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Will my unused ESD benefits still be available after a 6-month contract job ends?

Hey everyone! I've been on unemployment for about 3.5 months now, and I just got offered a temp contract position that starts in a couple weeks (which is great because I actually prefer contract work). The contract is supposed to last 6 months though, which means I'd only have used about 4 months of my unemployment benefits before starting. I'm trying to figure out what happens to my remaining unemployment benefits (roughly 2 months worth) when this contract ends. Do those remaining benefits just pause and I can pick up where I left off? Or does the unemployment claim completely reset with a new 6-month clock after this job ends? I want to take this job, but I'm also worried about the gap between the contract ending and finding new work. Has anyone dealt with this before? Thanks!!

Ravi Sharma

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Congrats on the contract! I went through something similar last year. When your contract ends, you can reopen your existing claim if it's still within your benefit year (which is 12 months from when you first applied). Your remaining 2 months of benefits should still be available to you as long as you're within that benefit year.

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That's a relief! So the benefit year is 12 months long, not 6 months? I thought unemployment only lasted 6 months total so I was confused.

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Freya Thomsen

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The previous response isn't entirely accurate. You need to understand the difference between your "benefit year" and your "maximum benefits payable." Your benefit year is a 12-month period from when you first filed. During that year, you can collect up to your maximum benefit amount (typically 26 weeks/6 months worth of payments). When you take this contract job, your claim becomes inactive, but your benefit year continues running. When the contract ends, IF you're still within the original benefit year, you can reopen your claim and collect your remaining benefits (those unused 2 months). HOWEVER, if your benefit year expires while you're working, you'd need to file a completely new claim after the contract ends, with benefit amounts calculated based on your new work history including this contract job.

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Thank you for explaining! So timing matters a lot here. Since I started my claim about 3.5 months ago, and I'll work for 6 months, I'd be at around 9.5 months into my benefit year when the contract ends. So I should still be able to reopen and claim my remaining benefits, right?

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Omar Zaki

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ya but make sure u report when u get the job!! if u dont tell ESD ur working thats fraud and theyll make u pay everything back with penalties!!!!

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Oh absolutely! I'll definitely report it right away when I start. I know you have to stop claiming once you're employed full-time.

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AstroAce

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Something no one has mentioned - make sure your contract position is actually paying into the unemployment system. Some contract positions are considered self-employment and don't contribute to UI, which could affect your future claims. Double-check if you're classified as a W-2 contract employee (eligible for UI) or a 1099 contractor (not eligible).

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Freya Thomsen

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Great point. This distinction is crucial. If you're a W-2 contract employee, your work will count toward future UI eligibility. If you're 1099, it won't - and that could affect both your ability to establish a new claim later AND potentially your weekly benefit amount if you need to file a new claim after your benefit year expires.

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Chloe Martin

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the ESD system is such garbage!! i had a similar situation and when i tried to reopen my claim the system kept crashing and i couldnt get anyone on the phone for WEEKS. ended up missing out on benefits i deserved. good luck even getting through to ask these questions!!

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Diego Rojas

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I had the same problem trying to reach ESD when my claim had issues. Finally used Claimyr.com and got through to an agent in about 20 minutes. They have a video showing how it works here: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 It was worth it for me because I was about to lose my mind trying to get answers about reopening my claim after a short job. The agent was able to fix everything on the spot.

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Ravi Sharma

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One more thing - when you reopen your claim after the contract ends, expect to wait 1-3 weeks for benefits to restart. They usually review everything again, especially with a gap in claims. Don't panic if it's not immediate!

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That's super helpful to know! I'll make sure I have some savings to cover that gap. Would hate to be caught off guard with no income for a few weeks.

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I've been thru this exact scenario twice in the past year. Here's what you need to know: 1) When you start work, do your final weekly claim for partial week if needed 2) Select "I returned to full-time work" option on that claim 3) Your claim becomes inactive but remains in the system 4) After contract ends, go to your eServices account 5) Click "Restart your claim" (NOT "File a new claim") 6) You'll answer questions about your contract work 7) If still within benefit year, remaining benefits should be available One tricky thing: if your contract gets extended beyond what you initially report, you might need to call to update your return-to-work date. The system gets confused sometimes with multiple start/end dates.

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This is EXACTLY what I needed - thank you! Those step-by-step instructions are super helpful. I'll bookmark this so I know exactly what to do when the time comes. Really appreciate you taking the time to lay it all out!

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Omar Zaki

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my cousing got a job 4 months into his claim but then they fired him after 2 weeks and he cudnt get his old benefits back had to start all over again and got less money

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Freya Thomsen

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That's unusual. If he was still within his benefit year, he should have been able to reopen his claim and receive his remaining benefits. It sounds like either there was a disqualification issue with how his job ended, or he may have accidentally filed a new claim instead of reopening his existing one. That's a common mistake that can lead to exactly what you described.

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Update: I talked to my potential employer and found out I'll be a W-2 contract employee through their staffing agency, not a 1099 contractor. That sounds like good news based on what everyone has said! One last question - does anyone know if I need to do anything special with my job search activities in the final week before I start the new job? Do I still need to complete and document 3 job search activities that week?

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Yes, you still need to complete all job search requirements until your last claimed week. If you already have a verified start date with your new employer, you can request "job search deferral" (standby) for your final weeks, but honestly for just one week it's probably easier to just do the 3 activities. Make sure to report your first day of work accurately when filing your final claim!

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