Is workers comp unemployment - can I file Washington ESD claim while on L&I?
I'm really confused about this whole situation. I got hurt at work 2 months ago and I'm currently receiving workers compensation benefits through L&I. My coworker told me I might be able to file for unemployment too but I have no idea if that's even legal or possible? I'm not working right now because of my injury but I'm also not looking for work since I can't physically do my job. Can someone explain if workers comp counts as unemployment or if I can get both? I don't want to mess anything up with either program.
53 comments


Jasmine Hernandez
No, you can't collect both workers comp and unemployment at the same time in Washington. They're completely different programs. Workers comp (L&I) is for when you're injured on the job and can't work. Unemployment is for when you're able and available to work but don't have a job. Since you said you can't physically do your job right now, you wouldn't qualify for UI benefits.
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Axel Far
•That makes sense I guess. So I should stick with just the L&I benefits for now?
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Jasmine Hernandez
•Yes, exactly. L&I should cover your medical costs and time loss benefits while you recover. Don't file for unemployment until you're cleared to return to work.
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Luis Johnson
Actually this is more complicated than people think. I was on workers comp last year and my attorney told me there are some situations where you might be eligible for partial unemployment if you can do light duty work but your employer doesn't have any available. But you definitely need to be cleared for some kind of work first.
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Axel Far
•Oh wow, I didn't know that was even possible. My doctor hasn't cleared me for anything yet.
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Ellie Kim
•Yeah that's called vocational rehabilitation situations. Very specific circumstances though and you need L&I approval first.
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Fiona Sand
Been through this exact situation. You cannot double dip - period. Washington ESD will catch it if you try to collect both and you'll have to pay back every penny plus penalties. Stick with workers comp until you're fully released to work, then if your job isn't available anymore you can file for unemployment. I had to call Washington ESD like 15 times to get a straight answer about this when I was dealing with my injury.
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Axel Far
•15 times?? That sounds awful. How did you finally get through to someone?
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Fiona Sand
•I ended up using this service called Claimyr that calls for you and waits on hold. Found it at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of sitting on the phone.
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Mohammad Khaled
wait so if im getting workers comp I cant get unemployment even if my employer laid me off while I was injured?? that seems really unfair
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Jasmine Hernandez
•If you were laid off while injured, that's a whole different situation. You might be able to get unemployment if you can prove you're able and available for work despite the injury.
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Mohammad Khaled
•but how can I be available for work if im on workers comp? this is so confusing
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Ellie Kim
•That's why you need to talk to Washington ESD directly about your specific situation. Every case is different and the rules are complex.
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Alina Rosenthal
The key thing everyone's missing is the 'able and available' requirement for unemployment. If you're on workers comp, you're by definition not able to work (or at least not able to do your regular job). Washington ESD is very strict about this. I work in HR and see people get denied all the time for trying to collect both.
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Axel Far
•So there's really no scenario where you can get both?
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Alina Rosenthal
•There might be very rare exceptions for partial disability situations, but 99% of the time it's one or the other. Don't risk it unless you have official approval from both agencies.
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Finnegan Gunn
This happened to my brother in law. He tried to file for unemployment while on L&I and they made him pay back like $4000. The systems talk to each other now so they will find out.
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Axel Far
•Yikes! Good thing I asked first then.
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Luis Johnson
•Yeah the computer systems definitely cross-reference now. Much harder to slip through the cracks than it used to be.
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Miguel Harvey
I'm dealing with something similar right now. Been on workers comp for 6 weeks and my employer just told me they might not have my position when I come back. Super stressful not knowing what's going to happen financially.
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Jasmine Hernandez
•That's really tough. You should probably talk to a workers comp attorney about job protection rights.
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Miguel Harvey
•Already have one thankfully. Just worried about the gap between when workers comp ends and if I can get unemployment.
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Fiona Sand
•When you're ready to file for unemployment, definitely use Claimyr to call Washington ESD. Way easier than trying to get through on your own.
