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Chad Winthrope

Who funds supplemental unemployment benefits in Washington ESD system?

I'm trying to understand how the funding works for different types of unemployment benefits in Washington state. My regular UI claim was approved but I'm wondering about supplemental benefits - who actually pays for those? Is it the federal government, Washington state, or employers? I've been searching the Washington ESD website but can't find clear information about the funding sources. Does anyone know how this works?

Regular unemployment insurance in Washington is funded through employer payroll taxes that go into the state unemployment trust fund. The Washington ESD administers this but it's employer-funded through quarterly tax payments.

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That makes sense for regular UI, but what about supplemental programs? Are those funded the same way?

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Supplemental programs usually have different funding sources. Some are federal, some are state-specific depending on the program type.

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depends what you mean by supplemental benefits? there's different types and they all have different funding sources i think

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I'm not even sure what types exist - that's part of my confusion. The Washington ESD site mentions various programs but doesn't explain funding clearly.

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Federal Extended Benefits (EB) are funded jointly by federal and state governments when unemployment rates trigger them. Trade Adjustment Assistance is fully federal. But trying to get specific information from Washington ESD can be really frustrating.

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I had the same problem getting clear answers from Washington ESD. Ended up using Claimyr (claimyr.com) to actually get through to someone who could explain the different programs. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Thanks for that tip! I've been trying to call Washington ESD for weeks but can never get through.

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Claimyr really does help with the phone connection issues. The Washington ESD call volume is insane right now.

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The funding structure is actually quite complex. Regular UI benefits come from the Unemployment Insurance Trust Fund, which is funded by employer taxes. But supplemental programs vary significantly - some are 100% federal funding, others are federal-state matches, and some are entirely state-funded through different revenue streams.

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This is exactly the kind of detailed breakdown I was looking for! Do you know where I can find documentation about specific programs?

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The Washington ESD Annual Report usually has funding breakdowns, but it's not always current. Your best bet is speaking directly with an Washington ESD representative who can explain your specific situation.

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why does it even matter who funds it??? if you qualify you qualify right?

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I'm trying to understand because I'm worried about potential overpayments or tax implications depending on the funding source.

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It actually can matter for tax purposes - some benefits are taxable differently depending on their funding source.

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Been dealing with this exact question for months! The Washington ESD customer service is absolutely terrible for getting detailed policy information. Most of the representatives don't even understand the funding mechanisms themselves.

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same experience here, they just read from scripts and cant answer real questions

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That's why I ended up trying Claimyr - at least you get connected to someone who can actually access your account and provide real answers instead of generic responses.

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To directly answer your question about supplemental benefits: Disaster Unemployment Assistance is FEMA-funded, Trade Readjustment Allowances are Department of Labor funded, Extended Benefits are 50/50 federal-state funded, and Self-Employment Assistance uses regular UI trust fund dollars but with different administration.

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This is incredibly helpful! I had no idea there were so many different programs with different funding sources.

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You're missing Shared Work benefits, which are also trust fund financed but have special employer participation requirements.

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Good catch! Shared Work is definitely another category with its own funding mechanics.

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honestly the whole system is confusing as hell, i just file my weekly claims and hope for the best

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I understand that approach, but I really want to understand what I might be eligible for beyond just regular UI.

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One thing to keep in mind is that funding sources can affect program availability. When federal funding runs out for certain supplemental programs, they just disappear. But employer-funded regular UI is more stable since it's based on ongoing tax collections.

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That's a really good point about program stability. I hadn't thought about how funding affects whether programs continue to exist.

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Exactly why some of the pandemic programs disappeared so suddenly - federal funding expired and boom, programs gone.

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wait so if employers pay for regular ui why do they fight unemployment claims so hard??

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Because their tax rates can increase based on how many former employees collect benefits. It's called experience rating - more claims can mean higher future tax rates.

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oh that makes way more sense now

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Just went through this research myself last month. The Washington ESD website has some funding information buried in their annual reports, but it's not organized in a user-friendly way at all.

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Did you find anything useful in those reports? I looked but got overwhelmed by all the financial data.

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Some useful info but you really need an accounting background to understand it. Much easier to just call and ask specific questions about your situation.

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For anyone still struggling to get through to Washington ESD about funding questions or program eligibility, I can't recommend Claimyr enough. Finally got real answers about my specific situation instead of generic website information.

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how much does that cost though? seems like we shouldnt have to pay extra just to talk to washington esd

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You're absolutely right that we shouldn't have to, but sometimes you need answers and the regular system just isn't working. Worth checking out their demo video to see if it makes sense for your situation.

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The key thing to remember is that supplemental benefits often have stricter eligibility requirements precisely because they use different funding sources. Federal programs have federal eligibility rules, state programs have state rules, etc.

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That explains why some programs seemed available but I couldn't figure out how to apply! Different eligibility requirements make much more sense now.

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I work in payroll and can confirm that employers do pay unemployment taxes quarterly to fund the regular UI system. The rates vary by industry and company experience with claims.

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From an employer perspective, are there any supplemental programs that don't affect employer tax rates?

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Federal programs typically don't impact state unemployment tax rates since they're funded separately. But I'd verify that with Washington ESD for specific programs.

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this is all way too complicated, no wonder people get confused about what theyre eligible for

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It really is unnecessarily complex. The system needs better transparency about funding and eligibility.

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Bottom line for the original question: Regular UI is employer-funded through state taxes, most supplemental programs are federally funded or federal-state partnerships, and each has different rules because of their different funding sources. Your best bet is getting specific information about programs you might qualify for.

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Perfect summary! This thread has been incredibly educational. I feel like I finally understand the basic structure of how unemployment funding works.

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yeah this helped me understand it too, way better than trying to read the washington esd website

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Thanks everyone for all this information! I had no idea the funding was so complex behind the scenes.

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Same here! Really appreciate everyone sharing their knowledge and experiences.

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Still think Washington ESD should make this information way more accessible instead of burying it in reports and making people hunt for answers.

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Completely agree. Basic funding information should be clearly explained on their main website, not hidden away.

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Until they fix their communication issues, at least there are services like Claimyr to help bridge that gap when you need real answers.

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This has been so helpful everyone. I feel much more informed about unemployment funding and know what questions to ask when I do manage to reach Washington ESD. Thanks for taking the time to explain everything!

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Glad we could help! Understanding the funding structure really does help make sense of why different programs work differently.

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Good luck with your claim! Hope you find the supplemental programs you're looking for.

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bookmarking this thread for future reference, lots of good info here

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Great idea! I'm definitely saving this too.

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