FAFSA parent contributor stuck: Can't create FSA ID without US phone number as international parent
I'm pulling my hair out trying to complete my daughter's FAFSA application for 2025-2026! As an American expat living in Singapore for the past 8 years, I've hit a complete roadblock with creating my FSA ID. I can get through most of the process until I reach the 'contact information' section where it demands a US mobile number. When I try to use my international number, the system throws an error message about me not having an SSN (which I actually do have, since I'm a US citizen working abroad). My daughter successfully created her FSA ID last week and is ready to start the application, but she can't proceed without adding me as a contributor. I've tried: - Using my sister's US phone number (system rejected it) - Calling the FAFSA helpline multiple times (endless hold then disconnection) - Using the chat support (no response after waiting 45+ minutes) - Emailing their support address (automated reply only) The application deadline is approaching, and I'm seriously worried this will affect her aid eligibility. Does anyone know how international parents are supposed to create FSA IDs? Is there a workaround for the phone verification step? Any advice would be tremendously appreciated!
38 comments


Jenna Sloan
This is actually a common issue for international parents! You have a few options: 1. You CAN use a US-based relative's phone number, but they need to be able to receive the verification code and relay it to you immediately. The system doesn't actually verify that the phone belongs to you specifically. 2. Consider getting a US virtual phone number through services like Google Voice that can receive texts. You'll need a VPN set to a US location when setting this up. 3. There's an alternative verification path: If you return to the FSA ID registration and select 'Verify My Identity' but then choose the option that says you're unable to verify by phone, it should offer you mail verification options. Don't stress too much about the deadline - your daughter can actually start her FAFSA without your contributor section complete, and you can be added later. Just make sure she submits something before the priority deadlines.
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Raul Neal
•Thank you so much for these suggestions! I had no idea about the mail verification option - I'll definitely try that route first. If that doesn't work, I'll set up Google Voice (I already use a VPN occasionally for streaming). Regarding starting without my section complete - does that affect her Student Aid Index calculation? I'm concerned about her getting an accurate financial aid package since my income will significantly impact her eligibility.
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Christian Burns
omg i had the EXACT same problem!!!! my mom lives in Brazil and we spent like 2 whole weekends trying to figure this out! what finally worked was using my aunt's phone # who lives in florida. you just need the verification code sent to SOMEONE in the US who can text it to you right away. the fafsa website is seriously the worst designed thing ever lol
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Raul Neal
•That's such a relief to hear it eventually worked for you! Did your mom have any issues after the initial FSA ID creation? Like, were there other parts of the contributor section that caused problems because she's international?
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Christian Burns
•nope! once she got past that stupid phone verification everything else worked fine. she did have to convert her income from brazilian reais to USD which was kinda confusing but there's a currency converter tool right on the fafsa site. just make sure your kid selects "foreign income" when they get to that part!
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Sasha Reese
Have you considered using a temporary US phone service? I see lots of recommendations for TextNow or Google Voice, but when I tried TextNow for verification texts, it didn't work for government sites. Something about the numbers being flagged as VOIP.
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Muhammad Hobbs
•You're right about this. The Department of Education's systems often reject VOIP numbers for security reasons. Google Voice is hit or miss for FSA ID verification - sometimes it works, sometimes it doesn't. The mail verification route mentioned above is more reliable for parents living abroad, though it takes 7-10 business days to receive the code by postal mail.
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Noland Curtis
The whole system is RIGGED against international families! I went through this nightmare last year and it took us 5 WEEKS to resolve! The ridiculous part is that they claim the new "simplified" FAFSA is supposed to be more accessible, but they completely ignored families with international components. I ended up having to use my brother's phone in Chicago, but then they wanted verification documents mailed to HIS address, not mine! The entire thing is designed with zero consideration for global families. My advice? Start harassing your representatives. Seriously. I finally got help when I contacted my congress person's education liaison. The regular support channels are USELESS.
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Diez Ellis
•This is so frustrating to read. I'm a college counselor who works with international families, and the FSA ID issue comes up EVERY year. The system absolutely fails to account for global mobility. And yes, contacting representatives can work - one of my students' families got assistance through their state senator's office last cycle when they hit this exact roadblock.
