Does FAFSA ask about dorm vs. commuter status when reapplying for sophomore year?
I'm so confused about the housing section on my daughter's FAFSA for her sophomore year. She commuted her freshman year but is planning to live in the dorms this fall. I looked through the entire 2025-2026 FAFSA application and didn't see ANY question asking if she'll be a resident or commuter. I called her college's financial aid office three times but kept getting transferred and disconnected. Is this housing information supposed to be submitted somewhere else? Did I completely miss a section? Will her aid package be calculated incorrectly if they assume she's still commuting? Her housing costs will increase by about $13,500 and I want to make sure that's factored into her aid calculation!
26 comments


Dmitry Volkov
The FAFSA itself doesn't ask about housing status - this information is collected directly by the college, not through the federal form. Each school has different costs for dorm vs. commuter students, so they handle this separately. Your daughter needs to update her housing plans through the college's housing portal or by contacting the housing office specifically (not financial aid). The college will then adjust her cost of attendance (COA) to include room and board, which affects how much total aid she's eligible for.
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Sofia Martinez
•Thank you! So I didn't miss anything on the FAFSA after all. That's such a relief! So do we need to do anything special to make sure her financial aid package gets recalculated based on the higher costs, or does that happen automatically once she registers for housing?
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Ava Thompson
This is a common point of confusion! The FAFSA doesn't ask about housing plans because it's focused only on calculating your Student Aid Index (SAI) - basically your family's ability to pay. The college uses this SAI number plus their own Cost of Attendance figures (which DO factor in housing) to create the final aid package. What you need to do: 1. Complete the FAFSA as normal 2. Make sure your daughter has completed any housing applications through the school 3. Contact the college's housing office to confirm her dorm status is in their system 4. If you get a financial aid package that doesn't seem to account for housing costs, then contact financial aid for an adjustment
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Sofia Martinez
•This is so helpful, thank you! We did submit her housing application and put down the deposit, but I'll double-check with the housing office that everything's properly recorded in their system.
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CyberSiren
my daughter hd the same issue last year when she switched from commuter to dorms. fafsa dosent care about housing. the school does that part. we had to fill out a budget adjustment form with the financial aid office after we got her package to get more aid for the dorms. each school does it differntly.
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Sofia Martinez
•A budget adjustment form! I haven't heard anything about that. I'm going to ask her college if they have something similar. That's exactly what we need since her costs are going up substantially.
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Miguel Alvarez
I spent HOURS trying to reach someone at my son's financial aid office with a similar question. After getting disconnected 6 times and waiting on hold for 45+ minutes each time, I found a service called Claimyr that got me connected to a live person in under 10 minutes. They have a demo video at https://youtu.be/TbC8dZQWYNQ that shows how it works. Saved me so much frustration when dealing with his housing change situation.
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Zainab Yusuf
•Does that actually work? I've been trying to call my kid's financial aid office for THREE DAYS. Might have to check that out because this is ridiculous.
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Miguel Alvarez
•Definitely worked for me! I was skeptical too but was desperate after so many failed attempts. Finally got through and got all my housing questions answered in one call.
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Connor O'Reilly
WAIT PEOPLE!!! Housing DOES affect your aid package! My daughter got $4200 less when she lived at home vs dorms!!! The financial aid office needs to know her housing status to calculate her total Cost of Attendance. The problem is every school handles this information differently. Some schools automatically adjust based on the housing application, others require you to specifically request a COA adjustment!
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Yara Khoury
•^^^ THIS ^^^ My son's financial aid was completely messed up because they had him listed as a commuter even though he applied for dorms. His roommate got $5k more in aid because they had his status correct. DEFINITELY double-check this with the school!
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Dmitry Volkov
To clarify some confusion in this thread: The FAFSA determines your SAI (Student Aid Index), which is your family's ability to pay. The college then uses that SAI against their Cost of Attendance (which includes different figures for commuters vs. dorm residents) to determine need-based aid. Bottom line: You need to make sure the college has the correct housing information in their system, but this isn't part of the FAFSA itself.
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Sofia Martinez
•Thanks for explaining! I think I understand now - FAFSA calculates what we can pay, and the school determines the total costs including housing. I'll check with both the housing office AND financial aid office to make sure everything's properly linked up in their systems.
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Zainab Yusuf
I work in admissions (different school) and I can tell you what happens behind the scenes. When FAFSA data comes in, we use the SAI to determine eligibility. Then our system checks the housing status in our INTERNAL records to assign the correct COA budget. If housing status isn't updated in our system, we default to whatever was there before (in your case, commuter status). So you absolutely should contact both housing AND financial aid to ensure they have the correct status on file!
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Sofia Martinez
•Thank you for this insider perspective! This is exactly what I was worried about - that they'd just default to last year's commuter status. I'll make sure to contact both offices this week.
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Aria Washington
Just wanted to add my experience as another data point - my son switched from commuting to dorms between his freshman and sophomore years, and we ran into the exact same confusion! What ended up working for us was creating a simple checklist: 1) Submit FAFSA (done), 2) Complete housing application with deposit (sounds like you did this), 3) Call housing office to confirm they have her listed as a resident for fall, 4) Email financial aid office to request they verify her COA reflects dorm costs, 5) Follow up if the aid package looks wrong. The key was being proactive and contacting both offices before the aid package was finalized. Good luck!
