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Romeo Quest

What happens if my unemployment claim balance runs out - Washington ESD options?

My Washington ESD claim shows I only have about $800 left in my benefit year and I'm still unemployed. I've been collecting for about 18 weeks now and getting worried about what comes next. Does anyone know what options I have when my claim balance hits zero? Can I file a new claim right away or do I have to wait? I'm really stressed about this because I still haven't found steady work and need to keep getting benefits.

When your benefit year ends, you might be eligible for a new claim if you've worked enough since your original claim started. Washington ESD will look at your work history from the past 18 months to see if you qualify for a new benefit year.

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I worked part-time for about 3 months during my claim period but didn't earn much. Would that count toward a new claim?

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It depends on how much you earned. You need to have made at least $7,000 in covered wages during your base period for a new claim. The part-time work might help but you'd need to check with Washington ESD.

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I went through this last year. If you don't qualify for a new regular claim, there might be extended benefits available depending on the unemployment rate. But honestly, trying to get through to Washington ESD to ask about this stuff is impossible.

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Tell me about it! I've been trying to call for weeks about my adjudication issue and can never get through.

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I actually found something called Claimyr that helped me get through to an actual agent. It's at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ. Saved me hours of calling and getting hung up on.

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Never heard of that but at this point I'm willing to try anything to talk to someone at Washington ESD.

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There are a few scenarios when your claim balance runs out. First, if you're still in your benefit year (within 52 weeks of when you first filed), you might be able to extend if Washington state's unemployment rate triggers extended benefits. Second, if your benefit year is ending, you can apply for a new claim if you've earned enough wages since your last claim started.

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How do I know if extended benefits are available? Is there somewhere on the Washington ESD website that shows this?

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Yes, Washington ESD posts extended benefit availability on their main website. You can also check your eServices account - if you're eligible for an extension, it should show up there automatically.

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whatever you do dont let your claim lapse!!! keep filing your weekly claims even if the balance shows zero because if extended benefits become available you need to have been continuously filing to be eligible

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Really? I thought if the balance was zero there was no point in filing weekly claims.

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This is correct advice. You should continue filing weekly claims to maintain eligibility for any extensions or new benefits that might become available.

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The Washington ESD system is so confusing about this. I exhausted my benefits last month and still don't understand if I'm supposed to reapply or wait for something automatic to happen. The website doesn't make it clear at all.

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I know exactly what you mean. The whole system seems designed to confuse people. When I exhausted mine, I had to call like 50 times before getting through to someone who could explain my options.

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Did they tell you anything useful when you finally got through?

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Yeah, they said I needed to file a new claim because my benefit year was ending. But getting that information took literally weeks of trying to call.

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I'm in the same boat - my claim balance is getting low and I'm freaking out. Has anyone actually successfully gotten extended benefits in Washington recently? I keep hearing about them but don't know anyone who's actually received them.

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Extended benefits depend on the state's unemployment rate. They're not always available, and when they are, they typically provide 13 additional weeks of benefits at most.

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So there's no guarantee I'll get them even if I keep filing weekly claims?

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Correct. Extended benefits are triggered automatically when certain unemployment thresholds are met statewide. You can't apply for them directly.

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One thing that helped me when I was dealing with this was actually getting through to talk to someone at Washington ESD. Like I mentioned before, I used Claimyr to bypass all the phone menu stuff and get connected directly to an agent. They were able to look at my specific situation and tell me exactly what my options were.

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How much does something like that cost? I'm already stressed about money.

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It was worth it for me to get actual answers instead of guessing. Check out their site at claimyr.com - they explain how it works better than I can.

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Just want to add that if you do qualify for a new claim, the benefit amount might be different from your current claim. It's based on your wages from the new base period, so if you worked less or earned less, your weekly benefit could be lower.

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That's what I'm worried about. I only worked part-time during my claim so my wages were much lower.

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Yeah, that would likely result in a lower weekly benefit amount if you qualify for a new claim at all.

