< Back to FAFSA

Savanna Franklin

FAFSA International Address Issues - Can Expatriates Use US Address When Living Overseas?

I'm stuck on the FAFSA address section as an expat! We've been living in Singapore for 3 years (job relocation), but when trying to enter our current address on the 2025-2026 FAFSA, the form won't accept international formats. Should I just use my parents' address in Michigan where my driver's license is registered? Will using a US address when I actually live overseas affect my daughter's financial aid eligibility? Also totally confused about the state residency question - we're technically not residents of any state now (Purdue's registrar confirmed we'd be classified as "Non-resident, US citizen"), but FAFSA doesn't have this option! What am I supposed to select when there's no non-resident choice? This feels like a trap that could mess up her aid package!

same thing happened to my cousin! he works overseas for a tech company, had to use his brother's US address for FAFSA. i think thats what everyone does

0 coins

Thanks! Did your cousin have any issues with financial aid after using his brother's address?

0 coins

This is actually a common issue for expatriate families. For the address question, you should use the US address that represents your U.S. domicile (where you intend to return, maintain ties, etc.). This is typically where you file state taxes, have your driver's license, or are registered to vote. For the state of legal residency question, you should select the state where you maintain your legal domicile. Even though Purdue may classify you as a non-resident for tuition purposes, the FAFSA is asking about your legal domicile for federal aid purposes. These are different systems with different rules. The key is consistency - whatever state you claim on your tax returns should match what you put on the FAFSA. If you file taxes as a Michigan resident, then Michigan should be your answer.

0 coins

Thank you so much for explaining! We do file taxes in Michigan and have our licenses there, so I'll use that. I was worried using a US address when we physically live overseas might trigger something in the system.

0 coins

I went through this EXACT situation last year!!! The FAFSA system is NOT designed for expats AT ALL and it's SO FRUSTRATING!! We're stationed in Germany (military) and I ended up using my in-laws' address in Texas since that's where we're technically "from" even though we haven't lived there in 7 years. For state residency I picked Texas since that's where we pay taxes. Honestly the whole thing is a MESS for expats. After submitting, we got flagged for verification and had to explain everything. Total nightmare.

0 coins

Oh no, that sounds stressful! Did the verification process affect your aid amount or just delay everything? I'm worried about getting flagged too since our situation isn't straightforward.

0 coins

just curious, why not just use a mail forwarding service? thats what my parents did when we lived in japan. they had a service in florida that would scan everything and email it to them. worked for fafsa too i think

0 coins

Mail forwarding services aren't recommended for FAFSA purposes. The Department of Education requires legitimate residential addresses, and using a mail forwarding service could potentially be flagged as misrepresentation. Even if it works initially, it could cause complications during verification if selected.

0 coins

As someone who works in university financial aid, I can clarify a few things: 1. For FAFSA purposes, U.S. citizens living abroad should use their most recent U.S. address where they maintain legal ties (voting, taxes, banking, etc.) 2. For state of legal residency, select the state where you last resided and still maintain legal connections. This is different from residency for tuition purposes. 3. Your FAFSA state residency won't impact your daughter's residency status for tuition - that's determined by each university separately using their own criteria. 4. When the new university processes her FAFSA, they'll see she's a U.S. citizen living abroad - this is actually fairly common and won't negatively affect federal aid eligibility. If selected for verification, be prepared to provide documentation explaining your expatriate status.

0 coins

This is incredibly helpful, thank you! One more question - will we need to provide any documentation up front showing that we're expatriates, or is that only if we get selected for verification?

0 coins

I tried calling the Federal Student Aid hotline about this EXACT issue last month when helping my nephew with his FAFSA (we're in South Korea). Spent 3 hours on hold before getting disconnected TWICE!! Finally I used Claimyr.com which got me through to an agent in about 10 minutes. They have a service that navigates the phone system for you - saw their demo video (https://youtu.be/TbC8dZQWYNQ) and it actually worked! The FSA agent confirmed we should use our most recent US address and the state where we file taxes, and that expatriate status doesn't disqualify from federal aid but might impact state-specific aid. Worth talking to them directly about your situation.

0 coins

Thank you for the tip! I've been dreading calling them because of the wait times. I'll check out that service - sounds much better than spending hours on hold!

0 coins

does that service really work? ive heard the fafsa call center is impossible to reach

0 coins

Here's the official guidance on this: 1. Address: Use your most recent U.S. address where you maintain legal ties (voter registration, tax filing, etc.) 2. State of Legal Residency: This should be the state where you maintain legal domicile. Even if you physically reside overseas, you maintain legal residency in a U.S. state. 3. Tax Filing Status: Ensure consistency between your tax filing status and FAFSA information. Expatriate status doesn't impact federal aid eligibility since you're still a U.S. citizen. However, you may be ineligible for state-specific grants from your home state if you don't meet their particular residency requirements. Keep documentation showing your legal ties to your claimed state of residency in case of verification.

