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Update for anyone with the same problem: I logged into my FSA ID account directly and found one son's application but not the other. My son checked and realized he had misspelled my email address when entering me as a contributor (he put .con instead of .com 🤦♀️). He fixed it and resent the invitation. Still no email, but when I logged in again this morning, both applications showed up in my dashboard! I've completed the parent contribution section for both of them now. \n\nSo yes, you CAN go ahead without waiting for the invite email! And triple check that your student entered your email correctly.
UPDATE: You were all right about needing to be persistent! I used that Claimyr service to get through to Federal Student Aid, and they confirmed the loans were definitely disbursed to the school 2 months ago. Then I forwarded that confirmation to both the financial aid office AND the bursar's office, and CC'd the dean of students like someone suggested. Got a call back within 3 hours! Turns out there was a "system flag" on my son's account because they thought he was only half-time enrolled (he's full-time). They fixed it immediately and the loans just posted to his account this morning. The $17,800 balance is now zeroed out! Thanks everyone for your help and suggestions!
Glad to hear it's resolved! For future reference, here's why this enrollment status issue affected your loan disbursement: 1. Federal student loans require at least half-time enrollment to disburse 2. Parent PLUS loans are connected to the student's enrollment status 3. When a system incorrectly flags enrollment status, it triggers an automatic hold on all aid This is a common issue that often requires exactly the escalation path you took. Great job advocating for your son!
i just went through this last week! the thing that worked for me was using my phone data instead of wifi to access the site. sounds weird but apparently some wifi networks block certain authentication protocols. dont ask me why but it fixed it when nothing else worked
UPDATE: I got in! That Claimyr service actually worked - I got through to an FSA agent in about 15 minutes. Turns out there was a typo in my email (it had an extra period that I never noticed), so verification emails were going nowhere. Once they updated my email in the system, I was able to log in with the regular 2-step verification. Thanks everyone for your help and suggestions!
Great news! This is actually a very common issue - I've seen many students with small typos in their email addresses that prevent verification. For anyone else experiencing this problem, always have an agent double-check your contact information in the system.
AVOID PARENT PLUS LOANS IF YOU CAN!!! The interest rates are RIDICULOUS compared to the regular student loans. Our first child graduated 2 years ago and we're still buried in Parent PLUS debt. The subsidized and unsubsidized federal loans have much better rates and more flexible repayment options. Max those out first! Also look into private loans before Parent PLUS - if you have decent credit you can probably get a better rate.
While Parent PLUS loans do have higher interest rates, I wouldn't necessarily recommend private loans first. Federal loans (including Parent PLUS) have advantages like income-driven repayment plans, potential loan forgiveness, and hardship deferments that private loans don't offer. But you're absolutely right that students should maximize subsidized and unsubsidized loans before parents take on PLUS loans.
Does anyone know if we need to fill out a separate CSS Profile for the NY school? I've heard some schools require that in addition to FAFSA, but I'm not sure if that's related to the federal loans or something else entirely.
The CSS Profile is for institutional aid (scholarships and grants from the college itself), not for federal loans. Some private colleges require it, but not all. Check your daughter's specific college's financial aid website or call their financial aid office to confirm if they require the CSS Profile. The federal loans (subsidized, unsubsidized, Parent PLUS) only require the FAFSA, not the CSS Profile.
Aiden Chen
my cousin said they might extend it again if too many people still dont have their SARs
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Olivia Evans
•While further extensions are possible, I wouldn't count on them. The May 5th extension is already exceptional. Students should do everything possible to obtain their SARs before this date rather than hoping for additional extensions.
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Caleb Stone
UPDATE: I finally got my SAR!!! Called FSA using that Claimyr service someone mentioned above and got through to an actual person in about 30 minutes. They found a small error in my parent's contribution section that was holding everything up. The agent fixed it right away and my SAR was processed within 24 hours. Already submitted my Cal Grant application with 2 weeks to spare before the extended deadline. Such a relief! Thanks everyone for your help!
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Daniel Price
•congrats!!! gonna try this myself tomorrow. did they charge you a lot for the service?
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Caleb Stone
•It was worth whatever they charged just to get this resolved! But honestly I was so stressed about the SAR I didn't even pay attention to the cost. I just needed to talk to a human at FSA!
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