Can I use my existing FAFSA parent account for second child starting college?
I've been through the FAFSA process once with my oldest daughter who's now a junior in college. My second daughter is starting college this fall (2025) and I'm trying to figure out if I need to create a new FSA ID for myself or if I can just use my existing parent account? The studentaid.gov website isn't clear about this. When I log in to my account, I only see my oldest daughter's information. Do I need to create a whole new parent account, or is there a way to add my second child to my existing account? Don't want to mess anything up since we're really counting on financial aid!
27 comments


Natasha Volkov
You definitely use the same FSA ID (your parent account) for all your children! No need to create multiple parent accounts. Your daughter will need to create her own FSA ID, and then when she starts her FAFSA application, there will be a section where she can add you as a contributor. You'll get an email notification when she does this, and then you can log in with your existing FSA ID to complete the parent portion of her FAFSA. The system will recognize you're the same parent, which actually makes things easier since your tax info will already be somewhat familiar to you in the system.
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Oliver Schmidt
•Thank you so much! That makes the process way less intimidating. So just to confirm - she creates her FSA ID, starts her application, adds me as a contributor, and then I use my existing login? Will my tax information transfer automatically from my oldest daughter's application or do I need to re-enter everything?
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Javier Torres
use same acount!! but ur daughter needs her own fsa id. dont forget 2 keep track of all the passwords lol my kid lost hers twice and it was a NIGHTMARE
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Oliver Schmidt
•Ugh that sounds stressful! I'll make sure she writes it down somewhere safe. Did you have any issues with the system recognizing you as the same parent for both kids?
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Emma Wilson
I went thru this last yr!! Yes same acct for you but each kid needs their own FSA ID. My tip is have both kids list the same schools when possible even if the younger one isn't applying yet - makes comparing aid packages easier later on!!
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QuantumLeap
•This isn't entirely correct advice. Each student should only list schools they're actually applying to on their FAFSA. Adding schools they aren't applying to can affect how their information is distributed and potentially impact state aid eligibility in some cases. The FAFSA isn't designed for comparative analysis across multiple students - that's something families need to do manually after receiving offers.
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QuantumLeap
To add some clarification: You'll use your same FSA ID (username and password) for all your children's FAFSAs. Each FAFSA application year is separate, so for the 2025-2026 academic year, both your daughters will submit their own applications with their own FSA IDs. When your younger daughter creates her FAFSA, she'll invite you as a contributor using your email address, and you'll complete the parent portion using your existing FSA ID. One important note: The system doesn't automatically transfer your information from one child's application to another. You'll need to re-enter your tax information for each child's application, even in the same year. However, the IRS Data Retrieval Tool makes this fairly straightforward by pulling information directly from your tax return.
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Oliver Schmidt
•That makes sense - thank you for the detailed explanation! A bit annoying that I have to re-enter tax info for each kid, but I guess that's just how the system works. At least I'm familiar with the process now.
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Malik Johnson
FAFSA IS THE WORST!!! I had 3 kids in college at once and the website kept crashing when I tried to add my 3rd kid. Ended up having to create a whole new parent account which royally messed up everything. Then they flagged us for "inconsistent information" and we had to go through verification which took MONTHS. Good luck!!!
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Isabella Santos
•I had the EXACT same issue last year! Spent 6 weeks trying to reach someone at Federal Student Aid to fix it. If you're having trouble getting through on the phone, try using Claimyr (claimyr.com) - they helped me actually get through to a human at FSA without waiting for hours. They have a demo video that shows how it works: https://youtu.be/TbC8dZQWYNQ. Saved me so much frustration after my account got messed up trying to add my second child.
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Ravi Sharma
As someone who works in a financial aid office, I can confirm you use ONE parent FSA ID for all your children. Each student needs their own FSA ID. A common mistake parents make is creating new FSA IDs each year or for each child - this causes verification issues and processing delays. When your daughter starts her 2025-2026 FAFSA, she'll send you a contributor invitation. You'll use your existing FSA ID to log in and complete your portion. The system will recognize your FSA ID as being tied to your specific identifiers (SSN, DOB, etc.). Pro tip: If you've updated your email since setting up your FSA ID for your first daughter, make sure to update your email in your FSA ID profile before application season begins.
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Oliver Schmidt
•Thank you for the insider perspective! I'll definitely check that my email is updated in my FSA ID profile. Is there anything else I should update before my second daughter applies?
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Ravi Sharma
Just to follow up on my earlier comment - make sure both you and your daughter have your FSA ID usernames and passwords accessible before starting. The number one cause of delays is password reset issues. Also, verify that your personal information (name, DOB, SSN) exactly matches what's on your tax returns and Social Security card to avoid verification flags.
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Oliver Schmidt
•That's really helpful. I think I need to reset my password since it's been a while since I logged in. Should I do that now or wait until my daughter starts her application?
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Natasha Volkov
You should reset your password now before the FAFSA rush begins. The 2025-2026 FAFSA typically opens December 1st, and the system gets very congested in that first month. Reset now, then test your login once more about a week before you plan to complete the FAFSA with your daughter. This prevents last-minute panic if there are account access issues. Also, both you and your daughter should save screenshots of all confirmation pages during the process as proof of submission. The SAI (Student Aid Index) calculation may take 3-5 days to process after submission.
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Oliver Schmidt
•Great advice - I'll reset my password this weekend and make sure I can log in successfully. And I'll definitely save confirmation screenshots this time - learned that lesson the hard way with my first daughter when we had to prove we'd submitted by the priority deadline!
