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Aurora St.Pierre

How much unemployment do you get if you get laid off in Washington?

Just found out my position is being eliminated next month and I'm trying to figure out what to expect financially. I've been working full-time for about 2 years making around $52,000 annually. Does anyone know how Washington ESD calculates unemployment benefits? I need to start budgeting for this transition and want to know what I might be looking at for weekly payments.

Washington ESD uses your highest earning quarter from the past 18 months to calculate your weekly benefit amount. Generally it's about 50% of your average weekly wage, but there's a maximum cap. For 2025, I think the max is around $999 per week.

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That's helpful, thanks! So they look at my best quarter, not my total annual salary?

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Exactly. They take your highest earning quarter, divide by 13 weeks, then calculate roughly 50% of that amount.

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The exact formula is a bit more complex than just 50%. Washington ESD uses a sliding scale based on your income level. Lower earners get a higher percentage, higher earners get closer to that 50% mark. You can use the benefit calculator on their website to get an estimate.

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I tried the calculator but it's asking for quarterly wages and I only know my annual salary. How do I figure out my quarterly amounts?

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Check your pay stubs or ask HR for your quarterly wage statements. You'll need those exact figures for the most accurate calculation.

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Your W-2 might also break it down by quarter if you have last year's copy.

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I was in a similar situation last year. The Washington ESD system can be really hard to navigate, especially when you're trying to get through to someone on the phone. I spent weeks calling and getting disconnected. Finally found this service called Claimyr that actually got me through to an agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration.

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Interesting, I've never heard of that. Is it expensive?

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It's worth it when you consider how much time you save not sitting on hold for hours. Plus they actually get you connected to a real person who can answer your questions.

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I'm always skeptical of third-party services for government stuff. Has anyone else used this?

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With your salary level, you're probably looking at somewhere between $400-600 per week, but that's just a rough guess. The important thing is to file your claim as soon as possible after your last day of work. Don't wait!

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Good to know on the timing. Should I wait until my actual last day or can I file before?

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File on your first day of unemployment, not before. Washington ESD is pretty strict about that timing.

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Make sure you understand the job search requirements too. You'll need to make at least 3 job search contacts per week and keep detailed records. Washington ESD can audit your job search log at any time.

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What counts as a job search contact?

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Applying for jobs, contacting employers directly, attending job fairs, networking events. There's a full list on the Washington ESD website.

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Don't forget about WorkSourceWA registration - that's required within 2 weeks of filing your claim.

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One thing to keep in mind is that unemployment benefits are taxable income. You can have taxes withheld from your weekly payments or pay quarterly. I learned this the hard way at tax time.

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Oh wow, I didn't think about the tax implications. Thanks for mentioning that.

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Yeah, it's 10% federal withholding if you choose that option. Better than getting hit with a big tax bill later.

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The whole system is such a pain. I had to deal with adjudication last time because my employer contested my claim. Took 6 weeks to get resolved and the stress was unreal.

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What's adjudication? Should I be worried about that?

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It's when Washington ESD has to investigate something about your claim. Usually happens if there's a question about why you left your job or if your employer disputes it.

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Since you're being laid off, you shouldn't have to worry about adjudication. That's typically for quits or terminations for cause.

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Documentation is key. Keep everything - your layoff notice, final paystub, any severance information. Washington ESD might ask for it during the application process.

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Good point. I'll make sure to get copies of everything from HR.

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Also worth noting that if you get severance pay, it might affect when your benefits start. Washington ESD has specific rules about how severance impacts your claim timing.

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I think I'm getting 2 weeks severance. Will that delay my benefits by 2 weeks?

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Possibly, but it depends on how the severance is structured. You'll need to report it when you file your claim and Washington ESD will determine the impact.

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Just wanted to follow up on the Claimyr thing - I used them again last month when I had questions about my claim status. Super easy to use and they got me connected to an Washington ESD agent within minutes instead of hours of calling.

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I might actually try this. The phone system is absolutely terrible.

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Yeah, it's a game changer. Especially when you need to talk to someone about something specific like benefit calculations or claim issues.

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One more thing - don't forget about the waiting week. Washington ESD has a one-week waiting period for new claims, so your first payable week is actually your second week of unemployment.

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So even if I file immediately, I won't get paid for the first week?

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Correct. The first week is unpaid, but you still need to file your weekly claim for it.

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The maximum benefit duration is 26 weeks in Washington, but it could be less depending on your work history. They calculate it based on your total wages in the base period.

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With 2 years of work history, should I be able to get the full 26 weeks?

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Probably, but it depends on your total earnings. The formula is complex but 2 years of steady work should qualify you for a decent duration.

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Make sure you set up direct deposit when you file your claim. Paper checks take forever and can get lost in the mail. Direct deposit is much more reliable.

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Good tip, thanks. How long does it usually take to get your first payment?

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If everything goes smoothly, about 2-3 weeks from when you file. That includes the waiting week and processing time.

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Don't forget to keep filing your weekly claims even if your initial claim is still processing. Missing a week can cause delays or gaps in your benefits.

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Weekly claims are filed online through the Washington ESD website, right?

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Yes, through SecureAccess Washington (SAW). You can file online or by phone, but online is usually faster and easier.

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The whole process is stressful enough without having to deal with Washington ESD's phone system. I wish I had known about services like Claimyr earlier - would have saved me hours of frustration.

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Yeah, I'm definitely going to look into that if I run into any issues. Thanks everyone for all the helpful info!

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Just remember that every situation is different. What worked for one person might not apply to your specific case. When in doubt, talk to an actual Washington ESD representative.

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Absolutely. I feel much more prepared now though. This thread has been incredibly helpful.

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Good luck with everything. The unemployment system can be overwhelming but you'll get through it.

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One last piece of advice - start looking for work immediately even though you're getting benefits. The job market is competitive and the sooner you start networking and applying, the better.

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Definitely planning on it. Thanks again everyone for sharing your experiences and advice.

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