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Jake Sinclair

Do my college student and high school senior need to fill out separate FAFSA forms before parents?

I'm so confused about the FAFSA process with multiple kids! I have one child who's already in college (sophomore) and another who's a high school senior applying now. For the 2025-2026 FAFSA, do both kids need to create separate accounts and fill out their portions first before I can complete the parent section? Or can I start my part first and then have them add their info later? I heard the new FAFSA system links everything differently now. Anyone with multiple kids in college navigate this successfully? Thanks!

yes each kid needs ther own fafsa and they each need to fill out there part first. my twins had to make seprate FSA IDs and do there sections before i could do mine. its super annoying tbh

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Thanks! Did you have to do your parent section twice then? Once for each twin?

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With the new FAFSA system for 2025-2026, each student needs their own FSA ID and must complete their student section first. After they've done their part, they'll add you as a contributor using your email address. You'll then receive notification to complete the parent/contributor section. The good news is that you only need to fill out your section once, even with multiple students. Once you complete it for one child, the system will automatically share your information with your other child's application. This is one improvement with the new FAFSA. Make sure both your children list all schools they're considering on their applications, and that your college sophomore renews their application as well.

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Oh that's such a relief! I was dreading having to enter all the same tax info twice. So I just wait for both kids to add me as a contributor, and then I only fill out my section once? That's much better than the old system!

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my kids had to do it separate and i had to do everything twice last year it was RIDICULOUS!!! the whole system is broken and they just want to make it confusing so people give up and dont get aid!!

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That was likely under the old system. The 2025-2026 FAFSA (which launched late 2024) now allows parent/contributor information to be shared across multiple student applications, so you only need to fill out your section once.

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Financial aid advisor here. For the 2025-2026 FAFSA, the process works like this: 1. Each student creates their own FSA ID (if they don't already have one) 2. Each student starts their own FAFSA application and completes the student section 3. In each application, students will enter parent/contributor information (email address) 4. Parents receive contributor invitations and create an FSA ID if needed 5. Parents complete their section ONCE, and it automatically applies to all linked student applications This is a significant improvement over the previous system where parents had to repeat information. However, each student still needs to complete their own unique section that includes their personal information, schools they're applying to, etc. Be aware that each student will receive their own unique Student Aid Index (SAI) calculation based on their specific circumstances, even though the parent information is shared.

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Does this also work if the parents are divorced? Will both students be able to add the same parent as contributor or does each one need to decide which parent to list?

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I just went through this with my kids and it was a nightmare trying to get through to someone at Federal Student Aid when we had issues with the contributor section not linking properly. After waiting on hold for HOURS, I found a service called Claimyr (claimyr.com) that actually got me through to an agent in about 20 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ It saved my sanity because we had a deadline approaching and one of my kids' applications wasn't connecting to my contributor information correctly. The FSA agent was able to fix it right away once I finally got through.

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Thank you for this tip! I'll bookmark that service in case we run into problems. The deadline stress is real!

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I literally just finished dealing with this exact situation last week! You're getting some good advice here, but one thing nobody mentioned - make sure BOTH your kids use the EXACT same spelling and format of your name and information when they add you as a contributor. My son put "Robert Smith" and my daughter put "Rob Smith" and the system didn't recognize us as the same person, so I had to fill everything out twice anyway. Super frustrating waste of time.

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This is an excellent point! The contributor linking system is sensitive to exact name matching. Everyone should use legal names as they appear on tax documents for all FAFSA forms to ensure proper linking.

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Thank you all so much for the helpful information! Just to make sure I've got this right: 1. Both my sophomore and senior need to create their own FSA IDs first 2. They each complete their own student sections 3. They both add me as a contributor using my email 4. I only need to fill out my parent section once as long as they entered my info exactly the same way This is so much better than I expected! I was dreading having to enter all our tax information twice.

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That's exactly right! Just make sure both students include all schools they're considering on their individual applications, as the parent information will be shared but school selections won't be.

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make sure your kids use the IRS data retreval tool if they can its way easier than entering all the tax stuff manually trust me on this one lol

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The Data Retrieval Tool is helpful but sometimes it doesn't work if you have certain tax situations. We tried using it but got an error because we had filed an amended return. Just something to be aware of!

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does anyone know if this effects the amount of aid? like if i have 2 kids in college at once do they each get more aid than if it was just 1 kid?

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Great question! Under the new FAFSA formula, having multiple students in college simultaneously no longer provides the same reduction in the Student Aid Index (SAI) that it did in previous years. However, many colleges still consider this in their institutional aid calculations. When you have your information shared across multiple students' applications, each school can see that you have multiple children in college, which may factor into their financial aid offers. It varies by institution, so it's worth contacting each school's financial aid office directly to ask about their specific policies for families with multiple college students.

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As someone who just went through this process with twins last month, I can confirm what others have said - the new system is definitely an improvement! One additional tip: make sure your kids coordinate when they're going to add you as a contributor. I had both my kids send me the contributor invitations on the same day, which made it easier to complete everything at once rather than getting notified weeks apart. Also, keep your FSA ID login info handy because you'll need it to access the contributor section. The whole process took me about 45 minutes total for both kids once they had completed their portions. Much better than the old system where I was basically doing two completely separate applications!

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