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Christopher Morgan

FAFSA confusion: Do I submit or do my twins submit their own applications?

I'm completely overwhelmed with this whole FAFSA situation. My twins (boy/girl) turn 18 next month and are graduating in May. I've been trying to figure out the FAFSA application, but I'm seriously confused about who needs to complete what. Do I fill out one application that covers both kids? Does each kid need their own separate application? Do I need to be involved at all since they're turning 18? The instructions on the studentaid.gov website are so confusing! Also, as a single parent (divorced 5 years ago), I'm worried about affording TWO college tuitions simultaneously. Are there special grants or scholarships specifically for twins or multiple children attending college at the same time? My ex barely pays child support and won't be contributing to college costs. Any advice on maximizing our aid options would be amazing. I feel like I'm already behind since some of their friends' parents submitted applications months ago!

Omg I have twins too!!! Just went through this last year. So each kid needs their OWN separate FAFSA application, but you'll be filling most of it out as the parent. Even though their 18 their still considered dependents unless they meet some crazy specific requirements (like being married or in the military). The good news is the FAFSA now has this thing where you can transfer parent info from one kids application to the other so you dont have to retype all your tax info twice!

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Thank you so much! So I need to create my own account first, and then help them each create their own accounts too? The transfer parent info feature sounds helpful at least!

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Grace Johnson

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i was in the exact same situation!!! twins are expensive lol. one thing nobody tells u is that having multiple kids in college at the same time actually HELPS your financial aid. the system takes that into account and usually gives more aid when multiple kids are enrolled. def mention this anywhere u can on supplemental forms

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That's such a relief to hear! I was assuming it would just be double the cost with no extra help. If you don't mind me asking, did your twins get similar aid packages or was one offered more than the other based on their chosen schools?

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Jayden Reed

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Let me clarify the process for you: 1. Each student needs their own FAFSA application with their own FSA ID 2. You (the parent) also need your own FSA ID to contribute to their applications 3. Each student initiates their own FAFSA, but you'll complete the financial portion 4. The 2025-2026 FAFSA uses the Student Aid Index (SAI) rather than the old EFC calculation 5. Having multiple dependent students in college simultaneously will be factored into your SAI Beyond FAFSA, I recommend: - Having your students complete the CSS Profile if applying to private colleges - Looking into twin-specific scholarships (they do exist!) - Checking with each college about their institutional aid policies for families with multiple enrolled students - Exploring Parent PLUS loans as a last resort Make sure each twin lists every college they're considering on their FAFSA. You can list up to 20 schools now.

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Nora Brooks

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This is really helpful, but I want to clarify something about the CSS Profile. Not all private colleges require it, and it costs money to submit (around $25 for the first school and $16 for each additional school). It's worth checking if each specific private college requires it before paying. Some schools also have CSS fee waivers available if you qualify.

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Eli Wang

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trust me, as a single mom you'll qualify for tons of aid! my kid got a full ride and we didn't even have to pay anything. just make sure you list your status as "single parent household" and you'll get all the money!!!

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Jayden Reed

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I want to gently clarify that being a single parent doesn't automatically guarantee full financial aid packages. The FAFSA doesn't actually have a specific "single parent household" designation - it simply collects information about your household size, income, and assets. While having a lower household income may qualify you for more need-based aid, it varies greatly by institution and your specific financial situation.

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I just went through this nightmare with my triplets (!!!) and spent HOURS trying to reach someone at Federal Student Aid to answer my questions. Every time I called I got stuck on hold forever or got disconnected. I finally used this service called Claimyr (claimyr.com) that held my place in the phone queue and called me back when an agent was available. Saved me literally hours of wait time and I got all my questions answered in one call. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ As for your question - yes, each of your twins needs their own separate FAFSA application with their own FSA ID, and you need your own FSA ID too. The good news is that the new FAFSA allows you to transfer parent information between applications, which saves a ton of time.

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Triplets! And I thought twins were challenging! Thanks for the tip about Claimyr - I'll definitely keep that in mind if I get stuck. Did you find the FSA agents helpful once you got through to them?

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Yes, surprisingly helpful! Once I actually got through to a real person, they walked me through the whole multi-student household situation and explained exactly how the SAI calculation would work with multiple dependents in college. Definitely worth the effort to speak with them directly instead of trying to figure it out from the website.

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dont listn to what evreyone says about each kid needing separate fasfa!!! i did ONE application for both my kids and it worked fine!!!! saved so much time

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Nora Brooks

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I'm afraid this is incorrect information that could cause serious problems. Each student absolutely MUST have their own separate FAFSA application with their own FSA ID. There is no way to include multiple students on a single FAFSA - the system doesn't allow it. If you somehow submitted only one application for multiple students, one of your children is not being considered for federal financial aid at all.

