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Ezra Collins

FAFSA rejected my APO military address - had to use relatives' address instead

So frustrated with the FAFSA system right now. I'm stationed overseas with my family (Army) and I'm trying to complete my daughter's FAFSA for next year. The system kept rejecting our APO address (AP 96367) when I tried to enter it as our permanent residence. After three failed attempts, I ended up using my sister's address in Texas as a workaround, but I'm worried this might cause problems later with verification or eligibility. Has anyone else dealt with this APO address issue? Is there a specific format that actually works for military addresses? Or am I stuck using a stateside relative's address for all FAFSA purposes?

This is unfortunately a common issue with military families and FAFSA. The system isn't properly designed to handle APO/FPO addresses despite many military dependents needing financial aid. The official guidance is to use your state of legal residence (where you pay taxes, vote, etc.) rather than your physical overseas location. Your decision to use your sister's address might cause issues if that's not your legal state of residence for tax purposes.

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Ezra Collins

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Thanks for responding. We maintain Texas as our legal residence for tax purposes, but my sister's specific address isn't ours. Should I try calling FSA directly to see if they can help enter the correct APO address somehow? I'm worried about potential verification issues if addresses don't match across documents.

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as a military brat whos now in college, we had THE EXACT SAME PROBLEM!!! my dad is stationed in germany and none of our verification docs matched the address my mom put on fafsa bc of this stupid issue. ended up having to submit extra paperwork proving my dads military status and explaining the address situation. super annoying but we got it resolved eventually.

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Ezra Collins

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That's exactly what I'm worried about! What extra documentation did they end up requiring? Did you have to provide military orders or something else to prove the situation?

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Zara Perez

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You need to call Federal Student Aid directly and explain the situation. They can make manual adjustments to your application and note your account about the APO address situation. I work with military families on education benefits and this comes up constantly. Save yourself the headache of verification issues down the road.

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Ezra Collins

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I tried calling twice but got disconnected after waiting for 45+ minutes each time. Is there a specific number or department I should be asking for when I call?

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Daniel Rogers

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When I had a similar issue reaching FSA about my son's application (not APO related, but verification problems), I used this service called Claimyr that got me through to an agent in about 10 minutes instead of waiting on hold for hours. You might want to check out their website claimyr.com or see their demo video at https://youtu.be/TbC8dZQWYNQ - it saved me so much frustration with the callback system. The agent I spoke with was able to document the special circumstances in our case.

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omg thank u for this!! ive been trying to get through to fafsa for days about my verification status and keep getting disconnected 😭 definitely gonna try this

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Ezra Collins

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I'll definitely try this. At this point I'll try anything to get this sorted out before my daughter's college application deadlines. Thanks for the recommendation.

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Aaliyah Reed

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The "correct" solution here is to use your home of record address (the state you claim for tax purposes), NOT your current physical location. Since you mentioned Texas is your tax residence, you should be using an address there, but ideally your own property or official residence, not your sister's. If you own property in Texas, use that address. If not, you might need to establish a proper Texas mailing address through a mail forwarding service that specializes in military families. And just an FYI for future reference, on the FAFSA there's actually a question that asks if you or your spouse is on active duty in the U.S. Armed Forces. Making sure that's marked correctly can help prevent verification issues.

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Ella Russell

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this isnt alwys true tho. my cousins military and they got flagged for verification even with the military question marked. the whole system is broken for military families tbh

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Ezra Collins

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We don't own property in Texas - that's part of the problem. We've been stationed at 4 different bases in the last 10 years. I did mark the active duty question correctly. Do you know any reputable mail forwarding services that work well with financial aid verification requirements?

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Mohammed Khan

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I went through this with my FAFSA application last year - I'm active duty too! The key is the STATE of legal residence, not your actual street address. I used my parents' address in my home state (where I'm still legally a resident for tax purposes) and when verification came up, I submitted a copy of my military ID and orders along with a statement explaining the address situation. Took about 3 extra weeks to process but it worked out fine.

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Ezra Collins

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That's reassuring to hear it worked out for you. Did you have to get the statement notarized or anything formal like that? Or was a simple letter of explanation sufficient?

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Mohammed Khan

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Just a simple typed statement was enough. I included my DoD ID number and contact info on the letter. The financial aid office was actually super understanding once they realized I was military - they said they deal with this a lot.

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Gavin King

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THE WHOLE FAFSA SYSTEM IS RIGGED AGAINST MILITARY FAMILIES!!! I've been fighting this battle for years with my kids. They don't understand APO addresses, they don't understand how BAH and other allowances work, and half the customer service people have no idea how to handle military situations. And with the new FAFSA simplified formula this year, it's even worse because they're looking at different income factors that can really hurt military families with housing allowances. They SAY they support the troops but the system says otherwise!!!!

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Aaliyah Reed

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While there are certainly frustrations with the system, it's worth noting that military BAH (Basic Allowance for Housing) is actually excluded from the income calculation for FAFSA purposes. The same goes for BAS (Basic Allowance for Subsistence) and other qualified military housing benefits. These exclusions were specifically designed to prevent military families from being disadvantaged in the aid calculation.

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For a more permanent solution: The Federal Student Aid Ombudsman Group is specifically designed to help resolve issues like this that fall through the cracks of the regular system. You can reach them at studentaid.gov/feedback-ombudsman/disputes/prepare. They have experience with military-specific situations and can document your case properly so it doesn't cause recurring problems each year you need to reapply. Much better than temporary workarounds.

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Ezra Collins

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I had no idea this resource existed! I'll definitely reach out to them. My daughter will be applying for the next 4-5 years so we need a sustainable solution. Thank you so much for sharing this.

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As someone who's been through this exact situation, I completely understand your frustration! I'm a Navy spouse and we faced the same APO rejection issue when filling out my son's FAFSA last year. What ended up working for us was establishing a "virtual mailbox" service in our state of legal residence (Florida for us). These services provide you with a real street address that can receive and forward your mail, and they're specifically designed for military families who don't have a permanent physical address in their home state. The virtual mailbox address satisfied FAFSA's verification requirements because it's a legitimate street address in our tax state, and we were able to provide documentation from the service showing it's our official mailing address. Cost us about $15/month but saved so much headache during verification. Companies like PostScan Mail and US Global Mail specialize in this for military families. Just make sure whatever service you choose can provide official documentation that you can submit during verification if needed.

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Gabriel Ruiz

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This is such a helpful suggestion! I hadn't thought about virtual mailbox services specifically designed for military families. The $15/month cost seems totally reasonable if it prevents all the verification headaches. Do you remember which service you ended up using? And did you have any issues with the college's financial aid office accepting the virtual mailbox documentation during verification, or was it pretty straightforward once you had the proper paperwork from the service?

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