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Dylan Mitchell

What if I run out of unemployment benefits - Washington ESD options?

I'm getting close to exhausting my regular unemployment benefits through Washington ESD and I'm honestly panicking. I've been looking for work but haven't found anything yet. What happens when my 26 weeks are up? Are there any extensions or other programs I can apply for? I keep hearing different things from people and I can't get through to Washington ESD on the phone to ask directly. Has anyone been in this situation recently?

Once your regular UI benefits are exhausted, you may qualify for Extended Benefits (EB) if Washington state's unemployment rate triggers it. There's also the option to file a new claim if you've worked enough in the past year to establish a new benefit year. Check your account regularly for any available extensions.

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Thanks for the info! How do I know if Extended Benefits are available? Is that something that shows up automatically in my account?

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Washington ESD will notify you if EB is available in your area. It's based on unemployment rates in your region. You don't need to apply separately - it should appear as an option if you qualify.

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I went through this last year. After my regular benefits ended, I was able to file a new claim because I had worked enough hours the previous year. You need to have earned at least $3,850 in your base period to qualify for a new claim.

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Did you have a gap between when your old claim ended and the new one started? I'm worried about missing payments.

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There was about a week gap while they processed my new application. Make sure you file as soon as your current claim expires to minimize any delay.

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If you're having trouble getting through to Washington ESD by phone, I recently discovered Claimyr at claimyr.com. They help you get through to actual agents instead of sitting on hold forever. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Might be worth checking out if you need to speak with someone about your options.

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Interesting, I've never heard of that service. How does it work exactly? Do they actually get you through to Washington ESD agents?

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Yeah, they handle the calling and waiting for you, then connect you when an agent picks up. Saved me hours of trying to get through the busy signals.

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That sounds too good to be true. What's the catch? Do they charge a lot for this service?

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Make sure you're still filing your weekly claims even as you approach the end of your benefit year! I made the mistake of stopping and it complicated things when I tried to file a new claim later.

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Good point, I'll keep filing. Do you know if there are any other assistance programs available if unemployment runs out completely?

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You might want to look into SNAP benefits or other social services through DSHS. WorkSource Washington also has job training programs that come with stipends sometimes.

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This is exactly what I'm going through right now!! My benefits end next week and I'm freaking out. The job market is still really tough and I don't know what I'm going to do for money.

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We're in the same boat. It's so stressful not knowing what comes next. Have you looked into whether you qualify for a new claim?

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I'm not sure if I worked enough last year to qualify. How do you check that without calling Washington ESD?

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You can check your earnings history in your SecureAccess Washington account. Look for the 'View and Maintain Account Information' section.

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whatever you do dont let your claim lapse completely. even if theres no money left keep filing weekly claims until you know for sure what your next step is

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Why is that important? What happens if you let it lapse?

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it can mess up your eligibility for extensions or make it harder to restart benefits later. better safe than sorry

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Also worth mentioning - if you do qualify for a new benefit year, your weekly benefit amount might change based on your more recent earnings. It could be higher or lower than what you were getting before.

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That's good to know. Is the calculation the same as when I first applied?

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Yes, they use the same formula based on your highest earning quarter in the base period. If you earned more in recent quarters, your benefit could increase.

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I hate that we have to stress about this stuff. The system should automatically transition you to available programs instead of making us figure it out ourselves.

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I agree! It's already stressful enough being unemployed without having to navigate all these different programs and deadlines.

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Right? And trying to get information from Washington ESD is like pulling teeth. Half the time the website doesn't work properly either.

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Check if your county has any emergency assistance programs too. Some have short-term help for utilities and rent while you're transitioning between benefits.

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That's a great suggestion. Do you know how to find out what's available in my area?

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Try calling 211 or visiting 211.org. They have info on all the local assistance programs available.

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One more thing - if you end up having to file a new claim, gather all your employment documentation ahead of time. Pay stubs, W-2s, etc. It'll speed up the process.

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Good advice! I should probably start organizing all that paperwork now just in case.

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Update on the Claimyr thing - I used them again yesterday to check on something else and got through to Washington ESD in about 10 minutes. Way better than the 2+ hours I usually spend trying to call myself.

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Okay you've convinced me to at least check out their website. The phone situation with Washington ESD is absolutely ridiculous.

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Same here, I might try it if I can't figure out my benefit situation online.

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Make sure you're keeping track of all your job search activities too. If you do get extended benefits or file a new claim, they might audit your job search log.

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Good reminder! I've been keeping records but probably should be more detailed about it.

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This whole system is so confusing. Why can't Washington ESD just send clear information about what happens when benefits are about to end?

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I know right? You'd think they'd at least send some kind of notification with your options.

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They do send notifications, but often it's very generic and doesn't explain all the possibilities clearly. That's why it helps to understand the system ahead of time.

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Been there done that. The waiting and uncertainty is the worst part. Just take it one step at a time and explore all your options.

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Thanks for the encouragement. It really does help to know other people have gotten through this.

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Don't forget about workforce development programs through WorkSource. Some of them provide training allowances while you learn new skills.

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I hadn't thought about retraining. Are those programs hard to get into?

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Depends on the program and funding availability. Worth looking into though, especially if you're in a field that's been hit hard.

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I tried calling Washington ESD about this same question last week and gave up after being on hold for 3 hours. Maybe I should try that Claimyr service people are mentioning.

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Definitely worth trying if you need to talk to someone. The regular phone system is basically impossible to get through.

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Whatever you do, don't just assume you're out of options when your regular benefits end. There are usually more programs available than people realize.

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That's reassuring to hear. I'll make sure to check all possibilities before panicking too much.

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Keep filing those weekly claims! Even if you're not getting paid, it keeps your claim active and makes transitions smoother.

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Several people have mentioned this now. I'll definitely keep filing even if the benefit amount is zero.

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The key is to stay proactive. Don't wait until your last payment to start figuring out next steps. Sounds like you're already on the right track by asking now.

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Yeah, I figured it was better to prepare ahead of time rather than scramble at the last minute. This thread has been really helpful!

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Final tip - document everything. Keep records of when you applied for extensions, new claims, or any other benefits. It'll help if there are any issues later.

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Great advice! I'll start a file with all my unemployment-related paperwork and dates.

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