FAFSA SAI score suddenly jumped $30K higher in April - no changes made
I'm so confused and honestly panicking right now. We submitted our FAFSA application back in mid-January, got the 'Congratulations, you've completed your FAFSA' email and even received our estimated SAI score. Everything seemed fine. But today (April) I logged in to check something and somehow our SAI has increased by over $30,000!!! We haven't made ANY changes to our application at all. No new information, no edits, nothing. Has this happened to anyone else? My daughter was counting on specific aid packages based on the original SAI, and now this could change everything. Is this a glitch or do they just randomly recalculate? I'm freaking out because acceptance letters already came with financial aid packages based on the original number.
22 comments


GalaxyGazer
happened to me too! our SAI went up like 20k for no reason between feb and march. called FSA and they said there was a "system adjustment" whatever that means
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Nia Harris
•Did you ever get it resolved? Or are you just stuck with the higher number? This is going to destroy our financial plans.
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Mateo Sanchez
This is actually happening to quite a few families this year. The Department of Education implemented several calculation adjustments to the FAFSA for 2025-2026 that triggered automatic recalculations even for previously completed applications. The big issue is that they didn't clearly communicate this to applicants. Here's what might have happened: 1. Asset protection allowance changes 2. Adjustment to contribution calculations from assets 3. Changes in how retirement accounts are counted 4. Correction of a formula error in the initial calculations I would recommend immediately contacting your schools' financial aid offices to explain the situation. Many are aware of these recalculations and may have provisions to honor the original SAI.
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Aisha Mahmood
•do we know which formula changed exactly? our daughter got into her dream school but the aid package was based on the original SAI and now idk if we can afford it
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Ethan Moore
I work in a financial aid office, and we're seeing this constantly right now. It's a mess. The Federal Student Aid office made formula adjustments without properly notifying families. If you call FSA directly, they can document your case and possibly override the recalculation, especially since aid packages were already issued based on the original SAI. Unfortunately, the FSA phone lines are completely overwhelmed - students waiting 3+ hours only to get disconnected. I've had several students have success using Claimyr (claimyr.com) to get through to an agent quickly. They have a video demo at https://youtu.be/TbC8dZQWYNQ showing how it works. Worth trying since timing is critical for getting this resolved before final enrollment decisions.
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Nia Harris
•Thank you for this information! I'll check out that service. Has your financial aid office been honoring the original SAI for students in this situation? I'm concerned the colleges will just say "too bad" and reduce the aid packages.
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Ethan Moore
It varies by institution, but most schools understand this isn't the student's fault. At our college, we're honoring the original SAI if the student can document they received it (screenshot of the original email/SAI calculation). The key is getting FSA to acknowledge the issue in your specific case, which creates the paper trail schools need to justify maintaining your original aid package.
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Yuki Kobayashi
•this is all BS!!! the fafsa system is BROKEN this year. they spent millions on the "simplified" fafsa and its been nothing but problems. my sons SAI went DOWN by 15k randomly last month and now were getting MORE aid than expected. the whole system is just random at this point.
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Carmen Vega
I think you should check if there were any verification flags added to your account. When I had something similar happen, it turned out that our FAFSA had been selected for verification, and when I didn't submit the extra documents they needed, they automatically recalculated with less favorable numbers. Look for any notifications or messages in your studentaid.gov account that might indicate verification was requested.
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Nia Harris
•Thanks for the suggestion. I double-checked and there's no verification flag on our account. No messages requesting additional documentation either. It really seems like they just changed the calculation formula without telling anyone.
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QuantumQuester
We had our SAI change too but ours went down by about $8k. I wasnt complaining but now Im wondering if thats gonna change again????? This whole FAFSA cycle has been a NIGHTMARE. First the months-long delay in even being able to submit, then the website constantly crashing, now these random recalculations. My daughter has to make her college decision by May 1st and we still dont know what the ACTUAL financial aid will be. How are families supposed to plan?
