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Aisha Jackson

What is the most you can get from unemployment in Washington ESD?

I'm trying to figure out what the maximum weekly benefit amount is for Washington state unemployment. I've been working in tech for about 8 years making decent money, and I'm worried about how much I'll actually get if I file a claim. Does anyone know what the current maximum is? Also wondering if there are any other benefits or extensions that could increase the total amount over time. Really hoping it's enough to cover my mortgage and basic expenses while I look for work.

The maximum weekly benefit amount in Washington is $1,019 as of 2025. It's based on your highest earning quarter in your base period, so if you were making good money in tech you'll probably get close to the max. You can also get up to 26 weeks of regular benefits, so that's potentially over $26,000 total.

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That's actually better than I expected! How do they calculate it exactly? Is it based on my last job or an average of multiple quarters?

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It's calculated using your base period wages, which is typically the first 4 of the last 5 completed quarters before you file. They take your highest quarter and use a formula - roughly 3.85% of your total base period wages or 63% of your average weekly wage, whichever is less.

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Yeah $1019 is the max but most people don't actually get that much. I think the average in Washington is somewhere around $550-600 per week. You need to have made pretty good money consistently to hit the maximum.

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This is so confusing... I made $85k last year but only worked for 8 months because I switched jobs. Will that hurt my benefit amount?

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Job switching shouldn't hurt you as long as the wages are in your base period. Washington ESD looks at all covered employment during that time frame, not just one employer.

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If you're having trouble getting through to Washington ESD to check your potential benefit amount, I found this service called Claimyr that actually got me connected to an agent in like 10 minutes. Way better than trying to call myself for hours. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Really helped me get my questions answered about my benefit calculation.

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Never heard of that before... does it actually work? I've been trying to call Washington ESD for weeks about my claim status.

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Yeah it worked for me. Check out claimyr.com - they basically handle the calling and waiting for you so you don't have to sit there hitting redial all day.

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Don't forget about the additional $25 per week if you're enrolled in approved training! That can add up over 26 weeks. Also, if you have dependents under 18, you might qualify for additional benefits too.

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Oh really? I have two kids under 18. How much extra would that be?

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I think it's like $24 per dependent per week, but there's a cap. You should definitely mention your dependents when you file your claim.

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The dependent allowance is actually $32 per child per week in 2025, up to a maximum of 5 dependents. So potentially an extra $160 per week if you qualify.

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THE SYSTEM IS DESIGNED TO GIVE YOU AS LITTLE AS POSSIBLE!!! I worked for 15 years and they gave me $400/week which is NOTHING compared to what I was making. Don't expect the maximum unless you're making six figures.

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That sucks man. What industry were you in? $400 seems really low for 15 years of work experience.

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Construction. Problem is I had some gaps in employment due to seasonal work and it screwed up my base period calculations. The whole system is rigged against working people.

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For those asking about calculations, here's the exact formula Washington ESD uses: They take 3.85% of your total base period wages OR 63% of your average weekly wage during the base period, whichever is LOWER. Then they cap it at the maximum weekly benefit amount which is currently $1,019.

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This is really helpful! So if I made $120k in my base period, that would be $4,620 using the 3.85% calculation?

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No, that's not how it works. The 3.85% gives you your total potential benefits for the entire benefit year, not your weekly amount. You'd divide that by the number of weeks you're eligible for.

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Actually, let me clarify - the calculation is more complex. They use the 3.85% to determine your weekly benefit rate, not your total benefits. It's based on your highest quarter wages in the base period.

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i think theres also extended benefits sometimes when unemployment is really high but not sure if thats still a thing after covid

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Extended Benefits (EB) are still available but they're triggered by unemployment rates in the state. Right now Washington's unemployment is pretty low so EB probably isn't active.

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Yeah, EB is only triggered when the state unemployment rate hits certain thresholds. During COVID there were also federal extensions but those ended in 2021.

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You also need to factor in taxes! Unemployment benefits are taxable income, so that $1019 maximum isn't what you'll actually take home. You can have taxes withheld or pay quarterly estimated taxes.

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Ugh, I didn't think about taxes. Do they withhold automatically or do I have to request it?

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You have to request tax withholding when you file your claim or you can change it later. I think they withhold 10% for federal taxes if you elect it.

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Been through this before and honestly the max amount sounds great but remember you still have to do job searches and all that stuff. Plus if you get any kind of work, even part-time, it affects your benefits. The rules are pretty strict about reporting income.

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How many job searches do you have to do each week? I heard it was 3 but someone told me it might be more now.

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It's 3 job search activities per week minimum, but they can require more depending on your situation. And they're pretty picky about what counts as a valid job search activity.

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If anyone is still having trouble getting through to Washington ESD about benefit amounts or anything else, that Claimyr service someone mentioned earlier actually works. I was skeptical at first but it saved me so much time. Way better than calling Washington ESD directly and getting hung up on.

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How much does something like that cost though? If I'm unemployed I don't want to spend money on services.

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It's worth checking out their site at claimyr.com to see what they offer. For me it was worth it to actually talk to someone instead of wasting days trying to get through on my own.

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Don't forget that if you're on standby with your employer, the rules might be different. I was on temporary layoff and my benefits were calculated differently than regular unemployment. Still got the same weekly amount but the job search requirements were waived.

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What's the difference between standby and regular unemployment? My company said they might bring me back in a few months.

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Standby means you have a definite return date within 4 weeks or you're attached to a union hiring hall. You don't have to actively search for work but you have to be available when your employer calls you back.

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The maximum is nice to know but realistically most people get way less. I think the statewide average is around $580 per week. Don't count on getting the full $1019 unless you were making really good money consistently.

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That's still decent money though. $580 a week is like $30k a year if you get the full 26 weeks.

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True but $30k doesn't go very far in Washington, especially in Seattle area. Better than nothing though.

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Also remember that if you worked in multiple states, you might be able to choose which state to file in. Sometimes it makes a difference in benefit amounts, though you usually have to file where you worked most recently.

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I only worked in Washington so that shouldn't be an issue for me. Good to know though.

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Actually, you can sometimes file a combined wage claim if you worked in multiple states during your base period. It can increase your benefit amount in some cases.

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One more thing - if you get disqualified for any reason, you lose benefits until you work and earn a certain amount. So make sure you follow all the rules about job searches, reporting income, being available for work, etc. A disqualification can really mess up your finances.

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How much do you have to earn to qualify again after a disqualification?

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I think it's 6 times your weekly benefit amount in covered employment. So if your weekly benefit is $500, you'd need to earn $3000 in covered wages to requalify.

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Just wanted to add that the benefit year is 52 weeks from when you file, but you can only collect up to 26 weeks of benefits during that year. If you find work and then lose your job again within that same benefit year, you might not be able to get more benefits until you establish a new claim.

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That's confusing. So if I collect benefits for 10 weeks, find a job for 3 months, then lose that job, I could still get 16 more weeks of benefits?

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Potentially yes, as long as you're still within your benefit year and you meet the availability requirements. But it can get complicated depending on your specific situation.

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For what it's worth, I tried using that Claimyr thing someone mentioned and it actually worked pretty well. Got connected to a Washington ESD agent who explained exactly how my benefits were calculated. Definitely saved me time compared to calling myself.

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Good to hear another positive review. I might try it if I can't get through to Washington ESD on my own.

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Thanks everyone for all the info! This has been really helpful. I think I have a better understanding of what to expect when I file my claim.

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