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My parents use my address for everything cause they move around a lot but I never include them on my FAFSA. Been doing it this way for years with no problem. You're good.
Just wanted to add that if you do get selected for verification, make sure you have copies of your lease agreement and any documents showing you pay your own bills. I got selected last year as an independent student and the school's financial aid office was really helpful in walking me through what documentation they needed. The process was way less scary than I thought it would be! Good luck with your FAFSA!
As someone who just joined this community, I'm amazed at how helpful everyone has been in this thread! @FireflyDreams, your situation sounds incredibly stressful but it's great that you got it resolved so quickly. This whole discussion has been eye-opening - I had no idea that old vocational training could result in federal loans that might affect future FAFSA applications. The advice about checking the National Student Loan Data System and keeping multiple copies of all documentation is so valuable. I'm definitely going to share this thread with other parents in my area who are starting the college prep process. It's scary how easy it is to have forgotten loans lurking in the system!
Welcome to the community, @Bethany Groves! This thread has been such an education for me too. What really surprised me is how many people seem to have encountered similar situations with forgotten loans from vocational programs or community college classes. It makes me wonder how many parents might be walking into FAFSA season completely unaware of potential issues. @FireflyDreams, I'm so glad you were able to get this resolved before it impacted your daughter's aid - that must have been such a relief! The tip about following up to confirm the default removal from NSLDS is something I'm definitely going to remember. Thank you all for creating such a supportive space to discuss these complex financial aid issues!
As a newcomer to this community, I'm really grateful to have found this thread! @FireflyDreams, your experience is both eye-opening and terrifying - I can't imagine the shock of discovering a 15-year-old loan you never knew existed right when you're trying to help your daughter with college applications. What strikes me most is how this highlights a gap that many parents probably don't even know exists. The fact that vocational training programs can result in federal loans that later impact your children's FAFSA eligibility is something I wish was more widely known. I'm planning to do a comprehensive check of my own financial aid history before my youngest starts the college application process in two years. The detailed advice everyone has shared here about loan rehabilitation, small-balance resolution options, and the importance of documentation is incredibly valuable. This community seems like such a supportive resource for navigating these complex financial aid challenges!
Welcome to the community! I completely agree - this thread has been such an eye-opener about hidden pitfalls in the FAFSA process. @FireflyDreams's situation really shows how important it is to do that comprehensive financial aid history check you mentioned. What's especially helpful is how @Natasha Kuznetsova and others provided such specific guidance about the NSLDS database and rehabilitation options. As someone new here, I m'impressed by how knowledgeable and supportive this community is. It makes me feel much more confident about navigating these complex financial aid waters when my own kids reach college age. The practical tips about documentation and follow-up procedures are going to be invaluable resources!
Update: I tried the correction option this morning and it worked! I was able to add my additional schools. The system showed my application as "processed" even though I haven't received my official SAI calculation yet. Thanks everyone for the help!
Great news! This is what typically happens - most applicants can make corrections right away. Once your SAI is calculated (usually within 3-7 days), the new schools you added will automatically receive your FAFSA information. Good luck with your applications!
Paolo's update is really helpful! For anyone still worried about this - I went through the same thing last year and was able to add schools immediately after submission without any issues. The key thing to remember is that even if you add schools right away, they won't receive your info until your FAFSA is fully processed anyway. So there's really no downside to adding them as soon as the system lets you. Just make sure to double-check that all your school codes are correct before saving the changes!
This is really reassuring! I'm a first-time FAFSA applicant and was panicking about potentially missing deadlines. Quick question - when you say "double-check that all your school codes are correct," is there an easy way to verify them? I found my schools through the search function but want to make sure I didn't accidentally select the wrong campus or something.
Just a follow-up on my earlier comment - if you're struggling to get through to FSA by phone (which is unfortunately common), remember that the financial aid office at your daughter's school can handle this correction for you. They have direct access to make these types of changes and are generally much easier to reach than the federal helpline. Even at schools where you don't expect need-based aid, a correctly completed FAFSA is often required for merit scholarships, state grants, and sometimes even private scholarships. Plus, financial circumstances can change unexpectedly (job loss, medical expenses, etc.), so having an accurate FAFSA on file is always a good backup.
I went through this exact same panic last year! My heart was racing for days thinking I'd committed some kind of federal crime. Here's what I learned: this mistake is SO common that financial aid offices have streamlined processes just for fixing it. I called my daughter's school first thing Monday morning, explained the situation, and they had me come in with our tax documents that same week. The correction was submitted within 2 business days and processed in about a week. Much faster than trying to reach FSA directly! The financial aid counselor told me they see this error multiple times every application cycle, especially from parents rushing to meet deadlines. She said as long as you correct it promptly (which you're doing), there are zero legal concerns. One thing I wish I'd known - even though we didn't qualify for need-based aid either, having the correct FAFSA on file actually helped with some merit scholarships that required "complete financial aid applications." So definitely worth fixing even if you don't expect federal aid! You're being a great parent by taking care of this quickly. Your daughter is lucky to have someone so thorough looking out for her college finances!
This is so reassuring to hear from someone who went through the exact same thing! I've been losing sleep over this, but hearing that it's a common mistake really helps calm my nerves. I'm definitely going to contact the financial aid office first thing tomorrow morning. Thank you for mentioning the merit scholarship angle too - that's exactly what we're hoping for, so getting this fixed properly is even more important now. Really appreciate you taking the time to share your experience!
Ella Lewis
Glad to hear you got it resolved! For anyone else dealing with similar FAFSA correction glitches, here's what I learned from my experience last year: The system seems to have "peak error times" - usually weekends and evenings when traffic is highest. I had better luck making corrections during weekday mornings (9-11 AM EST). Also, if you're getting the "cannot process your correction" error, try logging out completely, clearing your browser cache, and waiting at least 30 minutes before trying again. Sometimes the system needs time to "forget" your previous failed attempts. The FSA agents are definitely your best bet for technical issues that won't resolve on their own.
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CosmicCowboy
•This is really helpful timing advice! I wish I had known about those peak error times earlier - I was definitely trying most of my attempts on weekend evenings when my daughter and I had time to sit down together. The 30-minute waiting period tip makes sense too, since it felt like the system was "remembering" my failed attempts and immediately erroring out. Thanks for sharing what worked for you!
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Ryan Young
I'm dealing with a similar FAFSA correction nightmare right now! My situation is slightly different - I need to correct my parent contribution information after realizing I miscalculated some retirement account distributions. Like you, the correction system keeps giving me error messages and timing out. Reading through all these responses is so helpful. I'm definitely going to try the weekday morning approach that Ella mentioned, and if that doesn't work, I'll contact our school's financial aid office directly. It's reassuring to know that these technical glitches are fairly common and that there are actual solutions. Thanks for posting about this - sometimes it helps just knowing you're not the only one fighting with the system!
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