Taking summer courses at different college - Can I still get FAFSA aid?
My son is attending an out-of-state university as a freshman, but wants to take a summer course at our in-state university to save some money and knock out a prerequisite. I'm confused about how FAFSA works for summer classes at a different school. Should we add the in-state school to his 2024-2025 FAFSA application list? Is it too late for him to be considered for summer aid? I don't want to miss out on potential financial assistance, but I'm not sure if the application deadlines have already passed for summer sessions. Any guidance would be appreciated!
26 comments


Miguel Herrera
Yes, you need to add the in-state school to his FAFSA! Schools can only access his financial aid information if they're listed on the FAFSA. The good news is you can still update his 2024-2025 FAFSA to add schools. Log into studentaid.gov, select "Update FAFSA Form," and add the new school code. But here's the important part - you should also contact the financial aid office at the in-state school immediately. Many schools have separate summer aid applications with deadlines that might be approaching fast.
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Ava Thompson
•Thank you! I'll update his FAFSA tonight. Do you know if summer aid typically comes from the same pot as regular academic year aid, or is it considered separately? I'm worried that since he already received aid for his freshman year, there might not be anything left for summer.
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Zainab Ali
my daughter did this last yr took 2 classes at community college in summer. we just called financial aid office at the school and they told us what to do. pretty simple actually just had to add the school and fill out a summer aid form they had
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Connor Murphy
•Did your daughter get any aid for the summer classes? I'm thinking about doing something similar for my son but wondering if it's even worth the hassle if summer aid is limited.
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Yara Nassar
Adding the school to the FAFSA is step one, but there are several other important things to understand about summer financial aid: 1. Summer terms often count toward the PREVIOUS academic year's aid. So summer 2025 might actually use 2023-2024 FAFSA funds, not 2024-2025. You need to verify this with both schools. 2. Pell Grant eligibility might be available if he hasn't used his full academic year amount. 3. Federal loan limits are annual, so if he's already borrowed the maximum for the year, he may not be eligible for additional loans for summer. 4. Many schools have institutional summer aid programs with separate applications. I recommend contacting BOTH financial aid offices - his current school and the summer school - to coordinate. This is important because accepting aid at one institution can impact aid at the other.
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Ava Thompson
•This is really helpful, thank you! I didn't realize summer might count toward the previous year's aid. That makes it more complicated. I'll definitely contact both schools' financial aid offices to sort this out.
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StarGazer101
just wanted to add that waiting on hold with financial aid offices is THE WORST especially now during busy season. i spent 3 hours last week trying to get someone on the phone and kept getting disconnected. super frustrating!!!!
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Keisha Jackson
•I've had the same problem! I found this service called Claimyr that helped me get through to a financial aid agent without the wait. You might want to check out their site at claimyr.com - they have a video that shows how it works: https://youtu.be/TbC8dZQWYNQ. Saved me hours of frustration when I needed to update my son's FAFSA information and had questions about adding another school. Their system holds your place in line so you don't have to stay on hold.
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Connor Murphy
You also need to make sure your son meets the enrollment requirements for summer aid. Some schools require at least half-time enrollment (usually 6 credits for undergrad) to qualify for federal loans during summer. If he's only taking one 3-credit course, he might not be eligible for certain types of aid. Check with the in-state school about their specific requirements for summer financial aid.
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Ava Thompson
•That's a great point - he's only planning to take one 4-credit lab science course. I'll specifically ask about the minimum credit requirements when I call the financial aid office. Maybe he should consider taking two courses if that would qualify him for more aid options.
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Paolo Romano
The STUPID thing about FAFSA is that even if you add another school, there's no guarantee they'll give him any aid!!! My daughter added a summer school and they said all their summer funds were already allocated. Such a waste of time. The whole system is designed to be confusing and frustrating!!
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Miguel Herrera
•This is unfortunately true - summer aid is often more limited than regular academic year funding. It's typically first-come, first-served, which is why I emphasized contacting the financial aid office immediately. Even if federal aid isn't available, they might be able to suggest institutional scholarships or payment plans specifically for summer terms.
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Zainab Ali
also dont forget to check if the credits will transfer back to his main school!!! my nephew took summer classes but his university only accepted them as electives not for his major requirements. waste of money
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Ava Thompson
•Oh good point! We did check on that already - got it approved by his advisor that this specific course will transfer back as the prerequisite he needs. But that would have been an expensive mistake!
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Yara Nassar
One last thing to consider: If your son receives financial aid for the summer term at the in-state school, this could potentially impact his Satisfactory Academic Progress (SAP) calculations. All courses taken with federal aid count toward his cumulative completion rate and GPA requirements for continued aid eligibility. Make sure he's prepared to successfully complete any summer coursework if he accepts aid for it.
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Ava Thompson
•I hadn't even thought about the SAP requirements. He's doing well academically so far, but I'll make sure he understands that his summer performance counts toward his overall aid eligibility. Thanks for highlighting this!
