< Back to Washington Unemployment

Mia Alvarez

Washington ESD unemployment benefits - are they actually competitive compared to other states?

I've been dealing with Washington ESD for the past few months and honestly wondering if our state has decent unemployment benefits or if I'm missing something. My weekly benefit amount seems pretty low considering the cost of living here, especially around Seattle. I'm getting $485/week which feels like nothing when rent alone is $1800. Are Washington's unemployment benefits actually good compared to other places? Should I be grateful or is this system just not keeping up with reality?

Carter Holmes

•

Washington actually has some of the higher benefit amounts in the country. The maximum weekly benefit is $999 right now, so your $485 might be based on your previous wages. Did you work full-time before filing?

0 coins

Mia Alvarez

•

Yeah I was working full-time but only making about $42K annually. Guess that explains the lower amount.

0 coins

Sophia Long

•

The formula is roughly 3.85% of your highest quarter wages. So if you made $10,500 in your best quarter, that would put you around $485/week.

0 coins

Washington ESD benefits are actually pretty decent compared to most states. We get up to 26 weeks of regular UI, plus the state doesn't tax unemployment benefits. Some states cap out at like $300-400 per week maximum.

0 coins

Wait, Washington doesn't tax unemployment benefits? I thought the federal government still taxes them though?

0 coins

Correct - no state income tax on UI benefits in Washington, but you'll still owe federal taxes on them.

0 coins

If you're having trouble getting through to Washington ESD to ask about your benefit calculation, I found this service called Claimyr that helps you actually reach an agent by phone. They have a video demo at https://youtu.be/7DieNd3C7zQ and the website is claimyr.com. Saved me hours of calling and getting hung up on.

0 coins

Mia Alvarez

•

Is that legit? I've been trying to call Washington ESD for weeks to ask about my job search requirements.

0 coins

Yeah it's real. They basically call for you and get you connected to an actual person at Washington ESD. Worked for me when I needed to resolve an adjudication issue.

0 coins

Lucas Bey

•

The problem isn't really the benefit amount, it's how impossible it is to actually GET the benefits. I've been in adjudication for 8 weeks now and can't reach anyone at Washington ESD to find out what's happening.

0 coins

8 weeks?? That's insane. Have you tried the secure messaging system on the ESD website?

0 coins

Lucas Bey

•

I've sent like 6 messages through the secure system and gotten zero responses. It's like they don't even read them.

0 coins

Caleb Stark

•

Try Claimyr if you need to actually talk to someone. I used them last month when my claim got stuck and they got me through to an adjudicator who cleared everything up in 10 minutes.

0 coins

Sophia Long

•

Washington's maximum weekly benefit of $999 is actually 7th highest in the nation. Massachusetts tops out around $1200/week, but we're definitely above average. The real advantage is our 26 weeks duration - some states only give you 12-16 weeks.

0 coins

Mia Alvarez

•

Good to know we're not getting completely screwed then. Still wish it was higher with these rent prices though.

0 coins

Jade O'Malley

•

Keep in mind you also don't have to pay state taxes on it here. In states with income tax, you could lose another 5-10% of your benefits to state taxes.

0 coins

What really matters is whether you can actually collect the benefits. I know people in adjudication hell for months while Washington ESD supposedly 'investigates' their claims. Having good benefits doesn't help if you can't access them.

0 coins

That's the real issue. The system works fine if your claim is straightforward, but any complications and you're stuck in limbo.

0 coins

THIS. I had to prove I was laid off and not fired, took 3 months to get my first payment while I was behind on everything.

0 coins

Ella Lewis

•

don't forget about the job search requirements though... you have to apply for 3 jobs per week and keep detailed records. some states don't even require that anymore

0 coins

Carter Holmes

•

The 3 job applications per week is pretty standard. At least Washington ESD accepts online applications, some states still require you to physically visit employers.

0 coins

Wait, I thought it was 2 job searches per week? Did they change it recently?

0 coins

Carter Holmes

•

It's 3 job search activities per week, which can include applications, networking events, or career counseling sessions.

0 coins

Anyone know how Washington's benefits compare for people who were self-employed? I heard they have some program for gig workers now.

0 coins

Sophia Long

•

Self-employed people still can't get regular UI benefits. The pandemic programs for gig workers (PUA) ended in 2021.

0 coins

Alexis Renard

•

Yeah if you were self-employed you're basically out of luck unless you paid into the voluntary coverage program, which almost nobody does.

0 coins

Caleb Stark

•

For anyone struggling to reach Washington ESD by phone - seriously try Claimyr. I was skeptical at first but they actually got me through to someone who could help with my weekly claim filing issue. Way better than spending all day redialing the same busy number.

0 coins

Camila Jordan

•

How much does something like that cost though? Seems like you shouldn't have to pay extra just to reach a government agency.

0 coins

Caleb Stark

•

You're right it's ridiculous we need services like this, but when you're not getting benefits for weeks because you can't reach anyone, it's worth it to get connected.

0 coins

Tyler Lefleur

•

The benefits might be decent but the whole system is a nightmare. Took me 3 attempts just to create an account on SecureAccess Washington, then another week to verify my identity. And don't get me started on the website crashing every Sunday when everyone tries to file their weekly claims...

0 coins

OMG yes!! The website is SO bad on Sundays. I've learned to file my weekly claim on Tuesday mornings instead.

0 coins

Max Knight

•

Pro tip: file your weekly claims between 6-8 AM on weekdays. The system is way more stable then.

0 coins

Emma Swift

•

I moved here from Texas where the max weekly benefit was like $500. Washington's system has its problems but the benefit amounts are definitely better than a lot of places. Just wish they'd fix the phone system so you could actually talk to someone when needed.

0 coins

Mia Alvarez

•

Yeah I'm starting to realize we have it better than I thought, at least on paper. The access issues are real though.

0 coins

Texas unemployment is terrible, you made the right move coming here. Even with all the ESD problems, at least you can survive on the benefits here.

0 coins

Jayden Hill

•

Keep in mind the $999 max is for people who were making like $70K+ annually. Most people get way less than that. But even getting $400-500/week is better than the $250-300 you'd get in many other states.

0 coins

Mia Alvarez

•

That makes me feel a bit better about my $485. Still tight but could be worse I guess.

0 coins

LordCommander

•

Exactly, and remember it's temporary. The point is to give you something while you find your next job, not replace your full income forever.

0 coins

Lucy Lam

•

has anyone dealt with the standby status stuff? my employer said they might call me back in a few months but i'm not sure if i should file for regular unemployment or wait

0 coins

Carter Holmes

•

If you're on standby with a definite recall date within 8 weeks, you can file for standby benefits. Otherwise file regular UI and do your job searches.

0 coins

Lucy Lam

•

they said 'maybe in 2-3 months' so probably not definite enough for standby then

0 coins

Aidan Hudson

•

Yeah that's too vague for standby status. File regular UI and start looking for other work.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today