Do Excelsior Scholarships follow FAFSA rules for divorced parents? (NY specific)
Quick question about the NY Excelsior Scholarship and divorced parents situation. I've looked through all the FAQs on HESC's website but can't find specifics about how they handle children of divorced parents. With FAFSA, I know they only consider the parent who provides more financial support (which in my case is me). Does anyone know if Excelsior follows these same rules, or do they require both parents' income? My ex barely contributes financially, but I'm worried their income might still count and push us over the threshold. My daughter is starting college next year and I'm trying to get all our aid options sorted out early.
23 comments


Maxwell St. Laurent
I went through this exact headache last year with my son applying to SUNY schools! For Excelsior, they basically follow the same guidelines as FAFSA for divorced parents. So whichever parent you used for the FAFSA (the one providing more than 50% support) is the same one whose income counts for Excelsior eligibility. But make sure your divorce decree is final and you have documentation about custody/support arrangements because they sometimes request it during verification. The income cap for Excelsior is going up to $135,000 for 2025-2026 applications, so that gives more families some wiggle room.
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Talia Klein
•That's a huge relief! My income is under that cap but if they counted my ex's too we'd definitely be over. Did you have to provide the divorce paperwork upfront or only if they asked for verification later? And how long did the whole Excelsior application process take?
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PaulineW
my daughter got denied for excelsior even tho i was the only one on fafsa. they wanted BOTH parents income for some reason. fight it if that happens!!!!
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Talia Klein
•Wait, seriously? That's exactly what I'm worried about. Did you appeal the decision? Were you able to get it resolved?
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Annabel Kimball
•This typically only happens if the divorce was recent (within 1-2 years) or if there's joint custody with fairly equal financial support. The Excelsior program follows FAFSA guidelines for determining which parent's information to include, but their verification process can be more stringent. Be prepared to provide additional documentation showing financial responsibility percentages.
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Chris Elmeda
I just went through this whole process. On paper Excelsior follows FAFSA rules BUT in practice they sometimes ask for extra documentation. Make sure you have: 1) Copy of divorce decree 2) Documentation showing you provide >50% support 3) Tax returns showing child as your dependent. Their website is useless for this specific situation. Good luck!
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Talia Klein
•Thank you! This is really helpful. I have all those documents ready, thankfully. Did you have any issues with the application itself? I've heard some people say the Excelsior application is really confusing compared to FAFSA.
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Jean Claude
Quick heads up - the Excelsior app isn't open yet for 2025-26. Usually opens in early spring. Also remember this only covers TUITION, not room/board/fees which can be 2x tuition cost. Wish someone had told me that before we got excited about "free college" 🙄
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Talia Klein
•Yeah, I realized it doesn't cover all costs, but every bit helps. We're also looking at some private scholarships to cover the other expenses. Thanks for the timeline info!
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Annabel Kimball
Financial aid counselor here. Just to clarify some confusion in this thread: Excelsior does follow FAFSA guidelines for divorced parents, but their verification process is more thorough than federal aid. For 2025-2026, if you're providing more than 50% financial support AND your child lived with you more than half the year, only your income counts. But be prepared for intense verification - they often request court documents, support payment records, and occasionally tax transcripts from both parents regardless. The Excelsior income cap is now $135,000 but remember it's a "last dollar" program applied after other grants, which affects how much you actually receive.
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Talia Klein
•Thank you for the detailed information! Can I ask about the verification timeline? If they request additional documents, how much time do they typically give you to provide them? I'm trying to plan everything out so we don't miss any deadlines.
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Charity Cohan
•I got stuck in 'verification hell' with Excelsior last year. They gave us like 2 weeks to provide docs, then took MONTHS to review them, by which time my daughter almost lost her place in the program. The whole system is a mess and deceptive since they advertise it as 'free tuition' but it barely covers anything after they apply all the reductions.
