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What is the max you can get on unemployment in Washington - weekly benefit amount limits?

I'm trying to figure out what the maximum weekly benefit amount is for Washington unemployment. I made around $85k last year working in tech and I'm wondering if there's a cap on how much I can receive per week. Does anyone know what the current maximum is? Also wondering if the amount changes each year or stays the same. Thanks in advance!

The maximum weekly benefit amount in Washington for 2025 is $999 per week. This is based on your highest earning quarter from your base period. To get the max, you need to have earned at least $24,975 in your highest quarter. The amount does get adjusted annually based on the state's average weekly wage.

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Thanks! So if I made $85k last year, I should qualify for close to the maximum then?

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It depends on how your earnings were distributed across quarters. Washington ESD looks at your highest quarter, not your total annual income. If your $85k was spread evenly, each quarter would be around $21k, which might put you slightly below the max.

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Keep in mind that's just the base benefit. If you have dependents, you can get an additional $25 per week for each dependent child under 18. The total can't exceed $999 + dependent allowances though.

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Wait, I didn't know about the dependent allowance! Do you have to apply for that separately or does Washington ESD automatically add it?

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You need to report your dependents when you file your initial claim. Washington ESD doesn't automatically know about them.

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I've been trying to get through to Washington ESD for weeks to check on my benefit calculation. The phone lines are always busy and I keep getting disconnected. Has anyone found a way to actually reach someone there?

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I had the same problem until I found Claimyr (claimyr.com). They help you get through to Washington ESD agents by handling the calling for you. Check out their demo video at https://youtu.be/7DieNd3C7zQ - it's actually pretty helpful for situations like yours where you need to verify your benefit calculation.

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Interesting, I'll check that out. I'm so frustrated with trying to call on my own.

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The $999 max is ridiculous tbh. In Seattle that barely covers rent let alone everything else. Other states have higher maximums.

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Washington actually has one of the higher maximum benefits in the country. The maximum is tied to the state's average wage, so it reflects our local economy.

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Still doesn't feel like enough when you're actually living on it

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How long do you get the maximum amount? Is it the full 26 weeks or does it decrease over time?

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Your weekly benefit amount stays the same throughout your benefit year, assuming you remain eligible. It doesn't decrease over time. You can receive benefits for up to 26 weeks in most cases.

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Good to know, thanks! That makes planning a bit easier.

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Don't forget about the waiting week. Even if you qualify for the max, you won't get paid for your first week of unemployment.

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Wait, there's still a waiting week? I thought they eliminated that during COVID.

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The waiting week requirement was reinstated in 2023. So yeah, your first week is unpaid even if you're eligible.

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To calculate your weekly benefit, Washington ESD takes your two highest earning quarters, adds them together, divides by 52, then multiplies by 0.0385. The result can't exceed the maximum though.

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That's helpful! So it's based on your two highest quarters, not just one?

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Actually, I need to correct myself - it's based on your total base period wages (all four quarters), not just the two highest. My mistake!

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If you're having trouble reaching Washington ESD to verify your benefit amount calculation, I'd recommend using Claimyr. They've been really helpful for getting through to actual agents when you have specific questions about your claim.

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How does that work exactly? Do they just call for you?

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Yeah, they handle the calling process and connect you directly with Washington ESD agents. Saves you from sitting on hold for hours or getting disconnected.

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I think I'm getting less than the maximum even though I had high earnings. My benefit calculation seems off. Anyone else experience this?

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There could be several reasons - maybe some of your wages weren't reported correctly, or you had earnings from out-of-state that aren't being counted. You should definitely contact Washington ESD to review your wage records.

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Yeah, that's what I'm trying to do but can't get through to anyone.

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This is exactly the kind of situation where Claimyr can help. Getting wage record discrepancies resolved usually requires speaking with an actual Washington ESD representative.

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Does anyone know if the maximum changes mid-year or only at the beginning of each year?

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The maximum weekly benefit is set annually and typically doesn't change mid-year. Washington ESD announces the new rates each year, usually effective July 1st.

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Thanks, that's what I thought but wasn't sure.

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been on unemployment for 2 months now getting $847/week. not the max but close. the job search requirements are the hardest part honestly

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What are the current job search requirements? I'm about to file and want to know what to expect.

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you need to do 3 job search activities per week and keep a log. can be applications, networking, job fairs, etc. just make sure you document everything

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The benefit calculation always confused me. Is it really just a percentage of your previous wages or is there more to it?

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It's approximately 3.85% of your total base period wages, but there are minimum and maximum limits. The calculation can get complex if you have wages from multiple states or certain types of employment.

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Ah ok, that makes more sense. Thanks for explaining it simply.

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For anyone wondering, you can check your estimated benefit amount using the calculator on the Washington ESD website before you even file your claim.

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Oh that's useful! I didn't know there was a calculator available.

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Yeah, it's pretty helpful for planning purposes. Just keep in mind it's an estimate - your actual benefit might be different.

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I qualified for the maximum but my benefits got delayed because of some adjudication issue. Anyone else deal with adjudication taking forever?

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Adjudication can take weeks or even months depending on the issue. What's the reason for your adjudication?

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Something about my reason for leaving my last job. It's been 6 weeks now with no resolution.

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Adjudication delays are another good reason to use Claimyr. Sometimes speaking directly with an agent can help clarify what additional information they need to process your claim.

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The maximum seems to go up every year. I remember it being lower when I was on unemployment a few years ago.

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Yes, it's adjusted annually based on changes in the state's average weekly wage. It's been increasing pretty consistently over the past few years.

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That's good at least. Helps keep up with inflation somewhat.

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Quick question - does anyone know if overtime hours count toward your benefit calculation?

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Yes, all wages reported to Washington ESD count toward your benefit calculation, including overtime. As long as it shows up on your wage record, it's included.

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Great, thanks! I worked a lot of overtime last year so that should help my benefit amount.

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Just want to add that if you think your benefit calculation is wrong, don't wait to appeal. There are time limits on when you can challenge the determination.

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How long do you have to appeal a benefit determination?

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I believe it's 30 days from when they mail you the determination, but don't quote me on that. Best to check with Washington ESD directly.

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thanks everyone for the info! this thread was really helpful. going to file my claim this week and at least now i know what to expect for the benefit amount

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Good luck with your claim! Make sure to file as soon as possible since benefits don't go back to when you became unemployed, only from when you file.

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will do, thanks for the reminder!

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One more thing to keep in mind - your benefit year lasts 52 weeks from when you file, but you can only collect up to 26 weeks of benefits during that year (unless there are extended benefits available).

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So if I find a job after 10 weeks and then lose it again 6 months later, I could still use the remaining 16 weeks?

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Exactly, as long as you're still within your benefit year. Just make sure to report any work and wages during that time.

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The whole system is confusing but at least Washington has decent benefits compared to other states. Could be worse I guess.

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True, some states have maximum benefits that are like $300/week. We're lucky here in Washington.

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Yeah, definitely puts things in perspective.

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I'm new to the unemployment system and this thread has been super informative! One thing I'm still unclear on - when they calculate your base period wages, do they use gross wages or net wages after taxes? I want to make sure I'm estimating my potential benefit correctly before I file.

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