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Nora Brooks

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To directly answer your questions: 1. Each of your twins needs their own separate FAFSA application 2. Each twin needs their own FSA ID 3. You also need your own FSA ID as their parent 4. You will help complete both applications, providing your financial information on each 5. The new FAFSA allows parent information to be transferred between applications Regarding additional aid options: - Check if your state has a separate state aid application - Look into scholarships specifically for twins (The Twin Days Festival Scholarship, Twins Days Festival Scholarships, etc.) - Many colleges offer sibling discounts when multiple children attend simultaneously - Some institutions automatically increase aid for families with multiple enrolled students - The CSS Profile (required by many private colleges) allows for more detailed financial information than FAFSA I recommend starting by creating your FSA ID at studentaid.gov, then helping each twin create their own. The application will walk you through the process step by step.

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This is so helpful, thank you! I didn't realize there were twin-specific scholarships - that's definitely something I'll look into. For the FSA IDs, do we all need separate email addresses? And how long does it take for the IDs to be activated once we create them?

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Nora Brooks

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Yes, each FSA ID must be linked to a unique email address. So you'll need three different email addresses - one for you and one for each twin. FSA IDs are usually activated immediately, but the system will need to verify your personal information with the Social Security Administration, which can take 1-3 days. I recommend creating all three FSA IDs at least a week before you plan to start the applications, just to be safe.

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Talia Klein

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As someone who just went through this exact process with my own twins last year, I can definitely relate to the overwhelm! Here's what I wish someone had told me earlier: Yes, each twin absolutely needs their own separate FAFSA application - there's no way around this. But the good news is that once you complete the first one, the second is much faster because you can transfer all the parent financial information over. A few practical tips that saved me time and stress: - Set up all three FSA IDs (yours and both twins) at least a week before you plan to start applications - Use different email addresses for each FSA ID - Complete one twin's FAFSA first completely, then immediately do the second while everything is fresh in your mind - Take screenshots of confirmation pages - you'll want these for your records For the financial aid piece with twins, you're actually in a better position than parents with just one college student! The system does factor in having multiple kids in college simultaneously, which typically results in a lower Student Aid Index (SAI) and potentially more aid. Don't stress too much about being "behind" - while October 1st is when applications open, the real deadlines are usually much later (often in March or June). You still have plenty of time to maximize your aid opportunities!

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Thank you so much for this detailed advice! The tip about taking screenshots of confirmation pages is really smart - I wouldn't have thought of that. Quick question: when you say the second FAFSA is faster because you can transfer parent information, does that happen automatically or is there a specific button/option I need to look for when starting the second application?

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Jamal Harris

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I'm so glad I found this thread! I'm in a very similar situation with my twins who are also graduating this spring. Reading through all these responses has been incredibly helpful and reassuring. One thing I wanted to add that I learned recently - make sure to check if your twins' prospective colleges participate in something called "Professional Judgment" reviews. This allows financial aid officers to make adjustments to your aid package based on special circumstances like having multiple children in college, recent job loss, or other financial hardships. As a single parent, this could potentially help you get additional aid beyond what the standard FAFSA calculation provides. Also, I've been researching state-specific programs and found that many states have additional grants for residents attending in-state colleges. Some of these have separate applications with earlier deadlines than FAFSA, so it's worth checking your state's higher education website. The information about twin-specific scholarships was news to me too - I had no idea those existed! Does anyone know of a good database or website that lists these specialty scholarships? I've been using general scholarship search engines but haven't come across any twin-specific ones yet. Thanks to everyone who shared their experiences. It really helps to know we're not alone in navigating this process!

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Emma Anderson

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Welcome to the twin parent club! 😅 For twin-specific scholarships, I'd recommend starting with fastweb.com and scholarships.com - you can filter by "unusual circumstances" or search specifically for "twins" or "multiple birth." Also check out the Twins Days Festival website (twinsdays.org) as they often have scholarship information. Some sororities and fraternities also offer scholarships specifically for twins or multiples. The Professional Judgment tip is excellent advice! I hadn't thought about that option. It's definitely worth reaching out to each college's financial aid office directly to ask about their policies for families with multiple students enrolled simultaneously. Every little bit helps when you're looking at double tuition costs!

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As a parent who just went through the FAFSA process with twins myself, I completely understand your confusion! The whole system feels overwhelming at first, but once you get the hang of it, it's actually pretty straightforward. Everyone here is correct - each twin needs their own separate FAFSA application, but you'll be providing the parent information for both. The key is getting all your FSA IDs set up first (you need one, and each twin needs their own). Make sure you use different email addresses for each FSA ID. One thing that really helped me was creating a simple spreadsheet with all the financial information I'd need (tax returns, bank statements, investment info, etc.) before starting either application. That way I wasn't scrambling to find documents in the middle of the process. For the twin-specific aid, definitely look into your state's grant programs too. Many states have additional funding that stacks on top of federal aid, and some even have specific provisions for families with multiple college students. Also, when your twins are talking to college admissions counselors, make sure they mention having a twin sibling also attending college - sometimes schools will coordinate to offer better aid packages when they know about the family situation. You're not behind at all - many schools accept FAFSA applications well into the spring, so you still have plenty of time to get everything submitted properly!

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