FAFSA Social Security verification error - locked out of daughter's account!
Freaking out right now! My daughter is trying to submit her FAFSA for fall 2025 and we keep hitting a wall with her Social Security verification. When we log in, it says "SSA cannot verify identity" and prompts us to edit her info. But then when we enter her SS# again, the system says "an account is already established with this Social Security number." We've triple-checked that we're entering everything correctly - her name exactly as on her SS card, correct birthdate, everything! Tried on different browsers, cleared cache, even waited 24 hours in case it was just a system glitch. Nothing works. Has anyone else dealt with this verification loop? The deadline for her top-choice school's priority aid is in 3 weeks and I'm seriously worried this will affect her aid package. Any solutions???
23 comments


AstroAce
This exact thing happened to me with my son last month! The SSA verification system has been super buggy with the new FAFSA. Call the Federal Student Aid office directly - we waited 2+ hours but finally got someone who manually verified his info. The system is messed up right now because they're still working out bugs from the FAFSA Simplification Act changes.
0 coins
Andre Laurent
•Thanks for the response! Did they actually fix it over the phone or did you have to send in documentation? And was your son able to create a new account or did they fix the existing one?
0 coins
Zoe Kyriakidou
This is a common issue with the new FAFSA system. The problem happens because of a mismatch between how the name is formatted in the FSA ID system versus how it's stored in the Social Security Administration database. Even a single space, hyphen, or capitalization difference can trigger this error. Here's what worked for my students (I'm a college advisor): 1. Try entering her name EXACTLY as it appears on her Social Security card - including middle names/initials 2. If she has a hyphenated last name, try it both with and without the hyphen 3. Double check her date of birth - even one digit off will cause this error 4. The system sometimes has trouble with special characters (apostrophes, hyphens, etc.) If none of that works, you'll need to contact FSA directly to have them manually verify her identity and reset the account connection to her SSN.
0 coins
Andre Laurent
•Thank you for these suggestions! We've tried all the name variations we can think of, and the birthdate is definitely correct. I guess calling FSA is our next step. Is there a specific department I should ask for when I call?
0 coins
Jamal Brown
my kid had this 2 i think its because of the new SAI thing instead of EFC they changed everything and now nothing works right smh
0 coins
Zoe Kyriakidou
•You're right that the transition from EFC (Expected Family Contribution) to SAI (Student Aid Index) has caused many system issues. The new FAFSA Simplification implementation has led to several technical problems beyond just the normal verification issues.
0 coins
Mei Zhang
After trying to reach FSA for THREE DAYS about this exact issue, I finally got through using Claimyr (claimyr.com). They have a system that holds your place in line and calls you when an agent is available. Saved me hours of hold time, and I finally got my daughter's account verification fixed. They have a video demo at https://youtu.be/TbC8dZQWYNQ showing how it works. The FSA agent told me they're getting thousands of these SSA verification errors daily because of the new system.
0 coins
Andre Laurent
•Thank you so much for this suggestion! I've been dreading spending hours on hold. Did you have to provide any specific documentation when they finally connected you to FSA? Just want to be prepared with whatever they might need.
0 coins
Mei Zhang
•Just have your daughter's SSN, DOB, and her FSA ID information ready. They'll ask security questions to verify you're authorized to discuss her account. The agent will check both systems (FSA and SSA) to find the specific mismatch. In our case, it was because my daughter's middle name was spelled out in one system and just an initial in the other!
0 coins
Liam McConnell
Lol everyone blaming the "new FAFSA" but these errors happened with the old system too. My older kid had same issue in 2019. Sometimes its just a government computer glitch nothing to do with SAI or whatever.
0 coins
Zoe Kyriakidou
•While verification issues did occur in previous years, there's been a documented increase in these specific SSA verification errors since the FAFSA Simplification Act implementation. The Department of Education has acknowledged system integration problems between the new FAFSA platform and other government databases like SSA. The current error rate is significantly higher than in previous cycles.
