Can divorced parent avoid court-ordered college tuition by making student take loans?
I need some legal advice about a really frustrating financial aid situation. My friend's parents are divorced, and their court order specifically states both parents must pay 50% of college costs AFTER all financial aid and scholarships. Everything was fine first semester, but now we've discovered something sketchy. One parent paid their half directly to the university as required, but the other parent secretly convinced my friend to take out student loans to cover their 50% obligation! The student didn't realize this violated the court order and now the first parent is furious. What legal options exist here? Can the court force the non-paying parent to reimburse the student loans? Would this be considered contempt of court? The paying parent doesn't want to burden their child with debt that should legally be the other parent's responsibility.
30 comments


Raúl Mora
This is definitely a contempt of court issue. Your friend's paying parent should file a motion for enforcement/contempt with the family court that issued the original order. The court can order the non-paying parent to reimburse those loan amounts and potentially pay the other parent's legal fees. Keep all documentation - loan paperwork, communications urging the student to take loans, and proof the other parent paid their portion directly to the school. The judge will NOT be happy about someone trying to circumvent a court order by manipulating their child.
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Arjun Kurti
•Thanks for this advice. Would the student need to be involved in the court proceedings? They're really stressed about being caught between their parents and don't want to testify against either one.
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Margot Quinn
omg my parents did something similar!!! my dad was supposed to pay half but kept "forgetting" so i just signed for loans to avoid the drama. now im stuck with $22k in debt that shouldnt be mine. following this thread to see what ur friend does bc maybe i can fix my situation too
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Evelyn Kim
•Ugh, I hate when parents pull this kind of stuff! They're adults who should honor their commitments instead of dumping their financial obligations on their kids. SMH.
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Diego Fisher
Beyond the contempt issue, your friend should know that student loans belong solely to the student, not the parent - even if the parent promised to pay them back later. If the non-paying parent is claiming they'll "help with the loans after graduation" or something similar, that's a HUGE red flag. Those promises rarely materialize, and the student will be stuck with the entire debt burden plus interest. The court order exists precisely to prevent this type of situation.
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Henrietta Beasley
•So true! My cousin's dad did this exact thing - promised to help with loan payments after she graduated but then came up with endless excuses. Five years later, she's still paying off loans that were supposed to be his responsibility according to their divorce agreement. Some people are seriously the worst.
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Lincoln Ramiro
Law student here. This is actually a common problem in family court. The paying parent should request an immediate hearing and ask for: 1. Enforcement of the original order 2. Reimbursement to the student for ALL loan funds used 3. Interest and penalties 4. A clear order prohibiting future loans for the parent's portion Courts take these violations seriously because they affect both the other parent AND the student's financial future. If there's evidence the parent knowingly violated the order, there could be significant consequences.
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Arjun Kurti
•This is really helpful! I'll pass this along. Do you know if the court could potentially force the parent to refinance the loans into their own name? Or would they just order repayment to the student?
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Faith Kingston
my ex tried to pull this on our daughter!!! told her to take loans and "not worry about it" instead of paying his court-ordered share. I found out and threatened to take him back to court. miraculously he found the money the next day. these deadbeats always have money for themselves but not their kids education smh
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Evelyn Kim
•EXACTLY! They always have money for their new cars, vacations, and fancy dinners with their new partners, but suddenly they're "broke" when it comes to their children's education. Classic narcissistic parent behavior.
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Henrietta Beasley
Has your friend tried contacting the financial aid office? Sometimes they can flag situations like this, especially if there's a court order involved. They might have resources or advice since they deal with divorced parents all the time.
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Arjun Kurti
•That's a good idea! I don't think they've talked to financial aid yet. I'll suggest that as something to do while the legal stuff gets figured out.
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Evelyn Kim
If the paying parent is having trouble getting through to the court for a hearing date, tell them to try Claimyr.com. I used it when I needed to speak with someone about a similar situation - they got me through to the court clerk when I couldn't get past the automated system for days. There's a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. Saved me weeks of waiting for a response on an urgent matter like this.
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Arjun Kurti
•Thanks for the suggestion. Getting through to the court has been a nightmare with all the phone tag and voicemails. I'll check out that service and pass it along.
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Lincoln Ramiro
To answer your follow-up question - courts typically can't force the parent to refinance the loans into their name (student loans require credit checks and approval). Instead, they usually order the parent to either: 1. Pay off the loans directly in a lump sum 2. Make payments to the student monthly so the student can pay the loans 3. Set up a trust with sufficient funds to cover the loan payments The exact remedy depends on the judge and jurisdiction. But documenting everything is critical.
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Arjun Kurti
•This makes sense. I'll make sure my friend is documenting everything, including any texts or emails where the parent encouraged taking out loans instead of paying.
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Margot Quinn
wait i have a question - is this different from parents who refuse to fill out FAFSA? my friend's parents won't provide their info so she can't get financial aid at all even tho they dont pay anything for her college
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Diego Fisher
•That's actually a different issue. Court orders about paying tuition are separate from FAFSA requirements. With FAFSA, parents aren't legally required to provide information or pay anything - it's just how the federal system determines aid eligibility. It's unfair, but students with uncooperative parents have limited options like dependency overrides in extreme cases.
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Raúl Mora
One more thing your friend should know: This situation is time-sensitive. Most family courts require contempt motions to be filed within a certain timeframe of discovering the violation. The paying parent shouldn't wait to see if things improve or if the other parent eventually pays up. Document everything, file the motion, and let the court handle it. That's exactly what these orders and enforcement mechanisms are designed for.
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Arjun Kurti
•Thank you - I didn't realize there might be a time limit. I'll make sure they know this is urgent and they shouldn't delay taking action. Really appreciate all the advice!