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Molly Chambers
•This checklist is so helpful! I'm definitely going to follow these exact steps. It's reassuring to hear from someone who went through the same situation successfully. I think being proactive like you suggest is key - I don't want to wait until we get a potentially incorrect aid package and then have to scramble to fix it.
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Giovanni Moretti
I went through this exact same process last year with my daughter! The key thing to remember is that FAFSA and housing are handled by completely separate systems at most colleges. What I learned is that timing matters a lot - make sure to contact both the housing office AND financial aid office before they finalize her aid package for the year. In our case, the housing office had her dorm application but financial aid was still using her freshman year commuter status. I had to specifically ask financial aid to update her Cost of Attendance to reflect the higher dorm costs. It took about 2 weeks to get everything sorted out, but she ended up receiving an additional $3,800 in aid to help cover the room and board expenses. Don't wait - be proactive about getting both offices on the same page!
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Vince Eh
•This is so reassuring to hear from someone who successfully navigated this exact situation! The $3,800 additional aid makes a huge difference. I'm definitely going to be proactive and contact both offices this week before they finalize anything. Two weeks seems like a reasonable timeframe to get it all sorted out. Thank you for sharing your experience - it gives me hope that we can get this figured out properly!
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Freya Collins
As someone who works in financial aid at a state university, I can confirm what others have said - the FAFSA doesn't collect housing information because that varies so much between schools. What I'd recommend is calling the financial aid office and specifically asking to speak with someone about a "Cost of Attendance adjustment for housing status change." Use those exact words - it'll help you get transferred to the right person faster. Also, get everything in writing! Once you speak with someone, ask them to email you confirmation of what steps they're taking to update her COA. This creates a paper trail in case there are any issues later. The $13,500 difference you mentioned is substantial and will definitely impact her aid eligibility, so it's worth the extra effort to make sure it's handled correctly.
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Liam Sullivan
•This is incredibly helpful advice! Using the specific phrase "Cost of Attendance adjustment for housing status change" is brilliant - I bet that will get me to the right person much faster than just saying "housing question." And you're absolutely right about getting everything in writing. With $13,500 on the line, I definitely want a paper trail showing exactly what they're doing to update her status. Thank you for the insider tip on the exact terminology to use!
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Giovanni Colombo
I just went through this exact same situation with my son last month! The FAFSA definitely doesn't ask about housing - that caught me off guard too. What I learned is that you need to be really proactive about coordinating between the housing office and financial aid office. Here's what worked for us: First, I called housing to confirm they had his dorm application and that he was listed as a resident for fall semester. Then I called financial aid and asked them to verify that his Cost of Attendance reflected the higher dorm costs rather than commuter costs. The financial aid person told me they don't automatically update the COA when students change housing status - you have to specifically request it! In our case, this made a difference of about $4,200 in additional aid eligibility. I'd recommend calling both offices this week and asking them to confirm everything is properly coordinated in their systems before they finalize her aid package.
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Olivia Harris
•This is exactly the kind of detailed, step-by-step advice I was looking for! The fact that financial aid offices don't automatically update the COA when housing status changes is such an important detail - I never would have known to specifically request that. The $4,200 difference you mentioned is very similar to what we're dealing with, so this gives me a lot of confidence that being proactive will make a real difference. I'm going to call both offices first thing Monday morning and use the approach you outlined. Thank you for taking the time to share your recent experience!
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Emma Garcia
I'm a new member here and this thread has been incredibly eye-opening! I'm in almost the exact same situation - my daughter commuted her freshman year and is planning to move into the dorms for sophomore year. I had no idea that the FAFSA doesn't ask about housing status and that this could affect her aid package so significantly. Reading everyone's experiences has made me realize I need to be much more proactive about this. I'm going to follow the advice here and contact both the housing office and financial aid office to make sure they have her correct status on file and that her Cost of Attendance gets updated properly. It's scary to think that without this conversation, we might have ended up with an incorrect aid package! Thank you all for sharing your experiences and tips.
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Ryder Ross
•Welcome to the community! I'm glad this thread has been helpful for you too. It's amazing how many of us have been in this exact same situation - it really shows how confusing the process can be when housing and financial aid are handled separately. The advice everyone has shared here about being proactive and contacting both offices before they finalize aid packages seems to be the key. I'm planning to do the same thing this week. It's a relief to know we're not alone in dealing with this confusion, and that there are specific steps we can take to make sure our daughters get the aid they're entitled to with the higher dorm costs. Good luck with your calls to the housing and financial aid offices!
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Carmen Flores
I'm also a newcomer dealing with this exact situation! My son commuted freshman year but wants to live on campus for sophomore year. Reading through all these responses has been so enlightening - I had no idea the FAFSA doesn't handle housing information and that it could make such a big difference in aid (sounds like $3,000-5,000+ based on everyone's experiences). I'm taking notes on all the advice here, especially using the phrase "Cost of Attendance adjustment for housing status change" when I call financial aid, and making sure to get everything in writing. It's both reassuring and concerning to see how common this confusion is - clearly the schools need to do a better job communicating how housing changes affect financial aid! Thanks to everyone for sharing their experiences and creating such a helpful resource thread.
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