FAFSA

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Ask the community...

  • DO post questions about your issues.
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  • DO post tips & tricks to help folks.
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As a newcomer to this process, I just want to say how incredibly helpful this entire thread has been! I'm preparing to submit my first child's FAFSA next month and was actually wondering about this exact same thing. Reading through everyone's experiences has been so reassuring. One quick question for those who've been through this - when you log back into your parent FSA ID after a couple of years, does the system automatically recognize that you're starting a new application for a different child? Or do you need to somehow "add" your new child to your account first? I want to make sure I understand the flow before I dive in. Also, huge thanks to everyone who shared their real experiences here. It's so much more valuable than trying to decipher the official FAFSA website instructions!

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Great question, Dmitry! From my understanding based on everyone's responses here, your child actually creates their own FSA ID and starts their own FAFSA application first. Then, when the system needs parent/contributor information, it will prompt your child to invite you to contribute using your existing parent FSA ID. So you don't need to "add" your child to your account - they invite you into their application process. The system connects everything automatically once you accept the invitation and log in with your parent credentials. I'm new to this too, but that seems to be how the process flows based on what others have shared. Hopefully someone with more direct experience can confirm this!

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As someone new to this community but unfortunately very familiar with FSA ID issues, I can confirm everything everyone has said about using your existing parent FSA ID! I went through this exact scenario last year with my second child after my oldest graduated. One thing I'd add that might help - if you're having trouble remembering your login details, the FSA website has a really helpful "Find My Username" tool that will show you a masked version of the email associated with your account. This saved me from accidentally creating a duplicate account when I couldn't remember which email I'd used years earlier. Also, @Isabella, to answer your earlier question directly - your son's previous aid information absolutely will not affect your daughter's SAI calculation. Each FAFSA is processed completely independently, even though you're using the same parent FSA ID to contribute to both over the years. The system is designed this way specifically so families can use one parent login for all their children without any cross-contamination of financial aid data. Hope this helps ease your concerns! The process is actually much more straightforward than it seems at first.

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Thank you so much Lauren! That's exactly the reassurance I needed to hear. The "Find My Username" tool sounds like it could be a lifesaver - I'll definitely check that out before attempting to log in. It's such a relief to know that each application is truly processed independently. I was worried there might be some hidden connection that could impact my daughter's aid eligibility. Everyone in this thread has been so helpful - I feel like I have a clear path forward now. Really appreciate you taking the time to share your experience!

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I'm currently experiencing this exact same frustrating issue! Been trying to add my husband's contributor information for the past week and keep hitting the same validation errors. After reading through all these helpful responses, I'm now realizing I probably made the classic mistake of using the same email address for both our sections. It's incredible how such a small oversight can cause so much grief, especially when college deadlines are looming. I'm going to try tonight: fixing the email addresses (each using our own), removing dashes from SSN formatting, and using the mobile app instead of the website. The tip about completing sections sequentially rather than all at once is really smart too. Thank you to everyone who shared their solutions and workarounds! This community has been infinitely more helpful than the official FSA support. It's reassuring to know so many others have successfully navigated through these same technical hurdles. Fingers crossed these fixes work!

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You've got all the right fixes lined up! I just went through this same ordeal a few weeks ago and the email issue was definitely my problem too. It's such an easy mistake to make since most couples share email accounts for everything else. The mobile app really does seem to handle these validation issues much better than the desktop site - I have no idea why, but it worked when nothing else would. Also definitely take your time between fields; I noticed the system gets glitchy if you move too fast. You're so close to getting this resolved! Don't give up!

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I'm going through this exact same issue right now! Just spent the last 4 hours trying to get my spouse's information added to our FAFSA and keep getting those cryptic validation errors. Reading through everyone's experiences here has been so helpful - I had no idea about the email issue being such a common problem. I'm pretty sure I made the same mistake as many others here - used my email address for both my section and my husband's section since we typically share one email for everything. Going to try switching his section to use his actual email address tonight, along with the SSN formatting fix (removing dashes) and trying the mobile app instead of the website. It's honestly mind-boggling how such small technical details can completely derail the process, especially when families are already stressed about meeting college deadlines. But this community has been a lifesaver - way more useful than the official FSA support! Thanks to everyone for sharing your solutions and giving the rest of us hope that there's light at the end of this FAFSA tunnel!

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UPDATE: I called FSA today and finally got through after trying multiple times. They confirmed it's a calculation error on their end and are doing a "SAI reconciliation" between the two applications. The agent said this has been happening a lot with the new system and they've had to do manual corrections. Thanks everyone for your help - especially for confirming I was right about the grad student question. The representative said it should be fixed within 5-7 business days and both kids should end up with the lower SAI number (16,000).

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That's such a relief! I'm going to call them tomorrow about my twins. Did they give you any special department to ask for? Or just explain the situation to whoever answers?

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Great news! For anyone else experiencing this issue: always ask for the lower SAI to be applied to all eligible students from the same household. The system is supposed to automatically do this reconciliation, but with the new FAFSA changes, many of these processes are requiring manual intervention this year.