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Ashley Simian
OP - here's the bottom line. Workers compensation and unemployment insurance serve different purposes and you can't collect both simultaneously. Workers comp replaces your wages while you're unable to work due to a job injury. Unemployment replaces wages when you're able to work but unemployed through no fault of your own. The 'able and available' requirement for UI disqualifies you while you're receiving workers comp benefits.
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Axel Far
•This is the clearest explanation I've gotten. Thank you!
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Ashley Simian
•No problem. Just focus on getting better first, then worry about unemployment if your job isn't there when you're cleared to return.
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Oliver Cheng
What about if you're on light duty through workers comp but your employer doesn't have light duty work available? I've heard that might qualify you for unemployment benefits.
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Jasmine Hernandez
•That's a very specific situation that would require approval from both L&I and Washington ESD. Most people don't qualify for this.
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Oliver Cheng
•Right, but it is technically possible in some cases. Worth exploring if you're in that exact situation.
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Taylor To
Whatever you do, don't try to game the system. I know someone who got caught collecting both and ended up owing back thousands plus interest and penalties. Not worth the risk.
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Axel Far
•Definitely not trying to cheat anything! Just wanted to understand my options.
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Taylor To
•Good! Better to ask questions upfront than deal with problems later.
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Ella Cofer
The timing of when you can transition from workers comp to unemployment is critical. You need to be medically cleared for work before you can even apply for UI benefits. Washington ESD will ask for documentation proving you're able to work.
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Axel Far
•What kind of documentation do they need?
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Ella Cofer
•Usually a medical release from your doctor saying you can return to work, either full duty or with restrictions.
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Kevin Bell
Been there done that. Was on workers comp for 3 months last year. When I was cleared to return to work, my employer had eliminated my position. Filed for unemployment the same week I got my medical clearance and had no issues. Just make sure there's no overlap in the benefit periods.
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Axel Far
•That's exactly what I'm worried might happen to me. How long did it take to get approved for unemployment?
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Kevin Bell
•About 2 weeks since it was pretty straightforward. I had all my paperwork ready and no complications with my claim.
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Savannah Glover
If you're still confused about your specific situation, you really need to call Washington ESD directly. The rules can vary depending on your exact circumstances and it's better to get official guidance than rely on forum advice.
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Axel Far
•I've been trying to call but keep getting busy signals or hung up on.
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Fiona Sand
•That's exactly why I mentioned Claimyr earlier. They handle all the calling and waiting for you. Check out their demo at https://youtu.be/7DieNd3C7zQ to see how it works.
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Felix Grigori
Another thing to consider - if you do transition from workers comp to unemployment later, make sure you understand the job search requirements. You'll need to be actively looking for work and able to accept suitable employment.
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Axel Far
•Good point. I assume I'd need to register with WorkSource too?
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Felix Grigori
•Yes, that's part of the standard unemployment requirements in Washington. You'll need to complete your work search activities each week.
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Felicity Bud
Just want to emphasize again - DO NOT FILE FOR BOTH. I cannot stress this enough. The computer systems will catch it and you'll be in big trouble. Wait until your workers comp case is completely closed before even thinking about unemployment.
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Axel Far
•Message received loud and clear! I'll stick with L&I for now.
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Max Reyes
•Smart choice. Better safe than sorry with government benefit programs.
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Mikayla Davison
One more consideration - make sure you understand how workers comp settlement affects future unemployment eligibility. If you get a lump sum settlement, it might impact your ability to collect UI benefits immediately after.
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Axel Far
•I haven't heard anything about a settlement yet, but good to know for the future.
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Mikayla Davison
•Yeah, it's not always an issue but worth discussing with your attorney if you get to that point.
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Adrian Connor
Bottom line OP - focus on your recovery first. The financial stuff will work itself out once you know what your work capacity will be. Don't stress about unemployment until you're medically cleared and know whether your job will be available.
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Axel Far
•You're right. I need to stop worrying about things I can't control right now.
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Adrian Connor
•Exactly. Take care of your health first, everything else is secondary.
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