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Is workers comp unemployment - can I file Washington ESD claim while on L&I?

I'm really confused about this whole situation. I got hurt at work 2 months ago and I'm currently receiving workers compensation benefits through L&I. My coworker told me I might be able to file for unemployment too but I have no idea if that's even legal or possible? I'm not working right now because of my injury but I'm also not looking for work since I can't physically do my job. Can someone explain if workers comp counts as unemployment or if I can get both? I don't want to mess anything up with either program.

No, you can't collect both workers comp and unemployment at the same time in Washington. They're completely different programs. Workers comp (L&I) is for when you're injured on the job and can't work. Unemployment is for when you're able and available to work but don't have a job. Since you said you can't physically do your job right now, you wouldn't qualify for UI benefits.

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That makes sense I guess. So I should stick with just the L&I benefits for now?

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Yes, exactly. L&I should cover your medical costs and time loss benefits while you recover. Don't file for unemployment until you're cleared to return to work.

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Actually this is more complicated than people think. I was on workers comp last year and my attorney told me there are some situations where you might be eligible for partial unemployment if you can do light duty work but your employer doesn't have any available. But you definitely need to be cleared for some kind of work first.

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Oh wow, I didn't know that was even possible. My doctor hasn't cleared me for anything yet.

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Yeah that's called vocational rehabilitation situations. Very specific circumstances though and you need L&I approval first.

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Been through this exact situation. You cannot double dip - period. Washington ESD will catch it if you try to collect both and you'll have to pay back every penny plus penalties. Stick with workers comp until you're fully released to work, then if your job isn't available anymore you can file for unemployment. I had to call Washington ESD like 15 times to get a straight answer about this when I was dealing with my injury.

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15 times?? That sounds awful. How did you finally get through to someone?

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I ended up using this service called Claimyr that calls for you and waits on hold. Found it at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of sitting on the phone.

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wait so if im getting workers comp I cant get unemployment even if my employer laid me off while I was injured?? that seems really unfair

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If you were laid off while injured, that's a whole different situation. You might be able to get unemployment if you can prove you're able and available for work despite the injury.

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but how can I be available for work if im on workers comp? this is so confusing

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That's why you need to talk to Washington ESD directly about your specific situation. Every case is different and the rules are complex.

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The key thing everyone's missing is the 'able and available' requirement for unemployment. If you're on workers comp, you're by definition not able to work (or at least not able to do your regular job). Washington ESD is very strict about this. I work in HR and see people get denied all the time for trying to collect both.

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So there's really no scenario where you can get both?

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There might be very rare exceptions for partial disability situations, but 99% of the time it's one or the other. Don't risk it unless you have official approval from both agencies.

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This happened to my brother in law. He tried to file for unemployment while on L&I and they made him pay back like $4000. The systems talk to each other now so they will find out.

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Yikes! Good thing I asked first then.

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Yeah the computer systems definitely cross-reference now. Much harder to slip through the cracks than it used to be.

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I'm dealing with something similar right now. Been on workers comp for 6 weeks and my employer just told me they might not have my position when I come back. Super stressful not knowing what's going to happen financially.

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That's really tough. You should probably talk to a workers comp attorney about job protection rights.

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Already have one thankfully. Just worried about the gap between when workers comp ends and if I can get unemployment.

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When you're ready to file for unemployment, definitely use Claimyr to call Washington ESD. Way easier than trying to get through on your own.

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OP - here's the bottom line. Workers compensation and unemployment insurance serve different purposes and you can't collect both simultaneously. Workers comp replaces your wages while you're unable to work due to a job injury. Unemployment replaces wages when you're able to work but unemployed through no fault of your own. The 'able and available' requirement for UI disqualifies you while you're receiving workers comp benefits.

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This is the clearest explanation I've gotten. Thank you!

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No problem. Just focus on getting better first, then worry about unemployment if your job isn't there when you're cleared to return.

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What about if you're on light duty through workers comp but your employer doesn't have light duty work available? I've heard that might qualify you for unemployment benefits.

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That's a very specific situation that would require approval from both L&I and Washington ESD. Most people don't qualify for this.

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Right, but it is technically possible in some cases. Worth exploring if you're in that exact situation.

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Whatever you do, don't try to game the system. I know someone who got caught collecting both and ended up owing back thousands plus interest and penalties. Not worth the risk.

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Definitely not trying to cheat anything! Just wanted to understand my options.

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Good! Better to ask questions upfront than deal with problems later.

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The timing of when you can transition from workers comp to unemployment is critical. You need to be medically cleared for work before you can even apply for UI benefits. Washington ESD will ask for documentation proving you're able to work.

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What kind of documentation do they need?

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Usually a medical release from your doctor saying you can return to work, either full duty or with restrictions.

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Been there done that. Was on workers comp for 3 months last year. When I was cleared to return to work, my employer had eliminated my position. Filed for unemployment the same week I got my medical clearance and had no issues. Just make sure there's no overlap in the benefit periods.

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That's exactly what I'm worried might happen to me. How long did it take to get approved for unemployment?

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About 2 weeks since it was pretty straightforward. I had all my paperwork ready and no complications with my claim.

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If you're still confused about your specific situation, you really need to call Washington ESD directly. The rules can vary depending on your exact circumstances and it's better to get official guidance than rely on forum advice.

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I've been trying to call but keep getting busy signals or hung up on.

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That's exactly why I mentioned Claimyr earlier. They handle all the calling and waiting for you. Check out their demo at https://youtu.be/7DieNd3C7zQ to see how it works.

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Another thing to consider - if you do transition from workers comp to unemployment later, make sure you understand the job search requirements. You'll need to be actively looking for work and able to accept suitable employment.

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Good point. I assume I'd need to register with WorkSource too?

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Yes, that's part of the standard unemployment requirements in Washington. You'll need to complete your work search activities each week.

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Just want to emphasize again - DO NOT FILE FOR BOTH. I cannot stress this enough. The computer systems will catch it and you'll be in big trouble. Wait until your workers comp case is completely closed before even thinking about unemployment.

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Message received loud and clear! I'll stick with L&I for now.

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Smart choice. Better safe than sorry with government benefit programs.

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One more consideration - make sure you understand how workers comp settlement affects future unemployment eligibility. If you get a lump sum settlement, it might impact your ability to collect UI benefits immediately after.

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I haven't heard anything about a settlement yet, but good to know for the future.

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Yeah, it's not always an issue but worth discussing with your attorney if you get to that point.

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Bottom line OP - focus on your recovery first. The financial stuff will work itself out once you know what your work capacity will be. Don't stress about unemployment until you're medically cleared and know whether your job will be available.

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You're right. I need to stop worrying about things I can't control right now.

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Exactly. Take care of your health first, everything else is secondary.

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