FAFSA deadline for transfer student starting 4-year college this fall?
My son has been taking classes at our local community college for 2 years but wants to transfer to a 4-year university and live on campus this fall. I already helped my daughter complete her FAFSA back in October (she's a high school senior), but I completely forgot my son needs to apply for aid too! Is it too late for him to submit his FAFSA for the 2025-26 year? Are the deadlines different for transfer students? He's looking at 3 state schools but hasn't officially been accepted anywhere yet. I'm worried we've missed some important cutoff dates and he won't be eligible for grants or housing assistance.
20 comments


Alexis Robinson
It's definitely not too late! The federal FAFSA deadline for the 2025-26 academic year isn't until June 30, 2026. However, you need to pay attention to your state and individual school deadlines, which are often much earlier. Most state deadlines for priority consideration are between February and April. Check each school's financial aid website for their specific priority deadlines. Since your son is transferring, make sure he adds all potential schools to his FAFSA. He'll need the school codes which you can find directly on the FAFSA application. The sooner he submits, the better his chances for maximum aid, especially for state grants which often have earlier deadlines and limited funding.
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Ashley Adams
•Oh thank goodness! I was panicking thinking we'd missed everything. I'll have him fill it out this weekend. Do you know if he needs to include our tax information since he still lives at home? He's 20 and we still claim him as a dependent.
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Aaron Lee
most schools have priority deadlines way earlier!! check ASAP bc at my university the priority deadline was march 1st. you can still get federal aid but might miss out on institutional scholarships!!
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Ashley Adams
•Oh no, that's exactly what I was worried about. I'll have him check the financial aid pages for all three schools tonight.
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Chloe Mitchell
As a transfer student myself last year, I can tell you it's definitely not too late for the FAFSA itself, but you should be EXTREMELY CAUTIOUS about individual school deadlines for transfer students. Sometimes these are different than freshman deadlines! In my case, the transfer priority deadline was actually later (April 15 instead of March 1), but this varies by school. What's more crucial is that most schools require an additional application for transfer scholarships that might have passed already. Some housing deadlines for transfers might be approaching too if he wants to live on campus. Have him call each financial aid office ASAP!
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Ashley Adams
•That's really helpful - I had no idea there might be separate transfer deadlines. He's definitely planning to live on campus so I'll make sure he checks about housing deadlines too. Thank you!
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Michael Adams
Yes, your son absolutely needs to fill out the FAFSA if he wants any financial aid for his transfer to a 4-year institution. Since he's a dependent student (under 24, unmarried, not a veteran, etc.), he'll need to include your tax information on his application just like you did for your daughter. As others mentioned, while the federal deadline is June 30, 2026, many states and colleges have much earlier priority deadlines that determine eligibility for institutional scholarships and grants. These deadlines have likely passed for some schools, but federal aid (loans and Pell Grants) will still be available. Make sure your son also checks if his prospective schools require the CSS Profile in addition to FAFSA, as some private colleges use this for institutional aid allocation.
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Natalie Wang
•i heard the CSS Profile costs money to submit tho, is that true?
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Michael Adams
•Yes, unlike the FAFSA which is free, the CSS Profile does have a fee - generally $25 for the first school and $16 for each additional school. However, fee waivers are available for eligible students based on financial need. Not all schools require it though, primarily private colleges use it for distributing their institutional aid.
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Noah Torres
I was in the EXACT same situation with my daughter last year!!! She did 2 years at community college then transferred to a state university. We submitted her FAFSA in April and she still got her Pell Grant and was eligible for subsidized loans BUT she missed out on some university grants because we submitted after their priority deadline (March 1). The most frustrating thing was trying to get someone on the phone at the financial aid office to answer questions about what she qualified for. I spent HOURS on hold across multiple days and got disconnected so many times. Complete nightmare.
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Ashley Adams
•That's really frustrating! I'm worried about the same thing happening with my son. Do you think it's better to try calling or should we just go to the financial aid office in person? It's about an hour drive to the main school he's interested in.
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Samantha Hall
•Honestly, I found a great solution for the phone issue with financial aid offices. I used this service called Claimyr (claimyr.com) last semester when dealing with my FAFSA verification. They basically wait on hold with the Federal Student Aid office for you and call you when a human agent is on the line. Saved me hours of frustration. They have a video demo that explains it better than I can: https://youtu.be/TbC8dZQWYNQ For school-specific questions though, I'd just drive to the office if it's only an hour away. Financial aid officers can tell you exactly what your son still qualifies for at this point.
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Michael Adams
For transfer students specifically, here are some important details to know: 1. Your son's SAI (Student Aid Index) calculation will be the same as any other dependent student - it will include your income and assets as parents 2. Some schools have separate scholarship applications for transfer students with different deadlines 3. He should contact housing departments ASAP as many schools reserve limited space for transfers 4. If he's considering summer classes at the new school, he may need to complete both the 2024-25 FAFSA (for summer) and 2025-26 FAFSA (for fall/spring) 5. Make sure the community college credits will transfer before finalizing financial decisions I recommend completing the FAFSA immediately, then having your son call each school's financial aid office to ask about transfer-specific deadlines and any additional forms required.
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Ashley Adams
•Thank you for the detailed information! I didn't even think about summer classes, but he has mentioned taking a summer course. We'll definitely complete both year applications just in case. And good point about checking whether his credits transfer - we've been focused on that already.
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Natalie Wang
my brother did this last yr. its never 2 late 4 fafsa but u miss the good money if u wait. all the school grants r first come first serve so the sooner the better!!!
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Ashley Adams
Update: We submitted his FAFSA last night! And he called two of the schools this morning. One school's priority deadline was March 15th (so we missed it), but the financial aid counselor said he'll still be considered for some institutional grants, just not the full amount. The other school's transfer deadline isn't until May 1st, so we're good there! Thank you all for the advice. Now we're working on housing applications.
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Noah Torres
•That's great news about the May 1st deadline school! Definitely focus on that housing application next - those spots fill up FAST for transfers. My daughter ended up on a waiting list because we were late with that too. Good luck to your son!
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Alexis Robinson
Glad to hear you've submitted the FAFSA! One more thing to be aware of: since your son is transferring from a community college to a 4-year institution, he'll need to ensure that his financial aid is properly transferred. This means: 1. Having his community college remove him from their system after the current term ends 2. Making sure his new school is listed as his primary institution on the FAFSA 3. Checking if there are any transfer-specific scholarships he can still apply for (many schools have these!) Also, once he decides which school he'll attend, have him accept his financial aid package promptly. This is especially important for work-study opportunities, which can be limited for transfer students.
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Ashley Adams
•I had no idea about having the community college remove him from their system! That's really helpful. We'll make sure to do that after his final grades post. He's definitely interested in work-study options too, so we'll watch for that in his aid package. Thank you!
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Grace Thomas
Just wanted to add that since your son is transferring mid-degree, make sure he understands how his Pell Grant eligibility works. The lifetime limit is 600% of a full award (equivalent to about 6 years of full-time enrollment), and his community college years count toward this total. It shouldn't be an issue for most students, but it's something to keep in mind for planning purposes. Also, if he's been receiving any state grants at the community college level, those programs sometimes have different rules for 4-year institutions. In my state, the grant amount actually increases when you transfer to a university, but the GPA requirements are stricter. Each state is different, so definitely check with your state's higher education agency about continuing eligibility.
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