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Levi Parker
One thing I haven't seen mentioned yet - if you have both kids in college at the same time, make sure you coordinate their FAFSA submissions! The system will consider your total household size and number of students in college when calculating aid eligibility. Having two in college simultaneously can actually increase your aid eligibility since your Expected Family Contribution gets split between them. Just make sure both applications accurately reflect that there are 2 students in the household attending college during the same academic year.
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Chloe Taylor
•This is such an important point that I hadn't considered! My oldest will be a senior when my youngest starts, so they'll overlap for one year. When you say the EFC gets split between them, does that mean each child could potentially get more aid than if they were the only one in college? And do I need to update my older daughter's FAFSA to reflect that there will now be two students in college, or does the system automatically figure that out?
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Keisha Johnson
As someone who just went through this process with my second child, I can confirm everything others have said - you definitely use the same FSA ID! One additional tip: when your daughter creates her FSA ID, make sure she does it from a computer rather than her phone if possible. The mobile interface can be glitchy during the setup process. Also, I'd recommend having her create the FSA ID at least 2-3 weeks before you plan to complete the FAFSA together, as sometimes there are verification delays with new student accounts. The whole process is much smoother the second time around once you know what to expect!
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Keisha Jackson
•Thanks for the mobile tip! I definitely learned that lesson the hard way when helping my older daughter set up her FSA ID a few years ago. The phone interface kept timing out and we had to start over multiple times. Creating it well in advance is smart too - I remember there being some weird delay where we had to wait for some kind of verification email that took forever to come through. It's reassuring to hear that the second time really is smoother once you know all the little quirks of the system!
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Natasha Ivanova
Just wanted to chime in as another parent who's been through this! You absolutely use the same FSA ID for all your kids - no need to create multiple parent accounts. The system is actually designed to recognize you across all your children's applications. One thing I'd add that I don't think was mentioned - when your second daughter creates her FSA ID, make sure she uses a different email address than your older daughter. I made the mistake of having both my kids use the same family email initially and it caused some confusion with notifications. Each student needs their own unique email for their FSA ID. Also, keep in mind that even though you're using the same parent account, you'll still need to complete the parent portion separately for each child's FAFSA, even if they're both applying in the same year. The information doesn't automatically carry over between applications, but at least you'll be familiar with the process by now! Good luck - you've got this!
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Melissa Lin
•This is such helpful advice, especially about the separate email addresses! I hadn't thought about that potential confusion with notifications. Quick question - when you say the parent portion needs to be completed separately for each child even in the same year, does that mean I'll literally have to enter all my tax information twice? Or is there some way to at least save/copy some of the basic information between applications? I'm trying to mentally prepare myself for how time-consuming this might be with two kids applying simultaneously!
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Maggie Martinez
I went through this exact situation two years ago! You definitely use the same FSA ID - don't create a new parent account. Your second daughter will create her own FSA ID and invite you as a contributor. One thing I wish someone had told me: even though you're using the same parent account, you'll need to re-enter your tax information for each child's application (no copy/paste between kids unfortunately). The IRS Data Retrieval Tool helps, but it's still a bit tedious. Also make sure your second daughter uses a different email than your first daughter for her FSA ID - learned that the hard way! The good news is you'll fly through it much faster this time since you already know the process. Pro tip: have both girls submit their applications within a few days of each other if possible, so your tax info is fresh in your mind for the second one.
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Carmen Ruiz
•Thanks for sharing your experience! That's really helpful to know about having to re-enter tax info for each kid - I was hoping it would carry over automatically but I guess that makes sense from a security standpoint. The tip about submitting both applications close together is smart too, especially since I'll probably forget some of the details if I wait too long between them. Did you run into any issues with the system getting confused about having two kids applying in the same year, or did everything process smoothly once you got past the data entry part?
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Aisha Mohammed
Just wanted to add my experience as someone who literally just went through this process last month! You absolutely use the same FSA ID for all your children - creating multiple parent accounts will only cause headaches down the road. One thing I wish I had known: make sure to verify all your personal information in your existing FSA ID account BEFORE your daughter starts her application. I discovered my address was outdated from when we moved two years ago, and it caused a delay in processing. Also, if you've changed banks since your first daughter's FAFSA, update your banking information in your profile too. The process is definitely smoother the second time around, but don't get overconfident - I still managed to make a silly mistake with one of the tax questions because I was rushing through it! Take your time even though it feels familiar. Good luck with your second daughter's college journey!
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Layla Mendes
•This is such great advice about updating your personal information first! I actually just realized I need to check if my address is current in my FSA ID account since we moved last year. It's so easy to forget about those details when you're not logging in regularly. Did you have to go through any verification process when you updated your address, or was it pretty straightforward? I'm worried about causing any delays since we're getting close to application season. Thanks for the reminder about taking time even when the process feels familiar - I can definitely see myself rushing through thinking I know it all!
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Dana Doyle
As a parent who just completed this process for my third child last fall, I can absolutely confirm - you use the SAME FSA ID for all your children! Don't create multiple parent accounts as this will cause major headaches with verification and processing. Here's what worked smoothly for me: Have your daughter create her own FSA ID first (using her own unique email address), then she'll invite you as a contributor when she starts her FAFSA. You'll get an email notification and can log in with your existing FSA ID to complete the parent portion. A few practical tips from my experience: 1) Test your FSA ID login NOW before FAFSA season gets crazy busy, 2) Update any outdated personal info (address, phone, email) in your account, and 3) Have your tax documents ready since you'll need to re-enter that information fresh for each child - it doesn't transfer automatically between applications. The second time really is much easier since you know what to expect! The system is designed to handle multiple children per parent account, so don't worry about "messing anything up" - you've got this!
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