< Back to FAFSA

Molly Chambers

Do I need new FSA ID for my child's FAFSA if I already have one for my own loans?

I've got a high school senior starting the FAFSA process for 2025-2026, and I'm confused about the FSA ID situation. I already have my own FSA ID from when I took out student loans years ago. My account is still active and I can log in fine. Do I need to create a brand new FSA ID for my child's FAFSA application, or can I just use my existing one as the parent contributor? The FAFSA instructions aren't clear about this situation, and I don't want to delay her application by using the wrong ID. Anyone been in this situation before?

Ian Armstrong

•

You don't need a new FSA ID! Your existing one is perfect for your role as a parent contributor on your child's FAFSA. The system is designed so each person has exactly ONE FSA ID that follows them throughout their lifetime - whether as a student, parent contributor, or both at different times. Just make sure your FSA ID is properly linked to your Social Security Number and that all your contact information is up-to-date. Your daughter will need her own separate FSA ID as the student applicant.

0 coins

Thank you so much! That's a relief. I was worried I'd have to create and remember yet another account. So she'll create her own FSA ID, and I'll use my existing one when it asks for parent information?

0 coins

Eli Butler

•

Adding to what was already said - make sure your email and phone number are updated in your FSA ID account BEFORE starting the FAFSA. This is super important because if verification codes need to be sent, they'll go to whatever contact info is in your account. I made this mistake last year with my son's application and it created a huge headache when we couldn't receive the verification texts.

0 coins

Good point! I just checked and my phone number is outdated. I'll update that right away.

0 coins

I WISH THE STUPID FAFSA WEBSITE WOULD MAKE THIS CLEARER!!! I created a whole new FSA ID when my first kid applied and then found out I wasn't supposed to have two!!! Spent HOURS on the phone trying to get it fixed and NOBODY could help. Each person told me something different!!! The whole system is a nightmare designed to make parents cry!!!

0 coins

Lydia Bailey

•

omg same happened to my neighbor she ended up w/ 3 different FSA IDs somehow and couldnt figure out which one was linked to her taxes correctly

0 coins

Mateo Warren

•

When I was filling out my daughter's FAFSA last month, my FSA ID from 2014 still worked fine. Surprised it hadn't expired honestly. The system remembered all my basic info which was nice but I still had to re-enter all my financial stuff.

0 coins

That's encouraging to hear! I was worried mine might have expired since it's been at least 5 years since I've used it.

0 coins

Sofia Price

•

I had this exact same question when helping my son with his applications. I used my old FSA ID (from when I was in grad school) and it worked perfectly for the parent portion. The only issue we ran into was that my son tried using my FSA ID at first before we realized he needed his own separate one. Just make sure you're clear with your senior that they need their own FSA ID - it's one per person regardless of role (student vs parent).

0 coins

Thanks for sharing your experience! I'll make sure to help my daughter set up her own FSA ID first. I appreciate everyone confirming I can use my existing one.

0 coins

Alice Coleman

•

If ur having trouble reaching anyone at fafsa to help u sort out id issues try using Claimyr.com - it got me through to a real person in like 20 mins when i was stuck in verification hell last semester. they have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. saved me hours of hold music and getting disconnected

0 coins

Thanks for the tip! I'm hoping I won't need to call them, but it's good to know there's a way to get through if I do run into problems with the IDs.

0 coins

Eli Butler

•

One more important thing: make sure you and your daughter use DIFFERENT email addresses for your FSA IDs. The system gets confused if you try to use the same email for both a parent and student account. It's a common mistake that causes unnecessary headaches.

0 coins

Oh that's a great point! I might have tried using the same email. I'll make sure she uses her own email address when creating her FSA ID.

0 coins

Ian Armstrong

•

Also, since you mentioned your account is still active but you haven't used it in a while, I'd recommend logging in now to check if you remember your password and can still access everything. Sometimes people think their account is active but then discover they've forgotten crucial security questions or their password needs to be reset. Better to sort that out now rather than when you're in the middle of the FAFSA application with your daughter.

0 coins

Lydia Bailey

•

this!!! i thought my password was right but got locked out after 3 tries when doing my kids fafsa. took forever to reset everything 😩

0 coins

Just went through this exact process with my youngest last fall! Your existing FSA ID is absolutely fine to use as the parent contributor. The key thing is making sure you can actually access it when the time comes. I'd suggest doing a test login now and updating any outdated info (especially phone/email) before you start the actual FAFSA. Also, when you're helping your daughter create her FSA ID, make sure she writes down her username and password somewhere safe - you'd be amazed how many kids forget their login info right when they need it most. The whole process is much smoother when both accounts are set up and working properly beforehand.

0 coins

LordCommander

•

This is such helpful advice, thank you! I'm definitely going to test my login tonight and make sure everything is working smoothly. Great point about having my daughter write down her login info too - knowing teenagers, she'd probably forget it within a week if she doesn't write it down somewhere safe. I really appreciate everyone's tips in this thread, it's made the whole FSA ID situation so much clearer!

0 coins

Dylan Fisher

•

One thing I learned the hard way - if you've moved since you last used your FSA ID, make sure to update your address too! I forgot about this and it caused issues during the verification process because the address on my FSA ID didn't match what I put on my tax return. The FAFSA system is really picky about consistency across all your information. Also, if you have multiple kids going through this process in different years, you'll use that same FSA ID for each of them - it really does follow you for life like others mentioned.

0 coins

Liam Mendez

•

Great point about updating the address! I actually did move about 3 years ago and completely forgot that my FSA ID might still have my old address. I'll definitely check that when I log in tonight along with everything else. It's so helpful hearing about all these potential pitfalls from people who've actually been through this process. I feel much more prepared now to tackle this with my daughter!

0 coins

As someone who just went through this with my eldest daughter, I can confirm you absolutely can and should use your existing FSA ID! Don't create a new one - that just creates more confusion. One tip I wish I'd known earlier: when you're doing the FAFSA together, have your daughter sit next to you so she can see the whole process. She'll likely need to do updates or corrections later in the year, and it's really helpful if she understands how everything works. Also, bookmark the official FAFSA website now because there are a lot of fake/scam FAFSA sites that look official but will charge you fees for something that should be completely free.

0 coins

Ella Russell

•

This is such great advice about having my daughter watch the whole process! I hadn't thought about that, but you're absolutely right - she'll probably need to make updates throughout the year and it would be much better if she understood how everything works rather than just relying on me. And thanks for the warning about the fake FAFSA sites - I'll make sure we're always using the official .gov site. It's crazy that people try to scam families during this already stressful process!

0 coins

FAFSA AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,095 users helped today