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Keisha Jackson
After calling both schools and updating the FAFSA, could you please come back and update us on what you found out? I'll be in a similar situation next summer and would love to know how it works out for you!
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Ava Thompson
•I definitely will! I'm planning to call both financial aid offices tomorrow and update his FAFSA tonight. I'll post what I learn about the process and whether he's able to get any summer aid. Fingers crossed!
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Amun-Ra Azra
This is such a helpful thread! I'm in a similar situation with my daughter who wants to take summer classes at a community college while attending her 4-year university. From reading all these responses, it sounds like the key steps are: 1) Update the FAFSA immediately to add the summer school, 2) Contact both financial aid offices to understand how summer aid works and any deadlines, 3) Verify credit transfer requirements, and 4) Check enrollment minimums for aid eligibility. The point about summer terms potentially counting toward the previous academic year's aid was really eye-opening - I never would have thought of that! Thanks everyone for sharing your experiences.
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Lilah Brooks
•You've done a great job summarizing all the key points from this thread! I'm also new to navigating FAFSA for summer courses and this conversation has been incredibly informative. One thing I'd add based on what I've learned here is to also ask about institutional aid or scholarships specifically for summer terms when you contact the financial aid offices. Some schools have separate funding pools for summer that might not be widely advertised. Good luck with your daughter's summer planning!
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Yuki Tanaka
As someone who just went through this process last year, I wanted to add a few practical tips that helped us navigate the summer FAFSA situation. First, when you call the financial aid offices, have your son's student ID numbers ready for both schools - it speeds up the process significantly. Second, ask specifically about "consortium agreements" - some schools have arrangements that allow you to receive aid from your home institution even when taking classes elsewhere, which can sometimes be more favorable than applying for aid directly through the summer school. Third, if the summer school doesn't have aid available, ask about payment plan options - many schools offer interest-free monthly payment plans that can make the costs more manageable even without financial aid. The summer FAFSA process definitely has more moving parts than regular academic year aid, but it's absolutely worth pursuing if it can save money on that prerequisite course!
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Sophia Rodriguez
•This is incredibly helpful, especially the tip about consortium agreements! I had never heard of that option before. Having the student ID numbers ready is such a practical suggestion too - I can imagine how much time that would save when calling multiple offices. The payment plan option is also a great backup if aid doesn't work out. Thanks for sharing your real-world experience with this process - it's exactly the kind of practical advice that makes navigating FAFSA less overwhelming for those of us doing this for the first time!
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Lydia Bailey
I'm new to this whole FAFSA process and this thread has been so educational! My son is a high school senior who will be starting college in the fall, and I'm already thinking about potential summer course scenarios for next year. One question I have after reading all these responses - when you update the FAFSA to add a new school, does that trigger any kind of review or delay in processing aid at his primary school? I'm worried about accidentally messing up his main financial aid package by making changes to add a summer school. Also, are there any fees associated with adding schools to the FAFSA or updating it? I want to make sure I understand all the potential costs and complications before we get to that point next year.
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Sofia Hernandez
•Great questions! From my understanding, adding schools to your FAFSA shouldn't impact your son's existing aid package at his primary school. The FAFSA update just makes his financial information available to additional schools - it doesn't change the data itself or trigger a full re-review of aid that's already been awarded. There are no fees for updating your FAFSA or adding schools either, which is nice! However, I'd recommend making any updates well before deadlines just to be safe. Since you're planning ahead (which is smart!), you might also want to ask about this specifically when you have your first meeting with the financial aid office at his primary school. They can walk you through their policies and give you peace of mind about the process. It's so helpful that you're thinking about this early - summer course planning definitely benefits from advance preparation!
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Nathaniel Mikhaylov
This thread is incredibly thorough and helpful! As someone who works in higher education finance, I'd like to add one more important consideration that hasn't been mentioned yet. When your son takes summer courses at the in-state school, make sure to understand how this affects his enrollment status and dependency classification for the FOLLOWING academic year's FAFSA. If he's considered enrolled at multiple institutions during the summer, it could potentially impact how his 2025-2026 FAFSA is processed. Also, keep detailed records of all summer coursework and aid received - you'll need this information when filling out next year's FAFSA. The IRS Data Retrieval Tool won't capture institutional aid or work-study earnings from summer terms, so you'll need to report these manually. It's a small detail but can save headaches during next year's application process!
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Michael Adams
•Thank you so much for sharing this professional perspective! I hadn't even considered how summer enrollment might affect next year's FAFSA processing or the dependency classification issues. The point about keeping detailed records is really important too - I can see how it would be easy to forget about summer aid when filling out the following year's application. Since you work in higher education finance, do you have any advice on the best way to organize and track this information? Should I be keeping copies of all summer financial aid documents in a separate file, or is there a particular system that works well for families managing aid across multiple institutions? Your insight about the IRS Data Retrieval Tool not capturing summer institutional aid is exactly the kind of detail that could trip people up if they're not prepared for it!
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