0 coins

This is exactly right! We got selected for verification and had to provide our tax returns showing our state filing status to prove our state of legal residency. Having everything consistent between tax docs and FAFSA is SUPER important for expats!

0 coins

quick question do expatreates still qualify for pell grants? my cousin is moving to japan next year but his daughter is staying in US for college

0 coins

Yes, U.S. citizens living abroad still qualify for federal aid including Pell Grants, as long as they meet the other eligibility requirements (financial need, enrolled in eligible program, etc.). Physical location outside the U.S. doesn't disqualify citizens from federal aid - it's citizenship status that matters, not current residence. Your cousin should still complete the FAFSA using their U.S. domicile address.

0 coins

UPDATE: I just submitted our FAFSA using our Michigan address (where we maintain our driver's licenses and file state taxes). For the state residency question, I selected Michigan as well to keep everything consistent. The form went through without any errors! Thank you all for your help. I've saved all our expatriate documentation in case we get selected for verification. What a relief to have this sorted out!

0 coins

Great approach! Consistency between your tax filing state and FAFSA state is exactly what you want. Keep those documents handy just in case, but this is the correct way to handle it.

0 coins

Fingers crossed you don't get verification!! That was the WORST part for us!

0 coins

Congratulations on getting it submitted! Your approach was spot-on - using the address where you maintain legal ties and keeping everything consistent with your tax filing status is exactly what the Department of Education expects from expatriate families. I've helped several expat families navigate this same issue, and the key is always that consistency between documents. Even if you do get selected for verification (which honestly isn't that common), you're well-prepared with your documentation. Your daughter's federal aid eligibility won't be affected by your overseas residence since you're all still U.S. citizens. Best of luck with her college applications!

0 coins

That's such a relief to hear! I'm new to this whole process and was really worried about messing something up. It's reassuring to know that even if we get selected for verification, having consistent documentation is what matters most. Thanks for mentioning that federal aid eligibility won't be affected - that was my biggest concern! This community has been incredibly helpful for navigating these tricky expatriate situations.

0 coins

As someone who just went through this process with my own daughter while we're stationed in Germany, I wanted to add that keeping detailed records of your U.S. ties is crucial! Beyond just tax returns, I recommend keeping copies of your voter registration, any U.S. bank statements, and documentation showing where you maintain your driver's license. We also kept a copy of my husband's overseas employment contract to explain why we're living abroad. The financial aid office at my daughter's university was actually very understanding when I called to give them a heads up about our expat status - they said it's becoming more common and they're used to working with families in similar situations. One thing I wish someone had told me earlier is that some states have specific requirements for maintaining residency while abroad, so it might be worth checking your state's specific rules too!

0 coins

This is such valuable advice, thank you! I hadn't thought about keeping voter registration records or bank statements as backup documentation. We do have all those documents, but I should definitely organize them in one place just in case. It's really encouraging to hear that universities are getting more familiar with expat situations - I was worried about having to explain everything from scratch. I'll definitely look into Michigan's specific residency requirements for people living abroad too. Thanks for sharing your experience!

0 coins

I'm going through this exact same situation right now! My family has been living in the UK for work for the past two years, and I was completely panicking about the FAFSA address requirements for my son's college applications. Reading through everyone's responses here has been so helpful - especially knowing that using our home state address (where we still file taxes and vote) is the correct approach. I was worried we'd somehow get flagged as fraudulent for not living at the address we put down, but it sounds like this is actually the standard procedure for expat families. Thank you to everyone who shared their experiences, particularly those who mentioned keeping documentation organized for potential verification. This process is stressful enough without having to worry about these technical details that the FAFSA system doesn't handle well!

0 coins

I completely understand that panic! When I first started reading about FAFSA requirements for expats, I was so confused about whether we were doing something wrong by not physically living at our "address." But this thread has been a lifesaver - it's reassuring to know that so many families go through this exact same process successfully. The key insight that really helped me was understanding that the FAFSA is asking for your legal domicile address, not necessarily where you're physically residing. As long as you're consistent with your tax filing state and maintain those legal ties (voting, banking, etc.), you're following the correct procedure. It's just unfortunate that the FAFSA system isn't designed with expat families in mind, which makes the whole process feel more complicated than it needs to be!

