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Miguel Harvey

What day does unemployment pay in Washington ESD - when do benefits hit account?

I just got approved for unemployment and filed my first weekly claim on Sunday. When should I expect to see the money in my account? I heard different things - some people say Tuesday, others say it depends on your bank. My landlord is breathing down my neck and I need to know when these payments actually show up. Does Washington ESD have set payment days or is it random?

Washington ESD processes payments on Tuesdays and Wednesdays typically. If you file your weekly claim by Sunday night, you should see the deposit by Wednesday at the latest, assuming no issues with your claim.

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Thanks! So if I filed Sunday I should see it by Wednesday this week?

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Yes, as long as your claim doesn't have any flags or adjudication issues that need to be resolved first.

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It really depends on your bank too. I have Chase and I usually get mine Tuesday afternoon, but my friend with a credit union doesn't see hers until Thursday sometimes.

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I have Wells Fargo - anyone know how they are with processing these deposits?

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Wells Fargo is usually pretty fast, you should see it Tuesday or Wednesday at the latest.

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Just a heads up - your first payment might take an extra day or two since the system needs to verify everything is correct. After that it should be more predictable. I used Claimyr.com to get through to an ESD agent when I had questions about my payment timing. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works to skip the busy phone lines.

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Good to know about the first payment delay. I'll check out that Claimyr thing if I need to call them.

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Never heard of Claimyr before but anything that helps get through to ESD sounds useful.

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Washington ESD usually processes batches Tuesday through Thursday. The exact day depends on when you filed and if there are any system issues. Check your payment history in your online account to track the pattern.

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Where do I find the payment history in my account? I'm still figuring out the website.

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Log into your SecureAccess Washington account, go to unemployment services, then look for 'Payment Information' or 'Claim Summary' - it'll show your payment dates and amounts.

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ugh the waiting is the worst part!! i filed sunday too and keep checking my bank account every hour lol when does this anxiety end

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Same here! I've been obsessively checking my account since Monday morning.

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It gets better once you know the pattern. First few weeks are stressful but then you get used to it.

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Quick reminder - make sure you're filing your weekly claims by Sunday at midnight. If you file late, it pushes your payment back to the next processing cycle.

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Good point. I set a reminder on my phone for Saturday nights to file.

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Wait, I thought the deadline was Monday? I've been filing Monday mornings.

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You can file until Monday night technically, but Sunday is safer to ensure you get in the Tuesday/Wednesday payment batch.

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For what it's worth, Washington ESD payments have been pretty reliable lately. During the pandemic it was a mess but now it's much more predictable. Tuesday/Wednesday is the norm.

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That's reassuring. I heard horror stories from 2020-2021 about people waiting weeks for payments.

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Yeah those days are mostly over thank god. System works much better now.

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Check if your bank offers early direct deposit! Some banks will give you the money as soon as they receive the ACH transfer from Washington ESD, which can be a day earlier than the official posting date.

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Oh interesting, I'll ask Wells Fargo about that. Every day counts when you're tight on money.

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Chime and some online banks do this automatically. Traditional banks you usually have to ask about it.

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If your payment seems delayed and you need to check on it, I had good luck with Claimyr to actually get through to a real person at Washington ESD. Much better than sitting on hold for hours or getting disconnected.

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How much does that cost? If I'm unemployed I'm trying to save every penny.

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It's worth it when you actually need to reach someone. Way less stressful than the regular phone nightmare.

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Pro tip: if you have direct deposit set up, you should get an email confirmation when Washington ESD processes your payment. That usually comes a day before it hits your bank account.

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I haven't gotten any emails yet. Should I be worried or is it still too early?

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If you just filed Sunday for the first time, give it until Wednesday. First payments take longer to process.

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Been on unemployment for 6 months now and it's almost always Tuesday afternoon for me. Wells Fargo posts it around 3pm on Tuesdays most weeks.

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Perfect, that's exactly what I needed to know! I have Wells Fargo too so hopefully same timing.

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Yeah you should be good. Just don't panic if it's a few hours later than expected - banks sometimes batch process deposits at different times.

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does anyone know if holidays affect the payment schedule? like if tuesday is a federal holiday do they push it back?

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Yes, federal holidays can delay payments by a day. Washington ESD usually posts notices about holiday schedules on their website.

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Banking holidays definitely affect it. I learned that the hard way last Memorial Day.

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Washington ESD payment timing is usually: File weekly claim Sunday → Processing Monday-Tuesday → Payment issued Tuesday-Wednesday → Money in account Tuesday-Thursday depending on your bank. Pretty consistent system once you get used to it.

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This is super helpful, thanks for breaking it down like that!

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Saving this comment for reference. Wish someone had explained it this clearly when I started.

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Make sure your direct deposit info is correct in your account! I had a typo in my routing number and it delayed my first payment by over a week while they sorted it out.

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Good point, I double-checked mine when I set it up but maybe I should verify again.

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Yeah definitely worth a quick check. Much easier to fix before there's a problem than after.

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Last thing - if you ever need to talk to someone at Washington ESD about payment issues, Claimyr.com has been a lifesaver for actually getting through their phone system. Way better than the regular 800 number that just hangs up on you.

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I might need this next week if my payment doesn't come through. The regular ESD phone line is impossible.

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Yeah their phone system is brutal. Anything that helps get through to a real person is worth knowing about.

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Update: Just checked my Wells Fargo account and my payment from Sunday's filing just posted! So it was exactly 2 days for me.

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Amazing! That gives me hope mine will be there when I check later today.

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Nice! The system is working pretty smoothly these days compared to a few years ago.

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Random question but does the payment amount ever vary week to week or is it always the same? I'm trying to budget and want to know if I can count on the same amount each time.

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It should be the same amount each week unless you report work hours or income. Your weekly benefit amount stays consistent.

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Got it, that helps with planning. Thanks!

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Just want to say this thread has been super helpful! I was freaking out about when my payment would come but now I know what to expect. Thanks everyone!

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Agreed! Feeling much less anxious about the whole process now.

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This is what I love about these forums - real people sharing real experiences. Way more helpful than the official Washington ESD website sometimes.

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One more tip - if you're really tight on money, some food banks and churches can help with groceries while you're waiting for that first unemployment payment. No shame in getting help when you need it.

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That's really thoughtful advice. Hopefully I won't need it but good to know the resources are there.

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211 is a good number to call for local resources too. They can connect you with food assistance, utility help, etc.

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Final update from OP - my payment just hit my Wells Fargo account! Filed Sunday evening, got paid Wednesday morning. Thanks everyone for the help and info!

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Awesome! Mine should be coming soon then, I filed around the same time Sunday.

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Glad it worked out! Now you know the pattern for future weeks.

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