Washington ESD unemployment benefits - are they actually competitive compared to other states?
I've been dealing with Washington ESD for the past few months and honestly wondering if our state has decent unemployment benefits or if I'm missing something. My weekly benefit amount seems pretty low considering the cost of living here, especially around Seattle. I'm getting $485/week which feels like nothing when rent alone is $1800. Are Washington's unemployment benefits actually good compared to other places? Should I be grateful or is this system just not keeping up with reality?
42 comments


Carter Holmes
Washington actually has some of the higher benefit amounts in the country. The maximum weekly benefit is $999 right now, so your $485 might be based on your previous wages. Did you work full-time before filing?
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Mia Alvarez
•Yeah I was working full-time but only making about $42K annually. Guess that explains the lower amount.
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Sophia Long
•The formula is roughly 3.85% of your highest quarter wages. So if you made $10,500 in your best quarter, that would put you around $485/week.
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Angelica Smith
Washington ESD benefits are actually pretty decent compared to most states. We get up to 26 weeks of regular UI, plus the state doesn't tax unemployment benefits. Some states cap out at like $300-400 per week maximum.
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Logan Greenburg
•Wait, Washington doesn't tax unemployment benefits? I thought the federal government still taxes them though?
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Angelica Smith
•Correct - no state income tax on UI benefits in Washington, but you'll still owe federal taxes on them.
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Charlotte Jones
If you're having trouble getting through to Washington ESD to ask about your benefit calculation, I found this service called Claimyr that helps you actually reach an agent by phone. They have a video demo at https://youtu.be/7DieNd3C7zQ and the website is claimyr.com. Saved me hours of calling and getting hung up on.
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Mia Alvarez
•Is that legit? I've been trying to call Washington ESD for weeks to ask about my job search requirements.
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Charlotte Jones
•Yeah it's real. They basically call for you and get you connected to an actual person at Washington ESD. Worked for me when I needed to resolve an adjudication issue.
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Lucas Bey
The problem isn't really the benefit amount, it's how impossible it is to actually GET the benefits. I've been in adjudication for 8 weeks now and can't reach anyone at Washington ESD to find out what's happening.
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Harper Thompson
•8 weeks?? That's insane. Have you tried the secure messaging system on the ESD website?
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Lucas Bey
•I've sent like 6 messages through the secure system and gotten zero responses. It's like they don't even read them.
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Caleb Stark
•Try Claimyr if you need to actually talk to someone. I used them last month when my claim got stuck and they got me through to an adjudicator who cleared everything up in 10 minutes.
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Sophia Long
Washington's maximum weekly benefit of $999 is actually 7th highest in the nation. Massachusetts tops out around $1200/week, but we're definitely above average. The real advantage is our 26 weeks duration - some states only give you 12-16 weeks.
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Mia Alvarez
•Good to know we're not getting completely screwed then. Still wish it was higher with these rent prices though.
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Jade O'Malley
•Keep in mind you also don't have to pay state taxes on it here. In states with income tax, you could lose another 5-10% of your benefits to state taxes.
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Logan Greenburg
What really matters is whether you can actually collect the benefits. I know people in adjudication hell for months while Washington ESD supposedly 'investigates' their claims. Having good benefits doesn't help if you can't access them.
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Angelica Smith
•That's the real issue. The system works fine if your claim is straightforward, but any complications and you're stuck in limbo.
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Hunter Edmunds
•THIS. I had to prove I was laid off and not fired, took 3 months to get my first payment while I was behind on everything.
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Ella Lewis
don't forget about the job search requirements though... you have to apply for 3 jobs per week and keep detailed records. some states don't even require that anymore
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Carter Holmes
•The 3 job applications per week is pretty standard. At least Washington ESD accepts online applications, some states still require you to physically visit employers.
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Andrew Pinnock
•Wait, I thought it was 2 job searches per week? Did they change it recently?
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Carter Holmes
•It's 3 job search activities per week, which can include applications, networking events, or career counseling sessions.
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Brianna Schmidt
Anyone know how Washington's benefits compare for people who were self-employed? I heard they have some program for gig workers now.
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Sophia Long
•Self-employed people still can't get regular UI benefits. The pandemic programs for gig workers (PUA) ended in 2021.
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Alexis Renard
•Yeah if you were self-employed you're basically out of luck unless you paid into the voluntary coverage program, which almost nobody does.
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Caleb Stark
For anyone struggling to reach Washington ESD by phone - seriously try Claimyr. I was skeptical at first but they actually got me through to someone who could help with my weekly claim filing issue. Way better than spending all day redialing the same busy number.
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Camila Jordan
•How much does something like that cost though? Seems like you shouldn't have to pay extra just to reach a government agency.
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Caleb Stark
•You're right it's ridiculous we need services like this, but when you're not getting benefits for weeks because you can't reach anyone, it's worth it to get connected.
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Tyler Lefleur
The benefits might be decent but the whole system is a nightmare. Took me 3 attempts just to create an account on SecureAccess Washington, then another week to verify my identity. And don't get me started on the website crashing every Sunday when everyone tries to file their weekly claims...
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Madeline Blaze
•OMG yes!! The website is SO bad on Sundays. I've learned to file my weekly claim on Tuesday mornings instead.
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Max Knight
•Pro tip: file your weekly claims between 6-8 AM on weekdays. The system is way more stable then.
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Emma Swift
I moved here from Texas where the max weekly benefit was like $500. Washington's system has its problems but the benefit amounts are definitely better than a lot of places. Just wish they'd fix the phone system so you could actually talk to someone when needed.
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Mia Alvarez
•Yeah I'm starting to realize we have it better than I thought, at least on paper. The access issues are real though.
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Isabella Tucker
•Texas unemployment is terrible, you made the right move coming here. Even with all the ESD problems, at least you can survive on the benefits here.
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Jayden Hill
Keep in mind the $999 max is for people who were making like $70K+ annually. Most people get way less than that. But even getting $400-500/week is better than the $250-300 you'd get in many other states.
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Mia Alvarez
•That makes me feel a bit better about my $485. Still tight but could be worse I guess.
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LordCommander
•Exactly, and remember it's temporary. The point is to give you something while you find your next job, not replace your full income forever.
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Lucy Lam
has anyone dealt with the standby status stuff? my employer said they might call me back in a few months but i'm not sure if i should file for regular unemployment or wait
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Carter Holmes
•If you're on standby with a definite recall date within 8 weeks, you can file for standby benefits. Otherwise file regular UI and do your job searches.
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Lucy Lam
•they said 'maybe in 2-3 months' so probably not definite enough for standby then
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Aidan Hudson
•Yeah that's too vague for standby status. File regular UI and start looking for other work.
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