FAFSA asking for daughter's 1040 info but she only has W-2s - what to enter?
My daughter is completing her FAFSA application (first time applying!) and we've hit a roadblock with the student financial portion. When it asks about her 1040 information, she's completely confused because she doesn't remember filing a tax return. She worked part-time at a local coffee shop in 2023 and made around $9,000, so she has W-2s, but neither of us recall her actually filing a 1040 form. What is she supposed to enter in this section if she possibly didn't file? Will FAFSA reject her application if she leaves it blank? I feel like we're missing something obvious here, but tax stuff isn't my strong suit. Any advice would be really appreciated!
33 comments


Zara Rashid
If your daughter earned $9,000 in 2023, she was likely under the filing threshold for a tax return. For single dependents under 65, you generally need to file if you earned more than $12,950 (for 2023). However, the FAFSA will still want to know if she filed or not. Your daughter should select "Will not file" in the tax filing status section if she didn't file. FAFSA will then ask about her W-2 income instead of requesting 1040 information. She'll need to enter the earnings from her W-2 forms. Make sure she has those handy when completing this section!
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Sean Doyle
•Thank you, that makes sense! So she should just select "Will not file" and then it'll ask for her W-2 info instead? That's a relief. I was worried we messed up by not having her file taxes.
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Luca Romano
my kid had the same issue last year!!! he worked at target but didnt make enough to file taxes. we just put "will not file" and it was totally fine, just had to put in his w2 stuff. dont stress about it
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Nia Jackson
OK but be careful!!! My son did this last year and selected "will not file" but then his SAI came back really high because they thought he was hiding income or something. When we called the financial aid office they told us he should have filed even though he was under the threshold just to prove his income. We ended up having to do income verification and it was a WHOLE THING that delayed his aid package by 2 months!!! So frustrating!!!!
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Zara Rashid
•That's unusual. Filing a tax return when you're under the threshold is actually not required or even recommended by the IRS. The FAFSA system is designed to handle students who don't file because they're under the threshold. As long as all W-2 income is reported accurately on the FAFSA, there shouldn't be issues with SAI calculations.
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Nia Jackson
•Well tell that to my son's financial aid office!!! Maybe it was just our school being weird but they made it a huge deal. All I'm saying is if there's time she might want to file anyway just to avoid potential headaches!!!
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Mateo Hernandez
Financial aid advisor here - I can clarify this situation. Your daughter is not required to file a federal tax return if she earned less than $12,950 in 2023 (assuming she's a dependent). On the FAFSA, she should select "Will not file" for her tax filing status. The FAFSA will then ask for her W-2 information and wages. Important: Even though she didn't file, the FAFSA will still want to know her earned income. She should enter the total from Box 1 on her W-2(s). The system will use this to calculate her Student Aid Index (SAI). Don't worry - this is an extremely common situation for students with part-time jobs. The FAFSA is designed to accommodate students who don't meet the tax filing threshold.
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Sean Doyle
•This is really helpful, thank you! So we should just have her W-2 information ready when filling out this section? Is there anything else we should know about this part of the application?
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Mateo Hernandez
•Yes, have all her W-2s ready. A few other things to keep in mind: 1. She'll need to report the total amount from Box 1 of all W-2s (wages, tips, other compensation). 2. If she had any income not reported on a W-2 (like cash tips or self-employment), that needs to be reported too. 3. The FAFSA might ask about her current assets (checking/savings accounts). Have those balances ready. 4. Remember that as a dependent student, your financial information (the parents') will generally have a much larger impact on her aid eligibility than her $9,000 in earnings.
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CosmicCruiser
my daughter went through this exact thing!! she had to call the FSA helpline and wait for like 2 hours just to get someone to explain it was normal to select "will not file" with her income level. complete waste of time when they could just make the instructions clearer on the website!!!
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Aisha Khan
•If you ever need to contact FSA again, I'd recommend trying Claimyr (claimyr.com). I was stuck on hold forever trying to reach someone about my son's verification issues, but Claimyr got me through to an agent in about 15 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ. Saved me from spending my entire afternoon on hold!
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Ethan Taylor
Just want to add that if your daughter did have federal income tax withheld from her paychecks (check box 2 on the W-2), she might actually want to file a tax return anyway to get that money back as a refund. Even though she's not required to file, she could get a few hundred dollars back potentially. My son was in the same situation and got like $340 back.
