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Luca Greco

Washington ESD unemployment runs out with no job - what are my options?

My regular UI benefits just exhausted last week and I still haven't found work despite applying to dozens of jobs. I've been on unemployment for 26 weeks and thought there might be extensions available but Washington ESD says there's nothing else right now. I'm really panicking because I have rent due next week and no other income. Has anyone else been in this situation? What other programs or assistance might be available when your unemployment runs out but you still can't find a job?

I'm in the exact same boat - benefits ended two weeks ago and still job hunting. It's terrifying honestly.

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How are you managing to pay bills? I'm looking into food banks but rent is the big concern.

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Had to ask family for help with rent this month. Not easy but had no choice.

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Unfortunately Washington doesn't have extended benefits right now since unemployment rates aren't high enough to trigger them. You should look into SNAP benefits, emergency rental assistance through your county, and WorkSource for additional job search help.

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I didn't know about county rental assistance - do you know how to apply?

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Each county has different programs. Google '[your county] emergency rental assistance' and you should find the local program.

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Check if you qualify for any training programs through WorkSource. Sometimes they have funding for retraining if your industry is struggling. Also look into temporary agencies - they often have immediate placement opportunities.

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That's a good idea about temp agencies. I've been focused on permanent positions but maybe temp work could bridge the gap.

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temp work saved me when my benefits ran out last year. it's not ideal but it pays the bills while you keep looking

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Have you tried calling Washington ESD to make sure there really aren't any other programs? Sometimes the website doesn't show everything. I used Claimyr.com to get through to an actual agent when I had questions about my claim status. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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I tried calling but kept getting the busy signal. How does Claimyr work exactly?

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It basically keeps trying to call for you until you get through to a human. Saved me hours of redialing.

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Never heard of that before but sounds useful. The phone system is impossible to get through to.

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Apply for SNAP immediately if you haven't already. Also check with 211 (dial 2-1-1) for local resources. They can tell you about food banks, utility assistance, and other emergency programs in your area.

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I didn't know about 211 - is that a nationwide thing?

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Yes, it's available everywhere. They have a website too at 211.org but calling is usually faster.

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this happened to me in 2023 and it was the worst. ended up driving for uber just to have some income coming in while i kept applying for real jobs

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How long did it take to find regular work after your benefits ended?

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took about 3 months but the gig work helped me survive until then

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Also consider looking into whether you qualify for any disability benefits if you have health issues that are affecting your ability to work. And don't overlook opportunities in different fields - this might be a chance to pivot to something with more job security.

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I haven't considered changing fields but you're right, maybe it's time to be more flexible.

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Healthcare, logistics, and skilled trades are hiring pretty consistently right now if you're open to training.

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Check with your local churches and community organizations too. Many have emergency assistance funds for people in your situation. You don't have to be a member to get help.

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That's a good suggestion. I've been too embarrassed to ask for help but I guess pride won't pay the rent.

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Don't be embarrassed - that's what these programs are for. You paid into unemployment when you were working, and now you need other community support.

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I'm going through this right now too. Applied for every entry level job I can find even if it's not in my field. Walmart, target, grocery stores - they're all hiring and you can start right away.

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You're right, I need to stop being picky about the type of work. Any income is better than none.

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exactly. i'm overqualified for what i'm doing now but it's keeping me afloat while i keep looking for something better

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The system is broken honestly. 26 weeks isn't enough when the job market is this tough. I had to move back in with family when mine ran out.

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I might have to do the same if I can't figure something out soon. It's humbling for sure.

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Nothing wrong with accepting help from family if you have that option. Better than being homeless.

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One more thing - if you do get through to Washington ESD, ask specifically about any federal programs that might be available. Sometimes there are things that aren't well advertised. That's another reason why using something like Claimyr to actually reach an agent can be worth it.

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I'll definitely try that service to get through. The website says there's nothing but maybe an agent would know about other options.

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Good point about federal programs. State websites don't always have complete information about everything available.

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Look into whether your utility companies have assistance programs too. Most have programs to help with bills during emergencies. And don't forget about WIC if you have kids.

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No kids but I'll check with the utility companies. Every little bit helps.

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Most utility companies will work with you on payment plans too if you call and explain your situation.

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this is my biggest fear right now. my benefits run out in 4 weeks and i'm not even getting interviews

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Start applying for the backup options now - SNAP, rental assistance, etc. Don't wait until the last minute like I did.

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Also start looking at temp agencies and immediate hiring jobs now. It's easier to find work when you're not desperate.

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Have you checked if you can file a new claim? Sometimes if you worked after your original claim you might qualify for a new benefit year.

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I haven't worked since I was laid off so I don't think I'd qualify for a new claim.

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Yeah, you need earnings in the base period for a new claim. Worth checking though.

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Don't give up on the job search but definitely apply for every assistance program you can while you're looking. It's not permanent, just a bridge until you find work.

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You're right, I need to think of it as temporary help while I get back on my feet.

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That's the right attitude. You're not giving up, you're just getting the support you need to keep going.

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Also check if your state has any emergency cash assistance programs. Some states have small emergency funds for people transitioning off unemployment.

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I'll look into that. At this point I need to explore every option available.

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Search for 'Washington emergency cash assistance' or 'TANF emergency assistance' and see what comes up.

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hang in there. i know it's scary but you'll figure it out. lots of people have been where you are and made it through

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Thanks for the encouragement. Some days it feels hopeless but I'm trying to stay positive.

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just take it one day at a time and keep applying for jobs and assistance. something will work out

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One last suggestion - check with your local workforce development office. They sometimes have emergency assistance funds or know about programs that aren't widely advertised.

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I'll add that to my list. Thanks everyone for all the suggestions - I have a lot of options to explore now.

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Good luck! Check back and let us know how it goes.

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I'm really sorry you're going through this - the stress must be overwhelming. One resource that might help immediately is contacting your landlord to explain the situation and see if they'll work with you on a payment plan or short-term extension. Many landlords would rather work with a good tenant than go through an eviction process. Also, if you haven't already, definitely apply for emergency food assistance through local food banks - that can free up any money you do have for rent. The Salvation Army and United Way often have emergency financial assistance too. You've got this - it's just a really tough stretch that won't last forever.

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