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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
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Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
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my brother has 4 kids in college at the same time can u imagin filling out FAFSA four seperate times with the exact same info?? that should be illegal lol
FOUR applications? Your brother deserves a medal for patience! I was ready to throw my computer out the window after just two applications. I can't even imagine doing four. Does he have any tips for maintaining sanity through the process?
For those dealing with multiple FAFSA applications right now, I recommend maintaining a detailed spreadsheet with all your answers from the first application. Note exactly how you formatted names, addresses, and financial information so you can be consistent across applications. This helps avoid discrepancies that might trigger verification. Also, complete all applications within a short timeframe if possible. The consistency helps ensure your children receive comparable consideration for aid based on your family's financial situation.
Great advice but still RIDICULOUS we need spreadsheets and workarounds when they could just fix their system!! Like we're not already stressed enough with college applications and paying for everything!
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The calculatur online is BS anyway. I did it with my daughter and it also said 0 pell, then the real award gave us like $1500 in pell grants. IDK why they can't just make the darn thing acurate in the first place!!!!!
It varies so much because the calculator is just using the basic federal formula without considering school-specific adjustments. Each college's financial aid office has some discretion in how they apply certain factors.
Just to clarify for everyone in this thread: 1. The FAFSA calculator shows your federal aid eligibility based on standard formulas 2. Your actual financial aid package will come from each individual school 3. Schools may offer institutional grants/scholarships on top of federal aid 4. Your SAI (Student Aid Index) determines Pell Grant eligibility 5. For 2025-2026, the maximum Pell Grant is approximately $7,395 6. If your SAI is above 7,395, you won't qualify for Pell 7. The "federal aid" amount typically refers to loan eligibility And remember, if you have special circumstances (medical expenses, job loss, etc.), you can request a Professional Judgment review at each school. It's worth the effort if your financial situation has changed.
Thank you for breaking it down so clearly. This whole system is more complicated than I expected. We'll definitely be pursuing the Professional Judgment review based on our medical expenses. I'm also going to have my son apply for some private scholarships to try to fill the gap.
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our financial aid finally came yesterday!!! literally called my daughter at school crying because one package was SO MUCH BETTER than we expected. don't give up hope! they explained that they're prioritizing packages for students who listed their school as first choice on fafsa. did you guys put the schools in preference order when you submitted? that might be affecting which ones come first.
Actually, this is a common misconception. The current FAFSA no longer sends your school preference order to the institutions. Schools can see that they're on your list, but not where they rank in your preferences. The order only affects which state agencies receive your information for state aid consideration. Your experience suggests that particular school might be prioritizing aid packages based on other factors or is simply further along in their processing.
As we navigate these unprecedented FAFSA delays, here's what financial aid administrators are saying behind the scenes: 1. Most schools are processing aid packages as quickly as they receive SAI data from the Department of Education 2. Many institutions are creating contingency plans for students who commit without aid information, including extended decision windows and modified refund policies 3. Some schools are offering preliminary aid estimates based on previous year formulas (though these could change) 4. Almost all schools understand this is not the fault of students and families If your student absolutely must decide by June 1st without aid information, ask the financial aid office these specific questions: • "If I commit now and later find your aid package insufficient, what specific policies do you have for releasing me from my commitment?" • "Will I receive a full deposit refund if I need to change my decision based on aid that arrives after the deadline?" • "Can you provide a timeline in writing for when I can expect my aid package?" Get these answers in writing (email) whenever possible.
This is incredibly helpful - thank you! I'm going to email all four schools with these exact questions today. Having it in writing seems much better than trying to remember what someone said on a phone call. I appreciate the insider perspective.
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let him live on campus its SO WORTH IT!!!! my kid tried commuting from home for first semester to save $ and it was awful, he missed out on making friends and felt disconnected. when he moved to dorms second semester his whole college experience improved! your only a few minutes away which is perfect - close enough if he needs something but far enough for independence lol
That's exactly why I'm supportive of him living on campus! I want him to have the full college experience and make connections, not just drive back and forth for classes. Good to hear it made such a difference for your son!
To directly answer your questions: 1. Regarding the SAI of -1235: This qualifies your son for significant federal aid, likely including the full Pell Grant (currently $7,395 for 2025-2026). A negative SAI indicates high financial need. 2. For the New Century Skills scholarship: You need to verify two things: - Whether your state's program allows funds to be used for non-tuition expenses - Whether the community college has any policies about "scholarship stacking" 3. For using financial aid for housing: Federal aid (including Pell Grants) can absolutely be used for any component of the official cost of attendance, including housing. Since his tuition is covered by the band scholarship, his Pell Grant can go directly to housing, books, etc. One important note: Make sure your son completes the housing application ASAP. Many community colleges have limited on-campus housing that fills quickly. Don't wait for the financial aid package to be finalized before securing his spot in the dorms.
Thank you for the clear breakdown! That's great advice about the housing application - I hadn't thought about limited space. We'll get that submitted right away and then follow up on the financial details.
Omar Hassan
Does anyone know if these interest rates are fixed forever or do they change? I took out loans in 2023 and I swear my interest rate was different.
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Emma Thompson
•Federal student loan interest rates are fixed for the life of the loan, but the rates for new loans are adjusted each year based on the 10-year Treasury note. So your 2023 loans would have a different rate than loans taken out in 2025-2026. That's why you might be seeing different numbers.
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Javier Mendoza
Thanks everyone for all this info! I feel way less confused now. I'm going to: 1. Submit my FAFSA asap 2. Try to qualify for subsidized loans 3. Only borrow what I absolutely need 4. Watch out for those origination fees I'm still a bit nervous about the whole process but this helped a ton!
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Ravi Gupta
•Good plan! One last tip: create an account on studentaid.gov and save your FSA ID somewhere safe. You'll use it every year you apply, and for managing your loans after graduation. Good luck with everything!
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