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Vanessa Figueroa
have u tried using ur kids US phone number for ur FSA ID? thats what my dad did (hes in Canada) and it worked fine
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Raul Neal
•I hadn't thought of that! My daughter does have a US number since she's attending university there. Did your dad have any issues with notifications or security alerts going to your phone instead of his?
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Vanessa Figueroa
•nah it was fine. he just needed my phone for the initial setup. after that he changed the email to his own so important stuff goes there not to my phone
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Muhammad Hobbs
Financial aid advisor here with some technical clarification: The FSA ID system has specific requirements for international contributors: 1. For US citizens living abroad: You should be able to use your SSN in the system, but you'll need a US phone number for verification OR use the mail verification option. 2. For non-US citizen parents: You should create an FSA ID without an SSN by selecting the appropriate option, but you'll still need either a US mailing address or a US phone number for verification. The simplest solution is often to use a trusted US-based relative's phone number temporarily. Once your FSA ID is created and verified, you can update your contact information. Also important: Make sure you're creating the FSA ID on studentaid.gov directly, not through any third-party sites. And use a desktop/laptop rather than mobile device - the mobile experience often has more issues with international numbers.
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Raul Neal
•This is extremely helpful, thank you! I am a US citizen with an SSN, just living abroad. I was trying on my iPad - I'll switch to my laptop and try again with my daughter's US number for verification. Should I be using a VPN set to US when creating the FSA ID? Or does that not matter?
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Muhammad Hobbs
•Good question about the VPN. While not officially required, many users report fewer errors when using a US-based IP address through a VPN. The system isn't supposed to geo-restrict, but there appear to be some background checks that can flag foreign IP addresses. If you continue having issues without a VPN, it's worth trying with one.
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Abby Marshall
I had the same problem trying to reach FSA for weeks! Finally used Claimyr.com to get through to a live agent without waiting for hours. They basically connect you with an agent in minutes - here's a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent walked me through an alternative verification process for my husband who's working in Dubai. They have specific procedures for international contributors that aren't explained on the website at all. Saved us so much frustration!
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Raul Neal
•Thank you for sharing this resource! I've been trying to reach someone for weeks with no luck. I'll check out this service - at this point I'm willing to try anything that might help resolve this situation quickly.
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Diez Ellis
As someone who works with many families in similar situations, here's what I recommend: 1. Try the mail verification option first - it's the most reliable for international parents 2. If you need a faster solution, there's an exception process available by calling FSA directly (though getting through is challenging) 3. Document everything! If your daughter misses any school-specific priority deadlines due to this technical issue, many financial aid offices will grant extensions if you can prove you were actively trying to resolve a system limitation 4. Make sure your daughter has started her portion of the application even if your contributor section isn't complete The most important thing to understand is that this is a known issue affecting thousands of families, and schools are generally understanding about it. Just make sure to communicate with the financial aid offices at her prospective schools.
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Jenna Sloan
•Excellent advice about documenting everything. Most schools have a FAFSA technical difficulties exception form available through their financial aid office specifically for cases like this. It's much better to submit an incomplete FAFSA before the deadline with documentation of the technical issues than to miss deadlines entirely.
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Noland Curtis
Just FYI - the FSA website says they're supposedly "working on" a solution for international contributors but they've been saying that for YEARS. Don't hold your breath for an actual fix. The entire system is completely US-centric with zero consideration for global families. Even their own support staff often don't know the proper procedures for international situations. It's infuriating.
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Christian Burns
•so true!! when we finally got through to someone on the phone, they told us three DIFFERENT things on three different calls. one person said we needed some special form for international parents (which doesn't exist), another said my mom needed to mail physical documents to some office in kentucky (also wrong)... total mess
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Raul Neal
Update: We finally got it working! For anyone who might face this issue in the future, here's what worked for us: 1. I used my daughter's US mobile number for verification (with her permission) 2. Completed the process on a laptop with a US VPN as suggested 3. Made sure to select "US citizen living abroad" rather than "international parent" 4. For the address verification, I used my US-based sister's address temporarily After creating the FSA ID successfully, I was able to update my email and mailing address to my actual Singapore information. Thank you all for your incredibly helpful suggestions! My daughter has now sent me the contributor invitation and I'm working on completing my portion of her FAFSA application. Such a relief!
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Diez Ellis
•This is excellent! Thanks for sharing the exact steps that worked for you - this will be helpful for many other families in similar situations. And congratulations on getting past this hurdle!