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Andre Moreau
•ya my cousin had her SAI go down too so some ppl benefitted. the whole thing is so messy. they shud just freeze whatever the first calculation was and stick with it
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Mateo Sanchez
I've just received updated information from the Federal Student Aid office. The recalculations affected approximately 18% of applicants due to several formula corrections. They're now instructing colleges to honor whichever SAI is more favorable to the student when determining aid packages. To ensure this happens: 1. Contact each school's financial aid office directly 2. Provide documentation of your original SAI (screenshot of the email/portal) 3. Reference the April 12th guidance from FSA about honoring the more favorable calculation 4. Get everything in writing This won't happen automatically - you need to advocate for yourself with each institution.
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Nia Harris
•This is incredibly helpful information! Thank you so much. I'll gather our documentation and contact all the schools immediately. At least there's a potential path forward now. I really appreciate everyone's help and advice!
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Aisha Mahmood
im going thru this nightmare 2. called fafsa 5 times and kept getting disconnected after waiting for hours. finally used that claimyr thing someone mentioned above and got thru in 20 min. the agent confirmed there was a "global recalculation" and gave me a case number for my schools. make sure u get a case # when u call!!!!
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Ethan Moore
•This is exactly right. That case number is critical documentation for your financial aid appeals. The FSA agent should also note in your file that you received and relied upon the initial calculation, which strengthens your case with individual schools.
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QuantumQuester
Just wanted to add - make sure you're documenting EVERYTHING. Take screenshots of your current SAI, find the email with your original SAI, save any communications with FSA and financial aid offices. My daughter had to submit an official appeal with her school and having all that documentation ready made a huge difference. They agreed to honor the original calculation. Good luck!!
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Nia Harris
•Just wanted to update everyone - I finally got through to FSA (used Claimyr after 3 failed attempts on my own), got a case number, and have already heard back from 2 of the 4 schools that they'll honor the original SAI! Still waiting on the others but feeling much more optimistic. Document everything and be persistent!
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Tyrone Hill
So glad to see your update that you're getting positive responses from the schools! This gives me hope for my own situation. I just wanted to share what I learned from my experience - when I called using Claimyr, the FSA agent mentioned that they're also working on sending out official notifications to colleges about this issue, which should make the appeal process even smoother for families still dealing with this. For anyone still struggling, don't give up! The squeaky wheel gets the grease, and it sounds like most schools are being reasonable once they understand what happened. Keep pushing and document everything like everyone has said!
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Atticus Domingo
•Thanks for sharing this update! It's really encouraging to hear that FSA is working on official notifications to colleges - that should help so many families who are still dealing with this mess. I'm new to this whole FAFSA process (first kid going to college) and honestly had no idea these kinds of random recalculations could even happen. Reading through everyone's experiences here has been incredibly helpful. I'm saving all these tips about documentation and using Claimyr in case we run into similar issues. It's reassuring to know there are solutions and that schools are generally being understanding about the situation.
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Nick Kravitz
This thread has been so incredibly helpful! As someone who's been lurking here trying to figure out this exact same issue, I can't thank everyone enough for sharing their experiences and solutions. Our SAI jumped by $25k in March and I've been losing sleep over it. Reading through all the advice about getting a case number from FSA, documenting everything, and contacting schools directly has given me a clear action plan. I'm definitely going to try the Claimyr service since so many people have had success with it. It's frustrating that we have to become advocates and detectives just to get accurate financial aid information, but at least now I know it's possible to get this resolved. Will update once I make some progress!
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StarSurfer
•Welcome to the club nobody wanted to join! Your situation sounds exactly like what so many of us have been dealing with. That $25k jump is no joke - I totally get the sleepless nights. The advice in this thread really has been a lifesaver. When you call FSA (definitely use Claimyr based on everyone's success with it), make sure to specifically ask them to note in your file that you received and relied on the original calculation for college planning. That language seems to carry weight with the schools. Also, if you have the original FAFSA completion email, screenshot that immediately if you haven't already. Some schools have been asking for that as proof. Good luck and please do update us on your progress - it helps everyone to see how these appeals are going!
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