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Charlie Yang
This is such a frustrating situation but unfortunately pretty common with divorced parents trying to dodge their court-ordered responsibilities. I've seen this play out with several friends over the years. The key thing is that your friend needs to understand this isn't their fault - they were manipulated by a parent who should have been protecting them, not burdening them with debt that legally belongs to someone else. The contempt of court route is definitely the way to go, but I'd also suggest your friend keep detailed records of any future communications with both parents about college expenses. Sometimes these situations escalate and having everything documented becomes crucial for the court. Hope they can get this resolved quickly!
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MoonlightSonata
•This is really solid advice, especially about keeping detailed records going forward. As someone new to this kind of situation, I'm shocked at how parents can manipulate their own kids like this. It's one thing to have financial struggles, but to actively scheme around a court order and stick your child with debt? That's just awful. I hope more students know they can push back when parents try to pull stunts like this instead of just accepting it as "family drama.
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TommyKapitz
This hits close to home for me. My older sister went through almost the exact same thing when she was in college. Her dad (my stepdad) was supposed to pay half her tuition per their divorce decree, but instead he kept telling her to "just take out loans for now" and he'd help her pay them back later. Spoiler alert: he never did. What really helped in her case was that my mom kept every single text message and email where he told my sister to take loans instead of paying his share. The family court judge was NOT happy when they saw the evidence of him deliberately circumventing the order. Your friend's paying parent should definitely keep screenshots of any communications and file that contempt motion ASAP. These deadbeat parents think they're being clever, but courts see right through these schemes. The student shouldn't have to suffer financially because one parent wants to play games with a legal obligation.
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Chloe Davis
•Wow, this is exactly what my friend is dealing with! It's so reassuring to hear that the courts actually do take this seriously and that keeping evidence really matters. I'm definitely going to tell them to screenshot everything and make sure the paying parent has copies of any texts or emails where the other parent encouraged taking loans. It's crazy how these parents think they can just manipulate the system and their own kids won't be hurt by it. Thanks for sharing your sister's experience - it gives me hope that this can actually be resolved properly through the courts.
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Ava Williams
I'm new to this community but this situation really caught my attention because it seems like such a clear-cut case of parental manipulation. What strikes me most is how the non-paying parent essentially used their own child as a pawn to avoid their legal obligations. This isn't just about money - it's about breaking trust and potentially damaging their child's financial future. I'm curious though, beyond the contempt of court action, are there any resources or support groups for students who find themselves caught in the middle of these kinds of parental disputes? It seems like the emotional toll on the student could be just as damaging as the financial impact, especially when they realize they've been manipulated into taking on debt that wasn't legally theirs to begin with.
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Camila Jordan
•That's such a thoughtful point about the emotional impact! You're absolutely right that this goes way beyond just the financial mess. As someone just learning about these situations, I'm realizing how much psychological damage gets done when a parent manipulates their kid like this. The student probably trusted their parent's advice and now has to deal with feeling betrayed AND being stuck with debt they shouldn't have. Most colleges have counseling services that might help students process these family dynamics, and there are also online support communities for children of divorced parents dealing with financial manipulation. I think it's really important that your friend knows this isn't their fault and that seeking emotional support is just as valid as pursuing the legal remedy.
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Miles Hammonds
This is such a heartbreaking situation, and unfortunately I've seen it happen more often than it should. What really gets me is how the manipulative parent probably framed it to the student as "just temporary" or "easier this way" when they knew full well they were violating a court order and sticking their kid with debt. Beyond all the excellent legal advice already given, I'd suggest your friend also consider reaching out to their college's financial aid office to see if they have any emergency assistance programs or can help restructure payment plans while the court case is pending. Some schools have seen enough of these divorced parent situations that they have specific protocols to help students caught in the middle. The most important thing is that your friend understands this manipulation isn't normal parent behavior and they deserve better from both parents.
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Maxwell St. Laurent
•This is really great advice about reaching out to the financial aid office! As someone new to understanding these complex family situations, I hadn't thought about how colleges might have specific resources for students dealing with divorced parent drama. It makes sense that financial aid offices would have seen these scenarios before and might have emergency funds or payment plan options to help bridge the gap while the legal stuff gets sorted out. I'm learning so much from this thread about how manipulative some parents can be and how many resources are actually available to help students who get caught in these situations. Your point about this not being normal parent behavior is so important - no parent should put their child in this position just to avoid their own legal responsibilities.
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Andre Lefebvre
This situation is absolutely infuriating and sadly way too common. As someone who works in higher education administration, I see these divorced parent schemes all the time. What makes me especially angry is that the manipulative parent probably convinced your friend this was "no big deal" or "just for now" when they knew damn well they were breaking a court order and potentially ruining their kid's financial future. One thing I haven't seen mentioned yet - your friend should also check if their state has any specific statutes about educational support obligations. Some states have additional protections beyond just the divorce decree that could strengthen their case. Also, the paying parent might want to consider asking the court for attorney's fees as part of the contempt motion since they're having to spend money to enforce something that should have been automatic. The most important thing is acting fast. Courts don't look kindly on parents who use their children as pawns to dodge legal obligations, but timing matters for enforcement actions. Document everything and file that motion immediately!
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Everett Tutum
•Thank you for bringing the professional perspective from higher education! Your point about checking state-specific educational support statutes is really valuable - I hadn't considered that there might be additional protections beyond the divorce decree itself. As someone new to these situations, I'm learning that the legal framework can be more complex than just the original court order. The suggestion about requesting attorney's fees as part of the contempt motion also makes a lot of sense - why should the compliant parent have to pay extra costs to force the other parent to follow the law? I'll definitely pass along the advice about acting quickly and checking for additional state protections. It's reassuring to hear from someone in higher ed that these situations are taken seriously, even though it's sad that they're common enough for you to see them regularly.
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