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Ellie Simpson

How much is unemployment right now in Washington - current benefit rates?

I'm trying to figure out what the weekly benefit amount would be if I filed for unemployment in Washington right now. My job at the warehouse ended last month and I've been putting off applying because I wasn't sure if it would be worth it. Does anyone know what the current maximum weekly benefit is? I was making about $22/hour working full time before I got laid off. Also wondering if there are any other programs or assistance available right now beyond regular UI benefits.

Washington ESD sets the maximum weekly benefit amount at $999 per week for 2025. Your actual amount depends on your earnings history from the past year. They look at your highest earning quarter and use that to calculate your weekly benefit amount. With $22/hour full time, you'd probably qualify for a decent amount but not the full maximum.

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Thanks! Do you know how they calculate it exactly? Like what percentage of your previous wages?

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It's roughly 50% of your average weekly wage up to the maximum. So if you were making around $880 per week, you'd get close to $440 weekly in benefits.

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just apply already, the sooner you file the sooner you start getting money. worst case they say no but at least you'll know for sure

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You're right, I should stop overthinking it. Just nervous about the whole process.

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yeah the application isn't that bad, just have your employment info ready

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The maximum is $999 but most people don't get that much. I was making $25/hour and my weekly benefit came out to $487. The Washington ESD website has a benefit calculator you can use to estimate your amount before applying. You'll need your last 15 months of work history to get an accurate estimate.

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That's helpful to know a real example. Where do I find the benefit calculator on their site?

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Go to esd.wa.gov and look for 'Benefit Calculator' under the unemployment services section. You'll need pay stubs or tax info to use it properly.

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I tried using that calculator but couldn't get through to verify my account. Has anyone had issues with the Washington ESD website lately?

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If you're having trouble getting through to Washington ESD to check on your claim status or get questions answered, I discovered this service called Claimyr that actually gets you connected to real agents. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Way better than spending hours trying to call yourself and getting hung up on.

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Never heard of that before. Is it legit? I'm always suspicious of third-party services.

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Yeah it's real, I used it last month when my claim got stuck in adjudication. Saved me probably 20 hours of failed phone calls. Check out claimyr.com for more info.

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How much does something like that cost though? If I'm unemployed I don't want to spend money on services.

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Don't forget you have to do job searches every week to keep getting benefits. It's 3 job searches per week minimum and you have to log them in your WorkSourceWA account. Some people don't realize this until they've already been claiming for weeks.

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Good point, I hadn't thought about the job search requirements. Is that new?

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No it's been around but they're more strict about it now. Make sure you're actually applying for jobs that match your experience level.

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Wait, do you have to use WorkSourceWA specifically or can you use other job sites?

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You can use other job sites but you still need to log everything in WorkSourceWA. Each job search activity has to be documented with company name, position, date, and method of contact. Keep good records because they audit claims randomly.

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That sounds like a lot of paperwork for each application. Do they really check all that?

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They don't check every single one but if you get audited and can't provide documentation, they'll disqualify you and you might have to pay back benefits.

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THE WHOLE SYSTEM IS A JOKE. I've been waiting 6 WEEKS for my adjudication to clear and can't get anyone on the phone. Bills don't stop because Washington ESD can't figure out their own system. Meanwhile people who don't even deserve benefits are getting them no problem.

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I feel your frustration. Have you tried reaching out to your local legislators? Sometimes they can help push things along.

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Yeah I contacted my state rep last week. Still waiting to hear back from them too. Everything takes forever.

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This is exactly why I mentioned Claimyr earlier. When you're stuck in adjudication for weeks, sometimes you need help getting through to actually talk to someone who can resolve your case.

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Just wanted to add that if you quit your job voluntarily, you probably won't qualify for regular unemployment benefits. You have to be laid off or terminated through no fault of your own. There are some exceptions but they're pretty specific.

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I was laid off, not quit. The whole warehouse is closing down so it should be straightforward.

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That's good then, layoffs are usually processed faster than other types of separations.

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my cousin got $645 a week when she got laid off from boeing but she was making way more than $22/hour. honestly just apply and see what happens, you can always appeal if the amount seems wrong

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Good to know about the appeal option. How long does the whole process usually take?

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if everything goes smooth maybe 2-3 weeks to get your first payment. longer if there are issues

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Remember you can only collect benefits for 26 weeks maximum in Washington, so don't wait too long to start looking for work seriously. The job market is actually pretty good right now in most industries.

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26 weeks seems like a reasonable amount of time to find something. Are there any extensions available if needed?

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Extensions are rare and usually only during major economic downturns. Don't count on them being available.

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I went through this same situation last year. Applied online through the Washington ESD website, got approved within two weeks, started receiving $512 per week. The hardest part was keeping up with the weekly claims and job search requirements. Set reminders for yourself because missing a weekly claim can mess up your payments.

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Thanks for sharing your experience. Did you have any issues with the online system?

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The website crashed on me a few times but it usually worked better early in the morning or late at night when fewer people were using it.

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Don't forget about other assistance programs while you're unemployed. You might qualify for SNAP food benefits, help with utilities, or housing assistance. Check with DSHS to see what's available.

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That's a good point, I hadn't thought about other programs. Every bit helps when you're not working.

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Washington also has some workforce development programs that might help with job training or education while you're collecting benefits.

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Just a heads up that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay at the end of the year. I learned this the hard way and owed money at tax time.

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Oh wow, I didn't realize that. How much do they withhold if you choose that option?

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I think it's 10% federal withholding. You can set it up when you file your initial claim or change it later through your online account.

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For what it's worth, I used that Claimyr service someone mentioned earlier when I couldn't get through about my overpayment notice. Worked exactly like they said it would - got connected to an actual Washington ESD agent within an hour instead of calling all day. Worth checking out if you run into issues.

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Did they help resolve your overpayment issue or just get you connected?

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They just help you get through to agents, but that was exactly what I needed. The agent was able to explain the overpayment and set up a payment plan.

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Filing online is definitely the way to go. The phone system is overwhelmed and you'll just waste time trying to call. Have all your employment info ready - employer names, addresses, dates of employment, reason for separation, and your social security number.

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Thanks for the checklist. I should be able to gather all that information pretty easily.

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Also make sure you file the week you become unemployed, not weeks later. You can't backdate claims in most cases.

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The waiting week is gone now so you should get paid for your first week of unemployment if you file right away. That's different from how it used to be a few years ago.

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That's good news. So I can file now even though I've been out of work for a few weeks?

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You should file as soon as possible. They might not pay for the weeks you waited to file, so don't delay any longer.

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One more thing - keep documentation of everything. Save confirmation numbers, print out important pages, screenshot your claim status. If anything goes wrong you'll need proof of what happened and when.

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Good advice. Sounds like the key is to be organized and keep good records throughout the process.

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Exactly. And file your weekly claims on the same day each week so you don't forget. Missing even one can cause problems.

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Based on everyone's advice here, sounds like I should stop overthinking this and just apply. Thanks everyone for all the helpful information. Going to gather my employment documents and file online today.

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Good luck! The process isn't as scary as it seems once you get started.

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Hope it goes smoothly for you. Don't hesitate to ask if you run into any issues.

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And remember, if you need help reaching Washington ESD agents for any reason, that Claimyr service is there as an option.

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