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Arjun Kurti

Can divorced parent avoid court-ordered college tuition by making student take loans?

I need some legal advice about a really frustrating financial aid situation. My friend's parents are divorced, and their court order specifically states both parents must pay 50% of college costs AFTER all financial aid and scholarships. Everything was fine first semester, but now we've discovered something sketchy. One parent paid their half directly to the university as required, but the other parent secretly convinced my friend to take out student loans to cover their 50% obligation! The student didn't realize this violated the court order and now the first parent is furious. What legal options exist here? Can the court force the non-paying parent to reimburse the student loans? Would this be considered contempt of court? The paying parent doesn't want to burden their child with debt that should legally be the other parent's responsibility.

This is definitely a contempt of court issue. Your friend's paying parent should file a motion for enforcement/contempt with the family court that issued the original order. The court can order the non-paying parent to reimburse those loan amounts and potentially pay the other parent's legal fees. Keep all documentation - loan paperwork, communications urging the student to take loans, and proof the other parent paid their portion directly to the school. The judge will NOT be happy about someone trying to circumvent a court order by manipulating their child.

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Thanks for this advice. Would the student need to be involved in the court proceedings? They're really stressed about being caught between their parents and don't want to testify against either one.

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omg my parents did something similar!!! my dad was supposed to pay half but kept "forgetting" so i just signed for loans to avoid the drama. now im stuck with $22k in debt that shouldnt be mine. following this thread to see what ur friend does bc maybe i can fix my situation too

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Ugh, I hate when parents pull this kind of stuff! They're adults who should honor their commitments instead of dumping their financial obligations on their kids. SMH.

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Beyond the contempt issue, your friend should know that student loans belong solely to the student, not the parent - even if the parent promised to pay them back later. If the non-paying parent is claiming they'll "help with the loans after graduation" or something similar, that's a HUGE red flag. Those promises rarely materialize, and the student will be stuck with the entire debt burden plus interest. The court order exists precisely to prevent this type of situation.

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So true! My cousin's dad did this exact thing - promised to help with loan payments after she graduated but then came up with endless excuses. Five years later, she's still paying off loans that were supposed to be his responsibility according to their divorce agreement. Some people are seriously the worst.

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Law student here. This is actually a common problem in family court. The paying parent should request an immediate hearing and ask for: 1. Enforcement of the original order 2. Reimbursement to the student for ALL loan funds used 3. Interest and penalties 4. A clear order prohibiting future loans for the parent's portion Courts take these violations seriously because they affect both the other parent AND the student's financial future. If there's evidence the parent knowingly violated the order, there could be significant consequences.

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This is really helpful! I'll pass this along. Do you know if the court could potentially force the parent to refinance the loans into their own name? Or would they just order repayment to the student?

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my ex tried to pull this on our daughter!!! told her to take loans and "not worry about it" instead of paying his court-ordered share. I found out and threatened to take him back to court. miraculously he found the money the next day. these deadbeats always have money for themselves but not their kids education smh

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EXACTLY! They always have money for their new cars, vacations, and fancy dinners with their new partners, but suddenly they're "broke" when it comes to their children's education. Classic narcissistic parent behavior.

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Has your friend tried contacting the financial aid office? Sometimes they can flag situations like this, especially if there's a court order involved. They might have resources or advice since they deal with divorced parents all the time.

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That's a good idea! I don't think they've talked to financial aid yet. I'll suggest that as something to do while the legal stuff gets figured out.

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If the paying parent is having trouble getting through to the court for a hearing date, tell them to try Claimyr.com. I used it when I needed to speak with someone about a similar situation - they got me through to the court clerk when I couldn't get past the automated system for days. There's a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. Saved me weeks of waiting for a response on an urgent matter like this.

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Thanks for the suggestion. Getting through to the court has been a nightmare with all the phone tag and voicemails. I'll check out that service and pass it along.

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To answer your follow-up question - courts typically can't force the parent to refinance the loans into their name (student loans require credit checks and approval). Instead, they usually order the parent to either: 1. Pay off the loans directly in a lump sum 2. Make payments to the student monthly so the student can pay the loans 3. Set up a trust with sufficient funds to cover the loan payments The exact remedy depends on the judge and jurisdiction. But documenting everything is critical.

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This makes sense. I'll make sure my friend is documenting everything, including any texts or emails where the parent encouraged taking out loans instead of paying.

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wait i have a question - is this different from parents who refuse to fill out FAFSA? my friend's parents won't provide their info so she can't get financial aid at all even tho they dont pay anything for her college

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That's actually a different issue. Court orders about paying tuition are separate from FAFSA requirements. With FAFSA, parents aren't legally required to provide information or pay anything - it's just how the federal system determines aid eligibility. It's unfair, but students with uncooperative parents have limited options like dependency overrides in extreme cases.

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One more thing your friend should know: This situation is time-sensitive. Most family courts require contempt motions to be filed within a certain timeframe of discovering the violation. The paying parent shouldn't wait to see if things improve or if the other parent eventually pays up. Document everything, file the motion, and let the court handle it. That's exactly what these orders and enforcement mechanisms are designed for.

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Thank you - I didn't realize there might be a time limit. I'll make sure they know this is urgent and they shouldn't delay taking action. Really appreciate all the advice!

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This is such a frustrating situation but unfortunately pretty common with divorced parents trying to dodge their court-ordered responsibilities. I've seen this play out with several friends over the years. The key thing is that your friend needs to understand this isn't their fault - they were manipulated by a parent who should have been protecting them, not burdening them with debt that legally belongs to someone else. The contempt of court route is definitely the way to go, but I'd also suggest your friend keep detailed records of any future communications with both parents about college expenses. Sometimes these situations escalate and having everything documented becomes crucial for the court. Hope they can get this resolved quickly!

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