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Amara Okonkwo

FAFSA 'number in college' question - do concurrent enrollment high schoolers count?

I'm filling out my FAFSA for 2025-2026 and totally confused about how to count my kids for the 'number in college' question. We have quite the educational spread in our household: - 2 kids attending university full-time - 2 high schoolers in concurrent enrollment (taking 2-3 college classes while still in high school) - 1 child in Pre-K (at least this one's easy!) Do I count just the 2 full-time college students? Or should I include all 4 who are taking college courses? The FAFSA instructions weren't super clear to me, and I don't want to mess up our SAI calculation since we're already paying so much for education. Thanks for any help!

Great question! For the FAFSA's "number in college" question, you should only count students who will be enrolled at least half-time in an eligible college program for the award year. High school students taking a few college classes through concurrent enrollment don't meet this requirement because they're primarily high school students. So for your situation, you should only count the 2 full-time college students. Including the concurrent enrollment students could actually flag your application for verification since it might look unusual.

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Amara Okonkwo

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Thank you! That makes sense. I was worried I'd be missing out on additional aid by not including them, but it's better to be accurate than get flagged for verification.

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count the 2 fulltime only. i tried counting my dual enrollment kid last year and got flagged for verification. total nightmare!

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Dylan Hughes

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SAME THING HAPPENED TO ME!! Verification is the WORST. I was stuck in verification hell for almost 3 months last year because I counted my high schooler who was doing early college. The financial aid office basically told me they weren't considered a "college student" for FAFSA purposes even though they were earning college credits. The whole system is ridiculous.

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NightOwl42

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my son is in dual enrollment too and our college advisor said only count students who will graduate with a degree during the FAFSA year

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That's not quite accurate. The student doesn't need to graduate during the FAFSA year to be counted. They just need to be enrolled at least half-time in a program that leads to a degree or certificate. The key distinction is that concurrent enrollment students are primarily enrolled in high school, not college, even if they're earning some college credits along the way.

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Dmitry Ivanov

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Here's the official rule from the Federal Student Aid Handbook: "A student is considered to be enrolled in an eligible program if they're enrolled at least half-time in a degree-seeking program." Your concurrent enrollment high schoolers wouldn't meet this definition since they're not admitted as degree-seeking college students yet. Another way to think about it - who will be receiving a financial aid package? Only your full-time college students, right? The high schoolers in concurrent enrollment usually have their tuition covered by the high school or a special program, not through federal financial aid. So definitely just count the 2 full-time college students. This will give you the most favorable SAI calculation.

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Amara Okonkwo

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That's really helpful, especially the point about who actually receives financial aid packages. You're right - our high schoolers' college classes are covered by a state program, not through federal aid. Thanks for the detailed explanation!

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Ava Thompson

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I've been trying to call the Federal Student Aid office for days about a similar question (I have a kid who might be taking a gap semester) and kept getting disconnected or waiting for hours. Someone on another thread recommended using Claimyr (claimyr.com) to get through to an actual person at FSA. I tried it yesterday and got connected to someone in 20 minutes instead of waiting for 2+ hours. They have a video showing how it works at https://youtu.be/TbC8dZQWYNQ if you want to check it out. The agent confirmed that only students enrolled at least half-time in degree programs count for that question.

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Amara Okonkwo

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Thanks for the recommendation! I might need that service if I have more questions. Good to know about your gap semester situation too - that's helpful for future reference.

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Dylan Hughes

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The FAFSA is SUCH a headache for blended families and non-traditional situations!! I have 6 kids in a blended family and figuring out who counts where almost caused a divorce last year 😂 BTW - did you know the FAFSA actually has a MAXIMUM number of kids they let you count for the household size calculation?? We found that out the hard way. The system wouldn't let us enter more than 10 household members online!

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wait really?? what happens if you have more than 10 people in your household? do they just pretend the others don't exist??

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Dylan Hughes

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We had to call and they said to submit a special form explaining our household situation. More paperwork, of course! 🙄 And yes, I've heard stories of large families where they basically had to pick which kids to include because the system wouldn't accept them all. Beyond ridiculous.