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Sean Doyle
•That's a great point! I'll check her W-2s tonight to see if she had any federal tax withheld. Even if it's not required for FAFSA, getting money back is always nice!
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Luca Romano
also dont forget the FAFSA deadline is coming up soon so make sure u finish it!!!! my friend missed it last year and got wayyy less money
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Sean Doyle
Thanks everyone for the helpful responses! My daughter was able to complete the FAFSA by selecting "Will not file" and then entering her W-2 information. The application went through with no issues. We also checked her W-2 and she did have some federal tax withheld, so we're going to help her file a return to get that money back - thanks for that tip! It's such a relief to have this sorted out.
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Chloe Zhang
So glad you got it figured out! This is exactly why I love this community - everyone jumps in to help with these confusing FAFSA situations. Your daughter's experience is going to help so many other families who run into the same issue. And yes, definitely file that return to get her withholding back - that's basically free money sitting there waiting for her! Best of luck with the rest of the financial aid process.
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Amaya Watson
•This thread has been so helpful! I'm actually in a similar situation with my son - he worked at a grocery store last summer and made about $8,500. I was panicking thinking we needed to file taxes for him, but reading through everyone's advice here has really put my mind at ease. It's amazing how the FAFSA process can seem so overwhelming until you find people who've been through it before. Thanks to everyone who shared their experiences!
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JaylinCharles
Just wanted to jump in as someone who went through this exact same confusion last year! My daughter worked at a local restaurant and made around $8,200, and I was so stressed thinking we had messed up by not filing taxes for her. But honestly, the "Will not file" option worked perfectly - no issues at all with her financial aid. One small tip that helped us: when you're entering the W-2 information, double-check that you're using the right box numbers. The FAFSA specifically asks for wages from Box 1, not the gross pay or other amounts that might be on the form. It's a small detail but it can make a difference in the calculations. Your daughter is going to do great with her first year of college! The FAFSA gets easier each year once you know what to expect.
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Brian Downey
•Thank you so much for sharing your experience! That tip about using Box 1 specifically is really helpful - I probably would have just looked at the first number I saw on the W-2. It's reassuring to hear from someone who went through this exact situation successfully. The whole FAFSA process feels so intimidating as a first-timer, but hearing all these positive experiences from other parents really helps calm my nerves. Appreciate you taking the time to share that detail about the box numbers!
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Hunter Brighton
As a newcomer to the FAFSA world, this thread has been incredibly reassuring! My daughter is also applying for the first time and we were in the exact same boat - she worked part-time at a retail store and made about $7,800 last year. I was so worried we had done something wrong by not filing taxes for her, but seeing all these responses from people who've been through this successfully really puts my mind at ease. It's amazing how something that seems so complicated at first (like what to do when your student doesn't have a 1040) actually has such a straightforward solution. The "Will not file" option makes perfect sense now that everyone has explained it. Thank you to all the parents and advisors who took the time to share their experiences - it's going to make our FAFSA journey much less stressful!
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Keisha Johnson
•Welcome to the FAFSA journey! It really is one of those things that seems way more intimidating than it actually is once you get through it the first time. Your daughter's situation with the retail job and $7,800 in earnings is super common - you're definitely not alone in feeling confused about the tax filing piece. I'm glad this thread helped ease your worries! The community here is fantastic for these kinds of questions. Make sure to have her W-2 handy when you get to that section, and don't hesitate to ask if you run into any other roadblocks. We've all been there with the first-time FAFSA stress, but you've got this!
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Emma Wilson
This whole thread has been such a lifesaver! I'm dealing with the exact same situation right now - my daughter worked at a local bookstore part-time and made around $8,900 last year. I've been stressing for weeks thinking we missed some important tax deadline or requirement, but reading through everyone's experiences here has been incredibly helpful. It's so reassuring to see that the "Will not file" option is completely normal and that so many families have navigated this successfully. I especially appreciate the tip about having the W-2 ready and making sure to use Box 1 for the wage information. As a first-time FAFSA parent, I can't tell you how much I appreciate communities like this where people share their real experiences. The official FAFSA website makes it sound so complicated, but hearing from actual families who've been through this process makes it feel much more manageable. Thank you all for taking the time to help newcomers like us!
