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Just checking back - were you able to get through the parent section? If you're still having trouble, there's a lesser-known workaround: you can submit the FAFSA without completing the parent section, then go back and add the parent information as a correction after submission. This sometimes bypasses the error.
So glad you got it working! For future reference (and anyone else reading this), the combination of off-peak hours + incognito mode seems to be the magic formula for these FAFSA errors. I work at a college financial aid office and we've been telling students about this workaround all month. The incognito mode helps because it bypasses any cached session data that might be causing conflicts with the IRS integration. Congrats on getting through the nightmare - now you can focus on the fun part of waiting for your financial aid offers! 😊
Once you receive the aid packages, don't be afraid to appeal if the amounts seem insufficient. Many schools have a financial aid appeal process, especially if your financial situation has changed since filing taxes (job loss, medical expenses, etc.). You can sometimes get thousands more in aid just by asking and documenting your circumstances. Also, Parent Plus loans have an origination fee (around 4.2% currently) that gets deducted from the loan amount. So if you need $10,000 for costs, you'd need to borrow about $10,420 to end up with the full $10,000 after fees. Important to factor into your planning.
I had no idea about the origination fee! That's really helpful information for planning. And good to know about the appeal process - we'll definitely consider that if needed.
Just wanted to add one more tip from our experience last year - make sure your son accepts any aid offers by the deadlines! Some schools have pretty strict cutoff dates (usually May 1st but can vary), and if you miss them, they can withdraw the offer even if it's just grants or scholarships. Also, if he's considering multiple schools, don't feel pressured to accept the first aid package that arrives. It's totally fine to wait and compare all offers before making a decision. Some families create a spreadsheet comparing the total cost after aid at each school - makes it easier to see the real differences. One last thing about Parent Plus loans - the interest rate is fixed but tends to be higher than undergraduate direct loans (currently around 7.28%). So if your son qualifies for any additional direct loans in his name, those might be a better option to max out first before going the Parent Plus route.
One more important point: make sure your son fills out the CSS Profile if any of his schools require it (many private colleges do). The CSS Profile has different procedures for handling non-filing parents/step-parents, and sometimes more flexibility. Each school using CSS Profile can set their own policies for how they handle these situations. Also, when you contact the financial aid offices, ask specifically about any institutional forms they might have for documenting special circumstances. Many schools have their own forms for situations exactly like yours that can help ensure your son gets properly evaluated for need-based institutional aid, not just federal aid.
Thank you - I hadn't even thought about the CSS Profile! I'll check if any of his schools require it. This whole process is so overwhelming with all these different forms and requirements.
I'm going through something similar right now with my stepson's FAFSA - his dad hasn't filed in years either and it's been such a stressful process! One thing that really helped us was creating a timeline and action plan. First, gather ALL income documentation your husband has - W2s, pay stubs, bank statements, anything showing what he earned. Second, have him request those Non-Filing Verification letters from the IRS ASAP using Form 4506-T (one for each year he didn't file). Third, contact every single school your son applied to and explain the situation - don't wait! Most schools have dealt with this before and some have internal forms that can help speed things up. The key is being super organized and persistent. Yes, it will likely delay things by 4-8 weeks, but your son WILL still get aid. The schools want to help, they just need the proper documentation. Don't panic - you've got this! Your son's hard work won't be wasted because of this bureaucratic mess.
the emails are scary but don't freak out too much! the same thing happened to me and my son still got his pell grant and everything. i think its just their way of letting us know someone accessed the account even if it was u
Thanks for the reassurance! It's her first year in college and I'm just learning all this FAFSA stuff. Everything seems so high-stakes!
I'm new to all this FAFSA stuff with my first kid starting college next year, and this thread is both reassuring and terrifying at the same time! It sounds like these false alarm emails are pretty common, but I'm definitely going to follow the advice about taking screenshots of everything and checking the SAI regularly. @Javier Cruz - that story about the numbers changing without notification is my worst nightmare. Did you end up having to appeal or resubmit anything when that happened? I feel like I need to become a FAFSA detective just to make sure nothing gets messed up!
Keisha Robinson
my cousin got the IL MAP grant last year and it showed right on her award letter from ISU. the amount was like $5600 i think? it was applied directly to tuition along with her pell grant.
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Sofia Ramirez
•That's really helpful to know - thank you! We're hoping for something similar for my daughter. Did your cousin have to do anything special to accept the MAP grant or was it automatically accepted?
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Keisha Robinson
•nope, she just had to accept her total financial aid package through the school portal. everything was handled by the school.
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Nick Kravitz
As someone who just went through this process with my oldest last year, I can confirm that in Illinois the MAP Grant will definitely show up on your daughter's award letter from her college! No separate notification needed. One tip though - make sure to check the award letter carefully because sometimes state aid gets listed under a different section than federal aid, so it might not be immediately obvious. Also, if your daughter qualifies for MAP, the amount can vary quite a bit depending on her EFC/SAI and the college's cost of attendance. My son got about $4,800 at his state school. The whole process was much smoother than I expected once I understood how it worked!
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