Do parents need separate FSA ID login for 2025-2026 FAFSA parent contribution section?
My daughter is starting the 2025-2026 FAFSA application today for college next fall, and I'm confused about the contributor section. Last year (for her current college year), I remember getting an email invitation from her to log in separately with my own FSA ID to complete the parent contribution part. Does this process still work the same way for the new FAFSA? Do I still need my own FSA ID, or can she just enter all my information directly now? The whole process seems to have changed and I don't want to delay her application by not having my account ready. Thanks for any help!
22 comments


Oliver Wagner
Yes, you still need your own FSA ID as a parent contributor for the 2025-2026 FAFSA. The process changed significantly in 2024, but parent contributors still log in separately. Your daughter will need to list you as a contributor in her application, then you'll receive an email invitation to complete your section. You'll need your own FSA ID to access this section - the system won't let her input your information directly for security reasons. Make sure your FSA ID is still active and that you remember your password!
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GalaxyGazer
•Thank you! I was hoping they simplified it, but I'll make sure my FSA ID still works. Is there anything else new I should be aware of for the parent section this year?
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Natasha Kuznetsova
my son just did his and yeah they sent me an email to log in with my own account it was a pain cause i forgot my password lol. took like 3 days to reset everything so make sure u know urs!!!
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GalaxyGazer
•Oh no! That's exactly what I'm worried about. I think I set up my account last year but I'm not sure I remember the password. I should probably try logging in before my daughter starts her application.
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Javier Mendoza
The whole FAFSA system is DESIGNED to be frustrating!!!! I spent HOURS trying to complete the parent section last month because the stupid system kept timing out! Then my daughter's application got stuck in processing for weeks with no updates. It's all a conspiracy to keep regular families from getting aid while the rich kids get full rides through the back door. They WANT us to miss deadlines!
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Emma Thompson
•this happened to my nephew too... system crashed 3 times while uploading tax info
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Malik Davis
To be more specific about how the parent contribution process works now: 1. Your daughter creates her FAFSA application using her FSA ID 2. In the contributor section, she adds your email address 3. You receive an email invitation to complete your section 4. You must log in with your own FSA ID (or create one if you don't have one) 5. You complete your income and asset information 6. The system calculates your Student Aid Index (SAI) based on both sets of information One important tip: Make sure the name on your FSA ID EXACTLY matches your name on your tax returns and Social Security card, otherwise you might face verification issues later. The 2025-2026 FAFSA also requires fewer overall data elements than previous years, so it might be a little easier to complete.
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GalaxyGazer
•This is extremely helpful, thank you! I'll double check that my name matches exactly on all documents. Is there a way to verify my FSA ID is working without actually starting her application? I'd like to check that first.
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Malik Davis
Yes, you can verify your FSA ID is working without starting your daughter's application. Just go to studentaid.gov and click "Log In" in the top right corner. Enter your FSA ID username and password. If you can successfully log in, your FSA ID is working. If you've forgotten your username or password, use the "Forgot Username" or "Forgot Password" links on the login page. You'll need access to the email address or phone number you used when creating your FSA ID. For the 2025-2026 FAFSA, all contributors (including parents) must have their own FSA ID - this isn't new, but it's being enforced more strictly now with the new FAFSA system.
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Natasha Kuznetsova
•also make sure ur email is right!! my invite went to spam and i almost missed the deadline
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Isabella Santos
When I was trying to do this last week, I kept getting errors when I tried to log in as a parent contributor. Turns out my daughter hadn't officially submitted her portion yet, even though she thought she had. The system won't send the parent invitation until the student portion is actually submitted. Just something to watch out for!
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GalaxyGazer
•That's good to know - I'll make sure she fully submits her part first. This whole process is way more complicated than it needs to be!
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StarStrider
I tried reaching FSA about this exact issue for 3 days straight last month - couldn't get through at all with regular phone lines (kept hanging up on me). Finally used Claimyr (claimyr.com) to get connected to an actual agent without the wait. They have a video demo of how it works at https://youtu.be/TbC8dZQWYNQ. The agent confirmed parents absolutely need their own FSA ID for the 2025-2026 application and explained exactly how the invitation system works. Saved me hours of frustration!
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GalaxyGazer
•I hadn't heard of that service before. If we run into issues getting through to FAFSA, I'll definitely check it out. Thanks for the tip!
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Javier Mendoza
•I used this too!!! After 2 DAYS of constant busy signals and disconnects. At least I got a real person who could fix my account instead of the useless automated system.
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Ravi Gupta
my daughter did hers while i was on vacation and she just put in my info herself... i think thats not allowed but it worked fine lol. financial aid office never said anything about it
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Oliver Wagner
•This is actually against FAFSA rules and could potentially trigger a verification flag. The system is designed to record who logged in and when. If it's discovered during verification that someone other than the parent completed the parent section, it could delay or even jeopardize aid. I wouldn't recommend this approach.
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Emma Thompson
i think they changed something too cause last year my husband did it and this year i had to do the parent part... something about the primary tax filer has to be the one who does it??
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Malik Davis
•Yes, that's correct. For the 2025-2026 FAFSA, the parent who is the primary tax filer should be the one to complete the parent contribution section. If you filed jointly, either parent can complete it, but if you filed separately, the primary filer needs to be the one who completes the parent section. The requirement actually existed before, but it's being enforced more strictly with the new FAFSA system.
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GalaxyGazer
Thank you everyone for the helpful responses! I'm going to log into studentaid.gov today to make sure my FSA ID is still working properly, and then make sure I'm ready when my daughter sends the invitation. Fingers crossed the system works smoothly this time!
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Natasha Kuznetsova
•good luck!! just start early cause theres always SOMETHING that goes wrong lol
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Jamal Wilson
Just wanted to add one more tip that helped us - make sure you have all your tax documents and bank statements ready BEFORE you start the parent section. The new FAFSA system has shorter timeout periods, so if you have to go hunting for documents while you're logged in, you might get kicked out and have to start over. Also, if you're divorced or separated, double-check which parent should be completing the form - it's the parent who provides more than 50% of the student's support, not necessarily the custodial parent. This caught a lot of families off guard last year!
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