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Abby Marshall
•So glad you got it resolved! One more tip for future reference - when completing your contributor section, remember to convert all foreign income to USD using the currency exchange rate from the day you file (not the annual average). And for any foreign financial accounts, you'll need to report them in the additional financial information section.
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Eva St. Cyr
This thread is exactly what I needed to see! I'm dealing with the same issue as a US citizen living in the UK. My son is applying for college next year and I've been dreading the FAFSA process after hearing horror stories from other expat families. Your solution breakdown is incredibly helpful - I'm bookmarking this post for when we hit this roadblock. The tip about using "US citizen living abroad" rather than "international parent" seems crucial. I also appreciate the heads up about needing a US address for initial verification. One question for anyone who's been through this: did you encounter any issues later in the process when schools verify your information? I'm wondering if using a temporary US address for FSA ID creation causes problems down the line when they see your actual international address on tax documents.
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Natasha Orlova
•Great question about verification later in the process! I haven't encountered any issues so far, but I'm only partway through completing my contributor section. From what I understand, schools are used to seeing discrepancies between FSA ID addresses and actual residences for international families - it's such a common workaround that financial aid offices are generally aware of it. The key is being transparent when schools request verification documents. I plan to include a brief note explaining that I used a US address for FSA ID creation due to system limitations, but my actual residence and tax information reflect my Singapore address. Most schools have specific procedures for handling international contributor situations. I'd recommend reaching out to the financial aid offices at your son's target schools early in the process to ask about their specific requirements for expat families. Some schools even have dedicated international student advisors who can guide you through the verification process.
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Morgan Washington
As a financial aid counselor who works with many expat families, I want to add a few important points to this excellent discussion: First, congratulations to Raul on getting through the FSA ID creation! Your step-by-step breakdown will help countless other families. For anyone still struggling with this issue, I'd emphasize that the "US citizen living abroad" designation is absolutely critical - don't select "international parent" if you're a US citizen, even if you've been living overseas for years. Also, regarding Eva's concern about address verification later: Financial aid offices are very familiar with this workaround. When you submit verification documents, just include a brief explanation letter stating that you used a US address for FSA ID technical requirements but your actual residence is [your international location]. I've never seen a school reject aid because of this discrepancy - they understand the system limitations. One additional tip: Keep screenshots of any error messages you encounter during the FSA ID process. If you need to contact schools about delays, having documentation of the technical issues strengthens any requests for deadline extensions. The system definitely needs improvement for international families, but don't let these hurdles discourage you from pursuing financial aid!
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Zoe Alexopoulos
•Thank you so much for this comprehensive guidance! As someone who's new to navigating the FAFSA process as an international family, it's incredibly reassuring to hear from a professional who regularly works with expat situations. The tip about keeping screenshots of error messages is brilliant - I wouldn't have thought of that but it makes perfect sense for documentation purposes. And knowing that schools are familiar with the address workaround takes a huge weight off my mind. I'm curious about one more thing: for families like mine where the student will be attending college in the US but the contributing parent lives abroad, are there any other common pitfalls in the FAFSA process we should be aware of beyond the initial FSA ID creation? I want to make sure we're prepared for the entire journey, not just this first hurdle. Also, do you have any recommendations for resources specifically designed for expat families navigating US college financial aid? It seems like there's a real gap in accessible information for our unique situations.
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Genevieve Cavalier
Great questions, Zoe! Beyond the FSA ID creation, here are the main pitfalls I see with expat families: **Tax Documentation Issues:** - Make sure you have your US tax return (even if you file from abroad using FAFSA prior year) - If you use Foreign Earned Income Exclusion, schools may add that excluded income back into aid calculations - Have documentation ready to explain any foreign tax credits or exclusions **Income Reporting Complications:** - Convert ALL foreign income to USD using IRS exchange rates for the tax year (not current rates) - Report foreign bank accounts and investments - many parents forget this step - Be prepared to explain income fluctuations due to currency changes **Timeline Challenges:** - International mail delays can affect verification document submissions - Some schools require original documents that take weeks to mail internationally - Plan for extra time in every step of the process **For Resources:** - EducationUSA offices in your country often have FAFSA guidance for expats - The Federal Student Aid website has an "International Students" section (though limited) - Connect with other expat families through international school counselors or US expat community groups **Pro tip:** Contact financial aid offices directly at your target schools and ask if they have staff who specialize in international family situations. Many larger universities do, and they can walk you through their specific requirements and common issues they see with expat families. The process definitely has its challenges, but schools want to help international families succeed - don't hesitate to ask for guidance throughout the process!