0 coins

This thread has been incredibly helpful for understanding the expat FAFSA situation! I'm currently preparing to move overseas for work next year and was already stressing about how this would affect my daughter's college financial aid process. Reading through everyone's experiences has clarified so much - especially the distinction between legal domicile (for FAFSA) versus physical residence, and the importance of maintaining consistency with tax filing state. I'm definitely bookmarking this thread for reference when we get to that point. It's unfortunate that the FAFSA system doesn't have better support for these increasingly common expat situations, but at least there's a clear path forward thanks to all the shared experiences here. For other families facing this, it seems like the key takeaways are: use your legal domicile address, match your tax filing state, keep thorough documentation of your U.S. ties, and don't panic if you get selected for verification since expat status is becoming more common for financial aid offices to handle.

0 coins

This is such a smart approach to plan ahead! I wish I had found a thread like this before we went through the process - would have saved me so much stress and confusion. Your summary of the key takeaways is spot-on. One additional tip I'd add from our experience is to contact your daughter's future college's financial aid office proactively once she's accepted and let them know about your expat status. Most of them are familiar with these situations now, and giving them a heads up can make the process smoother if any questions come up during aid processing. Also, if your employer provides any documentation about overseas assignments, keep that handy too - it helped us explain our situation during verification. Good luck with your move and the eventual FAFSA process!

0 coins

As a tax preparer who works with many expat families, I want to emphasize something that hasn't been mentioned yet - make sure your tax filing status aligns with your FAFSA state selection for multiple years, not just the current tax year. The IRS looks at patterns of state tax filing to determine legal residency, and financial aid offices may review prior year returns during verification. If you've been filing Michigan taxes consistently while overseas, that strengthens your case for Michigan residency on the FAFSA. Also, be aware that some states have specific "safe harbor" provisions for military families or other government employees working abroad that might not apply to private sector expats - Michigan's rules are generally expat-friendly, but it's worth understanding the nuances. One last tip: if your employer provides any official documentation about your overseas assignment (like a secondment letter), keep that with your verification documents as it helps explain the temporary nature of your overseas residence.

0 coins

This is such valuable insight from a tax perspective! I hadn't thought about the importance of consistent state tax filing patterns over multiple years. We've been filing Michigan taxes for the entire time we've been overseas, so that should definitely strengthen our position. The point about "safe harbor" provisions is really interesting - I'll look into Michigan's specific rules for expats to make sure we're fully compliant. Your tip about keeping employer documentation is great too - we do have official letters from my company about the overseas assignment that clearly show it's temporary. It's reassuring to know that Michigan tends to be expat-friendly since that's where we maintain our legal ties. Thanks for sharing your professional perspective - it adds another layer of confidence that we're handling this correctly!

0 coins

I'm dealing with a similar situation but from a slightly different angle - we're planning to move overseas next year after my daughter starts college, and I'm wondering how this might affect her ongoing FAFSA applications for subsequent years. Would I need to update her FAFSA address information if we move abroad after she's already enrolled, or can we keep using our current US address since she'll be attending college here? Also curious if anyone knows whether parent location changes during college years impact aid calculations at all. The timing is tricky since we want to make sure nothing disrupts her financial aid package once she's settled in her program.

0 coins

Great question! From what I've learned through our expat experience, you would continue to use your legal domicile address (where you maintain US ties like voting, banking, taxes) for subsequent FAFSA renewals even after moving overseas. The key is maintaining consistency - if you establish Michigan as your legal residence before moving, you'd keep using that Michigan address for her annual FAFSA renewals throughout college. Your physical location overseas shouldn't impact her aid calculations since you're still US citizens filing US taxes. However, I'd definitely recommend reaching out to her college's financial aid office before you move to give them a heads up about the change in your physical residence - they deal with these situations regularly and can advise on any specific documentation they might need. The good news is that once her aid package is established, parent location changes typically don't disrupt ongoing eligibility as long as your income and tax filing status remain consistent!

0 coins

I'm going through this exact same situation right now with my twin daughters applying for college next year! We've been living in Dubai for my husband's job for the past 4 years, and I was completely lost on the FAFSA address requirements. Reading through all these responses has been such a relief - I was genuinely worried we might accidentally commit some kind of fraud by not living at our "address." We've maintained our Texas residency (that's where we vote, file state taxes, and have our driver's licenses), so it sounds like using our Texas address is the correct approach. The consistency point everyone keeps mentioning really resonates - we've been filing Texas taxes the whole time we've been overseas, so that should align perfectly with putting Texas on the FAFSA. Thank you to everyone who shared their experiences, especially those who went through verification successfully. It's so helpful to know that financial aid offices are getting more familiar with expat families!