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The official FAFSA instructions state: "Count yourself and your children if they will receive more than half of their support from you between July 1, 2025 and June 30, 2026. Include other people only if they live with you, receive more than half their support from you, and will continue to receive that support during the 2025-2026 academic year." For the number in college question specifically: "Enter the number of people in your household who will attend college between July 1, 2025 and June 30, 2026. Include only people who will attend a postsecondary institution at least half-time in a program that leads to a degree or certificate." The key phrase is "at least half-time in a program that leads to a degree or certificate." Your concurrent enrollment students are taking some college classes, but they're not enrolled half-time in a degree program. They're primarily high school students taking some advanced coursework.

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Amara Okonkwo

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Thank you for providing the exact wording from the FAFSA! The "at least half-time in a program that leads to a degree" part makes it very clear. I appreciate everyone's help with this.

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Hannah Flores

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As someone new to navigating FAFSA with multiple kids, this thread has been incredibly helpful! I'm in a similar situation with one child doing Running Start (our state's version of concurrent enrollment) and was wondering the same thing. It's really frustrating that the FAFSA instructions aren't clearer about this distinction. The fact that multiple people got flagged for verification just for trying to be thorough shows how confusing the system can be for families. Thanks to everyone who shared their experiences - it's saving me from making the same mistake! One follow-up question: does anyone know if there's a difference between how dual enrollment vs. Running Start vs. concurrent enrollment programs are treated, or are they all considered the same for FAFSA purposes?

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Yuki Tanaka

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Welcome to the FAFSA maze! 😅 From what I understand, all those programs (dual enrollment, Running Start, concurrent enrollment, early college, etc.) are treated the same way for FAFSA purposes. The key factor isn't the program name, but whether the student is enrolled at least half-time in a degree-seeking program at the college level. Since all of these are essentially high school students taking some college classes on the side, they wouldn't count for the "number in college" question regardless of what the program is called. The FAFSA looks at the student's primary enrollment status, not just whether they're earning college credits.

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@Hannah Flores Welcome! @Yuki Tanaka is absolutely right - all those different program names are treated the same way by FAFSA. I went through this exact confusion two years ago with my daughter in our state s College'Now "program. The" name doesn t matter;'what matters is that these students are still primarily enrolled in high school, not college. Even though they re earning'college credits, they re not'degree-seeking college students yet. It s definitely'one of those FAFSA quirks that catches a lot of families off guard!

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Lucas Lindsey

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This is such a great thread! I'm in my first year dealing with FAFSA and honestly had no idea about this distinction. I have a junior in high school who's planning to do dual enrollment next year, and I was already mentally counting them as a "college student" for future FAFSA purposes. Reading about everyone getting flagged for verification is really eye-opening. It sounds like the system is pretty strict about this half-time enrollment requirement. Does anyone know if there's a specific credit hour threshold that defines "half-time" or does it vary by institution? I want to make sure I understand this correctly before my daughter starts applying to colleges. Also, has anyone found any other resources besides calling FSA directly that help clarify these edge cases? The official FAFSA website seems to assume everyone fits into neat little boxes!

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Ava Hernandez

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Great questions, Lucas! Half-time enrollment is typically defined as taking at least 6 credit hours per semester at most colleges (compared to 12+ for full-time), but you're right that it can vary by institution. The key thing to remember is that your daughter would need to be enrolled as a matriculated degree-seeking student taking those 6+ credits, not just a high school student taking college classes. For resources, I've found the Federal Student Aid website's "Completing the FAFSA" guide helpful, and some state higher education websites have good explanations too. Your daughter's high school guidance counselor might also be a good resource - they deal with this question a lot! The college financial aid offices are usually pretty knowledgeable about these edge cases too once your daughter starts the application process. You're smart to think about this ahead of time. It'll save you headaches later!

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As someone who works in a high school guidance office, I see this confusion ALL the time! The distinction between concurrent enrollment students and actual college students is one of the most misunderstood aspects of FAFSA completion. I always tell parents to think of it this way: if your child is still working toward their high school diploma as their primary educational goal, they don't count as a college student for FAFSA purposes, regardless of how many college credits they're earning on the side. One thing I haven't seen mentioned here yet - make sure you keep good records of which students you counted and why. If you do get selected for verification, having your reasoning documented can speed up the process. Also, some families find it helpful to print out the relevant FAFSA instructions and highlight the key phrases about "half-time" and "degree-seeking" enrollment to refer back to each year. The silver lining is that once those concurrent enrollment students graduate high school and enroll in college full-time, then you'll be able to count them for future FAFSA applications!

