

Let me clarify some things. The financial aid professional wasn't entirely wrong, but wasn't giving you the full picture either. Dependency overrides ARE possible without documented abuse, but they're extremely rare and granted on a case-by-case basis by each school. Unfortunately, federal guidelines ARE strict. Self-support and parents refusing to provide info are not automatically qualifying reasons for an override. However, here's what CAN work: 1. Documented abandonment (different from abuse) 2. Incarceration of both parents 3. Parents' whereabouts unknown 4. Severe estrangement with documented evidence You'll need to submit a formal dependency override request with documentation like: - Letters from professionals (therapists, clergy, etc.) familiar with your situation - Court or police records (if applicable) - Evidence of your self-sufficiency (tax returns, lease, bills in your name) - Third-party statements confirming no parental contact/support Each school's financial aid office has its own review process. Apply at multiple schools as some are more lenient than others.

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Thank you so much for this detailed response! The FA person definitely didn't mention abandonment as a category - she just kept repeating "abuse" over and over. I do have my own apartment lease, tax returns showing I claim myself, and utility bills in my name. Would statements from my aunt and my former high school counselor who know about my situation help? They can confirm I've been on my own since 17.

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This is BS and y'all know it. I was in the EXACT SAME SITUATION and got DENIED THREE TIMES. Self supporting since 16, parents made 200k+ but wouldn't give me a PENNY or their info. FA offices DO NOT CARE. They just repeat the rules like robots and say theres "nothing they can do" while we drown in debt or drop out!!! The whole systems designed to screw over people caught in the middle. Either be poor enough or have rich parents who actually support you. Anyone else is just SCREWED.

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@OP - Yes, statements from your aunt and high school counselor would definitely help! Get them to be very specific about when and how you became self-supporting. The more detail and evidence you can provide, the better your case. @commenter - I understand your frustration, but each case is truly different, and some schools are more flexible than others. It's also worth noting that dependency override policies have evolved somewhat over the past few years at many institutions. I've seen successful overrides without abuse documentation, though they're still the exception rather than the rule.

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hey this happened to my roomate last yr. she got a dependency overide by having 3 letters. 1 from her therapist, 1 from her uncl, and 1 from her former teacher. she didnt have abuse either just estranged from parents who make $$$ but dont help her. its VERY IMPORTANT who revews ur case at the school!! she got denied first then asked to speak to the director of financial aid not just random counselor. made all the difference.

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That's really helpful to know! I'll definitely ask to speak with the director if my first request gets denied. Did your roommate have to provide anything else besides the letters? I'm wondering if I should gather other evidence too just in case.

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I went through this nightmare last year. The financial aid system is completely broken for students in your situation. After getting rejected twice, I finally found a way to get through to someone at Federal Student Aid who could actually help explain the nuances. If you keep hitting walls with your school's financial aid office, try using Claimyr (claimyr.com) to reach Federal Student Aid directly. It got me through to an actual person in under 10 minutes after weeks of failed attempts. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. The agent I spoke with gave me specific language to use in my override request that made all the difference. Don't give up - persistence is key with these bureaucratic nightmares.

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Thank you! I've been trying to call FSA for days but keep getting disconnected. I'll check out that service - at this point I'm desperate enough to try anything. Did the FSA agent give you specific advice that was different from what the school was telling you?

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Yes! The FSA agent explained that while individual schools make the final decision, there are specific phrases and documentation approaches that tend to be more successful. She helped me understand that framing my situation as "documented abandonment" rather than just "self-supporting" made a huge difference. She also suggested getting a letter from my employer confirming my long-term employment history to strengthen my case of self-sufficiency.

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I don't want to give false hope, but I do work in a financial aid office (not as a counselor though). The actual guidance we receive internally is more nuanced than what's typically told to students. "Documented abuse" is NOT the only qualifier! Parental abandonment, which sounds closer to your situation, can qualify. The key is demonstrating the complete severing of parental relationships - both financial AND emotional/familial support. Tip: Don't just submit a form. Schedule an in-person meeting with a senior financial aid officer (not front desk). Bring ALL documentation of your self-sufficiency. Be calm, factual, and persistent. Different officers may interpret cases differently - if you get a no, politely ask to speak with someone else or the director. Good luck!

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This is incredibly helpful, thank you! You've given me hope that this might actually be possible. I'll definitely schedule an in-person meeting rather than just submitting paperwork. Is there anything specific I should emphasize during the meeting to help my case?

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Just to add some technical clarity here: Under Federal regulation 34 CFR 668.22(c)(3), dependency overrides CAN be granted for situations including but not limited to abandonment, abuse, neglect, family alcoholism or drug abuse, or when students are unable to locate their parents. A properly documented case of parents completely severing financial support and contact when you were a minor (at 17) COULD potentially qualify as "abandonment" at some institutions. However, it's important to understand that: 1. Parents "refusing" to provide information is different from actual abandonment 2. You must demonstrate total severance of family ties, not just financial support 3. The override decision rests entirely with each school's financial aid administrator 4. You'll need to request an override at each school separately I'd recommend gathering: tax returns showing independent status for 3 years, proof of housing in your name since 17, detailed letters from professionals/family documenting the severance of relationship, and any communication showing parents' refusal to engage.

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Thank you for the technical details and regulation citations! This is extremely helpful. I can definitely document the complete severance of both financial support AND contact since I was 17. My parents made it clear they were "done parenting" when I graduated high school early at 17, and I haven't received a dime or even holiday cards since then. I'll gather all the documentation you suggested.

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u might qualify for the CCAMPIS program if ur school has it - its for independent students and helps with chadlcare costs during school. also look into emergency aid funds at ur school they sometimes have grants for situations like urs.

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Those are good suggestions for additional support, but CCAMPIS is specifically for childcare assistance for student parents. From the original post, it doesn't sound like OP has children, so they wouldn't qualify for that particular program. The emergency aid funds are definitely worth exploring though!

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oh ur right my bad! i misread the post. def check the emergency funds tho and also see if ur school has a food pantry or emergency housing assistance.

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FAFSA is a complete joke for students with unsupportive middle/upper-income parents. I dropped out last year because of this exact situation. My parents make $120k combined but haven't given me a DIME since I was 18. Couldn't get loans, couldn't get aid, couldn't afford tuition on my own. The system ASSUMES parents support their kids financially which is just NOT REALITY for so many of us. One option nobody mentioned - if you're willing to wait, you automatically become independent for FAFSA at age 24. I know several people who worked for a few years and went back to school at 24+ just to avoid this nightmare.

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Waiting until 24 feels like such a waste of my potential and time... but you're right that it might be the only guaranteed option. I'm sorry you had to drop out - that's exactly what I'm trying to avoid. Did you ever try appealing directly to your school for additional institutional aid outside of FAFSA?

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Yeah I tried everything - begged the financial aid office, applied for every private scholarship I could find, even tried to get my academic advisor to help advocate for me. Nothing worked. The system is completely rigid. I'm working full-time now and saving what I can. Planning to go back at 24 when I can finally get the aid I deserve without my parents' info. It sucks but sometimes you have to play the long game with a broken system.

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