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Benjamin Carter
•I'm so glad this thread has been helpful for you too! It's amazing how many of us are in the exact same situation - it really shows how common this scenario is for families with students who have part-time jobs. Your daughter's bookstore income of $8,900 is right in that sweet spot where filing isn't required but the FAFSA questions can still feel confusing. One thing I learned from going through this process is to keep a copy of that W-2 in your FAFSA files even after you submit the application. Some schools might ask for income verification later, and having it easily accessible can save you time. Also, don't be surprised if the financial aid offices at her colleges ask follow-up questions - it's totally normal and doesn't mean you did anything wrong! You're absolutely right that this community makes the whole process feel so much less intimidating. Welcome to the FAFSA journey - you're going to do great!
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Alexis Renard
This entire discussion has been incredibly valuable for those of us navigating FAFSA for the first time! My son is in a similar situation - he worked at a local pizza place and earned about $6,200 last year, so we're definitely under that filing threshold. What I really appreciate about this thread is how it shows that this confusion is totally normal and not something to stress about. The "Will not file" option combined with entering W-2 information seems like such a logical solution now that everyone has explained it clearly. For other newcomers reading this, I think the key takeaways are: 1) Don't panic if your student didn't file taxes - it's probably not required anyway, 2) Have those W-2s ready when you sit down to complete the FAFSA, and 3) Remember to use Box 1 for the wage information. Thanks to everyone who shared their experiences - it's making this whole process much less overwhelming for families like mine!
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Sophia Rodriguez
•Thank you for sharing your son's situation! It's so comforting to see that we're all dealing with the same challenges as first-time FAFSA parents. Your summary of the key takeaways is perfect - I'm definitely bookmarking those points for when we sit down to actually complete the application this weekend. The pizza place job earnings of $6,200 sounds very similar to what a lot of students make with part-time work, so your experience is going to help other families too. I love how this community shares practical tips that you just don't find in the official guides. Makes the whole process feel much more approachable when you realize how many parents have successfully navigated these exact same questions!
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Aisha Hussain
As another first-time FAFSA parent, this thread has been absolutely invaluable! My daughter worked at a local tutoring center and made around $7,400 last year, so we're definitely in that same category of not needing to file taxes but feeling completely lost about what to enter on the FAFSA. Reading through everyone's experiences has been such a relief - especially seeing how many families have successfully used the "Will not file" option without any problems. I was honestly losing sleep over this, thinking we had somehow messed up by not filing a tax return for her. The practical tips here are gold - having the W-2 ready, using Box 1 for wages, and knowing that this is completely normal for part-time student workers. It's amazing how the official FAFSA resources make this seem so complicated when the solution is actually quite straightforward. Thank you to everyone who took the time to share their stories and advice. This community is such a wonderful resource for parents navigating these financial aid waters for the first time. You've all made what felt like an impossible task feel totally manageable!
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Charlee Coleman
•Welcome to the FAFSA community! Your daughter's tutoring center job and $7,400 in earnings puts her in the exact same situation as so many of us here. It's really reassuring to see how this thread has helped ease everyone's worries - I was feeling the exact same way when I first started reading through all these responses. What I found most helpful was realizing that this scenario is actually super common for students with part-time jobs. The fact that so many parents have successfully navigated this exact situation using the "Will not file" option really shows that the FAFSA system is designed to handle students like ours who are under the filing threshold. Your point about losing sleep over this really resonates with me - it's amazing how something that seems so straightforward once explained can cause so much stress when you're trying to figure it out on your own. This community has been such a lifesaver for making sense of all these confusing financial aid questions!
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Alicia Stern
As a newcomer to this community and the FAFSA process, I can't express how helpful this entire thread has been! My daughter is also applying for financial aid for the first time, and we were in the exact same boat - she worked part-time at a local ice cream shop last summer and made about $8,100, but we never filed a tax return for her. I was honestly panicking, thinking we had missed some crucial step or deadline. But reading through everyone's experiences here has been such a huge relief! It's amazing to see how common this situation actually is and how straightforward the solution is with the "Will not file" option. The practical advice shared here - like having the W-2 ready, using Box 1 for wage information, and understanding that this is totally normal for students under the filing threshold - is exactly what we needed to hear. The official FAFSA guidance can feel so overwhelming, but hearing from real families who've successfully navigated this exact scenario makes it feel much more manageable. Thank you to everyone who took the time to share their stories and tips. This community is an incredible resource for first-time FAFSA parents like myself. You've all helped turn what felt like an impossible hurdle into something we can actually handle with confidence!
