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Liam McConnell

Washington ESD claim balance hit zero - what happens when you run out of your claim balance on unemployment?

My Washington ESD claim balance just dropped to $0 after 26 weeks and I'm still looking for work. I've been filing my weekly claims religiously and doing all the job search requirements through WorkSource. What exactly happens now? Do I automatically get extended benefits or do I need to apply for something else? The eServices website isn't clear about next steps and I can't get through to anyone on the phone.

Once your regular UI claim exhausts, Washington ESD will automatically check if you qualify for Extended Benefits (EB). This usually kicks in when the state unemployment rate hits certain triggers. But right now I don't think EB is active in Washington.

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So if EB isn't active, I'm just out of luck? That seems crazy after only 26 weeks.

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Not necessarily. You might be able to file a new claim if you've worked enough hours since your original claim started. Check your work history in eServices.

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I went through this same thing last year! Washington ESD sent me a notice about 2 weeks before my balance hit zero explaining my options. Did you get anything like that?

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I might have gotten something but honestly the mail from ESD all looks the same to me. I should probably dig through it.

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Yeah definitely check. The notice should explain if you can file a new claim or if there are any extensions available.

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This happened to me too and I was so frustrated trying to get answers from Washington ESD. I ended up using this service called Claimyr (claimyr.com) that actually got me through to a real person at ESD. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Totally worth it when you need actual answers about your claim status.

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How does that work exactly? I've been trying to call for weeks with no luck.

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They basically handle the calling for you and get you connected to an actual ESD rep. Way better than sitting on hold for hours just to get disconnected.

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Sounds too good to be true but at this point I'm desperate enough to try anything.

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Here's what actually happens: Washington ESD will automatically file an Extended Benefits claim for you IF the state triggers are met. If not, you need to check if you can file a new regular UI claim. You need to have worked at least 680 hours (about 17 weeks full-time) since your benefit year began to qualify for a new claim.

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I did work part-time for about 3 months during my claim period. Would that count toward the 680 hours?

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Yes, as long as you reported those hours correctly on your weekly claims. Check your quarterly wage statement in eServices to see your total hours.

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Wait, you can work part-time while on unemployment? I thought that disqualified you completely.

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No, you can work part-time. Washington ESD just reduces your weekly benefit amount based on how much you earn. It's actually encouraged.

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THE SYSTEM IS BROKEN!!! I exhausted my claim 6 months ago and they told me tough luck, no extensions available. Meanwhile I'm still unemployed and can't even get food stamps because I don't have kids. This state doesn't care about people!

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I feel you on this. It's so frustrating when you're doing everything right and still can't get help.

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Did you check if you qualified for a new claim though? If you worked at all during your benefit year you might have been eligible.

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I tried but they said I didn't have enough hours. The whole system is designed to screw people over.

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been there, it sucks. you should get a letter explaining your options but dont hold your breath waiting for it. mine took like 3 weeks to arrive

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3 weeks?? That's insane. I need to know now what my options are.

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yeah thats why everyone tries calling but good luck with that lol

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I'm a former ESD employee and can confirm the process. When your claim balance reaches zero, the system automatically checks for EB eligibility first. If EB isn't triggered, it then checks if you have sufficient wages for a new claim. The notification letter is supposed to go out 3 weeks before exhaustion but there are often delays.

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Thank you for the insider info! So if I don't qualify for either EB or a new claim, what other options do I have?

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Unfortunately, if you don't qualify for either, your only option is to keep job searching and potentially apply for other assistance programs like SNAP or TANF if eligible.

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What about those federal extensions they had during COVID? Are those still available?

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No, all the pandemic-era extensions (PEUC, PUA, etc.) ended in September 2021. Only state Extended Benefits are available now when triggered.

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Same boat here. My claim exhausted last month and I'm still waiting to hear back about a new claim I filed. The waiting is killing me financially.

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How long has it been since you filed the new claim? Are you getting any updates?