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the whole thing is such a mess. i exhausted my benefits 2 months ago and still havent heard anything about extended benefits even though i keep filing weekly claims like they told me to. getting really desperate here

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Have you checked if you're eligible to file a new claim instead of waiting for extended benefits? If your benefit year is ending, that might be a better option.

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how do i even know if my benefit year is ending? this stuff is so complicated

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Your benefit year is 52 weeks from when you first filed your claim. You should be able to see the end date in your eServices account.

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I'm getting conflicting information about whether I should file a new claim or wait for my current one to be extended. Some people say file immediately when your balance hits zero, others say wait to see if extended benefits kick in. Which is right?

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It depends on where you are in your benefit year. If your benefit year is ending (52 weeks from your original claim date), you should file a new claim. If you're still within your benefit year but exhausted your balance, you should continue filing weekly claims and wait to see if extended benefits become available.

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Ok that makes more sense. I think I'm still within my benefit year so I'll keep filing weekly claims for now.

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The timing on this stuff is critical and Washington ESD doesn't do a good job explaining it. I almost missed filing a new claim because I didn't realize my benefit year was ending. Luckily someone at WorkSource helped me figure it out.

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Did you have to go to WorkSource in person or were you able to get help over the phone?

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I went in person because I was so confused by everything. The staff there were actually really helpful in explaining my options.

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This thread is making me realize I need to get serious about figuring out my timeline. I've been putting off dealing with this because it's so overwhelming, but I can't afford to mess this up.

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Don't put it off! I almost lost benefits because I waited too long to figure out my situation. If you can't get through to Washington ESD on your own, definitely consider using something like Claimyr to talk to an actual person who can review your account.

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Yeah, I think I need to bite the bullet and get some real answers instead of guessing.

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Just wanted to mention that if you do end up filing a new claim, you'll have to go through the whole process again including the waiting week. So plan for that gap in payments.

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Wait, there's another waiting week for a new claim? I thought that was only for your first claim ever.

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Nope, each new benefit year starts with a waiting week. It's frustrating but that's how the system works.

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To summarize the main options when your claim balance runs out: 1) If still in benefit year, continue filing weekly claims and wait for possible extended benefits 2) If benefit year is ending and you have sufficient wages, file a new claim 3) If neither applies, your unemployment benefits end and you'll need to look into other assistance programs.

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This is really helpful. I think I need to figure out exactly where I am in my benefit year first.

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what other assistance programs are there if unemployment runs out completely?

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SNAP, temporary assistance, emergency rental assistance, food banks. WorkSource can help connect you with local resources too.

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One more thing to keep in mind - if you're collecting any other benefits like disability or workers comp, that can affect your eligibility for a new unemployment claim. Make sure to disclose everything when you apply.

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Good point. I'm not collecting anything else but I know some people get confused about what they need to report.

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honestly this whole conversation is stressing me out more. there are so many variables and rules and deadlines. i wish washington esd would just send a clear explanation to everyone about what happens when benefits run out

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I understand the frustration. The system is complex, but the key is to stay proactive about filing weekly claims and understanding your benefit year timeline.

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easier said than done when you cant even get someone on the phone to explain your specific situation

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After reading all this, I'm definitely going to try to get through to Washington ESD to get a clear answer about my situation. Thanks everyone for sharing your experiences - it's helpful to know I'm not the only one confused by all this.

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Good luck! If you have trouble getting through the regular way, remember that option I mentioned earlier with Claimyr. Sometimes you just need to talk to a real person to get clarity.

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I'll definitely keep that in mind if I can't get through on my own. Thanks for the tip!

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Thanks everyone for all the advice and information. I feel like I have a much better understanding of my options now. I'm going to check my benefit year timeline and start planning accordingly. Really appreciate this community!

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Glad this was helpful! Don't hesitate to ask if you have more questions as you figure out your next steps.

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Same here - this thread answered a lot of questions I had too. Good luck with everything!

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