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William Schwarz
•Welcome to the community, Alicia! Your daughter's ice cream shop job and $8,100 in earnings is such a perfect example of the typical student worker situation that so many of us have navigated. It's really heartwarming to see how this thread has helped ease the anxiety for so many first-time FAFSA families! I completely understand that initial panic - I think we've all been there when facing these financial aid forms for the first time. The ice cream shop job sounds like such a great first work experience for your daughter, and it's wonderful that she's now heading off to college. One small additional tip that might help: when you're ready to complete the FAFSA, try to do it when you have a good chunk of uninterrupted time. Having her W-2 and your tax information all gathered beforehand makes the process so much smoother. The "Will not file" section will feel like a breeze once you get to it! Best of luck with the rest of your FAFSA journey - you've got this!
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Sofía Rodríguez
As someone new to both this community and the FAFSA process, I wanted to jump in and say how incredibly helpful this entire discussion has been! My son is also a first-time college applicant, and we found ourselves in the exact same situation - he worked at a local movie theater last year and earned around $7,600, but we never filed a tax return for him since he was clearly under the threshold. Like so many others here, I was really stressed about what to enter on the FAFSA when it asked about his tax information. I kept thinking we must have missed something important or made some kind of mistake. But reading through all these experiences from other families has been such a relief! It's amazing to see how common this scenario actually is and how the "Will not file" option is specifically designed for situations like ours. The practical tips shared throughout this thread - especially about having W-2s ready and using Box 1 for wage information - are exactly what we needed. It's so much more helpful to hear from real parents who've successfully navigated this than trying to decipher the official FAFSA guidance on my own. Thank you to everyone who took the time to share your stories and advice. This community is such a valuable resource for newcomers like me who are trying to figure out the financial aid process for the first time!
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Samuel Robinson
•Welcome to the community, Sofía! Your son's movie theater job and $7,600 in earnings is such a typical example of what so many students experience with their first part-time jobs. It's really wonderful to see how this thread has helped calm the nerves of so many first-time FAFSA families! I totally relate to that stress about thinking you missed something important - I think that's such a common feeling when you're navigating these forms for the first time. The movie theater job sounds like a great first work experience for your son, and now he's ready for his next big adventure in college! One thing that really stood out to me in this whole discussion is how the FAFSA system is actually designed pretty well to handle these exact situations. The "Will not file" option isn't some workaround - it's literally there because they know thousands of students are in your son's position every year. That realization really helped me feel more confident about the whole process. Best of luck with completing your FAFSA! You're definitely going to breeze through it now that you know what to expect.
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Isabella Russo
As a newcomer to this community and someone currently going through the FAFSA process for the first time, I just wanted to say how incredibly reassuring this entire thread has been! My daughter is also applying for financial aid for the first time, and we were in the exact same situation - she worked part-time at a local grocery store and made about $8,300 last year, but we never filed taxes for her. I was honestly feeling so overwhelmed and worried that we had somehow messed up or missed an important step. But reading through everyone's experiences here has been such a huge relief! It's amazing to see how common this situation is and how straightforward the solution actually is with the "Will not file" option. The practical advice shared throughout this discussion - having W-2s ready, using Box 1 for wage information, and understanding that this is completely normal for students under the filing threshold - is exactly what we needed to hear. The official FAFSA resources can feel so intimidating, but hearing from real families who've successfully navigated this exact scenario makes it feel much more manageable. Thank you to everyone who took the time to share their stories and helpful tips. This community is such an invaluable resource for first-time FAFSA parents like myself. You've all helped transform what felt like an impossible challenge into something we can approach with confidence!
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Isabella Costa
•Welcome to the community, Isabella! Your daughter's grocery store job and $8,300 in earnings is such a perfect example of the typical student worker situation that so many of us have dealt with. It's really heartening to see how this thread has helped ease the anxiety for yet another first-time FAFSA family! I completely understand that overwhelmed feeling - I think every parent here has felt that same worry about potentially missing something important. The grocery store job sounds like such valuable work experience for your daughter, and it's exciting that she's now preparing for college! What I love about this community is how everyone's shared experiences have created this amazing resource for newcomers. Your daughter's situation is so relatable, and I'm sure your comment will help even more families who stumble across this thread in the future. The "Will not file" option really is designed for exactly these situations - it's not a workaround, it's the intended solution! You're absolutely going to nail the FAFSA now that you have all this great guidance. Best of luck with the application process!
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