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Don't give up hope! I went through this exact situation with my son two years ago. SAI of 8500, no Pell Grant, but he ended up with a great aid package. Here's what worked for us: 1) Applied to multiple schools (in-state publics were most generous), 2) Immediately contacted financial aid offices after getting packages to explain our SNAP/free lunch situation, 3) Most importantly - filled out every single scholarship application we could find, both through schools and external organizations. My son ended up with enough aid to cover most of his costs. The SAI is just the starting point, not the end of your story!
This is exactly what I needed to hear! Your success story gives me so much hope. I'm definitely going to have my daughter apply to multiple in-state schools and we'll be aggressive about scholarship applications. Did you find any particular scholarship search websites that were especially helpful? And when you contacted the financial aid offices, did you call or email them?
I'm in a similar boat with my daughter! We got an SAI of 7800 and no Pell Grant either, even though we're on SNAP and WIC. It's so confusing how these different programs don't align. Reading through all these responses is really helpful though - sounds like there's still hope for decent aid packages from individual schools. I'm definitely going to look into state grants and plan to appeal to schools with documentation of our benefits. Thanks everyone for sharing your experiences, this thread is a goldmine of information!
I'm so glad this thread is helping! It's frustrating how these systems don't work together better. Your SAI of 7800 is actually a bit lower than mine, so you might have even better chances at some schools. I'm taking notes on everyone's advice too - especially the part about contacting financial aid offices directly and documenting our benefits for appeals. We're all in this together! Good luck to your daughter!
UPDATE: I finally got through to FSA after using that Claimyr service someone recommended. The agent was super helpful and explained that I can start the FAFSA without my mom's information and then document the special circumstances. She also suggested I gather evidence that I don't live with or receive support from my mom (like my current address documentation, utility bills in my name, etc.). I've also scheduled a meeting with my school's financial aid office next week. They said they might be able to help with a professional judgment review once my FAFSA is submitted. Thank you all for the advice - I'm still stressed but at least I have a plan now!
That's great news! Working directly with your school's financial aid office is definitely the right approach. Bring as much documentation as you can to your meeting - proof of your living situation, any communication attempts with your mother, and your own tax/income information. The professional judgment review can make all the difference in these situations.
That's such a relief to hear you found a path forward! I'm dealing with a similar situation with my dad who moved across the country. The documentation tip is really helpful - I hadn't thought about gathering utility bills and address proof. Good luck with your financial aid meeting, and thanks for sharing the update. It gives me hope that there are actual solutions even when the system feels impossible to navigate!
Thank you all so much for the advice. I'm going to: 1. Include my stepdad's disability income on the FAFSA as required 2. Immediately prepare special circumstances documentation for each school 3. Try that Claimyr service to get official clarification from FSA 4. Apply to a few more schools that might have better institutional aid It's frustrating that we have to report income that's basically consumed by medical expenses, but at least now I have a plan. I'll update if I get anywhere with the special circumstances appeals.
That sounds like an excellent plan. One additional tip: when you speak with financial aid offices, ask specifically about their medical expense adjustment policies. Some schools have standardized formulas (like subtracting medical expenses exceeding 11% of income), while others handle it case-by-case. Knowing their policy helps you frame your appeal correctly.
I went through something similar last year! My stepdad's disability income really hurt our financial aid prospects too. One thing that helped was reaching out to the financial aid offices BEFORE submitting the FAFSA to ask about their professional judgment policies. Some schools were way more helpful than others in explaining what documentation they'd need for medical expense appeals. Also, don't just focus on the big state schools - some smaller private colleges have way more flexibility with institutional aid and are more willing to work with families dealing with medical expenses. I ended up getting a much better aid package from a school I almost didn't apply to because I thought it would be too expensive. Keep pushing on those appeals even if the first response isn't great. Sometimes it takes multiple conversations to get to someone who really understands the situation.
@Chloe Green Your approach of contacting schools beforehand is brilliant! I wish I d'thought of that earlier in this process. I m'definitely going to call them this week before submitting my FAFSA. Did you find that the financial aid officers were receptive to discussing these scenarios upfront, or did some schools brush you off? I m'nervous about calling but your success story gives me hope that there might be more options than I initially thought.
@Chloe Green This gives me so much hope! I ve'been stressing about this for weeks thinking I was stuck with whatever the FAFSA calculated. When you called schools beforehand, did you explain the whole situation with your stepdad s'disability income and medical expenses, or did you just ask general questions about their professional judgment policies? I want to be prepared but also don t'want to overwhelm them with too much detail in that first conversation.
Great news! This is exactly why in-person visits can be so helpful. One small tip for future reference - keep a folder with all your financial aid documents including verification forms, tax transcripts, SAR, etc. This will make the process much smoother next year, as many of the same documents are often needed again. Glad you got it resolved before the priority deadline!
As someone who just went through this nightmare last semester, I feel your pain! The verification process is so stressful when you're already worried about financial aid deadlines. One thing that saved me was setting up an IRS online account for my parents - if they can verify their identity online, they can get the tax transcript immediately rather than waiting 10 days for mail. You need their Social Security number, filing status, and some info from their previous year's return, but it's way faster than the mail option. Also, definitely keep copies of everything you submit! I learned the hard way that documents sometimes get "lost" in the system and you'll need to resubmit. Take photos of everything before you hand it over or upload it. Hope you get everything sorted before your deadline - sounds like you're on the right track now that you found those hidden forms!
Liam O'Reilly
I'm so glad I found this thread! I was literally about to call my school's financial aid office in a panic because I thought something went wrong with my application. I've been filing the FAFSA for 3 years now for my grad program and always relied on seeing that loan eligibility confirmation at the end. It's honestly pretty poor user experience design to remove information that students have come to expect and rely on, especially without any clear communication about the change. Thanks everyone for confirming this is just a display issue and not an actual eligibility problem!
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Samantha Hall
•I completely agree about the poor user experience! As someone who's new to navigating FAFSA for graduate school, it's really confusing when they change things without any explanation. I was actually considering calling the financial aid office too before finding this thread. It seems like they could have at least put a note on the confirmation page saying something like "loan eligibility information will be provided by your school" instead of just removing it entirely. Thanks to everyone who shared their experiences - it's saved me a lot of worry and probably a frustrating phone call!
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Jamal Wilson
Just adding my voice to confirm this is happening to everyone! I submitted my FAFSA for 2025-2026 two weeks ago and had the exact same experience - no loan eligibility amount shown on the confirmation screen, which definitely freaked me out initially. I'm a second-year PhD student and have been relying on those Direct Unsubsidized loans, so seeing nothing about loans was alarming. After reading this thread and calling my university's financial aid office, they confirmed it's just a system display change and my $20,500 annual loan eligibility is still intact. Really wish the Department of Education had communicated this change better - would have saved a lot of students unnecessary stress! For anyone still worried, definitely reach out to your school's financial aid office for peace of mind.
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Yuki Nakamura
•Thanks for sharing your experience Jamal! It's really reassuring to hear from so many people who went through the same thing. I'm actually planning to submit my FAFSA this week and now I won't panic when I don't see the loan amounts. It's honestly ridiculous that the Department of Education didn't send out any kind of heads up about this change - like an email or notice on the website would have prevented so much confusion. I bet financial aid offices across the country have been flooded with calls about this exact issue!
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