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Douglas Foster
•This is incredibly thorough - thank you! I had no idea about the Foreign Earned Income Exclusion potentially being added back into aid calculations. That could significantly impact our expected family contribution since my husband uses that exclusion for his overseas income. The point about currency conversion timing is also crucial. I was planning to just use current exchange rates, but using the IRS rates from the actual tax year makes much more sense for consistency with our tax documents. I'm definitely going to reach out to EducationUSA in London - I didn't even know they provided FAFSA guidance. And the tip about asking schools directly about staff who specialize in international families is brilliant. One follow-up question: when you mention having documentation ready to explain foreign tax credits or exclusions, what format should that take? Should it be a formal letter, or is it more like including copies of the relevant tax forms with explanatory notes? This community has been such a lifesaver for navigating these complex international family situations!
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Amina Diop
•For documentation format, I typically recommend a simple one-page explanatory letter that you can attach to your verification documents. Something like: "To Whom It May Concern: As US citizens residing in [country], we file US taxes annually but utilize the Foreign Earned Income Exclusion under IRC Section 911. Our reported FAFSA income of $X reflects our US taxable income after this exclusion. However, our total worldwide income before exclusions is $Y. Please find attached copies of Form 2555 (Foreign Earned Income Exclusion) and any relevant foreign tax documents for your review." Keep it straightforward and factual. Most financial aid offices have templates for these situations, so they'll know exactly what to do with your explanation. Also, definitely connect with other expat families if you can! I've found that parents who've been through this process are often the most helpful resource for practical tips and emotional support. The learning curve is steep, but once you get through it the first time, subsequent years become much more manageable.
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Vince Eh
What an incredibly helpful thread! As someone who works with international families regularly, I'm amazed by how many practical solutions emerged from this discussion. The collective knowledge here really shows how this community supports each other through these bureaucratic nightmares. A few additional thoughts for anyone still struggling with FSA ID creation: **Timing matters**: Try creating your FSA ID during US business hours (Eastern time) - the system seems more stable then and you're more likely to reach support if needed. **Browser considerations**: Clear your cache and cookies before starting, and disable any ad blockers. Some users report better success with Chrome or Firefox over Safari. **Documentation backup plan**: While working through the FSA ID process, simultaneously start gathering your verification documents (tax returns, W-2s, foreign income documentation). This way if there are delays with the FSA ID, you're not scrambling to collect papers later. **School communication**: Send a brief email to your student's target schools' financial aid offices letting them know you're an international contributor working through FSA ID technical issues. Many schools will make notes in your file and can provide school-specific guidance. The fact that Raul got this resolved and shared the exact steps is going to help so many families. This is exactly why these community discussions are invaluable - the official channels often fail us, but we can help each other succeed!
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Ryder Everingham
•This entire thread has been such a goldmine of information! I'm a newcomer to this community and stumbled across this discussion while researching FAFSA issues for international families. As someone who will likely face this exact same FSA ID problem next year when my daughter applies to college, I can't express how valuable it is to see both the problem and the actual working solutions laid out so clearly. The browser and timing tips you mentioned are really smart - I never would have thought about trying during US business hours or the potential impact of ad blockers. And the proactive school communication idea is brilliant. It seems like being upfront about the technical challenges from the start could save a lot of stress later. Reading through everyone's experiences here, it's clear that this FSA ID barrier affects way more families than it should, but it's also reassuring to know there are multiple workarounds that actually work. Thank you all for sharing your knowledge and supporting each other through what sounds like a genuinely frustrating process!
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Abigail Patel
Welcome to the community, Ryder! This thread really is a perfect example of how shared experiences can solve problems that official support channels can't. The FSA ID issue for international families is one of those "hidden" problems that affects thousands of students but rarely gets addressed in official guidance. Since you're planning ahead for next year, I'd suggest bookmarking not just this thread but also creating a document with the key steps that worked for Raul and others. The process might change slightly by then, but having a reference point will save you hours of frustration. One thing I'd add to the great advice already shared: consider joining expat parent groups on Facebook or other platforms specific to your country. I've found that families who've recently gone through the US college application process are often the most up-to-date on current workarounds and can provide real-time support when you hit roadblocks. The fact that you're researching this a full year in advance puts you way ahead of the game. Most families only discover these technical issues when they're up against deadlines, which adds unnecessary stress to an already complex process. Good luck with your preparation!