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This is such a helpful thread! I'm dealing with something similar - my twins' SAIs are off by about 3,000 points even though I used identical information. Reading through everyone's experiences, it sounds like this is definitely a system issue with the new FAFSA rather than user error. I'm going to call FSA tomorrow and specifically ask for an "SAI calculation reconciliation" like Andre suggested. It's frustrating that we have to deal with these glitches during such an important process, but at least there seems to be a solution. Thanks to everyone who shared their experiences - this gives me hope that it can be fixed!

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You're absolutely right that this seems to be a widespread system issue! I'm new to navigating FAFSA but went through this exact same problem with my two kids. The fact that so many families are experiencing identical SAI discrepancies with the same financial information really shows it's not user error. When you call FSA tomorrow, definitely mention that this is a "known issue" - the representative I spoke with said they've been getting a lot of these calls and have a specific process for handling SAI reconciliations between siblings. Good luck getting it resolved quickly! It's such a relief when they confirm it's their system glitch and not something we did wrong.

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This thread is so helpful! I'm in a similar boat - submitted my FAFSA 4 weeks ago and it's still stuck in processing hell. Reading through everyone's experiences gives me hope that there are actual solutions. I'm definitely going to try the Claimyr service tomorrow and also call my school's financial aid office to ask about their FAFSA delay policy. It's reassuring to know that schools are being more flexible this year because of all the system issues. Thanks everyone for sharing your experiences and solutions - this community is a lifesaver when you're dealing with financial aid stress!

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I'm so glad I found this thread too! I've been stressing about my FAFSA being stuck for 3 weeks and was starting to think I was the only one dealing with this nightmare. It's honestly a relief to know that so many other students are going through the exact same thing and that there are actual solutions that work. The Claimyr service sounds like a game-changer - I hate sitting on hold for hours just to get disconnected. I'm also going to reach out to my school's financial aid office tomorrow to ask about their delay policies. This whole situation is so frustrating but at least we're all in it together and helping each other out!

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I'm going through the exact same thing right now! My FAFSA has been processing for almost 3 weeks and I was getting so anxious about my upcoming deadlines. This thread is honestly a huge relief - I had no idea so many other students were dealing with identical issues. I'm definitely going to try the Claimyr service that several people mentioned since waiting on hold for hours just to get disconnected is driving me crazy. I'm also planning to call my school's financial aid office tomorrow to ask about their FAFSA delay policies and see if they can work with me on a provisional aid package. Thank you all for sharing your experiences and solutions - it's so helpful to know there are actual steps we can take instead of just waiting helplessly!

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Eli Wang

I'm in the same exact situation! My FAFSA has been stuck for 2.5 weeks and I was starting to panic about my school's deadline next month. Reading through this whole thread has been such a relief - I had no idea this was happening to so many students. The fact that schools are being flexible with deadlines this year because of the system issues is huge. I'm definitely going to try both the Claimyr service and calling my financial aid office tomorrow. It's amazing how this community comes together to help each other navigate these stressful situations!

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I'm a newcomer here but dealing with this exact same issue! Just wanted to thank everyone for sharing their experiences - I was completely panicked when I saw those bank account questions pop up. Like many of you, I immediately thought it might be a scam or that I was on the wrong website. It's such a relief to know this is legitimate, even though I'm still not thrilled about having to provide this information. The lack of clear communication from the Department of Education about this change has been really frustrating. I wish they had sent out notifications or updated their guidance materials to let families know what to expect. Thanks again to everyone who took the time to call and verify - it's saved the rest of us a lot of stress and confusion!

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Welcome to the community! I totally understand that panic - I had the exact same reaction when those bank questions first appeared. It's really disappointing how poorly the Department of Education communicated this change. You'd think they would have sent emails or updated their website with clear explanations about what to expect, especially since so many families go through this process every year. I'm just grateful for communities like this where we can help each other navigate these confusing situations. Hope your application process goes smoothly from here!

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I'm new to this community and just went through this exact same experience! I was filling out my 2025-2026 FAFSA yesterday and completely freaked out when I saw the bank account questions. Like so many others here, I thought it was a scam or that I had somehow ended up on a fake website. I actually closed the browser and started over three times because I was so suspicious! This thread has been a lifesaver - thank you to everyone who took the time to call and verify this information. It's really frustrating that the Department of Education didn't do a better job communicating this major change to families. A simple email or announcement on their website would have saved so many of us from this confusion and stress. I'm still not comfortable sharing my bank information, but at least now I know it's legitimate and I can move forward with my application.

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Welcome to the community! I'm so glad you found this thread helpful - your experience sounds exactly like what so many of us went through. I actually did the same thing with closing and reopening the browser multiple times because I was convinced something was wrong! It's really reassuring to know we're all having the same reaction to this change. You're absolutely right that better communication from the Department of Education would have prevented so much confusion and anxiety for families. At least we have each other to help navigate these frustrating changes. Hope the rest of your FAFSA process goes smoothly!

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