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We did get selected for verification, but the financial aid office understood the situation. We explained we had to use this workaround because of the system limitations for parents without SSNs. They were fine with it once we provided the actual tax documents. The most important thing was getting the initial application through so they could start processing the aid package.
I'm a financial aid advisor at a community college, and I see this issue frequently. Here's what works consistently: 1. Have your daughter complete the FAFSA again electronically, entering 000-00-0000 for your SSN 2. For the parent without an SSN, you must use the paper signature page instead of creating an FSA ID (which requires an SSN). Have your daughter print the signature page after completing the online FAFSA, sign it manually, and mail it in. 3. Call the school's financial aid office immediately and let them know you've submitted with the signature page due to a parent without SSN. Many schools can work with a preliminary submission while waiting for the signature page to be processed. 4. Request the financial aid office to check if they can see the FAFSA in their system even before it's fully processed. Some schools can see pending FAFSAs and start preparing aid packages. 5. If all else fails, ask the school about emergency aid options or a payment plan while waiting for the official aid package. The good news is that schools understand these issues are common and most have procedures to help students in these situations.
We just lifted the freeze with all three bureaus! Fingers crossed this works. Thank you so much for following up - I'll update here if it solves the problem.
UPDATE: IT WORKED!!! We lifted the credit freeze yesterday afternoon and tried again this morning - went straight through! My husband was able to complete his contributor profile and we're finally moving forward with the application. Thank you all SO MUCH for your help, especially the tip about the credit freeze being the likely culprit.
did u try filling out a new fafsa form completely??? that worked for my niece when she couldn't fix hers
This is actually not recommended. Submitting a new FAFSA when one is already on file creates a duplicate record that will trigger an automatic verification flag. This will delay processing by 3-4 weeks as the duplicate needs to be manually resolved by FSA staff. Always try to correct the existing application rather than starting over.
UPDATE: IT WORKED!!! I used the Claimyr service that someone suggested and got through to an actual human in about 20 minutes. The FSA agent confirmed there was a processing lock because of the multiple correction attempts. They released the lock and told me to wait until tomorrow morning to submit my correction. THANK YOU ALL for the help!!!
u might qualify for the CCAMPIS program if ur school has it - its for independent students and helps with chadlcare costs during school. also look into emergency aid funds at ur school they sometimes have grants for situations like urs.
Those are good suggestions for additional support, but CCAMPIS is specifically for childcare assistance for student parents. From the original post, it doesn't sound like OP has children, so they wouldn't qualify for that particular program. The emergency aid funds are definitely worth exploring though!
FAFSA is a complete joke for students with unsupportive middle/upper-income parents. I dropped out last year because of this exact situation. My parents make $120k combined but haven't given me a DIME since I was 18. Couldn't get loans, couldn't get aid, couldn't afford tuition on my own. The system ASSUMES parents support their kids financially which is just NOT REALITY for so many of us. One option nobody mentioned - if you're willing to wait, you automatically become independent for FAFSA at age 24. I know several people who worked for a few years and went back to school at 24+ just to avoid this nightmare.
Waiting until 24 feels like such a waste of my potential and time... but you're right that it might be the only guaranteed option. I'm sorry you had to drop out - that's exactly what I'm trying to avoid. Did you ever try appealing directly to your school for additional institutional aid outside of FAFSA?
Yeah I tried everything - begged the financial aid office, applied for every private scholarship I could find, even tried to get my academic advisor to help advocate for me. Nothing worked. The system is completely rigid. I'm working full-time now and saving what I can. Planning to go back at 24 when I can finally get the aid I deserve without my parents' info. It sucks but sometimes you have to play the long game with a broken system.
Sebastián Stevens
One last suggestion - check if your husband has an existing FSA ID by going to https://studentaid.gov/fsa-id/recover-username. If the system finds a match with his SSN and DOB, it means he already has an account and just needs to recover the username/password rather than creating a new one. This has resolved the issue for many parents I've worked with.
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Jessica Nolan
•We actually tried the recovery option yesterday but it said no account was found with his information. That's what makes this so frustrating - the system won't let him create a new account OR recover an existing one! It's like we're stuck in FAFSA limbo.
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Sebastián Stevens
•That is truly frustrating. In that case, I agree with the suggestion to try very early morning hours (3-5am) when system traffic is lowest. Also, make sure you're not on any VPN or public wifi when attempting to create the account - IP address verification can be part of the security checks.
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Angelina Farar
i mean is it even worth the hassle anymore?? my brother ditched the whole FAFSA thing after trying for weeks and just took out private loans instead. the interest rates suck but at least the application process doesn't make you wanna jump off a cliff lol
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Rebecca Johnston
•Financial aid professional here - please don't skip the FAFSA! Even with all the frustrations, federal student loans have much better terms, income-driven repayment options, forgiveness programs, and deferment options than private loans. Plus you might qualify for grants you don't have to repay. Private loans should be a last resort, not a first option because of technical difficulties.
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