0 coins
Amara Oluwaseyi
As someone who works in a financial aid office, I can tell you this is unfortunately widespread right now. The technical solution depends on exactly which error message you're getting: 1. If it says "SSA cannot verify identity" but doesn't mention an existing account, that's usually a name/DOB formatting issue. 2. If it specifically says "an account is already established with this SSN" that usually means she might have created an account in the past that she's forgotten about. Try the account recovery option using her email rather than creating a new account. If that doesn't work, you MUST call FSA directly. While your case is pending, I strongly recommend contacting your daughter's schools to let them know she's experiencing a technical issue with her FAFSA submission - most schools will grant extensions for verified technical problems.
0 coins
Andre Laurent
•This is really helpful - it's definitely the second error about an existing account. She swears she never created an account before this application cycle, but maybe she did for the SAT or something? We'll try the account recovery. Great tip about contacting the schools too - I'll do that today.
0 coins
CosmicCaptain
We had this EXACT issue and what finally worked was going to our local Social Security office in person!!! They printed out an official verification letter with her exact name/DOB/SSN as it appears in their system. Then we used PRECISELY that formatting when creating a new FSA ID (had to use a different email). Worked instantly! The issue was that her legal first name is Katherine but goes by Kate, and somehow the systems were cross-referencing differently.
0 coins
Andre Laurent
•That's actually brilliant - I hadn't even considered going to the Social Security office! My daughter's name is Samantha but we call her Sam, so maybe we're having the same issue. Did you need an appointment at the SS office or could you walk in?
0 coins
CosmicCaptain
•Most offices require appointments now. Go to ssa.gov to schedule one - we got in within 3 days. The verification letter is free and they printed it while we waited. Seriously, using EXACTLY what was on that letter fixed everything immediately!
0 coins
Giovanni Rossi
its insane how bad the FAFSA website works like how do they expect students to get financial aid when they can't even login????????
0 coins
Andre Laurent
UPDATE: We finally got this fixed! For anyone with the same problem, here's what worked: 1. We called FSA using the Claimyr service that someone suggested (huge time saver!) 2. The agent found that my daughter had created an account back when she took the PSAT (she completely forgot about this) 3. The name format in that old account didn't match her SS card exactly 4. They had to merge the accounts and verify her identity manually The agent said they're seeing tons of these cases because of database integration issues with the new system. Her FAFSA is finally submitted! Thanks everyone for your help!
0 coins
Amara Oluwaseyi
•So glad you got it resolved! This is exactly why I tell students to keep a record of all their government accounts. The PSAT/College Board account connection trips up so many students because they create those accounts when they're 15-16 and completely forget about them by the time they're applying for college financial aid.
0 coins
Zoe Kyriakidou
•Great news! Did they give you any confirmation number or case ID for the resolution? Always good to have that documented in case there are any follow-up issues.
0 coins
Carlos Mendoza
This thread is so helpful! As someone who's about to start this process with my youngest, I'm bookmarking all these solutions. Quick question - for those who had to call FSA, about how long did the actual fix take once you got through to an agent? My daughter's application deadline is coming up fast and I want to know if this is something that can be resolved in one call or if it requires multiple follow-ups.
0 coins
Dylan Baskin
•From my experience and what I've seen others share here, once you actually get through to an FSA agent, the resolution can usually happen in a single call if it's a straightforward verification issue like name formatting or account merging. The agent can see both systems (FSA and SSA) in real-time and make the corrections immediately. However, if there are more complex identity verification issues, they might need to escalate it to a specialist which could take 3-5 business days for follow-up. I'd recommend calling as soon as possible given your tight deadline - better to have extra time than be scrambling at the last minute!
0 coins
Dmitry Petrov
Thanks for this detailed thread! I'm going through the exact same issue with my son right now. The "account already established" error is driving me crazy. Based on what I'm reading here, it sounds like the PSAT connection might be our problem too - he definitely created some kind of College Board account for testing. I'm going to try the Claimyr service to get through to FSA and see if they can merge accounts like they did for Andre's daughter. Really appreciate everyone sharing their solutions - this community is a lifesaver!
0 coins