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Filed it 3 weeks ago and nothing. eServices just shows 'claim under review' with no timeline.

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That sounds like it might be in adjudication. Could take months unfortunately.

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I was in this exact situation and ended up using Claimyr to get through to someone at ESD. They were able to explain that I qualified for a new claim but there was some issue with my application that was holding it up. Got it resolved within a week after talking to them.

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Seriously considering this Claimyr thing. Regular calling is getting me nowhere.

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I was skeptical too but it actually worked. Much better than the alternative of waiting months for a callback that never comes.

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Quick question - do you have to reapply for a new claim or does it happen automatically? I'm getting close to exhausting mine too.

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Extended Benefits are automatic if the state qualifies. New regular claims require you to file a new application.

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Got it, thanks. Better start preparing my documents just in case.

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This whole thread is giving me anxiety. I've got 4 weeks left on my claim and haven't found anything yet. The job market is still rough out there.

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Tell me about it. I thought I'd be back to work by now but every application seems to disappear into a black hole.

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Hang in there. I just got hired after 8 months of searching. It happens when you least expect it.

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The benefit year thing is confusing. Mine started in March 2024, so does that mean I need wages from March 2024 onward to qualify for a new claim?

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Exactly right. Any wages earned during your current benefit year (March 2024-March 2025 in your case) can count toward a new claim if you have enough hours.

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Okay that makes sense. I did some gig work so hopefully that's enough hours.

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Word of advice - start preparing for the possibility of no benefits NOW. Update your resume, expand your job search, look into other assistance programs. Don't wait until you're completely out of money.

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Good point. I've been so focused on the unemployment claim that I haven't thought about backup plans.

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Also check with local food banks and utility assistance programs. There's help out there beyond just unemployment.

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I went through claim exhaustion twice in the past few years. The first time I panicked, the second time I was prepared. Having a plan makes all the difference mentally and financially.

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What kind of plan did you make? I feel like I'm flying blind here.

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I budgeted for at least 2 months with no income, applied for SNAP ahead of time, and expanded my job search to include stuff I wouldn't normally consider. Also lined up some temporary gig work.

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Pro tip: if you do qualify for a new claim, the weekly benefit amount might be different based on your recent wages. Don't assume it'll be the same as your current claim.

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Different how? Higher or lower?

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Could go either way depending on what you earned during your benefit year. If you only worked part-time or low-wage jobs, it might be lower.

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Check your WorkSource account too. Sometimes there are additional resources or programs available when your regular benefits end. They don't always advertise them well.

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I'll look into that. I've been using WorkSource for job searches but haven't explored other features.

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Yeah they have training programs and stuff that might help. Worth checking out.

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Update us when you figure out your next steps! I'm sure other people will be in the same situation and could use the info.

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Will do! This thread has been super helpful. At least now I know what questions to ask when I finally get through to someone at ESD.

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Yeah this is way more useful than anything on the official ESD website.

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One more option - if you're eligible for training benefits through WorkSource, you might be able to get extended benefits while in an approved training program. Worth looking into if you're interested in learning new skills.

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That's interesting. Do you know how long those training benefits last?

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Depends on the program but I think it can be up to 2 years for some vocational training. You'd have to qualify and get approved though.

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Just remember to keep filing your weekly claims even after exhaustion if you think you might qualify for EB or a new claim. Don't let there be any gaps in your filing.

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Good reminder. I was wondering about that - whether I should keep filing even with a zero balance.

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Definitely keep filing. If benefits become available later, you don't want any missed weeks that you can't get paid for.

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This whole experience has taught me to never take steady employment for granted. Being unemployed long-term is way harder than I ever imagined, both financially and mentally.

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So true. The stress of not knowing what comes next is almost worse than the money problems.

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The mental health aspect doesn't get talked about enough. It's isolating and demoralizing.

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Have you looked into any mental health resources? Some are available on a sliding scale or free.

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