Do I need my sophomore's invitation for FAFSA renewal or can I just login and complete it myself?
Hey everyone! I'm trying to renew the FAFSA for my daughter who's going to be a sophomore next fall. Last year was a whole ordeal with creating accounts, her having to invite me as a contributor, and then waiting for everything to process. I'm wondering if the renewal process is simpler? Can I just log into my own FSA ID account and complete the 2025-2026 FAFSA renewal without her having to do anything first? Or does she still need to start the application and invite me as a contributor again? I'd like to get this done early since we had some processing delays last year. Thanks for any guidance!
20 comments


Mateo Martinez
For the 2025-2026 FAFSA renewal, your daughter (the student) still needs to start the process first. The new FAFSA system requires that the student initiates the application and then adds you as a contributor. Even though it's a renewal, the contributor invitation process remains the same - she'll need to log in with her FSA ID, start the renewal, and then add you with your email address. Once she does that, you'll get an email invitation to complete your portion.
0 coins
Nia Davis
•Ugh, that's so frustrating! I was hoping they'd streamlined this by now. So there's no way for me to start it on my own even though I have all her information? She's traveling for a study abroad program right now and I wanted to get ahead of this.
0 coins
QuantumQueen
my kid did same thing last yr and we did have to do all the steps again. she had to invite me and then i got the email and did my part. kinda annoying tbh
0 coins
Nia Davis
•Thanks for confirming. I was really hoping they'd fixed this process. Did you have any issues with the renewal taking a long time to process? Last year we waited almost 6 weeks for her SAI score.
0 coins
Aisha Rahman
Just to add some clarity here - the FAFSA renewal still requires the same basic steps as the initial application, even though some information will carry over. The student needs to initiate the process with their FSA ID because they're the primary applicant. This is part of the student ownership design of the system. Here's the renewal process: 1. Your daughter logs in with her FSA ID 2. She selects the renewal option for 2025-2026 3. She adds you as a contributor using your email 4. You get an email invitation to complete your section 5. Both parties submit their portions One improvement with renewals is that many fields will be pre-populated with prior year information, which should save some time. But the contributor invitation workflow remains unchanged.
0 coins
Nia Davis
•Thank you for the detailed explanation. That helps a lot. Since she's studying abroad with limited internet access, I'll have to coordinate with her on when she can log in and start the process. I appreciate knowing the steps we'll need to follow!
0 coins
Ethan Wilson
The new fafsa system is HORRIBLE!! my son is also a sophmore and we tried doing the renewal last month and the whole system crashed halfway through!!! we lost everything and had to start over AND they put a 3-day security lock on the account b/c of "suspicious activity" which was actually just the site failing. its a total mess this year
0 coins
Nia Davis
•Oh no, that sounds awful! Now I'm worried about timing this with my daughter's travel schedule. If the system crashes while she's trying to add me from overseas, we could be really stuck.
0 coins
Yuki Sato
I just did this with my sophomore last week! Yes, she has to start it and invite you again. BUT one thing that helped us a ton was using Claimyr to reach an actual human at Federal Student Aid when we ran into trouble with the contributor section not working properly. We were getting timeout errors when I tried to accept her invitation, but after calling through Claimyr (claimyr.com), I got connected to a rep in about 10 minutes who walked us through a workaround. They have a video showing how it works here: https://youtu.be/TbC8dZQWYNQ So much better than waiting on hold for hours or getting disconnected over and over!
0 coins
Carmen Flores
•does this actually work? i tried calling fsa like 5 times last month and kept getting disconnected after waiting 40+ mins each time
0 coins
Yuki Sato
•Yes, it absolutely worked for us! The regular FSA phone line was completely useless - I spent three days trying before finding this service. Got through to an agent who fixed our contributor issue right away.
0 coins
Andre Dubois
Call me paranoid but i dont understand why the govt makes this so complicated?? why cant they just let parents fill everything out since were the ones paying for it anyway?? my daughter doesnt even know our financial info so why does SHE have to be the one to start it??? makes no sense 🤦♀️
0 coins
Aisha Rahman
•The system is designed this way because legally the student is the applicant for financial aid, not the parent. The federal government views the student as an adult making their own educational decisions, with parents as contributors to that process. It also helps prevent situations where parents might apply without student knowledge or consent. While frustrating, it does serve a purpose in establishing student ownership of their education and financial aid.
0 coins
Mateo Martinez
One quick tip that may help - have your daughter create a calendar reminder to send the contributor invitation when she'll have reliable internet access. The invitation expires after 14 days, so timing matters. Also, make sure both of you have access to your FSA ID recovery information (email, phone) in case of login issues. The new SAI calculation should process faster this year - many 2024-2025 delays were due to the new system rollout.
0 coins
Nia Davis
•That's a great tip about the invitation expiring! I had no idea there was a time limit. We'll definitely coordinate on timing, and I'll double-check that we both have our recovery info accessible. Thanks so much for the helpful advice!
0 coins
QuantumQueen
btw did ur daughters SAI change much from freshman to sophomore yr? my kids went up by like 3000 even tho our income stayed the same 🙄
0 coins
Nia Davis
•We haven't done this year's renewal yet, but that's concerning to hear! Our income actually decreased slightly due to me switching jobs, so I was hoping for a lower SAI. Now I'm worried it might increase anyway. Did you figure out why yours went up?
0 coins
QuantumQueen
•no idea!! we asked financial aid office and they just said something about "different calculation factors" whatever that means. seems like they just make it up
0 coins
Aisha Rahman
To address the SAI change question that came up: For 2025-2026 FAFSA renewals, several factors can affect your SAI even if your income stays the same: 1. Assets are assessed annually - changes in savings, investments, or property values impact SAI 2. Family size changes affect the calculation 3. Number of family members in college drastically impacts SAI 4. Age of oldest parent (protection allowances increase as parents approach retirement) 5. State of residence (some state tax allowances differ) Also, the 2025-2026 formula has some adjustments to income protection allowances that could affect your calculation differently than last year. If your SAI seems unexpectedly different, request a professional judgment review from your daughter's financial aid office.
0 coins
Nia Davis
•Thank you for this detailed explanation! We did have some changes in our retirement accounts that might affect things. I'll definitely keep the professional judgment review option in mind if our SAI comes back higher than expected. I really appreciate all this helpful information!
0 coins