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Sean Doyle

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This is so helpful, especially coming from someone who works in guidance! I never thought about keeping documentation of my reasoning, but that makes total sense. I'm definitely going to print out those FAFSA instructions you mentioned and keep them with my tax documents for reference. Your point about thinking of it in terms of "primary educational goal" really clarifies things for me. My kids in concurrent enrollment are still focused on graduating high school - the college classes are just a bonus. Thanks for sharing your professional perspective on this!

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Luca Greco

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This thread has been incredibly enlightening! I'm new to the FAFSA world with my oldest just starting to look at colleges, and I had no idea about this distinction between concurrent enrollment and actual college students. What really strikes me is how many families seem to run into this same confusion - it makes me wonder why the FAFSA instructions aren't more explicit about these common scenarios. The fact that so many people got flagged for verification just for trying to include students who are technically earning college credits seems like a design flaw in the system. I'm bookmarking this thread for future reference, especially @Finley Garrett's advice about documenting your reasoning and @Sofia Rodriguez's exact quote from the official instructions. It's clear that the key phrase "at least half-time in a program that leads to a degree or certificate" is what really matters here, not just whether someone is taking college-level courses. Thanks to everyone for sharing their experiences - you've saved me from what sounds like a verification nightmare down the road!

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Dmitry Volkov

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Welcome to the FAFSA community! You're absolutely right about the design flaw - it's honestly shocking how many families get tripped up by this same issue every year. I think part of the problem is that the concept of "concurrent enrollment" didn't really exist when a lot of these FAFSA rules were written, so the system hasn't caught up to modern educational realities. Your point about bookmarking this thread is smart! I wish I had found a resource like this when I was starting out. The learning curve for FAFSA is steep enough without having to navigate these edge cases blind. At least now you'll go into the process with eyes wide open about what actually counts and what doesn't. Good luck with your oldest's college search! The FAFSA may be confusing, but once you get the hang of these distinctions, it does get easier in subsequent years.

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Diego Rojas

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As a newcomer to this community, I just want to say thank you to everyone who contributed to this thread! I'm starting my FAFSA journey with twins who will be college freshmen next year, plus a younger daughter in dual enrollment, and I was definitely planning to count all three as "college students." Reading through everyone's experiences - especially the verification nightmares - has been a real eye-opener. The distinction between being a high school student taking college classes versus being an actual degree-seeking college student makes perfect sense now, but it's not intuitive at first glance. @Finley Garrett's advice about keeping documentation is gold, and I love @Sofia Rodriguez's approach of quoting the exact FAFSA language. I'm printing that out right now! It's also reassuring to know that services like the one @Ava Thompson mentioned exist for when you need to actually talk to a human at FSA. This community is amazing - thank you all for sharing your hard-earned wisdom and saving future families from making these costly mistakes!

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Welcome to the community, Diego! Your situation with twins heading to college plus a dual enrollment daughter sounds exactly like what started this whole thread. It's so common for families to assume that if their kid is earning college credits, they should count as a "college student" for FAFSA - it seems logical until you dig into the actual requirements! You're smart to get this figured out now rather than after submitting. The verification process sounds absolutely brutal based on what @Dylan Hughes and @Fatima Al-Sayed went through. Having twins in college is going to be expensive enough without adding unnecessary complications to your financial aid process. This thread really shows how valuable it is to have a community where people share their real experiences, not just the official handbook language. Good luck with your twins college applications!'

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Chris Elmeda

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As someone new to this community and just starting the FAFSA process, this entire discussion has been incredibly valuable! I'm dealing with a similar situation - one child in college full-time and another doing dual enrollment through our local community college while finishing high school. What really stands out to me is how the FAFSA system seems to penalize families for being thorough and trying to include all students who are technically taking college courses. The verification horror stories from @Dylan Hughes and @Fatima Al-Sayed are eye-opening - it sounds like the system assumes you're trying to game it rather than just being confused by unclear instructions. The key takeaway for me is @Sofia Rodriguez's point about the official language requiring "at least half-time in a program that leads to a degree or certificate." That makes it crystal clear that dual enrollment students don't qualify since they're primarily high school students, even though they're earning college credits. Thanks to everyone for sharing your experiences and saving newcomers like me from making these mistakes. This thread should honestly be pinned as required reading for anyone with kids in concurrent enrollment programs!

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