0 coins

You're absolutely on the right track with using your Texas address! Having maintained Texas residency for taxes, voting, and driver's licenses for 4 years while overseas shows exactly the kind of consistent legal ties the Department of Education is looking for. With twins going through this process, I imagine it feels even more overwhelming, but you're following the same successful approach that so many families in this thread have used. The fact that financial aid offices are becoming more experienced with expat situations should definitely work in your favor. Since you've been so consistent with Texas filing, even if you do get selected for verification, you'll have all the documentation needed to support your residency claim. Good luck with both daughters' applications - it sounds like you've got this handled perfectly!

0 coins

This thread has been absolutely invaluable for expat families! I'm currently living in Australia for work and was completely overwhelmed trying to figure out the FAFSA requirements for my son's college applications. Reading everyone's experiences has made it clear that using our legal domicile address (where we maintain voting registration and file state taxes) is the standard approach, not some kind of workaround. What really helped me understand was the distinction between legal domicile vs. physical residence - the FAFSA is asking for where you maintain legal ties to the US, not where you're physically located. It's frustrating that the FAFSA system isn't designed with expats in mind, but at least there's a clear path forward thanks to all the shared experiences here. For anyone else in this situation, the key seems to be maintaining consistency between your tax filing state and FAFSA state selection, and keeping thorough documentation of your US ties just in case of verification. Thank you to everyone who took the time to share their stories - it's made what felt like an impossible situation much more manageable!

0 coins

I'm so glad this thread has been helpful for your situation too! As someone new to the expat FAFSA process, I was really confused about all these requirements until I found this discussion. The distinction between legal domicile vs. physical residence that you mentioned really clicked for me - I kept thinking I was somehow being dishonest by using a US address when we're not physically there, but understanding that it's about where you maintain legal ties makes so much sense. Australia is pretty far from home base, so I can imagine how stressful this process must feel! It's encouraging to see how many families have successfully navigated this exact situation. Thanks for summarizing the key points so clearly - it reinforces what I've learned from everyone's experiences here. Good luck with your son's applications!

0 coins

This has been such an informative thread! As someone who's about to start the expat journey with a high schooler, I'm taking notes on all these valuable insights. The consensus seems clear: use your legal domicile address (where you maintain voting, tax filing, banking ties), keep everything consistent with your state tax returns, and document your US connections thoroughly. What strikes me most is how many families are dealing with this exact situation - it really shows that the FAFSA system needs better accommodation for the growing number of expat families. The peace of mind from knowing that using your legal domicile address is the correct approach (not a workaround) is huge. Thank you to everyone who shared their verification experiences too - it's reassuring to know that even if selected, having proper documentation makes the process manageable. This community support for navigating these complex situations is amazing!

0 coins

You're absolutely right about the FAFSA system needing better support for expat families! As someone who just went through this process, I can't emphasize enough how much this thread would have helped me earlier. The relief of understanding that using your legal domicile address is the official guidance (not some kind of gray area workaround) is enormous. I was so worried about making a mistake that could affect my daughter's aid eligibility. Your point about documentation is spot-on too - even though getting selected for verification sounds stressful, everyone who's been through it confirms that having organized records of your US ties makes it manageable. The expat community really needs to share these experiences more because the official FAFSA guidance doesn't clearly address our unique situations. Thanks for highlighting how supportive this discussion has been - it's exactly what families like us need when navigating these complex requirements!

0 coins

This thread has been incredibly helpful! I'm in a similar situation - we've been living in Japan for my husband's work assignment for the past two years, and I was completely confused about how to handle the FAFSA address requirements for our daughter's college applications. Like many others here, I was worried about using our home state address (California) when we're not physically living there, but reading everyone's experiences has clarified that using your legal domicile is exactly what you're supposed to do. We've maintained our California voter registration, file state taxes there, and kept our CA driver's licenses, so it sounds like we're on the right track. The consistency message really resonates - having everything align between tax filing and FAFSA seems to be the key. Thank you to everyone who shared their verification experiences too - it's reassuring to know that expat status is becoming more common for financial aid offices to handle. This community support has turned what felt like an overwhelming process into something much more manageable!

0 coins

Zane Gray

I'm so glad this thread exists too! As someone just starting to navigate the expat FAFSA world, it's been overwhelming trying to figure out what's correct versus what might get us in trouble. Your situation in Japan sounds very similar to what others have shared - maintaining those legal ties to California through voting, taxes, and licenses is exactly what establishes your domicile. It's such a relief to understand that this isn't some kind of loophole but actually the proper way to handle expat situations. The fact that so many families have successfully gone through this process (even verification) using the same approach gives me confidence that we're following the right path. Thanks for adding your experience to this incredibly helpful discussion!

0 coins

FAFSA AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,095 users helped today