Adding twin stepchildren to FAFSA when I already have one child in college
I'm totally confused about how to handle multiple kids on FAFSA! My daughter is currently a sophomore at State University (did her first FAFSA last year). This year, my twin stepsons are heading to college too, and I'm not sure how to navigate this. Do I create one single FAFSA application that includes all three kids (my biological daughter and my twin stepsons)? Or do we need separate applications for each child? Does it matter that they're stepchildren? The twins live with us full-time if that affects anything. Any advice would be super helpful because I'm getting different answers from everyone I ask!
19 comments


Maya Lewis
You'll need to file separate FAFSA forms for each student. FAFSA is student-specific, not family-specific. Each student needs their own FSA ID and separate application. However, the parents' information will be the same on each form (assuming you and your spouse are the parents/stepparents providing financial information for all three students). When you complete the first application, you'll have the option to transfer your parental information to applications for your other children, which saves a lot of time. But you definitely need separate forms for each student.
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Benjamin Carter
•Thank you so much! That makes sense. So I'll start with my daughter's renewal and then use that transfer option for the twins? Will that transfer everything automatically or do I still need to fill out some parts again?
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Isaac Wright
we had the same thing last year with our kids both going to college my son was already in and daughter was starting you gotta do seperate fafsa for each kid but the good thing is you only have to put in all the tax stuff and parent income once and then you can click a button to copy it to the other applications saved me like an hour
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Maya Lewis
Yes, start with any one of them and then use the transfer function for the others. The transfer will copy all the parent demographic and financial information, but each student will still need their own personal information entered (SSN, schools they're applying to, etc). One important thing to note: When you report the number of family members in college on each FAFSA, you'll put '3' for the 2025-2026 academic year since all three will be in college. This is a key factor in determining aid eligibility.
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Benjamin Carter
•Oh that's really helpful about putting '3' for family members in college! I wouldn't have known to do that. Will that potentially increase their aid since we're splitting resources between three college students?
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Lucy Taylor
had to do FAFSA for 2 kids, you do them seperate but the system knows there connected. Also, doesnt matter if there step kids or not as long as your married to their parent and you clam them as dependents on taxes.
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Connor Murphy
Yes, having multiple children in college simultaneously can significantly increase aid eligibility. When calculating your Student Aid Index (SAI), the formula essentially divides the expected family contribution by the number of students in college. So with three students, each individual SAI could be lower than if you only had one student, potentially qualifying each for more aid. But be prepared - having three in college at once will require careful organization of deadlines and verification documents. Each school might request different additional paperwork, and keeping track of all three students' aid packages and requirements can get complicated quickly.
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Benjamin Carter
•That's great to hear about the potential for more aid! I'm already feeling overwhelmed with the paperwork though. I've been trying to call Federal Student Aid for more guidance but keep getting stuck on hold forever. Is there a better way to get answers directly from them?
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KhalilStar
I was in the same boat trying to reach someone at Federal Student Aid about my twins last month. After being on hold for hours, I found a service called Claimyr that connected me to an agent in about 20 minutes instead of 3+ hours of waiting. You can check them out at claimyr.com - they have a video demo that shows how it works: https://youtu.be/TbC8dZQWYNQ. The agent I spoke with gave me specific guidance for my twins' applications and clarified exactly what we needed to do differently with multiple students. Definitely worth it when you have complicated questions that only FSA can answer.
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Amelia Dietrich
•seems sketchy, why would you need a service to talk to the govt? they probably just steal ur info and sell it lol
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KhalilStar
•Not sketchy at all - they just hold your place in line so you don't have to stay on hold. I was skeptical too but it worked great. The actual call is still directly with Federal Student Aid once you're connected.
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Kaiya Rivera
DONT MAKE THE MISTAKE I DID!!!! When I did FAFSA for multiple kids, I accidentally used my daughter's FSA ID to fill out my son's FAFSA too. The whole application got rejected and we had to start over, causing him to miss priority deadlines. Make sure each kid creates their own separate FSA ID and that you're logged in with the correct one when filling out each application!!!
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Benjamin Carter
•Yikes! Thanks for the warning. I'll make sure each of the kids sets up their own FSA ID and that we're super careful about which account we're using when filling out each form.
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Isaac Wright
also remeber that with the new fafsa for 2025-26 you can list 20 schools for each kid instead of just 10 like before
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Maya Lewis
One final tip: Create a spreadsheet or document to track each student's FAFSA status, verification requirements, and deadlines. With three students applying simultaneously, it's easy to miss important emails or deadlines for one of them. I recommend setting up folders in your email for each student's financial aid communications. Also, since one of your children has already been through a year of college, their renewal should be simpler, but the twins will need to complete the full initial application. And yes, having three in college at once should significantly reduce each student's SAI (what used to be called EFC), potentially increasing their aid eligibility.
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Benjamin Carter
•That's a great idea about the spreadsheet! I'll definitely set that up along with email folders. One last question - will the twins need to report their part-time job income from last summer? They each made about $4,200.
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Connor Murphy
Yes, your step-sons will need to report their summer job income on their FAFSA applications. Student income above $7,600 per year is assessed at 50% for aid calculations, but since they each earned less than that threshold, it should have minimal impact on their aid eligibility. Make sure they have their W-2s from those jobs available when filling out their applications. And remember that with the FAFSA simplification, more emphasis is placed on parent income for dependent students, so your household income will be the primary factor in determining their SAI scores.
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Yuki Watanabe
Welcome to the multiple kids in college club! I went through this exact situation two years ago with my daughter and stepson. A few additional tips that helped me: 1) Submit all three FAFSAs around the same time if possible - some schools have limited aid funds and it's first-come-first-served. 2) Double-check that you're listing the same parent information consistently across all three applications (income, assets, etc.) - any discrepancies can trigger verification requests. 3) Keep copies of everything! With three students, you'll likely get verification requests from multiple schools and having organized documentation saves tons of time. The good news is that yes, having three in college simultaneously will likely increase their aid eligibility significantly compared to having just one. Good luck!
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Dylan Campbell
•Thank you so much for all these practical tips! I'm definitely feeling more confident about tackling this now. The timing advice is especially helpful - I hadn't thought about the first-come-first-served aspect of aid funds. I'll make sure to get all three applications submitted as close together as possible. And you're absolutely right about keeping copies of everything - I can already imagine how confusing it's going to get with three different schools potentially asking for verification documents. Really appreciate you sharing your experience!
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