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Josef Tearle
Anyone here try using Claimyr to actually get through to someone at NYS Higher Education? I was stuck on hold for HOURS trying to get questions answered about my daughter's Excelsior application and verification. Found this service at claimyr.com that got me through to an actual human in under 10 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ Saved me so much frustration!
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Talia Klein
•I hadn't heard of this before, but that could be really helpful. Their phone system is notoriously difficult to navigate. Did you find the HESC representatives knowledgeable once you got through to them?
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Josef Tearle
•Yes! Once I actually got to speak with someone, they were super helpful about my specific situation with the divorce documentation requirements. The representative walked me through exactly what forms were needed and even flagged my account for special review. Definitely worth not spending hours on hold or getting disconnected repeatedly.
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Shelby Bauman
IMPORTANT: Make sure you understand the Excelsior residency requirements too! Your kid has to live and work in NY after graduation for the same number of years they received the scholarship, otherwise it converts to loans. A lot of families miss this detail and get shocked later. For divorced parent situations, custody agreements can sometimes affect how they determine state residency too.
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Talia Klein
•I did see that requirement, but I appreciate the reminder. My daughter plans to stay in NY anyway, so that shouldn't be an issue for us. Good point about custody agreements though - I'll make sure to have those documents ready too.
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Maxwell St. Laurent
One other tip - if you get stuck in the verification process, contact your student's college financial aid office directly. They often have direct channels to HESC and can help push things along. Saved us weeks of waiting last year. Also, apply for TAP separately! Some people think Excelsior automatically enrolls you in TAP but it doesn't.
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Talia Klein
•That's excellent advice, thank you! I'll definitely reach out to the financial aid office if we hit any roadblocks. And thanks for the TAP reminder - I would have assumed they were connected applications.
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Ellie Lopez
Just want to add my experience as another divorced parent who went through this process. My daughter received Excelsior for 2024-2025 and they only used my income (I'm the custodial parent providing majority support). The key things that helped: 1) Make sure your FAFSA is completely accurate about which parent provides support, 2) Have your divorce decree ready that shows custody arrangements, 3) Keep records of any child support payments (or lack thereof). The verification process was lengthy but straightforward once I had all the right paperwork. Also agree with previous comments about contacting the college financial aid office if you get stuck - they were much more helpful than calling HESC directly. Good luck with your daughter's applications!
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Leo Simmons
As a divorced parent who successfully navigated this process two years ago, I can confirm that Excelsior does follow FAFSA rules for determining which parent's income counts. Since you're providing more than 50% of your daughter's financial support, only your income should be considered for the $135,000 cap. However, I'd strongly recommend having ALL your documentation ready before you even start the application - divorce decree, custody agreements, tax returns showing your daughter as your dependent, and any child support records. The verification process can be intense, especially for divorced families, and having everything organized upfront saved me weeks of back-and-forth. Also, don't forget to apply for TAP separately and make sure your daughter understands the post-graduation NY residency requirement. The whole process took about 3-4 months from application to final approval for us, but it was worth it!
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Abby Marshall
•Thank you for sharing your successful experience! It's really encouraging to hear from someone who made it through the whole process. The 3-4 month timeline is helpful to know - I was wondering how long to expect. I'm definitely going to follow your advice about getting all the documentation ready before starting the application. Quick question: when you say the verification process was "intense," what kinds of additional documents did they request beyond the standard divorce/custody paperwork? I want to make sure I'm prepared for anything they might ask for. Also, did you submit everything upfront or wait for them to request verification documents?
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Mateo Sanchez
•Great question! For the "intense" verification, they requested: 1) Bank statements showing support payments, 2) Tax transcripts (not just returns) from both parents for the past 2 years, 3) School enrollment records showing residence, 4) Signed affidavit from me stating I provide majority support. I submitted the basic docs (divorce decree, custody agreement) with the initial application, but they requested the additional verification about 6 weeks later. Pro tip: get your tax transcripts from IRS.gov ahead of time since they can take weeks to receive by mail. The whole verification phase added about 6-8 weeks to the timeline, but once approved, the award was processed quickly.
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