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Quinn Herbert

Best Michigan community college for FAFSA approval and financial aid packages?

I'm trying to figure out which community college in Michigan has the best financial aid office and FAFSA support. I need to maximize my aid package and get approved for enough loans to cover everything. My SAI score is pretty high (31842) but I really need financial assistance. Does anyone know which schools are best at helping students navigate the FAFSA process? I've heard Macomb and Oakland are decent, but what about Lansing or Grand Rapids? I'm specifically looking for schools where financial aid advisors will actually help you fill out forms and find all possible loan options. Any experiences?

Salim Nasir

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The community college itself doesn't really affect your FAFSA approval or loan eligibility - that's determined by your income, dependency status, and other factors on your FAFSA application. That said, some Michigan community colleges definitely have better financial aid offices than others. In my experience, Henry Ford College and Washtenaw Community College have excellent financial aid support services. They have advisors who'll sit with you one-on-one to go through your FAFSA and explain all your aid options. Grand Rapids CC also has a good reputation for their financial aid workshops.

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Quinn Herbert

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Really? I thought different schools got different amounts of funding to distribute. I'm confused about how this works then. I figured some schools must be easier to get approved for loans through.

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Hazel Garcia

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i went to mott cc in flint and they were super helpful with my fafsa stuff. the financial aid ppl there actually called me when i made a mistake on my application that woulda delayed my aid. got full pell grant + loans

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Laila Fury

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Mott definitely has a good financial aid office! But @originalpost your SAI score is way too high for Pell Grant eligibility. The current Pell Grant cutoff is around 6100 SAI. With a 31000+ SAI, you'll mainly be looking at loans, not grants. You should focus on schools with good scholarship opportunities to supplement federal aid.

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Your loans are YOUR LOANS not the schools! FAFSA is federal and follows you to whatever school. Same approval process everywhere. The only difference is how helpful the financial aid office people are when you're confused about the forms.

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Quinn Herbert

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Oh! I didn't realize that. So when people talk about "getting aid" from specific schools, they're talking about institutional scholarships and grants, not federal loans? That makes more sense now.

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Simon White

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Delta College has an amazing financial aid office! My daughter is there now and they literally walked her through every step of the FAFSA. They even have a system where they'll text you if there's missing info or if verification is needed so you don't miss deadlines. But honestly your SAI is pretty high so you might not qualify for much grant money anywhere - mostly just loans would be available with that score.

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Hugo Kass

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Delta is great! I went there before transferring to Central Michigan. But yeah with that high SAI you're probably just looking at loans no matter where you go. The max SAI for Pell is waaaaay lower (like 6000-ish I think?).

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Nasira Ibanez

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The school doesn't matter for FAFSA approval, but what DOES matter is how responsive their financial aid office is when there are problems. When I was at Kalamazoo Valley CC, I kept getting verification requests and had trouble reaching anyone when my W-2 information wasn't matching what they had. Spent WEEKS trying to get through to Federal Student Aid by phone to fix it. I finally tried Claimyr (claimyr.com) to get through to an actual human at FSA - they have this service where they wait on hold for you and call when an agent is on the line. Saved me hours of frustration. You can see how it works in their video demo: https://youtu.be/TbC8dZQWYNQ Anyway, after I got that sorted, my experience was much better. But honestly, Lansing CC has the best reputation for financial aid assistance I've heard about in Michigan.

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Quinn Herbert

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Thanks for the tip about Claimyr! I might need that since I've been getting the runaround trying to understand why my SAI came back so high. I think I made some errors on my application. I'll check out Lansing CC too.

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Laila Fury

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I work in higher education in Michigan, and I can tell you that Schoolcraft College, Oakland CC, and GRCC generally have the most comprehensive financial aid support services. However, what you really need to look at is the total cost of attendance versus available aid. With your SAI of 31842, you're likely only eligible for unsubsidized loans through FAFSA, so you should be comparing: 1. Tuition costs at each school 2. Institutional scholarships available 3. Work-study opportunities 4. Payment plan options Many students mistakenly believe that different schools have different FAFSA processes or approval rates, but the federal formula is consistent across all institutions. The differences come in how schools package additional institutional aid and how helpful their staff is in navigating the process.

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Hazel Garcia

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wait so if someone has a super high SAI they get the same federal loans no matter what school they go to?? i thought community colleges got special financial aid or something

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Laila Fury

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@casual_commenter Correct, federal loan eligibility is the same regardless of school, with annual limits based on your year in school and dependency status. The only difference is that community colleges typically cost less, so you might not need to borrow your full eligibility amount. Community colleges don't get special federal aid, but they often have more affordable tuition, which means your aid dollars go further. Some community colleges also have special institutional scholarships or local county grants that universities don't offer.

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Quinn Herbert

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This is really helpful information. I feel kind of dumb for not understanding how FAFSA worked before. So basically I should look for schools with the best value and institutional scholarships, not ones that are "better" with FAFSA. Makes total sense now!

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Salim Nasir

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Don't feel bad about being confused - the financial aid system is deliberately complicated! One last suggestion: look into Michigan's Futures for Frontliners and Michigan Reconnect programs if you qualify. They cover tuition at community colleges for eligible Michigan residents, regardless of your FAFSA results. That could be a game-changer depending on your situation.

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Simon White

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Yes! My neighbor got her entire associate's degree paid for through Michigan Reconnect! Definitely worth checking out if you're over 25 or qualify for Frontliners (essential workers during COVID).

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As someone who went through this process recently, I'd also recommend checking out Kellogg Community College in Battle Creek. Their financial aid office was incredibly patient with me when I had to submit multiple corrections to my FAFSA. They have walk-in hours specifically for FAFSA help and even offer evening appointments for working students. One thing I learned is that even though your federal aid is the same everywhere, some schools are much faster at processing your paperwork and disbursing funds. KCC got my loans processed within 2 weeks of enrollment, while friends at other schools waited over a month. When you're trying to pay tuition before the deadline, that timing really matters! Also, don't overlook looking into emergency grants that some schools offer for unexpected expenses - these aren't tied to your FAFSA at all and can help bridge gaps.

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