FAFSA + Hazlewood Act only giving $250/semester in Texas with SAI 20565?
I'm completely baffled by my daughter's financial aid package at UT Arlington. She qualified for the Hazlewood Act benefits (my husband is a disabled veteran), but after applying for FAFSA too, she only got offered $250 per semester in additional aid! Her SAI is 20565, which I thought would qualify for more. We're a family of 5 with only one income around $78k. Is the Hazlewood Act preventing her from getting more federal aid? This can't be right - anyone else in Texas dealing with both FAFSA and Hazlewood benefits? I'm worried we're missing something important here.
20 comments


Zoey Bianchi
The Hazlewood Act and FAFSA work separately, but there can be interactions that affect your total aid package. With an SAI of 20565, she would typically qualify for some aid, but not necessarily a large amount. The Hazlewood Act covers tuition and some fees at Texas public institutions, which means your daughter's main expenses are already covered. Federal aid through FAFSA is then calculated based on remaining need. Since Hazlewood is covering the bulk of her expenses, the financial aid office likely determined she only needed $250 additional per semester. This is actually common - when one form of aid covers most costs, other aid sources may be reduced accordingly to avoid 'over-awarding.
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Aiden Chen
•Thanks for explaining. I guess I misunderstood how it works. I thought the FAFSA aid would be on top of Hazlewood regardless of need. So is that $250 likely a Pell Grant or some other type of aid? Should we be appealing this decision or is this normal?
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Christopher Morgan
same thing happened with my son last yr!! his SAI was 19000-ish and after hazlewood he got like $300 in pell grants. its because hazelwood covers most of the tuition already so they dont give u more fed money. annoying but thats how it works
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Aiden Chen
•Ugh, that's frustrating but good to know we're not alone. Did your son end up finding other scholarships or ways to cover the remaining costs? We're still looking at about $6k/year for housing and books even with Hazlewood.
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Aurora St.Pierre
I work in financial aid at a Texas community college, and this is actually standard practice. When a student receives Hazlewood benefits, their "need" for federal aid is significantly reduced because tuition and fees are already covered. With an SAI of 20565, your daughter would qualify for minimal Pell Grant funding anyway (current Pell eligibility generally cuts off around 6900 SAI for full Pell, with partial amounts up to about 21000). What you should do: 1. Check if she's been awarded any state grants (TEXAS Grant, etc.) 2. Look into institutional scholarships specific to veterans' dependents 3. Make sure she's actually been awarded the Hazlewood Act benefits correctly 4. Consider a special circumstances review if your financial situation has changed since filing taxes
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Aiden Chen
•Thank you so much for this detailed explanation. You're right - we need to look into institutional scholarships. Do you know if accepting the $250/semester would affect her ability to get other scholarships later? Also wondering if we can appeal the SAI calculation - my husband's VA disability isn't taxed so it looks like we have more disposable income than we actually do.
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Grace Johnson
My brother went thru this last year too. Make SURE that the financial aid office actually processed the Hazlewood correctly. Sometimes they mess up and then blame the fed aid. What school is she at? Some Texas schools are better with Hazlewood than others.
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Aiden Chen
•She's at UT Arlington. I didn't even think about the possibility that they processed Hazlewood incorrectly. I'll definitely call to verify. Do you know if we need to submit the Hazlewood paperwork every semester or just once at the beginning?
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Jayden Reed
I've been dealing with this EXACT situation for two years with my son at Texas State. The $250 is probably a partial Pell Grant based on her SAI. One thing to keep in mind - while Hazlewood covers tuition and most fees, it doesn't cover everything like housing, books, meal plans, etc. So that $250 plus any other resources will still help. Have you tried calling the Federal Student Aid office directly? They could explain exactly why her aid package is so low. I spent WEEKS trying to get through to someone who could explain our situation last year.
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Nora Brooks
•Getting through to FSA is such a pain. I had to call like 20 times over 3 days last month for my verification issue. Finally I used this service called Claimyr (claimyr.com) that held my place in line and called me back when an agent was available. Saved me hours of waiting. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ Definitely worth it to actually get a human to explain the aid calculation.
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Aiden Chen
•Thank you both - I'll try to call FSA directly. And thanks for the tip about Claimyr, I'm going to check that out because I've already tried calling twice and got disconnected both times. I just want to make sure we're not missing out on aid she should be getting.
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Eli Wang
UGH THE FINANCIAL AID SYSTEM IS SO BROKEN!!!! When my daughter started at Texas A&M two years ago, we had the EXACT same situation with Hazlewood and minimal FAFSA aid. They act like if you get one benefit you don't deserve others! Meanwhile kids from wealthier families who don't qualify for either are getting merit scholarships!!! Make noise and complain to the financial aid office. Sometimes they magically find other funds.
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Aiden Chen
•It really does feel unfair! My husband served for 12 years and has permanent disabilities from it, and somehow that's working against our daughter getting the help she needs for college. I'll definitely make some noise at the financial aid office.
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Christopher Morgan
also make sure ur using the hazelwood exemption right - does ur husband still have hours left? did he transfer them properly? bcuz u only get 150 credit hours total for the whole family
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Aiden Chen
•That's a good point! My husband hasn't used any of his hours (he went to college on the GI Bill before Hazlewood existed), and he's transferred them to our daughter. We confirmed she has access to the full 150 hours. She's the oldest so she's the first to use them.
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Aurora St.Pierre
One more thing to consider - if your EFC/SAI is 20565, that means the formula determined your family can contribute about $20,565 per year toward educational costs. Since Hazlewood is covering tuition and fees, and the total cost of attendance minus that coverage might be close to that EFC/SAI figure, there simply isn't much "need" left for federal grants to fill. For the 2025-2026 year, I'd recommend: 1. File the FAFSA as early as possible (October) 2. Check if your state or institution requires the CSS Profile in addition to FAFSA 3. Contact the financial aid office about need-based institutional grants 4. Look into private scholarships for veterans' dependents
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Aiden Chen
•This makes so much more sense now. I didn't realize that's how the SAI worked in practice. We'll definitely file early for next year and look into those other options. Thank you for taking the time to explain this - the financial aid websites are so confusing!
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Jayden Reed
One last suggestion - have your daughter talk to the Veterans Affairs office at her school, not just Financial Aid. They often know about veteran-specific scholarships and other programs that the regular financial aid counselors might miss. They helped my son find an additional $2000 scholarship specifically for dependents using Hazlewood.
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Aiden Chen
•That's brilliant advice! I didn't even think about the Veterans Affairs office. She has orientation next week so I'll make sure she stops by their office while she's on campus. Thank you so much for this tip!
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Oliver Alexander
Hey there! I'm new to navigating this whole financial aid process, but I wanted to share what I've learned from talking to other military families in similar situations. One thing that really helped us was requesting a "professional judgment review" from the financial aid office. Sometimes they can make adjustments if your family's financial situation doesn't accurately reflect what the FAFSA calculations show - like if your husband's disability compensation makes your income look higher than your actual disposable income. Also, don't forget to check if your daughter qualifies for work-study programs! Even though Hazlewood covers tuition, work-study can help with those other expenses like books, housing, and meal plans. The income limits are usually pretty generous, and it's a great way for her to earn money while focusing on school. Good luck with everything - the system is definitely confusing but you're asking all the right questions!
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