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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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dont bother with fafsa appeal they NEVER help anyone!!!
This information isn't accurate. The issue isn't that FAFSA "doesn't help" - it's that FAFSA itself isn't designed to handle appeals. The Federal Student Aid office calculates your SAI based on the information provided, but it's the individual schools that have the authority to make adjustments based on special circumstances. So your appeal should always go to the schools, not to FAFSA directly.
One more important point: make sure you document the specific dates of your unemployment period (7.5 months in 2023) and calculate the total income difference between 2022 and 2023. Financial aid offices appreciate when families provide clear, organized information that shows exactly how significant the change was. Some offices even have specific income threshold changes they look for (often 20% or more) to qualify for adjustments.
This is really helpful. Our income dropped by about 35% because of my unemployment period, so it sounds like that should definitely qualify. I'll make sure to clearly highlight that in our documentation.
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One more important point - when your ex-husband does get his FSA ID working, make sure he logs in and completes the IRS Data Retrieval Tool authorization ASAP. For the 2025-2026 FAFSA, this is required for both student and contributing parents before the application can be fully processed. Many families are experiencing delays because they submitted the FAFSA but didn't complete the IRS authorization step, which causes the SAI calculation to be delayed.
Thank you for the reminder about the IRS Data Retrieval Tool! That's definitely on our to-do list once we get past this account access nightmare. I'm worried we're going to miss important deadlines with all these technical problems.
update? did u get it figured out? my bro is about to go thru same thing with his kid and ex-wife
We finally got it resolved! The direct FSA ID recovery line + asking for a tier 2 specialist did the trick. Turns out my ex-husband had an account from a community college class he took in 2018 (which he completely forgot about!). They were able to recover that account and reset everything. Now working on the actual FAFSA application with proper access. Tell your brother to call the direct recovery line first thing!
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just rememberd somthing important - check your spam folder!!! sometimes they send a more detailed correction email that gets filtered. i found mine there with actual instructions after freaking out for days lol
Omg thank you!! I just checked and there WAS another email in spam with more details! It specifically says we need to upload my husband's W-2 for verification and correct a number on the parent asset section. This is so helpful!
That's great you found the detailed instructions! For the W-2 upload, make sure you're using the Document Upload feature specifically (not just attaching to an email). And for the parent asset correction, double-check that you're reporting the value as of the date you initially submitted the FAFSA, not the current value. These are common issues that can create further delays. Once you make these corrections, I recommend taking screenshots of everything you submit. Also, keep checking your spam folder regularly, as additional communications might end up there too.
Thank you for these tips! I'll make sure to use the Document Upload feature and be careful with the asset reporting date. Do you know approximately how long it takes for corrections to be processed? My daughter's priority deadline for her top school is in 3 weeks.
Corrections are typically processed within 3-5 business days, so you should be fine for the deadline in 3 weeks. However, I'd recommend completing everything within the next few days to be safe. Once processed, your corrected FAFSA information will automatically be sent to all the schools you listed on the application.
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make sure 2 check if ur school requires any additional forms for parent plus some colleges have their own form 2 fill out also don't forget 2 do the MPN (master promissory note) after getting approved thats something else totally
Good point, I'll check with the financial aid office about any school-specific forms. Didn't know about the MPN being separate - definitely don't want to miss any steps!
Something else to consider with Parent Plus loans that often gets overlooked - the debt is entirely in the parent's name, not the student's. This means your daughter has no legal obligation to repay it, even though many families have informal agreements about who's actually making the payments. If you're planning to have her help with payments after graduation, make sure to have clear conversations about that expectation. I've seen many miscommunications in families where parents assumed their child would help repay the Parent Plus loans, but nothing was explicitly discussed. Also, if you're nearing retirement, consider how these payments might impact your finances over the next 10-15 years, as Parent Plus loans don't have the same income-driven repayment options unless you consolidate them into a Direct Consolidation Loan.
This is excellent advice that I hadn't thought about. My daughter and I need to have a serious conversation about repayment expectations. We've loosely discussed her helping with payments after she graduates, but we should get more specific about amounts and timeline. I'm 52, so I'll be paying this well into my 60s if we stick with the standard 10-year repayment plan.
Maxwell St. Laurent
After you appeal, make sure to ask about payment plans too. Many schools offer monthly payment options that can make the out-of-pocket portion more manageable than paying each semester. And always be careful about loans - federal loans have better protections than private ones.
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Talia Klein
Update: I called the financial aid office today and got a counselor who was actually helpful! She said they might be able to convert one of the unsubsidized loans to a grant based on our circumstances, and suggested I submit a formal appeal letter detailing our specific financial constraints. She also mentioned they have some departmental scholarships I could apply for as a biology major. It's still going to be a stretch financially, but potentially more manageable if the appeal works. Thanks everyone for your advice!
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Josef Tearle
•That's great news! The financial aid appeal process can work - it's just not advertised. Make sure your appeal letter is specific about exactly how much more aid you need and why. And definitely apply for those departmental scholarships right away as they often have separate deadlines.
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