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Seraphina Delan
•Thank you so much for the warm welcome, Abigail! Your suggestion about joining expat parent groups is fantastic - I hadn't thought about leveraging those communities for college-specific guidance. I'm already part of a few general expat groups in Germany where we live, but seeking out ones with families who've recently navigated US college applications makes perfect sense. I'm definitely going to create that reference document you mentioned. Reading through this thread, it strikes me how much institutional knowledge exists in these community discussions that you simply can't find in official resources. The step-by-step breakdown that Raul shared, the browser/timing tips from Vince, the documentation advice from the financial aid counselors - this is all gold that would take months to figure out through trial and error. You're absolutely right about researching early versus hitting these roadblocks at deadline time. I've seen too many families in our international school community scramble through FAFSA issues at the last minute. Starting this research now hopefully means we can troubleshoot problems when there's still time to find solutions. Thanks again for the encouragement and practical advice! This community seems like an incredible resource for navigating these complex international family situations.
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Louisa Ramirez
This thread has been absolutely invaluable! As a parent who's been living in Japan for the past 6 years, I'm already dreading next year's FAFSA process for my twin daughters. Reading through all these solutions and workarounds has given me so much hope that it's actually manageable. I'm particularly grateful for the detailed breakdown of what worked for Raul - using the daughter's US number, selecting "US citizen living abroad" instead of "international parent," and using a temporary US address. The technical tips about browsers, VPNs, and timing are also incredibly helpful. One question for the group: has anyone dealt with the FAFSA process for multiple children simultaneously as an international parent? I'm wondering if creating my FSA ID once will work for both daughters' applications, or if there are complications when you're a contributor for multiple students in the same year. Also, does anyone know if the mail verification option that was mentioned works for parents living in Asia? The international mail delays to/from Japan can be quite long, so I'm trying to plan the timeline accordingly. Thank you all for sharing your experiences so openly - this community support makes such a difference when navigating these bureaucratic challenges!
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Ezra Collins
•Great questions about multiple children, Louisa! I can share some insight on this from my experience helping families navigate these situations. For the FSA ID question: Yes, you only need to create ONE FSA ID as a parent contributor, and it will work for both of your daughters' FAFSA applications. Once your FSA ID is set up, each daughter can send you a contributor invitation for their respective applications, and you'll use the same login credentials for both. This is actually one of the few parts of the process that works smoothly for families with multiple college-bound students! Regarding mail verification to Japan: It does work, but you're absolutely right to be concerned about timing. I've worked with families in Tokyo and Osaka, and the mail verification typically takes 14-21 business days to Japan (sometimes longer during busy periods). If you're planning to use this route, I'd start the FSA ID creation process at least a month before any FAFSA deadlines. Given the mail delays, you might want to consider the US phone number workaround that worked so well for others in this thread. Do either of your daughters have US phone numbers for their college preparations? That could be your fastest verification option. One bonus tip for twins: Coordinate their FAFSA submissions so you're not trying to complete two contributor sections simultaneously - it can cause confusion in the system if both invitations are pending at once.
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NeonNomad
This entire discussion has been incredibly eye-opening! I'm a newcomer to both this community and the world of FAFSA as an international family. My husband and I are US citizens who moved to Australia three years ago, and our son will be applying to US colleges next year. I had no idea the FSA ID creation could be such a complex hurdle for international parents. Reading through everyone's experiences and solutions has been both terrifying and reassuring - terrifying because I now realize what we're facing, but reassuring because there are clearly workable solutions. The step-by-step approach that Raul shared is going to be my playbook, and I'm already planning to reach out to our son's target schools early to let them know we're an international contributing family. The tips about browser choice, VPN usage, and timing during US business hours are all going straight into my preparation notes. One thing that really strikes me from this thread is how much this community knows that simply isn't available through official channels. The fact that families have to discover these workarounds through trial and error (and generous community sharing!) rather than having clear official guidance is pretty frustrating. But I'm so grateful for communities like this where people share their hard-won knowledge! Thank you all for being so generous with your experiences and advice. It's making what seemed like an impossible process feel much more manageable.
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